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Original price $257.99 - Original price $257.99
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Current price $257.99

TP-Link - Tapo Wire-Free Indoor/Outdoor Cameras with up to 300 days of Battery Life and Magnetic Base (4-Pack) - No Monthly Fees - White

TP Link

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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Original price $257.99 - Original price $257.99
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Original price $134.99 - Original price $134.99
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Mount-It - Dual Monitor Desk Mount w/USB Ports - Silver

Bower

Compatible with most flat-panel monitorsHolds two 19" to 32" monitors with the total weight of up to 35.2 lbs. (17.6 lbs. per arm). Standard VESA m...

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Original price $134.99 - Original price $134.99
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Original price $52.99 - Original price $52.99
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Insignia - Fixed TV Wall Mount For Most 40"-70" TVs - Black

Insignia

Compatible with most 40"-70" TVsUp to 100 lbs. for sturdy support.VESA compliant200 x 200 to 600 x 400To obtain additional screws for your product ...

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Original price $52.99 - Original price $52.99
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Original price $2,104.99 - Original price $2,104.99
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Samsung - 98 Class DU9000 Series Crystal UHD Smart Tizen TV (2024)

Samsung

Supersize Picture EnhancerAI-enhanced picture quality optimized for a super large screen. The Supersize Picture Enhancer reduces noise and increase...

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Original price $2,104.99 - Original price $2,104.99
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Original price $196.99 - Original price $196.99
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Edifier - T5 Powered Subwoofer - 70W RMS Active Woofer with 8 Inch Driver Low Pass Filter - Black

Edifier

38-200Hz frequency responseAccurately reproduces low-end audio to ensure a robust soundscape.Integrated amplifierSupplies 70W RMS power for high vo...

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Original price $196.99 - Original price $196.99
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Original price $1,458.99 - Original price $1,458.99
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Panasonic - LUMIX S5 Mirrorless Full Frame Camera Body with 20-60mm F3.5-5.6 Lens - DC-S5KK - Black

Panasonic

24.2MP 35mm Full-Frame CMOS SensorDelivers high sensitivity and top image quality in both still photos and videos.Iso 100-51200 (Ex. 50-204800)Dual...

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Original price $1,395.99 - Original price $1,395.99
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KitchenAid - g Electric Convection Range - Stainless Steel

Kitchenaid

Even-Heat True ConvectionFeatures a unique bow-tie design with heating element and fan that circulates hot air throughout the entire oven providing...

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Original price $1,395.99 - Original price $1,395.99
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Original price $2,573.99 - Original price $2,573.99
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Whirlpool - 26.8 Cu. Ft. French Door Refrigerator - Stainless Steel

Whirlpool

Platter pocketWide flat items like brownie pans lasagna and pizza boxes stay tucked out of the way in this space designed to keep them safe from st...

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Original price $1,859.99 - Original price $1,859.99
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LG - 6.3 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Fry - Black Stainless Steel

LG

Large Capacity (6.3 cu. ft.) Gas Single OvensWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this s...

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Original price $1,859.99 - Original price $1,859.99
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Original price $89.99 - Original price $89.99
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SaharaCase - Raider Series Heavy-Duty Case with Hand Strap for Apple iPad Pro (M4) 11" 2024 - Scorpion Black

SaharaCase

Designed for use with Apple iPad Pro (M4) 11" 2024For a precise fit.Ergonomic closed-button designProtects the buttons from dust.Robust TPU and pla...

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Original price $89.99 - Original price $89.99
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Original price $1,386.99 - Original price $1,386.99
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Whirlpool 1.1 Cu. Ft. Low Profile Over-the-Range Microwave Hood Combo Stainless Steel

Whirlpool

Low profile designMaximize space by moving your microwave off the countertop with a low profile design that fits in the same space as your undercab...

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Original price $1,386.99 - Original price $1,386.99
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Original price $70.99 - Original price $70.99
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$70.99
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SaharaCase - Raider Series Heavy-Duty Case with Hand Strap for Apple iPad Air (M2) 11" 2024 - Scorpion Black

SaharaCase

Designed for use with Apple iPad Air (M2) 11" 2024For a precise fit.Ergonomic closed-button designProtects the buttons from dust.Robust TPU and pla...

