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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Whirlpool - 30-inch Gas Range with Crispy Mode Dishwasher Safe Grates and Steam Clean - Stainless Steel

Whirlpool
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Crispy ModeDial up the crunch for an effortlessly easy crispy finish with Crispy Mode. Using high heat from both the top and bottom elements add a ...

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Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Reolink - 8-Channel 4 - Dome Camera Indoor/Outdoor 4K 8MP PoE 2TB Smart NVR Security Surveillance System - White

Reolink
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

4K 8MP Ultra HD Clarity + Color Night Vision8-megapixel resolution IP cameras will snap crisp un-pixelated shots of faces and license plates (even ...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Samsung - Bespoke AI 29 cu. ft. 3-Door French Door Refrigerator with Auto View Zero Clearance Fit - Stainless Steel

Samsung
Original price $2,924.99 - Original price $2,924.99
Original price
$2,924.99
$2,924.99 - $2,924.99
Current price $2,924.99

See inside at a glanceQuickly check inside without opening the fridge door with AutoView. With the transparent door and automatic internal light yo...

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Original price $2,924.99 - Original price $2,924.99
Original price
$2,924.99
$2,924.99 - $2,924.99
Current price $2,924.99

Frigidaire - 21 Cu. Ft. Garage Ready Upright Freezer - White

Frigidaire
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

Switch from freezer to fridgeEffortlessly convert your freezer to a refrigerator for ultimate flexibility whether you're hosting a gathering or jus...

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Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
$1,184.99 - $1,184.99
Current price $1,184.99

LG - 83" Class G6 Series OLED evo AI 4K Smart webOS TV with Gallery Design and Flush Wall Mount (2026)

LG Electronics
Original price $5,059.99 - Original price $5,059.99
Original price
$5,059.99
$5,059.99 - $5,059.99
Current price $5,059.99

Hyper Radiant Color TechLG Hyper Radiant delivers the ultimate in picture quality combining Brightness Booster Technology Perfect Black and Perfect...

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Original price $5,059.99 - Original price $5,059.99
Original price
$5,059.99
$5,059.99 - $5,059.99
Current price $5,059.99

Therabody - Theragun Mini Percussion Massage Gun - Limited Edition Y2K Collection with 3 Speeds - (3rd Generation) - Grape Blast

Therabody
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Scientifically-proven percussive massage therapyTheragun Mini features circulation-boosting percussive massage therapy scientifically proven to pro...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Shark - PowerDetect Transformer 3-in-1 Upright Vacuum Cleaner with DuoClean Detect and Reveal Technology LX5002 - Midnight Steel

Shark
Original price $580.99 - Original price $580.99
Original price
$580.99
$580.99 - $580.99
Current price $580.99

Best Overall CleaningWith ultra-powerful suction gives you the power to pick up more dirt debris and hair for a whole-home clean. Based on a geomea...

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Original price $580.99 - Original price $580.99
Original price
$580.99
$580.99 - $580.99
Current price $580.99

Ultimate Ears MINIROLL - speaker - for portable use - wireless

Logitech
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Crisp clear and bassy soundSurprisingly big bass in one petite portable speaker.Effortless Bluetooth pairing for 12 hours of boomThe MINIROLL porta...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Creality - K2 Combo K2 3D Printer w/ CFS beginner-Friendly 3D Printer - Black

Creality
Original price $720.99 - Original price $720.99
Original price
$720.99
$720.99 - $720.99
Current price $720.99

Expandable Multicolor Printing with CFSCreality Filament System (CFS) Ideal for multicolor printing one CFS unit can include up to 4 different colo...

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Original price $720.99 - Original price $720.99
Original price
$720.99
$720.99 - $720.99
Current price $720.99

Alienware - 16X Aurora 16" 3K OLED Gaming Laptop Intel Core Ultra 7 Series 2 2026 16GB Memory NVIDIA GeForce RTX 5060 512GB Storage - Blue

Dell
Original price $1,964.99 - Original price $1,964.99
Original price
$1,964.99
$1,964.99 - $1,964.99
Current price $1,964.99

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness.Intelligent processingIntel Core Ultra HX processors i...

