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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Night Owl - Solar Powered Wire Free 2K Security Camera with Spotlight and 2-Way Audio - White

Night Owl

Crystal-clear 2K resolutionCapture essential details with vivid 2K resolution ensuring you never miss a moment around your home or business.Solar-p...

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Original price $106.99 - Original price $106.99
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$106.99
$106.99 - $106.99
Current price $106.99
Original price $485.99 - Original price $485.99
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Moza Racing - R5 Direct Drive Sim Racing Bundle with 5.5Nm of force for PC - Black

Moza

ImportantThe hardware platform is PC. Not compatible with Xbox. Operating system Windows 7 or newer.Complete Sim Racing SystemWheel base racing whe...

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Original price $485.99 - Original price $485.99
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$485.99
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Original price $1,255.99 - Original price $1,255.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H w/ AI Boost 2025 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,255.99 - Original price $1,255.99
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Original price $581.99 - Original price $581.99
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ZLINE - 30 inches - Externally Vented Convertible - Wall Range Hood - Brushed Stainless Steel

ZLINE

Convertible Range HoodThis unit can be externally vented or recirculated (ductless) with charcoal filters (not included model number CF1) to reduce...

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Original price $581.99 - Original price $581.99
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Original price $474.99 - Original price $474.99
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$474.99
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Xbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S

Microsoft

Dive into every mission open world game match and more with speeds up to 120 FPS with the best value in gaming.Quick Resume Seamlessly switch betwe...

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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99
Original price $1,215.99 - Original price $1,215.99
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Lenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,215.99 - Original price $1,215.99
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Original price $453.99 - Original price $453.99
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$453.99
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Lenovo - Idea Tab Pro - 12.7" 3K Tablet - 8GB RAM - 256GB UFS - with Tab Pen Plus - Luna Grey

Lenovo

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $453.99 - Original price $453.99
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$453.99
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Original price $226.99 - Original price $226.99
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$226.99
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Ninja - Combi All-in-One Multicooker Oven Air Fryer Complete Meals in 15 Mins 14-in-1 Combi Cooker + Air Fry - Stainless Steel

Ninja

14-In-1 VersatilityCombi Meals Combi Crisp Combi Bake Rice/Pasta Sear/Saute Steam Bake Toast Pizza Slow Cook Proof Sous Vide Air Fry BroilComplete ...

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Original price $226.99 - Original price $226.99
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$226.99
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Original price $53.99 - Original price $53.99
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$53.99
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Soundcore - by Anker Q20i Over-Ear Headphones with Active Noise Cancelling Deep Bass and 40-Hour Playtime - Black

Soundcore

Hybrid Active Noise Cancelling2 internal and 2 external mics work in tandem to detect external noise and effectively reduce up to 90 of it such as ...

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Original price $53.99 - Original price $53.99
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Original price $121.99 - Original price $121.99
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$121.99
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ZAGG - KB Pro Keys 2 Apple iPad Pro 11 (M4) - Black

invisibleSHIELD

Durable ProtectionThe durable polycarbonate case has a rigid core rubberized edges and button covers and corner bumpers to provide 6.6 (2m) of drop...

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Original price $121.99 - Original price $121.99
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$121.99
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Original price $1,677.99 - Original price $1,677.99
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Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and CrystalDry 42 dBA - Stainless Steel

Bosch

ADA compliant and compact size designed for small spaces and customers with lower dishwasher height requirementsStandard 3rd rack provides the perf...

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Original price $1,677.99 - Original price $1,677.99
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Original price $3,749.99 - Original price $3,749.99
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$3,749.99
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Frigidaire - Professional 19 Cu. Ft. Single-Door Freezer - Smudge Proof Stainless Steel

Frigidaire Professional

Show-Stopping Professional DesignUpgrade to an eye-catching built-in look with our beautiful single-door freezer and customize your kitchen with an...