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Original price $70.99 - Original price $70.99
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Original price $110.99 - Original price $110.99
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Logitech Keys-To-Go 2 - keyboard - built-in cover - QWERTY - English - graphite Input Device

Logitech

Logitech Keys-To-Go 2 - Keyboard - built-in cover - wireless - Bluetooth LE - QWERTY - English - graphite

Original price $110.99 - Original price $110.99
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Original price $724.99 - Original price $724.99
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TCL - 75" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $724.99 - Original price $724.99
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Original price $677.99 - Original price $677.99
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Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

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Original price $677.99 - Original price $677.99
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$677.99
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Original price $73.99 - Original price $73.99
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$73.99
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Aluratek - Streamcast Mobile Wireless USB-C to HDMI Transmitter and Receiver - White

Aluratek

Connect and StreamConnect your Type C source to your HDMI device such as a TV or projectorStart streaming right awayPlug-and-play setup eliminates ...

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Original price $73.99 - Original price $73.99
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Original price $301.99 - Original price $301.99
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$301.99
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Ultimate Ears EVERBOOM - speaker - for portable use - wireless

Ultimate Ears

360-degree big bass and customizable EQThe EVERBOOM Waterproof Bluetooth Speaker delivers balanced sound and immersive audio; select or customize t...

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Original price $301.99 - Original price $301.99
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Original price $228.99 - Original price $228.99
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Ultimate Ears - EVERBOOM Portable Wireless Bluetooth Speaker with Waterproof Dustproof and Floatable design - Charcoal Black

Ultimate Ears

360-degree big bass and customizable EQThe EVERBOOM Waterproof Bluetooth Speaker delivers balanced sound and immersive audio; select or customize t...

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Original price $228.99 - Original price $228.99
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Original price $133.99 - Original price $133.99
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$133.99
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OtterBox - Defender Series for iPad Pro 13-inch (M4) - Black

Otterbox

Designed for use with Apple iPad Pro 13-inch (M4)Protects and compliments your tablet.DROP+2X as many drops as military standard (MIL-STD-810G 516....

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Original price $133.99 - Original price $133.99
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Original price $2,048.99 - Original price $2,048.99
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Samsung - 28 Cu. Ft. 4-Door French Door Smart Refrigerator with FlexZone Drawer - Stainless Steel

Samsung

FlexZone DrawerA flexible storage drawer with four different temperature settings and an adjustable Smart Divider to stay organized.Twin Cooling Pl...

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Original price $2,048.99 - Original price $2,048.99
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Original price $71.99 - Original price $71.99
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$71.99
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Ring - 2-Pack Indoor Plug-In 1080p Security Camera (2nd-Generation) with Privacy Cover - Black

Ring

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...

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Original price $71.99 - Original price $71.99
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$71.99
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Original price $1,299.99 - Original price $1,299.99
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Frigidaire - Gallery 5.3 Cu. Ft. Freestanding Electric Total Convection Range - Stainless Steel

Frigidaire

Frigidaire's most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering co...

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Original price $1,299.99 - Original price $1,299.99
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Original price $603.99 - Original price $603.99
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SideTrak - Swivel 12.5" Attachable Portable Monitor - 2 Pack - Black

SideTrak

Patented Swivel DesignWith each screen's unique ultra-sleek 360 swivel hinge these innovative attachable monitors adjust to your most comfortable v...

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Original price $603.99 - Original price $603.99
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$603.99
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Original price $179.99 - Original price $179.99
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$179.99
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Current price $179.99

Edifier - R1280DBs Powered Bluetooth Computer Speakers Bookshelf Speakers - 42W RMS - Soundfield Spacializer - Studio Monitors - Black

Edifier

Soundfield SpacializerAllows these near-field monitors to produce a panoramic sound stage.Bluetooth ConnectivityBluetooth 5.0 technology allows you...

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Original price $179.99 - Original price $179.99
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$179.99
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Original price $94.99 - Original price $94.99
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$94.99
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Digipower - Content Maker Essential Vlogging Kit with light microphone tripod and remote. - Black

Digipower

Adjustable light settingsThree levels of brightness.Battery lifeEnjoy up to 1 hour of continuous use with built-in 500 mAh rechargeable Li-Polymer ...

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Original price $94.99 - Original price $94.99
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$94.99
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Original price $99.99 - Original price $99.99
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$99.99
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j5create - USB-C Multi Adapter - silver

J5 Create

8 ports with 9 functions.USB-C power delivery 3.0 provides charging power to the connected devices as well as data transfer.Easily add a 4K HDMI vi...