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Original price $1,964.99 - Original price $1,964.99
Original price
$1,964.99
$1,964.99 - $1,964.99
Current price $1,964.99

Blink - Mini 4K+ (newest model) plug-in indoor camera 4K video resolution HDR Night Vision motion detection - White

Blink
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Crisp 4K resolutionBring even the smallest features into sharp focus with 4K video and 10x enhanced zoom.Easy plug-in setupPlace or mount indoors o...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Nothing - Ear (3a) - Black

Nothing
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Sound + Active Noise CancellationEar (3a) delivers stronger sound with a bigger 12 mm driver. Improved wideband Active Noise Cancellation at up to ...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Amazon - Alexa Tablet 8 (all-new) 4GB RAM 128GB 8.7 tablet with vivid display All-day battery Designed for Alexa+ - Graphite

AMAZON
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

As light as a paperbackThin and compact with an 8.7-inch vivid display perfect for one-handed reading and easily portable.Feels as good as it looks...

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Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Nothing - Ear (3a) - Yellow

Nothing
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Sound + Active Noise CancellationEar (3a) delivers stronger sound with a bigger 12 mm driver. Improved wideband Active Noise Cancellation at up to ...

View full details
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Insignia - Extending Tilt TV Wall Mount for Most 4290" TVs - Extends 5.1" Up to 120 lbs - Black

Insignia
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Compatible with most 42"90" TVsDurable steel design safely holds TVs up to 120 lbs.Extends and tiltsAdjust the angle for glare reduction tilting fr...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Ring - Outdoor Cam Plug-In (newest model) — Wide-Angle Retinal 2K Video 6x Enhanced Zoom Night Vision Blk - Black

Ring
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Experience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Microsoft - XBOX Wireless Controller for XBOX Series X XBOX Series SXBOX One PCs TVs mobile and more - X25 Special Edition

Microsoft
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Celebrate the legacy of XBOX with the XBOX Wireless Controller X25 Special Edition in translucent OG Green featuring touches that go back to the or...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Kodak PIXPRO Astro Zoom AZ528 - digital camera

JK Imaging
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Kodak PIXPRO Astro Zoom AZ528 - Digital camera - compact - 16.35 MP - 1080p / 30 fps - 52x optical zoom - Wi-Fi - black

Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

21 CU.FT. 3 DOOR FRE

LG
Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

21 CU.FT. 3 DOOR FRENCH DOOR 33 WIDE C

Original price $2,112.99 - Original price $2,112.99
Original price
$2,112.99
$2,112.99 - $2,112.99
Current price $2,112.99

Ergotron 100 Series Pivot Double - mounting kit - for flat panel

Ergotron
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Ergotron 100 Series - Mounting kit (double pivot) - for flat panel - gray black - screen size up to 32"

Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Lenovo - IdeaPad Slim 3 15.3" 2k Touchscreen Laptop - AMD Ryzen 7 170 2025 - 16GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $893.99 - Original price $893.99
Original price
$893.99
$893.99 - $893.99
Current price $893.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $893.99 - Original price $893.99
Original price
$893.99
$893.99 - $893.99
Current price $893.99

Lenovo - IdeaPad Slim 3 15.3" 2k Touchscreen Laptop - AMD Ryzen 7 155 2026 - 16GB Memory - 256GB SSD - Cosmic Blue

Lenovo
Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $1,000.99 - Original price $1,000.99
Original price
$1,000.99
$1,000.99 - $1,000.99
Current price $1,000.99

Blink - Arc Hard Wired Panoramic Vision 180 coverage Mini 2K+ dual-camera security single power source 2 cameras - Black

Blink
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Comprehensive coverage of your spaceConnect two Blink Mini 2K+ cameras (included) into one integrated system with 180 horizontal coverage available...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Amazon - Kindle Scribe Pen - White

AMAZON
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Unlocks digital note-taking - Write underline and highlight directly in books create journals and lists and more—all with high precision.Get more o...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Lenovo - Yoga 7a 2-in-1 - Copilot+ PC - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 9 465 2026 - 32G Memory - 1TB SSD - Seashell

Lenovo
Original price $2,174.99 - Original price $2,174.99
Original price
$2,174.99
$2,174.99 - $2,174.99
Current price $2,174.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $2,174.99 - Original price $2,174.99
Original price
$2,174.99
$2,174.99 - $2,174.99
Current price $2,174.99

TCL - 65" Class M8LF Series 4K UHD HDR Mini LED Smart TV with Fire TV (2026)

TCL
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

Mini LED with Local DimmingPrecision-controlled Mini LEDs create remarkable depth and detail with high contrast.4K UltraHD ResolutionExperience inc...

