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Night Owl - Solar Powered Wire Free 2K Security Camera with Spotlight and 2-Way Audio - White
Night OwlCrystal-clear 2K resolutionCapture essential details with vivid 2K resolution ensuring you never miss a moment around your home or business.Solar-p...
View full detailsMoza Racing - R5 Direct Drive Sim Racing Bundle with 5.5Nm of force for PC - Black
MozaImportantThe hardware platform is PC. Not compatible with Xbox. Operating system Windows 7 or newer.Complete Sim Racing SystemWheel base racing whe...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H w/ AI Boost 2025 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsZLINE - 30 inches - Externally Vented Convertible - Wall Range Hood - Brushed Stainless Steel
ZLINEConvertible Range HoodThis unit can be externally vented or recirculated (ductless) with charcoal filters (not included model number CF1) to reduce...
View full detailsXbox Series S 512GB All-Digital Console (Disc-Free Gaming) with Xbox Wireless Controller - 120FPS - Xbox Series S
MicrosoftDive into every mission open world game match and more with speeds up to 120 FPS with the best value in gaming.Quick Resume Seamlessly switch betwe...
View full detailsLenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i5-13450HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5050 - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Idea Tab Pro - 12.7" 3K Tablet - 8GB RAM - 256GB UFS - with Tab Pen Plus - Luna Grey
LenovoImmersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...
View full detailsNinja - Combi All-in-One Multicooker Oven Air Fryer Complete Meals in 15 Mins 14-in-1 Combi Cooker + Air Fry - Stainless Steel
Ninja14-In-1 VersatilityCombi Meals Combi Crisp Combi Bake Rice/Pasta Sear/Saute Steam Bake Toast Pizza Slow Cook Proof Sous Vide Air Fry BroilComplete ...
View full detailsSoundcore - by Anker Q20i Over-Ear Headphones with Active Noise Cancelling Deep Bass and 40-Hour Playtime - Black
SoundcoreHybrid Active Noise Cancelling2 internal and 2 external mics work in tandem to detect external noise and effectively reduce up to 90 of it such as ...
View full detailsZAGG - KB Pro Keys 2 Apple iPad Pro 11 (M4) - Black
invisibleSHIELDDurable ProtectionThe durable polycarbonate case has a rigid core rubberized edges and button covers and corner bumpers to provide 6.6 (2m) of drop...
View full detailsBosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and CrystalDry 42 dBA - Stainless Steel
BoschADA compliant and compact size designed for small spaces and customers with lower dishwasher height requirementsStandard 3rd rack provides the perf...
View full detailsFrigidaire - Professional 19 Cu. Ft. Single-Door Freezer - Smudge Proof Stainless Steel
Frigidaire ProfessionalShow-Stopping Professional DesignUpgrade to an eye-catching built-in look with our beautiful single-door freezer and customize your kitchen with an...
View full detailsLasko - 1500-Watt Full-Circle Warmth Ceramic Tower Space Heater with Remote Control CT22360 - Black
Lasko1500 Watts of comforting warmthTo thoroughly heat your room.Easy to use controlsThe front-facing controls are within easy reach and the digital dis...
View full detailsFrigidaire - Professional 19 Cu. Ft. Single-Door Refrigerator - Smudge Proof Stainless Steel
FrigidaireShow-Stopping Professional DesignUpgrade to an eye-catching built-in look with our beautiful single-door refrigerator and customize your kitchen wi...
View full detailsLenovo - Yoga Tab Plus - 12.7" Tablet - 256GB with Keyboard Stand + Pen - Seashell
LenovoStunning Visuals12.7 3K PureSight Pro display with anti-reflection and Dolby Vision.AI Computing PowerQualcomm Snapdragon 8 Gen 3 processor with 20...
View full detailsMinolta - MN4KP1 4K Video 16.0-Megapixel Waterproof Camcorder Bundle - Black
Konica Minolta1.3-inch IPS LCD monitor1.3-inch LCD monitor for clear viewing and easy navigating16.0 MegapixelsCaptures up to 16.0 megapixel still photos that yo...
