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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Panasonic - SC-BMAX31 Portable Bluetooth Wireless Party Speaker with Vibrant Light Display 75W - Black

Panasonic
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Build party energy with vibrant lightsLight up the night with seven vibrant colors and 12 different lighting patterns that can even work with the b...

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Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

ASUS - VM501 Desktop - AMD Ryzen 7 260 - 16GB Memory - 512GB Storage - Black

ASUS
Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
$1,060.99 - $1,060.99
Current price $1,060.99

Windows 11 Home — Modern Productivity Made SimpleEnjoy a clean intuitive experience designed for productivity entertainment and seamless everyday u...

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Original price $1,060.99 - Original price $1,060.99
Original price
$1,060.99
$1,060.99 - $1,060.99
Current price $1,060.99

Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - White

Insignia
Original price $786.99 - Original price $786.99
Original price
$786.99
$786.99 - $786.99
Current price $786.99

18.6 cu. ft. capacityProvides plenty of space for your essentials and more. A freestanding design with a reversible door and recessed handle provid...

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Original price $786.99 - Original price $786.99
Original price
$786.99
$786.99 - $786.99
Current price $786.99

Lenovo - IdeaPad Slim 3 15.3" 2k Touchscreen Laptop - AMD Ryzen 5 125 2026 - 8GB Memory - 256GB SSD - Cosmic Blue

Lenovo
Original price $742.99 - Original price $742.99
Original price
$742.99
$742.99 - $742.99
Current price $742.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $742.99 - Original price $742.99
Original price
$742.99
$742.99 - $742.99
Current price $742.99

Ninja - Crispi Microwave and Air Fryer with FusionCrisp Technology - Black / Stainless Steel

Ninja
Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

VERSATILITY INNOVATIONCountertop Microwave Convection Air Fryer and FusionCrisp Technology —designed to replace a countertop microwave and air fry...

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Original price $404.99 - Original price $404.99
Original price
$404.99
$404.99 - $404.99
Current price $404.99

Baseus - Bowie MC2 Air Open-Ear Clip-On Earbuds4.9 g Fit40-Hour PlaytimeIP67Bluetooth 6.0 - White

Baseus
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

4.9 g Lightweight Open-Ear FitEach earbud weighs 4.9 g and uses a flexible C-ringCloudComfort air cushionand four support points for a secure fit a...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Shokz - OpenFit Air 2 Open-Ear True Wireless Bluetooth Earbuds - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Even lighter. All-day comfort.Just 7.2g. That's it. OpenFit Air 2 is 17.2 lighter than the previous generation. Made with soft skin-friendly materi...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

ASUS - V701 Desktop - Intel Core Ultra 9 275HX - 16GB Memory - 1TB Storage - Black

ASUS
Original price $1,548.99 - Original price $1,548.99
Original price
$1,548.99
$1,548.99 - $1,548.99
Current price $1,548.99

Intel Core Ultra 9 Power for Heavy MultitaskingThe ASUS V700 is powered by the Intel Core Ultra 9 275HX CPU on Windows 11. Keep dozens of browser t...

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Original price $1,548.99 - Original price $1,548.99
Original price
$1,548.99
$1,548.99 - $1,548.99
Current price $1,548.99

TCL - 98" Class M9LF Series 4K UHD HDR QD-Mini LED Smart TV with Fire TV (2026)

TCL
Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

Mini LED with Local DimmingPrecision-controlled Mini LEDs create remarkable depth and detail with high contrast.4K UltraHD ResolutionExperience inc...

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Original price $1,989.99 - Original price $1,989.99
Original price
$1,989.99
$1,989.99 - $1,989.99
Current price $1,989.99

5th Wheel - AURAPRO Foldable Electric Scooter w/ 20 mi Max Range and 18 mph Max Speed - Black

5th Wheel
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Dynamic Urban Illumination System270 degree surround ambient deck lighting engineered to enhance side-profile visibility and improve rider safety b...

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Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

GameSir - G7 Pro Wireless Xbox Series XSOne PC Android Controller TMR Sticks Hall Effect Triggers 1000Hz Polling Rate 3.5m - Zenless Zero Edition

GameSir
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

GameSir x Zenless Zone Zero Official CollaborationGameSir in collaboration with HoYoverse presents this wireless Xbox controller. Engineered for ul...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Ninja - CREAMi Scoop Swirl Ice Cream Soft Serve Maker 13 One-Touch Programs - Navy

Ninja
Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

13 Versatile FunctionsCustomize flavor and choose classic scoop or soft serve. With 13 one-touch programs there’s a frozen treat for everyone.6 Sof...