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Original price $3,749.99 - Original price $3,749.99
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Original price $128.99 - Original price $128.99
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$128.99
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Lasko - 1500-Watt Full-Circle Warmth Ceramic Tower Space Heater with Remote Control CT22360 - Black

Lasko

1500 Watts of comforting warmthTo thoroughly heat your room.Easy to use controlsThe front-facing controls are within easy reach and the digital dis...

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Original price $128.99 - Original price $128.99
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$128.99
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Original price $3,749.99 - Original price $3,749.99
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Frigidaire - Professional 19 Cu. Ft. Single-Door Refrigerator - Smudge Proof Stainless Steel

Frigidaire

Show-Stopping Professional DesignUpgrade to an eye-catching built-in look with our beautiful single-door refrigerator and customize your kitchen wi...

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Original price $3,749.99 - Original price $3,749.99
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$3,749.99
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Original price $812.99 - Original price $812.99
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$812.99
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Lenovo - Yoga Tab Plus - 12.7" Tablet - 256GB with Keyboard Stand + Pen - Seashell

Lenovo

Stunning Visuals12.7 3K PureSight Pro display with anti-reflection and Dolby Vision.AI Computing PowerQualcomm Snapdragon 8 Gen 3 processor with 20...

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Original price $812.99 - Original price $812.99
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$812.99
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Original price $124.99 - Original price $124.99
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$124.99
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Minolta - MN4KP1 4K Video 16.0-Megapixel Waterproof Camcorder Bundle - Black

Konica Minolta

1.3-inch IPS LCD monitor1.3-inch LCD monitor for clear viewing and easy navigating16.0 MegapixelsCaptures up to 16.0 megapixel still photos that yo...

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Original price $124.99 - Original price $124.99
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$124.99
$124.99 - $124.99
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Original price $575.99 - Original price $575.99
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$575.99
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Current price $575.99

Fujifilm - XF23mmF2.8 R WR Prime Lens - Black

Fujifilm

Small but MightyIncredibly light and portable weighing just 90g (3.17oz) and measuring 23mm (0.91 inches) in length. A knurled ring at the base of ...

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Original price $575.99 - Original price $575.99
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$575.99
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Original price $107.99 - Original price $107.99
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$107.99
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Current price $107.99

WD - P10 2TB External USB 3.2 Gen 1 Portable Hard Drive - Black

Western Digital

Leave No Game Behind with the WD_BLACK P10 Game DrivePlay games from wherever you are with the portable WD_BLACK P10 Game Drive. This premium exter...

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Original price $107.99 - Original price $107.99
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$107.99
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Original price $1,164.99 - Original price $1,164.99
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$1,164.99
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Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Arctic White

Bose

Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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Original price $1,164.99 - Original price $1,164.99
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$1,164.99
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Original price $246.99 - Original price $246.99
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$246.99
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Sennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $246.99 - Original price $246.99
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$246.99
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Original price $191.99 - Original price $191.99
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$191.99
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Segway - C2 Lite Kids Electric Kick Scooter w/8.7 mi Max Operating Range 9.9 mph Max Speed - Blue

Segway

The perfect first scooterDesigned for kids as young as six the C2 Lite delivers a taste of independence like nothing else. They’ll love the feeling...

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Original price $191.99 - Original price $191.99
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$191.99
$191.99 - $191.99
Current price $191.99
Original price $777.99 - Original price $777.99
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$777.99
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HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $777.99 - Original price $777.99
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$777.99
$777.99 - $777.99
Current price $777.99
Original price $53.99 - Original price $53.99
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$53.99
$53.99 - $53.99
Current price $53.99

Soundcore - by Anker Q20i Over-Ear Headphones with Active Noise Cancelling Deep Bass and 40-Hour Playtime - Blue

Soundcore

Hybrid Active Noise Cancelling2 internal and 2 external microphones work in tandem to detect external noise and effectively reduce it by up to 90 i...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99
Original price $1,767.99 - Original price $1,767.99
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$1,767.99
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Current price $1,767.99

NordicTrack - T Series 16 Treadmill with iFIT - Black

Nordictrack

Powered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...

