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Original price $1,078.99 - Original price $1,078.99
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$1,078.99 - $1,078.99
Current price $1,078.99

Breville - the Smart Oven Pizzaiolo - Brushed Stainless Steel

Breville

Element Iq SystemOur Element iQ system's algorithms steer power to where and when its needed to achieve the optimum cooking performance and ensure ...

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Original price $1,078.99 - Original price $1,078.99
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Original price $98.99 - Original price $98.99
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Satechi - PRO Hub Slim USB-C Hub 7-in-1 w/ USB 4 Port 4K HDMI USB3.2 Gen 2 SD/TF Card Reader and 100W USB C PD for Mac - Space Gray

Satechi

Expand your M2 MacBook Air's capabilitiesDesigned especially for 2022 MacBook Air M2 to complete your laptop's ports. Technically compatible with a...

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Original price $98.99 - Original price $98.99
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Original price $105.99 - Original price $105.99
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Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White

AMAZON

Smart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...

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Original price $105.99 - Original price $105.99
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Original price $1,002.99 - Original price $1,002.99
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Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam Sanitize+ - Platinum

Samsung

Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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Original price $1,002.99 - Original price $1,002.99
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Original price $206.99 - Original price $206.99
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Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $206.99 - Original price $206.99
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Original price $2,462.99 - Original price $2,462.99
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GE Profile - 5.6 Cu. Ft. Slide-In Gas True Convection Range with Built-In Wi-Fi and Hot Air Frying - Stainless Steel

GE Profile

No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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Original price $2,462.99 - Original price $2,462.99
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Original price $74.99 - Original price $74.99
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Edifier - G1000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier

Amazing sound qualityQuality speakers with 10W peak power 2.5-inch full range drivers. Full range speakers support realistic sound and deliver pow...

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Original price $74.99 - Original price $74.99
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Original price $73.99 - Original price $73.99
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$73.99
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SaharaCase - Folio Case for Samsung Galaxy Tab S10 Ultra Tab S9 Ultra and Tab S8 Ultra - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S10 Ultra Tab S9 Ultra and Tab S8 UltraComplement your device with this lightweight formfitting case featu...

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Original price $73.99 - Original price $73.99
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$73.99
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Original price $776.99 - Original price $776.99
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GE - 16.6 Cu. Ft. Top-Freezer Refrigerator with LED Interior Lighting - White

GE

No. 1 in quality and dependability among 14-18 cu. ft. refrigeratorsBased on an independent study of property maintenance personnel. Source The Ste...

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Original price $776.99 - Original price $776.99
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$776.99
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Original price $114.99 - Original price $114.99
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$114.99
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SANUS Elite - Super Slim Fixed-Position TV Wall Mount for Most TVs 32"-80" up to 150lbs -

Sanus

Super Thin profile allows TV to be just .67" from the wallYour sleek thin TV hangs like a piece of art on the wall.TV Wall Mount Compatible with mo...

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Original price $114.99 - Original price $114.99
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$114.99
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Original price $86.99 - Original price $86.99
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$86.99
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JLab - Epic Mechanical Advanced Multi-device Wireless Keyboard - Black

JLab

Flexible ConnectionSThe Epic Mechanical Keyboard is compatible with three—count ‘em three—device connection options. You can pair with nearly any t...

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Original price $86.99 - Original price $86.99
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Original price $111.99 - Original price $111.99
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$111.99
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SaharaCase - Water-Resistant Case for Apple iPad mini (A17 Pro) Apple iPad mini (6th Generation 2021) - Black

SaharaCase

Designed for use with Apple iPad mini (6th Generation 2021)Complement your device with this water-resistant military standard-tested case.Port cove...

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Original price $111.99 - Original price $111.99
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$111.99
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Current price $111.99
Original price $117.99 - Original price $117.99
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$117.99
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Edifier - G2000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - White

Edifier

Amazing sound qualityHiFi 2.75 inch full range speakers support realistic sound and deliver powerful bass clear trebles and sufficient volume to fi...

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Original price $117.99 - Original price $117.99
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Original price $317.99 - Original price $317.99
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RØDE - VIDEOMIC PRO+ Premium On-Camera Microphone

Rode

MicrophonePremium on-camera condenser microphoneDirectional AudioSupercardioid polar pattern and extended frequency response for capturing warm dir...