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Original price $334.99 - Original price $334.99
Original price
$334.99
$334.99 - $334.99
Current price $334.99

CORSAIR - VOXARA USB Gaming Condenser Microphone - Black

Corsair
Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

Premium 25mm Condenser CapsuleSound your best with a large 25mm capsule engineered to capture your voice with greater warmth finer detail and fulle...

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Original price $220.99 - Original price $220.99
Original price
$220.99
$220.99 - $220.99
Current price $220.99

ASUS - ROG Gjallar 5-Channel (2.1.2) Dolby Atmos RGB Gaming Soundbar with LCD Control Hub (PC/Mac Xbox PS Switch and Mobile) - Black

ASUS
Original price $624.99 - Original price $624.99
Original price
$624.99
$624.99 - $624.99
Current price $624.99

Immersive 2.1.2 Dolby Atmos Surround SoundFull-range drivers dedicated tweeters dual up-firing channels and a wireless subwoofer create a realistic...

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Original price $624.99 - Original price $624.99
Original price
$624.99
$624.99 - $624.99
Current price $624.99

Lenovo - IdeaPad Slim 3i 15.3" 2K Touchscreen Laptop - Intel Core 7 350 2026 - 16GB Memory - 512GB Storage - Cosmic Blue

Lenovo
Original price $1,027.99 - Original price $1,027.99
Original price
$1,027.99
$1,027.99 - $1,027.99
Current price $1,027.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

View full details
Original price $1,027.99 - Original price $1,027.99
Original price
$1,027.99
$1,027.99 - $1,027.99
Current price $1,027.99

Segway - Max G3 Plus Electric Scooter - Commuter Scooter w/ 28 mph Max Speed 50 Mile Range Apple Find My Integration - Black

Segway
Original price $1,468.99 - Original price $1,468.99
Original price
$1,468.99
$1,468.99 - $1,468.99
Current price $1,468.99

Power That DeliversHit speeds up to 28 mph tackle inclines up to 30 and feel the rush of 0-15 mph in just 2.4 seconds powered by a robust 2200W mot...

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Original price $1,468.99 - Original price $1,468.99
Original price
$1,468.99
$1,468.99 - $1,468.99
Current price $1,468.99

Acer - Nitro 65 Gaming Desktop - AMD Ryzen 99900X 2024 - AMD Radeon RX 9070 XT - 32GB DDR5 Memory 1TB Storage - Black

Acer
Original price $2,424.99 - Original price $2,424.99
Original price
$2,424.99
$2,424.99 - $2,424.99
Current price $2,424.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,424.99 - Original price $2,424.99
Original price
$2,424.99
$2,424.99 - $2,424.99
Current price $2,424.99

LEGO - Pokmon Arcanine Building Set 72160

Lego
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Buildable Arcanine ModelFire up the spirit of a Pokemon Trainer with the LEGO Pokemon Arcanine (72160) building set for adults ages 18 and up a det...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Ninja - CrushBOSS Intelligent 3-in-1 Blender Tumbler Food Processor Combo - Onyx

Ninja
Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

3 APPLIANCES IN 1 POWERFUL NINJA CRUSHBOSS SYSTEM72-oz XL pitcher for bulk blends 64-oz food processor for chef-level meal prep and a 26-oz tumbler...

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Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

LG - 48" Class B6 OLED AI 4K Smart webOS TV with Perfect Black Vivid Color and Magic Remote (2026)

LG
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Prefect Black Vivid ColorLG's OLED technology creates an incredible watching experience and stellar picture quality with Perfect Black and Vivid C...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

JOBY - Compact Lite Kit

Joby
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Quick-Release Plate SystemSwap your camera on and off in seconds without fumbling with manual screws keeping your creative momentum up between angl...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Bose - QuietComfort Headphones (2nd Gen) - Wireless Over Ear Active Noise Cancelling Immersive Audio USB-C Charging - Black

Bose
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Modern updated designA sleek streamlined take on the original noise cancelling headphones. All-new pill-shaped earcups and an adjustable sliding he...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Nespresso - Vertuo UP Espresso Machine Bundle by Breville - Black

Nespresso
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Advanced Centrifusion technologyRich full-bodied flavor - made possible by our advanced Centrifusion technology combining high speed spinning and i...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

CORSAIR - TM40 Performance Thermal Paste

Coral
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Excellent Cooling PerformanceTransfer heat efficiently to help lower CPU and GPU temperatures supporting stable performance under gaming and heavy ...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Samsung - 32" Odyssey G8 (G80HS) IPS Dual Mode (6K UHD 165Hz 3K 330Hz) 1ms NVIDIA G-sync AMD FreeSync Gaming Monitor - Black

Samsung
Original price $1,566.99 - Original price $1,566.99
Original price
$1,566.99
$1,566.99 - $1,566.99
Current price $1,566.99

6K ResolutionPioneering the future of ultra-high-resolution displays Samsung presents the industry's first 6K (6144 x 3456 ¿ DLG 3072 x 1728) gamin...

