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Original price $296.99 - Original price $296.99
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$296.99
$296.99 - $296.99
Current price $296.99

Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $296.99 - Original price $296.99
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Original price $717.99 - Original price $717.99
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Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses - Black

Canon

EF-S 18-55mm f/3.5-5.6 standard zoom provides versatilityDesigned with Canon's optical image stabilizer technology. Expands picture-taking possibil...

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Original price $717.99 - Original price $717.99
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Original price $92.99 - Original price $92.99
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SANUS Elite - Super Slim Fixed-Position TV Wall Mount for Most TVs 32"-80" up to 150lbs - Easy Cable Access - Lateral Shift - Black

Sanus

Super Thin profile allows TV to be just .67" from the wallYour sleek thin TV hangs like a piece of art on the wall.TV Wall Mount Compatible with mo...

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Original price $92.99 - Original price $92.99
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Original price $532.99 - Original price $532.99
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Sonos - Five high-fidelity Wireless Speaker - White

Sonos Inc

Voice controlWirelessly connect a voice enabled device such as Amazon Echo Dot or Google Home Mini for hands-free control of your music and more.Ap...

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Original price $532.99 - Original price $532.99
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Original price $86.99 - Original price $86.99
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Cooluli - Glow Beauty 4L Mini Fridge with Mirror LED - White

Cooluli

Bask in the GlowThe Cooluli Glow-4L mini refrigerator blends style with function. Its mirrored door and adjustable LED ring enhance decor and skinc...

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Original price $86.99 - Original price $86.99
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Original price $553.99 - Original price $553.99
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Breville - the Bambino Plus Espresso Machine with 15 bars of pressure and Milk Frother - Stainless Steel

Breville

Espresso coffee machineQuickly and easily prepare your favorite beverage.Milk frother jug (480 ml)Perfect for making frothed milk to create your fa...

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Original price $553.99 - Original price $553.99
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$553.99
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Original price $998.99 - Original price $998.99
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KitchenAid - 24" Front Control Built-In Dishwasher with Stainless Steel Tub ProWash Cycle 3rd Rack 39 dBA - Stainless Steel with PrintShield Finish

Kitchenaid

39 dBAProvides the quietest cleaning available from KitchenAid Dishwashers so there’s no need to wait to run a wash cycle while entertaining and en...

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Original price $998.99 - Original price $998.99
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Original price $900.99 - Original price $900.99
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Breville - the Barista Touch Espresso Machine with 9 bars of pressure Milk Frother and integrated grinder - Stainless Steel

Breville

Clever Automatic Customize.Intuitive touch screen display simplifies how to make your favorite cafe coffee in 3 easy steps Grind Brew and Milk. You...

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Original price $900.99 - Original price $900.99
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Original price $2,031.99 - Original price $2,031.99
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KitchenAid - 6.7 Cu. Ft. Self-Cleaning Freestanding Double Oven Electric Convection Range - Stainless steel

Kitchenaid

5 cooktop elementsProvide 2000W of power for efficient cooking. A triple-ring burner lets you customize the element to accommodate your cookware.Ci...

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Original price $2,031.99 - Original price $2,031.99
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Original price $1,304.99 - Original price $1,304.99
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KitchenAid - 6.4 Cu. Ft. Self-Cleaning Freestanding Electric Convection Range - Stainless steel

Kitchenaid

Even-Heat True ConvectionFeatures a unique bow-tie design with heating element and fan that circulates hot air throughout the entire oven providing...

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Original price $1,304.99 - Original price $1,304.99
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Original price $2,174.99 - Original price $2,174.99
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LG - 27.8 Cu. Ft. 4-Door French Door Smart Refrigerator with Smart Cooling System - Stainless steel

LG

Ultra-Large Capacity 28 cu. ft.Store more food with our Ultra-Large Capacity (28 cubic feet) refrigerators.PrintProof FinishBeautiful easy-to-clean...

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Original price $2,174.99 - Original price $2,174.99
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Original price $158.99 - Original price $158.99
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$158.99
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Logitech - C930e Full HD 1080p Business Webcam - Black

Logitech

Delivers professional video-conferencing experienceHD 1080p/30 fps video enhanced by RightLight 2 and a high-precision lens deliver rich video qual...

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Original price $158.99 - Original price $158.99
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Original price $1,405.99 - Original price $1,405.99
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Whirlpool - 24.6 Cu. Ft. Side-by-Side Refrigerator - Fingerprint Resistant Stainless Steel

Whirlpool

Fingerprint-resistant finishResists fingerprints and smudges with steel that easily wipes clean.Electronic temperature controlsChoose the ideal tem...

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Original price $1,405.99 - Original price $1,405.99
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Original price $2,573.99 - Original price $2,573.99
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Whirlpool - 26.8 Cu. Ft. French Door Refrigerator - Fingerprint Resistant Stainless Steel

Whirlpool

Platter pocketWide flat items like brownie pans lasagna and pizza boxes stay tucked out of the way in this space designed to keep them safe from st...

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Original price $2,573.99 - Original price $2,573.99
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Original price $330.99 - Original price $330.99
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$330.99
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Apple - HomePod (2nd Generation) Smart Speaker with Siri - White

Apple

Premium immersive high-fidelity audioPowerful high-excursion woofer delivers deep rich bassFive beamforming tweeters for clear detailed highsAdvanc...

