Skip to content
Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Shop New

Filters

Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

HP - 15.6" Chromebook Laptop - Intel Processor N200 2023 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

View full details
Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Razer - BlackWidow V3 Hyperspeed Phantom Edition 65 Mini Wireless Mechanical Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

65 Form FactorIdeal for minimalist or smaller setups where desk space is a premium this compact build retains its arrow keys for better functionali...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

ViewSonic - VA2447-MH 24" LCD FHD Adaptive Syn Monitor (HDMI VGA) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

View full details
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99
Original price $922.99 - Original price $922.99
Original price
$922.99
$922.99 - $922.99
Current price $922.99

Frigidaire - 17.6 Cu. Ft. Top Freezer Refrigerator - Fingerprint-Resistant Stainless Steel Look

Frigidaire

Spacious Interior StorageFind a place for everything with our spacious interior storage options designed for busy families including two edge-to-ed...

View full details
Original price $922.99 - Original price $922.99
Original price
$922.99
$922.99 - $922.99
Current price $922.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

View full details
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99
Original price $381.99 - Original price $381.99
Original price
$381.99
$381.99 - $381.99
Current price $381.99

Google - Nest Wi-fi Pro 6e AXE5400 Mesh Router (3-pack) - Snow

GOOGLE

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

View full details
Original price $381.99 - Original price $381.99
Original price
$381.99
$381.99 - $381.99
Current price $381.99
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

PowerA - OPS v3 Pro Wireless Controller for PC and Cloud Gaming with Lumectra - Black

PowerA

Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

View full details
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Xbox Series S

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

WORX - 13 Amp Electric Leaf Mulcher - 53 Gallons of Leafs Per Min - 111 Leaf Mulching Ratio - Foldable Design for Storage - Black

Worx

53 Gallons/MinThat’s right the 13.0 Amp motor mulches up to 53 Gallons of leaves per minuteRight Into The BagDisposes of leaves and debris into a b...

View full details
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99
Original price $902.99 - Original price $902.99
Original price
$902.99
$902.99 - $902.99
Current price $902.99

Whirlpool - 5.1 Cu. Ft. Freestanding Gas Range with Broiler Drawer - Black

Whirlpool

Two SpeedHeat BurnersGet dinner to the table fast with two SpeedHeat Burners that generate the high heat needed to sear and boil quicklyFrozen Bake...

View full details
Original price $902.99 - Original price $902.99
Original price
$902.99
$902.99 - $902.99
Current price $902.99
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

WORX - Power Share 20V GT 3.0 Trimmer with Turbine Blower Batteries and Charger - Black

Worx

Bundle SaveIf you bought these two powerful and easy to operate lawn tools separately it would cost you way more. Plus we threw in two batteries a...

View full details
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Smart Folio for Apple iPad mini (A17 Pro) and Apple iPad mini (6th Generation 2021) - Light Violet

Apple

CompatibilityiPad mini (A17 Pro) iPad mini (6th generation)

Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

View full details
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99
Original price $1,094.99 - Original price $1,094.99
Original price
$1,094.99
$1,094.99 - $1,094.99
Current price $1,094.99

Lenovo ThinkPad E14 Gen 6 - 14" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - English

Lenovo

Windows 11 ProWindows 11 is designed for hybrid work. Upgrade to Windows 11 Pro for all the features of Windows 11 Home plus tools for business use...

View full details
Original price $1,094.99 - Original price $1,094.99
Original price
$1,094.99
$1,094.99 - $1,094.99
Current price $1,094.99
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

ViewSonic - VA3209M 32" IPS LED FHD Monitor (HDMI VGA) - Black

ViewSonic

Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

View full details
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Logitech - MX Keys S Combo for Mac Full-size Wireless Scissor Keyboard and Mouse Bundle for MacBook iMac iPad with Palm-rest - Space Gray

Logitech

Mastered for MacWith a Mac key layout a Space Gray finish programmable functions for macOS via Logi Options+ app USB C charging the MX Keys S Combo...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Apple - AirPods Max (USB-C) - Orange

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

View full details
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

SimpliSafe - Smart Lock Series 2 - Black

Simplisafe

Your door is always secueLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of who...

View full details
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

ViewSonic - VX2718-PC-MHD 27" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort and HDMI) - Black

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

View full details
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

Philips

Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

View full details
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Oil-Rubbed Bronze

Yale

Your entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...