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Original price $99.99 - Original price $99.99
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$99.99
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Original price $170.99 - Original price $170.99
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$170.99
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Logitech G Yeti GX Dynamic RGB Gaming Microphone with LIGHTSYNC Black - microphone

Logitech

Be dynamicThe Yeti GX is a premium RGB gaming mic powered by LIGHTSYNC with a custom dynamic capsule and advanced software that deliver serious aud...

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Original price $170.99 - Original price $170.99
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Original price $276.99 - Original price $276.99
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$276.99
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eero - Pro 6E AXE5400 Tri-Band Mesh Wi-Fi 6E System (2-pack) - White

Eero

Blazing fast Wi-Fi 6E speedsAn eero Pro 6E (2-pack) covers up to 4000 sq. ft. with wifi delivers wifi speeds up to 2.3 Gbps when using both wired (...

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Original price $276.99 - Original price $276.99
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$276.99
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Original price $36.99 - Original price $36.99
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$36.99
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StarTech.com 6 ft High Speed HDMI Cable with Ethernet - Ultra HD 4k x 2k HDMI Cable - HDMI to HDMI M/M - 1080p Audio/Video Gold-Plated (HDMIMM6HS) - HDMI with Ethernet cable - 6 ft

Startech

StarTech.com 6ft HDMI Cable 4K High Speed HDMI Cable with Ethernet 4K 30Hz UHD HDMI Cord 10.2 Gbps Bandwidth 4K HDMI 1.4 Video / Display Cable M/M ...

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Original price $36.99 - Original price $36.99
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$36.99
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Original price $26.99 - Original price $26.99
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$26.99
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C2G 6ft 4K HDMI Cable with Ethernet - High Speed - UltraHD Cable - M/M - HDMI cable with Ethernet - 6 ft

C2G

C2G 6ft 4K HDMI Cable with Ethernet - High Speed - UltraHD Cable - M/M - HDMI cable with Ethernet - HDMI male to HDMI male - 6 ft - shielded - black

Original price $26.99 - Original price $26.99
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$26.99
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Original price $142.99 - Original price $142.99
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$142.99
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Current price $142.99

Middle Atlantic High-Density Slim Power Strip PD-815SC-NS - power distribution strip

AVI

Middle Atlantic High-Density Slim Power Strip PD-815SC-NS - Power distribution strip (rack-mountable) - input NEMA 5-15 - output connectors 8 (NEMA...

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Original price $142.99 - Original price $142.99
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$142.99
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Original price $207.99 - Original price $207.99
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$207.99
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Peerless Universal Desktop Swivel Mount HP455 - mounting kit - for flat panel

Peerless Industries

Peerless Universal Desktop Swivel Mount HP455 - Mounting kit (mounting base pole bracket adapter) - for flat panel - steel - black powder coat - sc...

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Original price $207.99 - Original price $207.99
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$207.99
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Original price $573.99 - Original price $573.99
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$573.99
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20" Commercial Microwave

Summit Appliance

Commercially approved microwave with stainless steel exterior and interior

Original price $573.99 - Original price $573.99
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$573.99
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Original price $1,658.99 - Original price $1,658.99
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$1,658.99
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Current price $1,658.99

Whirlpool - 21.4 Cu. Ft. Side-by-Side Refrigerator with Fingerprint Resistant - Stainless Steel

Whirlpool

Monochromatic stainless-steel finishAligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.Generous storageInclu...

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Original price $1,658.99 - Original price $1,658.99
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$1,658.99
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Original price $89.99 - Original price $89.99
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$89.99
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Current price $89.99

Sanus - Universal Extendable Soundbar Wall Mount - Black

Sanus

FeaturesFeatures an extendable design allowing for easy depth adjustment 5.65" for optimal audio performance for Dolby Atmos soundbarsEasy Assembil...

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Original price $89.99 - Original price $89.99
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$89.99
$89.99 - $89.99
Current price $89.99
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

UAG - Metropolis SE Case for iPad Pro 13" (Gen 7/M4 chip) - Black

Uag

Lightweight ConstructionOur iPad case features a featherlight ultra thin composite construction with a soft impact-resistant core for top-of-line m...

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Original price $64.99 - Original price $64.99
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$64.99
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Current price $64.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.