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Original price $130.99 - Original price $130.99
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$130.99
$130.99 - $130.99
Current price $130.99

iBUYPOWER - AW4 360mm Radiator CPU Liquid Cooler (3 x 120mm Core Fans) with RGB Display - Black

iBuyPower

Performance-oriented PWM radiator fansMax airflow of 65 CFM¿ with fan speeds between 700 2000 RPM (+/-10)Skived fin radiatorBecause of the skived ...

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Original price $130.99 - Original price $130.99
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Original price $972.99 - Original price $972.99
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Current price $972.99

Frigidaire - 10.1 Cu. Ft. Garage Ready Top-Freezer Refrigerator - Fingerprint-Resistant Stainless Look

Frigidaire

Fingerprint-resistant finishAligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.2 full-width door racksMake i...

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Original price $972.99 - Original price $972.99
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Original price $158.99 - Original price $158.99
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Logitech - C922 Pro Stream 1080 Video Streaming Recording and Video Calling - Black

Logitech

Full HD 1080p at 30fpsDeliver premium Full HD video quality every time you stream ensuring your content is always sharp and vibrant.Hyperfast frame...

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Original price $158.99 - Original price $158.99
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Original price $123.99 - Original price $123.99
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Mount-It - Heavy Duty Monitor Desk Mount w/ USB Multimedia Ports up to 35" - Black

Bower

Heavy-Duty CompatibilitySupports monitors up to 35" and up to 33 lbs with VESA patterns including 75mm x 75mm 100mm x 100mm 200 x 100mm and 200 x 2...

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Original price $123.99 - Original price $123.99
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Original price $77.99 - Original price $77.99
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OKAI - EB50 Series Rear Bike Basket - Black

OKAI

Material6061-series aluminum construction with durable matt black finishCompatibilityOKAI EB50 seriesPayload capacityUp to 50 lbsEasy installationM...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $50.99 - Original price $50.99
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$50.99
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CORSAIR - M55 Wireless Optical Gaming Ambidextrous Mouse with Slipstream Technology - Wireless - Black

Corsair

Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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Original price $50.99 - Original price $50.99
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Original price $80.99 - Original price $80.99
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$80.99
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Logitech - C920s Pro 1080 Video Conferencing Streaming and Gaming Webcam with Privacy Shutter - Black

Logitech

Full HD 1080p video callsEmpower your streaming with stunning Full HD and seamless performance. Enjoy vibrant clarity and sound while effortlessly ...

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Original price $80.99 - Original price $80.99
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Original price $299.99 - Original price $299.99
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$299.99
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De'Longhi - Digital All-in-One Combination Coffee and Espresso Machine - Black and Stainless Steel

Delonghi

Dual Heating SystemNo waiting time with Dual Heating System Allows you to brew coffee and espresso simultaneously15 BAR PumpItalian 15 BAR pressure...

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Original price $299.99 - Original price $299.99
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$299.99
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Original price $1,068.99 - Original price $1,068.99
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GE Profile - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize Cycle and Sensor Dry - Gray

GE Profile

SteamRefresh small loads and dewrinkle larger loads with the power of steamTangle ControlIntelligent technology adapts the drum movements to minimi...

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Original price $1,068.99 - Original price $1,068.99
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Original price $178.99 - Original price $178.99
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$178.99
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Acer - AOPEN 27" LED Curved FHD 180Hz 1ms FreeSync Premium Gaming Monitor (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe AOPEN 27" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture...

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Original price $178.99 - Original price $178.99
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Original price $1,144.99 - Original price $1,144.99
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GE - 7.8 Cu. Ft. Stackable Smart 10-Cycle Gas Dryer - White

GE

Built-in Wi-FiStart stop and monitor your laundry from anywhere while receiving real-time notifications and updates.Quick DryQuickly dries items an...

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Original price $1,144.99 - Original price $1,144.99
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Original price $622.99 - Original price $622.99
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Breville - the Barista Express Espresso Machine with 15 bars of pressure Milk Frother and integrated grinder - Stainless Steel

Breville

Espresso maker with a 15-bar Italian pump lets you prepare tasty beveragesA pressure gauge efficiently monitors extraction pressure for optimal res...