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Original price $330.99 - Original price $330.99
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Original price $198.99 - Original price $198.99
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$198.99
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Current price $198.99

Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Sage Gray

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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Original price $198.99 - Original price $198.99
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$198.99
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Original price $128.99 - Original price $128.99
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$128.99
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Nest Hub 7 Smart Display with Google Assistant (2nd Gen) - Sand

GOOGLE

Keep your family connected.Nest Hub works with your Nest speakers and displays to keep everyone in sync. Broadcast messages across the house tell ...

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Original price $128.99 - Original price $128.99
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$128.99
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Original price $2,029.99 - Original price $2,029.99
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LG - 25.5 Cu. Ft. Bottom-Freezer Refrigerator with Ice Maker - PrintProof Stainless Steel

LG

Large capacity 26 cu. ft. (bottom mount)Stock up and store everything you need. With a cavernous 26 cu. ft. of space this LG bottom mount refrigera...

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Original price $2,029.99 - Original price $2,029.99
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Original price $80.99 - Original price $80.99
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$80.99
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SaharaCase - Raider Series Heavy-Duty Case with Hand Strap for Apple iPad Air 11" M3/M2 - Scorpion Black

SaharaCase

Designed for use with Apple iPad Air M2 and M3 11"For a precise fit.Ergonomic closed-button designProtects the buttons from dust.Robust TPU and pla...

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Original price $80.99 - Original price $80.99
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Original price $63.99 - Original price $63.99
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$63.99
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Microsoft - Surface Wireless Bluetooth Optical Ambidextrous Mouse - Wireless - Silver

Microsoft

Exceptional accuracyDesigned to have premium precision pointing and clicking for scalable performance across the screen of your Surface and externa...

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Original price $63.99 - Original price $63.99
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Original price $4,203.99 - Original price $4,203.99
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KitchenAid - 23.8 Cu. Ft. French Door Counter-Depth Refrigerator - PrintShield stainless

Kitchenaid

Preserva Food Care SystemProvides the height of food preservation with two independent cooling systems plus a Produce Preserver to help keep food a...

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Original price $4,203.99 - Original price $4,203.99
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Original price $1,849.99 - Original price $1,849.99
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$1,849.99
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Whirlpool - 33-inches wide Bottom-Freezer Refrigerator with SpillGuard Glass Shelves - 22 cu. Ft - Stainless steel

Whirlpool

Spillproof Glass ShelvesSimplify cleanup with shelves that help contain spills and prevent liquids from leaking below.Deli DrawerStore plenty of me...

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Original price $1,849.99 - Original price $1,849.99
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Original price $421.99 - Original price $421.99
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$421.99
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GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - Stainless steel

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $421.99 - Original price $421.99
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$421.99
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Original price $224.99 - Original price $224.99
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$224.99
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Current price $224.99

KSMPRA Pasta Roller Attachments for Most KitchenAid Stand Mixers - Stainless-Steel

Panasonic

Powered by your KitchenAid Stand MixerTo make quick and easy work of fresh homemade pasta in your kitchen using the 3-Piece Pasta Roller Cutter Se...

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Original price $224.99 - Original price $224.99
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$224.99
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Original price $128.99 - Original price $128.99
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$128.99
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Sanus - UNIVERSAL PROJ MOUNT - Black

Sanus

Conceal hardwareConceal exposed hardware with decorative coverEasily adjustEasily adjust your TV without toolsHardware includedHeavy-guageHeavy-gau...

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Original price $128.99 - Original price $128.99
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$128.99
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Original price $98.99 - Original price $98.99
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$98.99
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Logitech - Z313 2.1-Channel Speaker System (3-Piece) - Black/Silver

Logitech

50 watts peak power (25W RMS)Adds quality sound to your computer.2 satellite speakersWith 2" drivers for immersive sound.4" subwooferWith ported do...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $637.99 - Original price $637.99
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$637.99
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LG - 450 Sq. Ft. Smart Portable Air Conditioner - Black

LG

ThinQ TechnologyControl Your Cool From Anywhere with LG ThinQ Technology in this portable air conditioner allowing you to turn on/off change modes ...

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Original price $637.99 - Original price $637.99
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$637.99
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Original price $499.99 - Original price $499.99
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$499.99
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TCL 65" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $499.99 - Original price $499.99
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$499.99
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Original price $720.99 - Original price $720.99
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$720.99
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Current price $720.99

Samsung - 65 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $720.99 - Original price $720.99
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$720.99
$720.99 - $720.99
Current price $720.99
Original price $1,398.99 - Original price $1,398.99
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$1,398.99
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Current price $1,398.99

Samsung - 85 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $1,398.99 - Original price $1,398.99
Original price
$1,398.99
$1,398.99 - $1,398.99
Current price $1,398.99
Original price $596.99 - Original price $596.99
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$596.99
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WD - BLACK SN7100 4TB Internal SSD Gen 4 x4 NVMe

Western Digital

High-octane gaming SSDExperience an exhilarating boost you can see and feel with level-conquering speeds up to 7250MB/s read and 6900MB/s write (1-...

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Original price $596.99 - Original price $596.99
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$596.99
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Original price $72.99 - Original price $72.99
Original price
$72.99
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Current price $72.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $270.99 - Original price $270.99
Original price
$270.99
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Current price $270.99

ViewSonic - VX1754 17.3" IPS LED FHD 144Hz 4-ms Monitor (USB) - Black

ViewSonic

Full HD17.3in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
Current price $270.99
Original price $609.99 - Original price $609.99
Original price
$609.99
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Current price $609.99

Samsung - 55 Class Q7F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - 43 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Samsung - 65 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.