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Original price $317.99 - Original price $317.99
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$317.99
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Original price $646.99 - Original price $646.99
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$646.99
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Sony - STRDH790- 7.2-Ch Dolby Atmos Dolby Vision 4K Ultra HDR Home Theater Receiver

Sony

4K and 3D passthroughAllows high-quality 3D and 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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Original price $646.99 - Original price $646.99
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$646.99
$646.99 - $646.99
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Original price $163.99 - Original price $163.99
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$163.99
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Shark - WV201 WANDVAC Cordless Hand Vac at 1.4 lbs. with Charging Dock - Slate

Shark

Powerful Cordless SuctionHigh-speed brushless motor delivers unbelievalbe suction power.Ultra-LightweightAt just 1.4 lbs. the hand vacuum is design...

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Original price $163.99 - Original price $163.99
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Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99

SaharaCase - Folio Case for Samsung Galaxy Tab S10 Ultra Tab S9 Ultra and Tab S8 Ultra - Blush Pink

SaharaCase

Designed for use with Samsung Galaxy Tab S10 Ultra Tab S9 Ultra and Tab S8 UltraComplement your device with this lightweight formfitting case featu...

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Original price $73.99 - Original price $73.99
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$73.99
$73.99 - $73.99
Current price $73.99
Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99

SaharaCase - Folio Case for Samsung Galaxy Tab S10 Ultra Tab S9 Ultra and Tab S8 Ultra - Dark Blue

SaharaCase

Designed for use with Samsung Galaxy Tab S10 Ultra Tab S9 Ultra and Tab S8 UltraComplement your device with this lightweight formfitting case featu...

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Original price $73.99 - Original price $73.99
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$73.99
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Original price $67.99 - Original price $67.99
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$67.99
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OtterBox - Defender Pro Series Case for Apple iPad mini (A17 Pro) and Apple iPad mini (6th generation 2021) - Black

Otterbox

Designed for use with Apple iPad mini (6th generation)Protects and compliments your tablet.Antimicrobial technologyHelps protect case exterior agai...

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Original price $67.99 - Original price $67.99
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Original price $193.99 - Original price $193.99
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$193.99
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Beats Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Sage Gray

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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Original price $193.99 - Original price $193.99
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$193.99
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Original price $254.99 - Original price $254.99
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$254.99
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Logitech - Combo Touch for iPad Air 13-inch (Latest Model)(M2 chip) Keyboard Case with Detachable Keyboard and Trackpad - Oxford Gray

Logitech

CompatibilityiPad Air 13-inch (M2)(2024)Use-your-way ModesMultiple use modes and infinite possibilities; switch it up to type sketch watch videos r...

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Original price $254.99 - Original price $254.99
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Original price $1,178.99 - Original price $1,178.99
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Frigidaire - 19.8 Cu. Ft. Chest Freezer - White

Frigidaire

Removable BasketsStay organized with our removable basket that can hold small frozen items and slides easily so you can see items underneath.Extern...

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Original price $1,178.99 - Original price $1,178.99
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$1,178.99
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Original price $1,003.99 - Original price $1,003.99
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Frigidaire - 45 Bottle Two-Zone Wine Cooler - Stainless Steel

Frigidaire

Holds up to 45 Wine BottlesHolds up to 45 wine bottles for maximum storage of your favorite winesTwo Temperature ZonesStore red white and sparkling...

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Original price $1,003.99 - Original price $1,003.99
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Original price $181.99 - Original price $181.99
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$181.99
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TP-Link - Tapo DL110 Smart Wi-Fi Deadbolt Lock - Lock/Unlock using Keypad App or Fingerprint Recognition - Replaces Most Locks - Black

TP Link

6 Ways to Securely AccessLock and unlock by fingerprint passcode Wi-Fi close-range Bluetooth voice commands or with included backup keys.1-Year Bat...

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Original price $181.99 - Original price $181.99
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$181.99
$181.99 - $181.99
Current price $181.99
Original price $182.99 - Original price $182.99
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$182.99
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Logitech - Rugged Folio Keyboard Case for Apple iPad - Latest Model - (10th Gen) with Spill-proof Keyboard - Oxford Gray

Logitech

Heavy-duty protection. Slim design. Think you need a chunky case to protect your iPad (10th gen) from drops spills and scratches Think again. Rugge...