View full detailsFujifilm - XF23mmF2.8 R WR Prime Lens - Black
FujifilmSmall but MightyIncredibly light and portable weighing just 90g (3.17oz) and measuring 23mm (0.91 inches) in length. A knurled ring at the base of ...
View full detailsWD - P10 2TB External USB 3.2 Gen 1 Portable Hard Drive - Black
Western DigitalLeave No Game Behind with the WD_BLACK P10 Game DrivePlay games from wherever you are with the portable WD_BLACK P10 Game Drive. This premium exter...
View full detailsBose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Arctic White
BoseImmersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...
View full detailsSennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim
SennheiserMaximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...
View full detailsSegway - C2 Lite Kids Electric Kick Scooter w/8.7 mi Max Operating Range 9.9 mph Max Speed - Blue
SegwayThe perfect first scooterDesigned for kids as young as six the C2 Lite delivers a taste of independence like nothing else. They’ll love the feeling...
View full detailsHP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 512GB SSD - Natural Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsSoundcore - by Anker Q20i Over-Ear Headphones with Active Noise Cancelling Deep Bass and 40-Hour Playtime - Blue
SoundcoreHybrid Active Noise Cancelling2 internal and 2 external microphones work in tandem to detect external noise and effectively reduce it by up to 90 i...
View full detailsNordicTrack - T Series 16 Treadmill with iFIT - Black
NordictrackPowered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...
View full detailsAcer - Chromebook 315 - 15.6" Full HD Laptop - Intel Celeron N4500 - 4GB LPDDR4X - 64GB eMMC - Protective Sleeve Silver - Sparkly Silver
AcerThe Best of Google in a LaptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsRØDE - WIRELESS ME Ultra-Compact Wireless Microphone System - Black
RodeSingle-channel compact wireless microphone systemSimple plug-and-play operation for creators of all typesAuto-paired out of the boxIntelligent Gain...
View full detailsKitchenAid - 36" Built-In Electric Induction Cooktop with 5 Elements and Sensor Induction Technology - Black
KitchenaidSensor Induction TechnologyGenerates heat directly within cookware reaching high temperatures quickly and cooling down rapidly for precise control ...
View full detailsPhilips Sonicare - Cordless Power Flosser 3000 - Black
Philips SonicareEffectivenessUp to 150 more effective than floss for healthier gumsUnique Quad Stream creates four wide streams of water for a thorough clean betwe...
View full detailsSony - 50" Class BRAVIA 3 LED 4K UHD Smart Google TV (2024)
SonyIntelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...
View full detailsCaf - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Air Fry - Stainless Steel
GE CafeAir FryMake your favorite “fried foods healthy thanks to a mode that crisps without using oil for fryingCreate a streamlined cooking experienceSimp...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsDyson - V11 Cordless Vacuum with 6 accessories - Nickel/Blue
DysonVersatile and cordless for whole-home deep cleaningEngineered with the power versatility and run time to deep clean homes with pets.60 more power. ...
View full detailsSonos - ERA 300 Stand (Pair) - Black
Sonos IncElegant designColor and finish perfectly matched to Sonos Era 300 to feel like a seamless extension of the speaker and complement your home.Purer s...
View full detailsGE - 24" Top Control Built-In Tub Dishwasher with 3rd Rack Sanitize Cycle and 47 dBA - Stainless Steel
GEDry Boost TechnologyDry Boost Technology outperforms standard heated-dry dishwashers by getting hard-to-dry items like plastics up to 3 times drier...
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Smart Lock C210 WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - White
Smart Lock C210 WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - White
EufyControl from Anywhere with Built-in Wi-FiNo bridge required Control your Smart Lock C210 from anywhere with remote access via the eufy Security mob...
View full detailsiFit - Equipment Floor Mat - Black
NordictrackTreadmill floor matProtects your floor from damage and scratches while using exercise equipment.40" x 80" sizeProvides maximum coverage.Vinyl const...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.