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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Philips Sonicare - 9900 Prestige Rechargeable Electric Toothbrush with SenseIQ - Midnight

Philips Sonicare
Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

SenseIQ technologySenses adapts and cares for your teeth.Removes more plaqueUp to 20x more than a manual toothbrush.Healthier gumsUp to 15x healthi...

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Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

Philips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi

Philips
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Philips - Hue Play Gradient Lightstrip 75" - White

Philips
Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Take the excitement of surround lighting to the next level with the Philips Hue Play gradient lightstrip. This LED strip flawlessly blends multiple...

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Original price $344.99 - Original price $344.99
Original price
$344.99
$344.99 - $344.99
Current price $344.99

Seagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

Seagate
Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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Original price $251.99 - Original price $251.99
Original price
$251.99
$251.99 - $251.99
Current price $251.99

LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with QuadWash and 50 dba - Stainless Steel

LG
Original price $794.99 - Original price $794.99
Original price
$794.99
$794.99 - $794.99
Current price $794.99

QuadWashLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Multi-Motion ar...

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Original price $794.99 - Original price $794.99
Original price
$794.99
$794.99 - $794.99
Current price $794.99

KitchenAid - 25.8 Cu. Ft. 5-Door French Door Refrigerator - Stainless Steel

Kitchenaid
Original price $4,540.99 - Original price $4,540.99
Original price
$4,540.99
$4,540.99 - $4,540.99
Current price $4,540.99

Preserve food's freshnessPreserva dual-temperature management system lets you independently control fresh and freezer compartments. FreshFlow air f...

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Original price $4,540.99 - Original price $4,540.99
Original price
$4,540.99
$4,540.99 - $4,540.99
Current price $4,540.99

KitchenAid - 23.8 Cu. Ft. French Door Counter-Depth Refrigerator - Stainless Steel

Kitchenaid
Original price $4,682.99 - Original price $4,682.99
Original price
$4,682.99
$4,682.99 - $4,682.99
Current price $4,682.99

Preserva Food Care SystemProvides the height of food preservation with two independent cooling systems plus a Produce Preserver to help keep food a...

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Original price $4,682.99 - Original price $4,682.99
Original price
$4,682.99
$4,682.99 - $4,682.99
Current price $4,682.99

Frigidaire - 20.0 Cu. Ft. Upright Freezer - White

Frigidaire
Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

This Frigidaire 20 cubic foot upright freezer includes a superior tight seal that locks in cold air keeping food frozen for two days if there is a ...

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Original price $1,063.99 - Original price $1,063.99
Original price
$1,063.99
$1,063.99 - $1,063.99
Current price $1,063.99

Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

JOBY - GorillaPod Creator Kit for Vlogging

Joby
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Featuring the Mobile Vloggers dream base of GorillaPod 1K legs and GripTight Smart phone mount we have also added the Wavo Mobile Microphone to the...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Shokz - OpenRun Mini Bone Conduction Open-Ear Endurance Headphones - Black

Aftershokz
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Frigidaire - 20 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

Frigidaire
Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

The Frigidaire 20 cubic foot top freezer refrigerator fits in the same sized cutout as a traditional 18 cu. ft. model. This refrigerator features t...

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Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

Sonos - Sub Mini Dual 6" Wifi Subwoofer - Black

Sonos Inc
Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

Sonos - Sub Mini Dual 6" Wifi Subwoofer - White

Sonos Inc
Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Google - Nest Wifi Pro 6e AXE5400 Mesh Router (2-pack) - Snow

GOOGLE
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Google - Nest Wifi Pro 6e AXE5400 Mesh Router - Snow

GOOGLE
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Logitech Pro Webcam Ultra Wide Angle HD - webcam

Logitech
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Look flawless with 1080p HDThe high-precision lens and premium image sensor in the C930s Pro HD Webcam autofocuses on you to deliver crystal-clear ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Logitech - ERGO K860 Ergonomic Full-size Wireless Keyboard for Windows and Mac with Palm Rest - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Improved typing postureType more naturally with a curved split keyframe and reduce muscle strain on your wrists and forearms thanks to the sloping ...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Rocketfish - 2' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

Rocketfish
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Klipsch - Reference 800 Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - black

Klipsch
Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

Handles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...

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Original price $689.99 - Original price $689.99
Original price
$689.99
$689.99 - $689.99
Current price $689.99

eero - 6+ AX3000 Dual-Band Mesh Wi-Fi 6 System (3-pack) - White

Eero
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Wi-Fi 6 gets a boostAn eero 6+ (3-pack) covers up to 4500 sq. ft. with wifi delivers wifi speeds up to a gigabit and supports 75+ connected devices...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Sony - Alpha a7 III Mirrorless [Video] Camera with FE 28-70 mm F3.5-5.6 OSS Lens - Black

Sony
Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

FE 28-70mm F3.5-5.6 OSS standard zoom lensThis focal range is great for everyday shots including everything from spectacular landscapes to exceptio...

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Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

Hyper - HyperDrive Dual 10 Port USB-C Hub 4K HDMI Ethernet 1 USB-C 2 USB-A microSD/SD travel dock for M1/M2/M3 MacBook - Gray

HyperDrive
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Extend Two 4K Displays for M1 M2 M3 MacBooksGive your M1 M2 or M3 MacBook PC or Chromebook the ability to connect to 2 extended monitors with cry...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

Astro Gaming
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

OtterBox - Defender Series Pro Tablet Case for Apple iPad (10th gen) - Black

Otterbox
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Defender Series Pro for the Apple iPad (10th generation) protective case delivers advanced defense for your tablet. Defender Series Pro integrates ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Google - Nest Wi-Fi Video Doorbell - Battery Operated - Snow

GOOGLE
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Doorb...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - White

Ring
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Watch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop intruders in the...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Camera - Black

Ring
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

j5create - USB-C to Dual HDMI Multi-Monitor Adapter - Silver

J5 Create
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Connect two monitors for better productivityEasily add two HDMI video outputs though a single USB-C or USB-A port.Enjoy 4K UHD ResolutionOne of the...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Sony - NP-FZ100 Rechargeable Lithium-ion Replacement Battery

Sony
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Compatible with Sony ¿9 ¿7R III ¿7 III a9 II a7RIV a7S III a7C camerasFor long-lasting power.7.2V of power and 2280 mAh capacityProvide your camer...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Sony - G 24-105mm f/4 G OSS Standard Zoom Lens for E-mount Cameras - Black

Sony
Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

Compatible with most Sony E-mount camerasFor use with your existing device.Standard zoom lens for versatile useGet the shot you want with this ever...

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Original price $1,624.99 - Original price $1,624.99
Original price
$1,624.99
$1,624.99 - $1,624.99
Current price $1,624.99

Rocketfish - Full-Motion TV Wall Mount for Most 32-55 TVs - Black

Rocketfish
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Compatible with most 32" - 55" TVsHolds up to 55 lbs. for sturdy support.Narrow 2.2 profileFits close to the wall for a discreet look.Dual articula...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.