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Original price $182.99 - Original price $182.99
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$182.99
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Original price $72.99 - Original price $72.99
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$72.99
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SaharaCase - Universal Stylus Pen for Apple iPad Google Pixel Tab and Lenovo Tablets - White

SaharaCase

Universal compatibilityEnjoy the versatility of this stylus which seamlessly works with all Apple and Android devices. Whether you own Apple iPads ...

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Original price $72.99 - Original price $72.99
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$72.99
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Original price $513.99 - Original price $513.99
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$513.99
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ViewSonic - VG2756-4K 27" IPS 4K UHD Docking Monitor (HDMI USB-C DisplayPort) - Black

ViewSonic

STREAMLINED DESKTOPEliminate the need for costly docking stations by simply connecting your peripherals directly to the monitorQUALITY SCREEN TIMEF...

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Original price $513.99 - Original price $513.99
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Original price $59.99 - Original price $59.99
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$59.99
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ZAGG - Messenger Folio 2 Keyboard Case for Apple iPad 10.2" (7th 8th 9th Gen) and iPad Air 10.5" (3rd Gen) - Charcoal

invisibleSHIELD

Space efficient standing designThe case holds your iPad securely upright so you don’t need extra surface space to accommodate a kickstand. Your iPa...

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Original price $59.99 - Original price $59.99
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$59.99
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Original price $71.99 - Original price $71.99
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$71.99
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Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

Insignia

Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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Original price $71.99 - Original price $71.99
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$71.99
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Original price $176.99 - Original price $176.99
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$176.99
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ViewSonic - VX2476-SMHD 23.8" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $176.99 - Original price $176.99
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$176.99
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Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99

SaharaCase - Raider Series Heavy-Duty Case for Apple iPad Air (M2) 11" 2024 - Scorpion Black

SaharaCase

Get ready to conquer the digital desert with the SaharaCase Raider Series heavy-duty case for your Apple iPad Air (M2) 11" 2024. This sleek black w...

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Original price $70.99 - Original price $70.99
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$70.99
$70.99 - $70.99
Current price $70.99
Original price $244.99 - Original price $244.99
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$244.99
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MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB

MSI

NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $244.99 - Original price $244.99
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$244.99
$244.99 - $244.99
Current price $244.99
Original price $78.99 - Original price $78.99
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$78.99
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Current price $78.99

SaharaCase - Raider Series Heavy-Duty Case for Apple iPad Air (M2) 13" 2024 - Scorpion Black

SaharaCase

Get ready to conquer the digital desert with the SaharaCase Raider Series heavy-duty case for your Apple iPad Air (M2) 13" 2024. This sleek black w...

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Original price $78.99 - Original price $78.99
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$78.99
$78.99 - $78.99
Current price $78.99
Original price $83.99 - Original price $83.99
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$83.99
$83.99 - $83.99
Current price $83.99

ZAGG - InvisibleShield Glass XTR3 13" Screen Protector for Apple iPad Pro (7th gen) - Clear

ZAGG

10X StrongerGlass XTR3 is made with shock-absorbing Hexiom impact technology that makes it up to 10X stronger than traditional glass screen protect...

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Original price $83.99 - Original price $83.99
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$83.99
$83.99 - $83.99
Current price $83.99
Original price $89.99 - Original price $89.99
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$89.99
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Current price $89.99

SaharaCase - Raider-X Series Heavy-Duty Case for Apple iPad Pro (M4) 11" 2024 - Scorpion Black

SaharaCase

Designed for use with Apple iPad Pro (M4) 11" 2024For a precise fit.Robust TPU and rubber materialsCrafted from triple-hardened TPU the case mimics...

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Original price $89.99 - Original price $89.99
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$89.99
$89.99 - $89.99
Current price $89.99
Original price $1,126.99 - Original price $1,126.99
Original price
$1,126.99
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Current price $1,126.99

TCL - 85" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $1,126.99 - Original price $1,126.99
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$1,126.99
$1,126.99 - $1,126.99
Current price $1,126.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.