View full details
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99
Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

View full details
Original price $847.99 - Original price $847.99
Original price
$847.99
$847.99 - $847.99
Current price $847.99
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

View full details
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

View full details
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99
Original price $1,867.99 - Original price $1,867.99
Original price
$1,867.99
$1,867.99 - $1,867.99
Current price $1,867.99

GE - 20.6 Cu. Ft. French Door Counter Depth Refrigerator with Space Saving Icemaker - Stainless Steel

GE

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Counter-Depth DesignOffers a buil...

View full details
Original price $1,867.99 - Original price $1,867.99
Original price
$1,867.99
$1,867.99 - $1,867.99
Current price $1,867.99
Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99

Insignia - 2.5 Cu. Ft. Mini Fridge with Reversible Door and ENERGY STAR Certification - Black

Insignia

Compact design2.5 cu. ft. provides optimal space to store essentials without taking up too much space.Reversible door with recessed handleProvides ...

View full details
Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

CORSAIR Vengeance RGB - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 7200 MHz / PC5-57600 - unbuffered

Corsair

Welcome to the cutting-edge of performancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

View full details
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Philips - Hue White and Color Ambiance Lucca Wall Light - Black

Philips

Sophisticated modern design Illuminate your porch and patios with colorful light. The Lucca wall lantern with its round shape and black bands offer...

View full details
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Reolink - 12MP Security Camera System Outdoor 8CH 2TB NVR 4 PoE Wired Cameras with 2-Way Audio - White

Reolink

Get All the Details in 12MP Super HDThe security system goes above and beyond to deliver video quality of 12MP resolution capturing even the finest...

View full details
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - White

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

View full details
Original price $196.99 - Original price $196.99
Original price
$196.99
$196.99 - $196.99
Current price $196.99
Original price $1,481.99 - Original price $1,481.99
Original price
$1,481.99
$1,481.99 - $1,481.99
Current price $1,481.99

Frigidaire - Gallery 25.6 Cu. Ft. Side-by-Side Refrigerator - Smudge Proof Stainless Steel

Frigidaire

CrispSeal Plus CrisperHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh with a seal that blocks out dry air plus an ad...

View full details
Original price $1,481.99 - Original price $1,481.99
Original price
$1,481.99
$1,481.99 - $1,481.99
Current price $1,481.99
Original price $1,227.99 - Original price $1,227.99
Original price
$1,227.99
$1,227.99 - $1,227.99
Current price $1,227.99

Canon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black

Canon

Highly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...

View full details
Original price $1,227.99 - Original price $1,227.99
Original price
$1,227.99
$1,227.99 - $1,227.99
Current price $1,227.99
Original price $677.99 - Original price $677.99
Original price
$677.99
$677.99 - $677.99
Current price $677.99

reMarkable - 2 - 10.3 Paper Tablet with Marker Plus and Premium Leather Book Folio - Black

ReMarkable

The Original Paper TabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

View full details
Original price $677.99 - Original price $677.99
Original price
$677.99
$677.99 - $677.99
Current price $677.99
Original price $1,027.99 - Original price $1,027.99
Original price
$1,027.99
$1,027.99 - $1,027.99
Current price $1,027.99

Frigidaire - 15.5 Cu. Ft. Garage Ready Upright Freezer with Interior Light - Fingerprint-Resistant Stainless Steel Look

Frigidaire

15.5 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Keep your food organized and easy to find4 adjustable...

View full details
Original price $1,027.99 - Original price $1,027.99
Original price
$1,027.99
$1,027.99 - $1,027.99
Current price $1,027.99
Original price $843.99 - Original price $843.99
Original price
$843.99
$843.99 - $843.99
Current price $843.99

CORSAIR - VENGEANCE 64GB (2x32GB) DDR5 5200MHz C40 UDIMM Desktop Memory - Black

Corsair

Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with DDR5 memory unlocking even faster frequencies great...

View full details
Original price $843.99 - Original price $843.99
Original price
$843.99
$843.99 - $843.99
Current price $843.99
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Apple - HomePod mini - White

Apple

Fills the entire room with rich 360-degree audioSiri is your do-it-all intelligent assistant helping with everyday tasksEasily control your smart h...

View full details
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.