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Original price $1,767.99 - Original price $1,767.99
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Original price $326.99 - Original price $326.99
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$326.99
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Acer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver

Acer

The Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $326.99 - Original price $326.99
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$326.99
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Original price $153.99 - Original price $153.99
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$153.99
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RØDE - WIRELESS ME Ultra-Compact Wireless Microphone System - Black

Rode

Single-channel compact wireless microphone systemSimple plug-and-play operation for creators of all typesAuto-paired out of the boxIntelligent Gain...

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Original price $153.99 - Original price $153.99
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$153.99
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Original price $2,230.99 - Original price $2,230.99
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KitchenAid - 36" Built-In Electric Induction Cooktop with 5 Elements and Sensor Induction Technology - Black

Kitchenaid

Sensor Induction TechnologyGenerates heat directly within cookware reaching high temperatures quickly and cooling down rapidly for precise control ...

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Original price $2,230.99 - Original price $2,230.99
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Original price $92.99 - Original price $92.99
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$92.99
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Philips Sonicare - Cordless Power Flosser 3000 - Black

Philips Sonicare

EffectivenessUp to 150 more effective than floss for healthier gumsUnique Quad Stream creates four wide streams of water for a thorough clean betwe...

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Original price $92.99 - Original price $92.99
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$92.99
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Original price $704.99 - Original price $704.99
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$704.99
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Sony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)

Sony

Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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Original price $704.99 - Original price $704.99
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$704.99
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Original price $1,152.99 - Original price $1,152.99
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$1,152.99
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Current price $1,152.99

Caf - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Air Fry - Stainless Steel

GE Cafe

Air FryMake your favorite “fried foods healthy thanks to a mode that crisps without using oil for fryingCreate a streamlined cooking experienceSimp...

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Original price $1,152.99 - Original price $1,152.99
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$1,152.99
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Current price $1,152.99
Original price $847.99 - Original price $847.99
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$847.99
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Current price $847.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $847.99 - Original price $847.99
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$847.99
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Original price $423.99 - Original price $423.99
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$423.99
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Current price $423.99

Dyson - V11 Cordless Vacuum with 6 accessories - Nickel/Blue

Dyson

Versatile and cordless for whole-home deep cleaningEngineered with the power versatility and run time to deep clean homes with pets.60 more power. ...

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Original price $423.99 - Original price $423.99
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$423.99
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Original price $309.99 - Original price $309.99
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$309.99
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Current price $309.99

Sonos - ERA 300 Stand (Pair) - Black

Sonos Inc

Elegant designColor and finish perfectly matched to Sonos Era 300 to feel like a seamless extension of the speaker and complement your home.Purer s...

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Original price $309.99 - Original price $309.99
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$309.99
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Current price $309.99
Original price $766.99 - Original price $766.99
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$766.99
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Current price $766.99

GE - 24" Top Control Built-In Tub Dishwasher with 3rd Rack Sanitize Cycle and 47 dBA - Stainless Steel

GE

Dry Boost TechnologyDry Boost Technology outperforms standard heated-dry dishwashers by getting hard-to-dry items like plastics up to 3 times drier...

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Original price $766.99 - Original price $766.99
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$766.99
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Current price $766.99
Original price $108.99 - Original price $108.99
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$108.99
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Current price $108.99

Smart Lock C210 WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - White

Eufy

Control from Anywhere with Built-in Wi-FiNo bridge required Control your Smart Lock C210 from anywhere with remote access via the eufy Security mob...

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Original price $108.99 - Original price $108.99
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$108.99
$108.99 - $108.99
Current price $108.99
Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
Current price $90.99

iFit - Equipment Floor Mat - Black

Nordictrack

Treadmill floor matProtects your floor from damage and scratches while using exercise equipment.40" x 80" sizeProvides maximum coverage.Vinyl const...

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Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
Current price $90.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.