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Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

Samsung - Galaxy Z Fold8 Ultra 256GB - Graphite (ATT)

Samsung
Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

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Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

Samsung - Galaxy Z Fold8 256GB - Lavender (ATT)

Samsung
Original price $2,242.99 - Original price $2,242.99
Original price
$2,242.99
$2,242.99 - $2,242.99
Current price $2,242.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,242.99 - Original price $2,242.99
Original price
$2,242.99
$2,242.99 - $2,242.99
Current price $2,242.99

Sony - BRAVIA Theater Sub 8 Wireless Subwoofer - Black

Sony
Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Bass that elevates every momentA 200 mm aluminum driver delivers deep impactful bass with extended low-frequency response adding richness and preci...

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Original price $589.99 - Original price $589.99
Original price
$589.99
$589.99 - $589.99
Current price $589.99

Samsung - Galaxy Z Fold8 256GB - Graphite (ATT)

Samsung
Original price $2,242.99 - Original price $2,242.99
Original price
$2,242.99
$2,242.99 - $2,242.99
Current price $2,242.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,242.99 - Original price $2,242.99
Original price
$2,242.99
$2,242.99 - $2,242.99
Current price $2,242.99

Samsung - Galaxy Z Fold8 Ultra 1TB (Unlocked) - Graphite

Samsung
Original price $2,888.99 - Original price $2,888.99
Original price
$2,888.99
$2,888.99 - $2,888.99
Current price $2,888.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,888.99 - Original price $2,888.99
Original price
$2,888.99
$2,888.99 - $2,888.99
Current price $2,888.99

Samsung - Galaxy Z Fold8 256GB - Graphite (Verizon)

Samsung
Original price $2,177.99 - Original price $2,177.99
Original price
$2,177.99
$2,177.99 - $2,177.99
Current price $2,177.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,177.99 - Original price $2,177.99
Original price
$2,177.99
$2,177.99 - $2,177.99
Current price $2,177.99

Samsung - Galaxy Z Fold8 Ultra 256GB - Violet Shadow (ATT)

Samsung
Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,477.99 - Original price $2,477.99
Original price
$2,477.99
$2,477.99 - $2,477.99
Current price $2,477.99

Samsung MRN85R85HAF R85H Series - 85" LED-backlit LCD TV - Micro RGB - 4K

Samsung
Original price $2,968.99 - Original price $2,968.99
Original price
$2,968.99
$2,968.99 - $2,968.99
Current price $2,968.99

Micro RGB TechnologyWelcome to a new world of ultra wide spectrum color. Unlike other RGB technologies micro sized red green and blue (RGB) backlig...

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Original price $2,968.99 - Original price $2,968.99
Original price
$2,968.99
$2,968.99 - $2,968.99
Current price $2,968.99

Samsung - Galaxy Z Fold8 256GB (Unlocked) - Cream

Samsung
Original price $1,990.99 - Original price $1,990.99
Original price
$1,990.99
$1,990.99 - $1,990.99
Current price $1,990.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $1,990.99 - Original price $1,990.99
Original price
$1,990.99
$1,990.99 - $1,990.99
Current price $1,990.99

Samsung - Galaxy Z Fold8 Ultra 256GB - Graphite (Verizon)

Samsung
Original price $2,405.99 - Original price $2,405.99
Original price
$2,405.99
$2,405.99 - $2,405.99
Current price $2,405.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,405.99 - Original price $2,405.99
Original price
$2,405.99
$2,405.99 - $2,405.99
Current price $2,405.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.