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Original price $1,566.99 - Original price $1,566.99
Original price
$1,566.99
$1,566.99 - $1,566.99
Current price $1,566.99

WORX - WA0927 Cut-to-Zero Module for Landroid Vision Cloud 2WD Robotic Lawn Mowers - Black

Worx
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Cut-to-ZeroCuts cleanly right up to the lawn edge no manual trimming requiredAdjustment HeightThree cutting height settings 50 / 60 / 70 mmEasy Cle...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 9 9900X3D 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 1TB NVMe SSD Storage - Black

iBuyPower
Original price $2,732.99 - Original price $2,732.99
Original price
$2,732.99
$2,732.99 - $2,732.99
Current price $2,732.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,732.99 - Original price $2,732.99
Original price
$2,732.99
$2,732.99 - $2,732.99
Current price $2,732.99

Samsung - Galaxy Z Fold8 Ultra 256GB - Violet Shadow (Verizon)

Samsung
Original price $2,380.99 - Original price $2,380.99
Original price
$2,380.99
$2,380.99 - $2,380.99
Current price $2,380.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

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Original price $2,380.99 - Original price $2,380.99
Original price
$2,380.99
$2,380.99 - $2,380.99
Current price $2,380.99

Samsung - Galaxy Z Fold8 512GB (Unlocked) - Cream

Samsung
Original price $2,215.99 - Original price $2,215.99
Original price
$2,215.99
$2,215.99 - $2,215.99
Current price $2,215.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,215.99 - Original price $2,215.99
Original price
$2,215.99
$2,215.99 - $2,215.99
Current price $2,215.99

Samsung - Galaxy Z Fold8 Ultra 512GB - Graphite (ATT)

Samsung
Original price $2,712.99 - Original price $2,712.99
Original price
$2,712.99
$2,712.99 - $2,712.99
Current price $2,712.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,712.99 - Original price $2,712.99
Original price
$2,712.99
$2,712.99 - $2,712.99
Current price $2,712.99

Kobo - Libra Colour-eReader-7" Glare-Free Color E Ink Kaleido 3 Display-Dark Mode Option-Waterproof-32GB - 2024 - White

Kobo
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Browse read books in full colorBook covers comics graphic novels illustrations note-taking and more come to life. No glare in sunlight no notifica...

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Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 5 5500 - AMD Radeon RX 9050 4GB - 8GB DDR5 - 500GB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $952.99 - Original price $952.99
Original price
$952.99
$952.99 - $952.99
Current price $952.99

Samsung - Galaxy Z Fold8 256GB (Unlocked) - Graphite

Samsung
Original price $1,990.99 - Original price $1,990.99
Original price
$1,990.99
$1,990.99 - $1,990.99
Current price $1,990.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $1,990.99 - Original price $1,990.99
Original price
$1,990.99
$1,990.99 - $1,990.99
Current price $1,990.99

Bower - ProVista 65" Heavy Duty Tripod

Bower
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

ProVista 65" Heavy Duty TripodProVista 65" Heavy Duty Tripod

Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Samsung - Galaxy Z Fold8 256GB - Lavender (Verizon)

Samsung
Original price $2,177.99 - Original price $2,177.99
Original price
$2,177.99
$2,177.99 - $2,177.99
Current price $2,177.99

Unfold more possibilitiesWhatever shape your life takes we’ve got a foldable that fits. After years of crafting and perfecting our latest is our gr...

View full details
Original price $2,177.99 - Original price $2,177.99
Original price
$2,177.99
$2,177.99 - $2,177.99
Current price $2,177.99

HP - OmniBook 3 - 14" 2K OLED Laptop - Snapdragon X (8-Core CPU) - 8GB Memory - 256GB SSD - 41+ Hrs Battery Life¹ - Starlit Blue

HP
Original price $690.99 - Original price $690.99
Original price
$690.99
$690.99 - $690.99
Current price $690.99

Snapdragon X X1-26-100 processor with Qualcomm Hexagon NPU (45 NPU TOPS)For students constantly doing the most Snapdragon X delivers responsive per...

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Original price $690.99 - Original price $690.99
Original price
$690.99
$690.99 - $690.99
Current price $690.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.