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Original price $622.99 - Original price $622.99
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$622.99
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Original price $1,145.99 - Original price $1,145.99
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Whirlpool - 19.6 Cu. Ft. Frost-Free Upright Freezer - White

Whirlpool

Up-front electronic controlsEnable simple adjustments. Temperature alarm lets you know when the interior becomes too warm.19.6 cu. ft. capacityProv...

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Original price $1,145.99 - Original price $1,145.99
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Original price $1,793.99 - Original price $1,793.99
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Sharp - 1.2 Cu. Ft. Built-in Microwave Drawer with Sensor Cooking - Stainless Steel

Sharp

950W for standard microwave cookingAllows you to cook frozen meals or heat coffee soup and leftovers in no time.Compact 1.2 cu. ft. interior provid...

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Original price $1,793.99 - Original price $1,793.99
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Original price $124.99 - Original price $124.99
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$124.99
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Peerless-AV - SmartMount Tilt Display TV Wall Mount For Most 32" - 50" Flat Panel Displays

Peerless Industries

Hook-and-Hang InstallationDisplay is easily installed by a single personEasy-Glide AdaptorsHook onto the wall plate for quick simple and secure ins...

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Original price $124.99 - Original price $124.99
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$124.99
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Original price $187.99 - Original price $187.99
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$187.99
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Smart Choice - 6' 30-Amp 4-Prong Dryer Cord with Eyelet Terminals - Custom Delivery ONLY

Smart Choice

Compatible with most major brand dryersQuick and easy eyelet terminal hookupHeavy-duty insulation jacket is flexible to prevent kinking and crackin...

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Original price $187.99 - Original price $187.99
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Original price $74.99 - Original price $74.99
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$74.99
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ZAGG - InvisibleShield Glass Fusion XTR3 Screen Protector for Samsung Galaxy S24 ultra - Clear

Zagg Incorporated

Engineered to Be UnbreakableFusion XTR3’s flexible hybrid polymer feels just like glass and is engineered to be unbreakable.Hexiom impact technolog...

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Original price $74.99 - Original price $74.99
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$74.99
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Original price $105.99 - Original price $105.99
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WORX - 20V Power Share Multi-Function LED Flashlight with Battery and Charger

Worx

4 Lights In OneLED flashlight 360-degree lantern desk lamp with Hi and Lo settings and an emergency light. It’s a handy everyday light great for th...

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Original price $105.99 - Original price $105.99
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Original price $767.99 - Original price $767.99
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$767.99
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Whirlpool - 30" Electric Cooktop - Black

Whirlpool

FlexHeat Dual Radiant ElementGet two elements in one with a 6" inner ring that's great for smaller pots and pans and a 10" expandable outer ring th...

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Original price $767.99 - Original price $767.99
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Original price $513.99 - Original price $513.99
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$513.99
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Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Stainless Steel

Whirlpool

Sensor CookingAutomatically tracks the cooking progress of your food and adjusts the cook time as needed.CleanRelease Non-Stick InteriorHelp preven...

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Original price $513.99 - Original price $513.99
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$513.99
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Original price $1,571.99 - Original price $1,571.99
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Whirlpool - 21.9 Cu. Ft. Bottom-Freezer Refrigerator - Stainless Steel

Whirlpool

Smart sensors maintain optimal temperature for food storageAccu-Chill temperature management system quickly gauges and adjusts the internal tempera...

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Original price $1,571.99 - Original price $1,571.99
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Original price $171.99 - Original price $171.99
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$171.99
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Waterpik - Sonic-Fusion 2.0 - White

Waterpik

Dentist RecommendedWaterpik is the 1 water flosser brand recommended by 9 in 10 dental professionals over other water flosser brandsADA AcceptedWat...

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Original price $171.99 - Original price $171.99
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$171.99
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Original price $359.99 - Original price $359.99
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$359.99
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Vitamix - Explorian E310 Blender - Black

VitaMix

IncludedExplorian E310 Professional Blender motor base 48-ounce container and mini tamper; this kitchen blender container allows for small- to medi...

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Original price $359.99 - Original price $359.99
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Original price $153.99 - Original price $153.99
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$153.99
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ViewSonic - VA2456A-MHD 23.8" IPS LED FHD 120Hz Monitor (VGA HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $153.99 - Original price $153.99
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$153.99
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Original price $382.99 - Original price $382.99
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$382.99
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ViewSonic VX3276-4K-mhd - LED monitor - 4K - 32" - HDR

ViewSonic

4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenLCD DisplayEnjoy stunning luminescent visual ...

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Original price $382.99 - Original price $382.99
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$382.99
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Original price $218.99 - Original price $218.99
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$218.99
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ViewSonic - VX2718-P-MHD 27" LCD FHD Adaptive Sync Gaming Monitor (HDMI and DisplayPort) - Black

ViewSonic

BE THE DIFFERENCEFull HD 1080p (1920x1080p) resolution 1ms (MPRT) response time and 165Hz refresh rate (with DisplayPort) gives you the ultimate en...

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Original price $218.99 - Original price $218.99
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Original price $115.99 - Original price $115.99
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$115.99
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TP-Link - Deco X50 Outdoor AX3000 Dual-Band Mesh Wi-Fi- 6 Router - White

TP Link

Extend fast Mesh Wi-Fi outdoorsSeamlessly extend ultra-performance mesh Wi-Fi 6 outdoors to your backyard guest house or patio.Long-Lasting outdoor...

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Original price $115.99 - Original price $115.99
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Original price $47.99 - Original price $47.99
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$47.99
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TP-Link Archer TX1800U Nano V1.6 - network adapter - USB 2.0

TP Link

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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Original price $47.99 - Original price $47.99
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Original price $210.99 - Original price $210.99
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$210.99
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Tapo TC85 V1 - network surveillance camera

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Up to 512GB of secure local microSD storage to k...

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Original price $210.99 - Original price $210.99
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$210.99
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Original price $518.99 - Original price $518.99
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$518.99
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Current price $518.99

Tesla - Wall Connector Level 2 Hardwired Electric Vehicle (EV Charger) - up to 48A - 24' - White

Tesla

Vehicle compatibilityCompatible with Tesla vehicles.Charging speedUp to 44 mi of range added per hour at 11.5 kW / 48 amp outputApp experienceMonit...

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Original price $518.99 - Original price $518.99
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$518.99
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Original price $815.99 - Original price $815.99
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TCL - 55" QM6K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $815.99 - Original price $815.99
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Original price $437.99 - Original price $437.99
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$437.99
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TCL - 300 Sq. Ft. 7000 BTU 3-in-1 Smart Portable Air Conditioner - White

TCL

Ultra-Compact Design. Same Powerful Performance.Powerfully cools up to 300 sq. ft. with an ultra-compact footprint that is only 15.3 x 14.0 x 24.8 ...

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Original price $437.99 - Original price $437.99
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$437.99
$437.99 - $437.99
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Original price $763.99 - Original price $763.99
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$763.99
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Tamron - 28-200mm F/2.8-5.6 Di III RXD for Sony E-Mount - Black

Tamron

Sony E-MountCompatible with most Sony E-Mount Cameras including full frame models.All-In-One-ZoomGet the shot you want with this everyday lens that...

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Original price $763.99 - Original price $763.99
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$763.99
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Original price $195.99 - Original price $195.99
Original price
$195.99
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Current price $195.99

SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - White

Steel Series

Neodymium Magnetic DriversCustom audio drivers let you hear everything you want with an ultra-detailed soundscape of crystal clear highs pinpoint m...

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Original price $195.99 - Original price $195.99
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$195.99
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Original price $141.99 - Original price $141.99
Original price
$141.99
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Current price $141.99

SteelSeries - Apex 9 TKL Wired Optical OptiPoint Adjustable Actuation Switch Gaming Keyboard with RGB Lighting - Black

Steel Series

Play at the Speed of LightOutpace leading optical keyboards with 33 faster actuation using custom OptiPoint switches with zero debounce and a light...

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Original price $141.99 - Original price $141.99
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$141.99
$141.99 - $141.99
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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

SteelSeries - Apex Pro TKL V2 Wireless Mechanical OmniPoint Adjustable HyperMagnetic Gaming Keyboard with Rapid Tap Rapid Trigger - Black

Steel Series

Infinitely CustomizableUntethered speed with omnipoint 2.0 adjustable hypermagnetic switchesRapid TapPrioritizes the last key press in a selected p...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.