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Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full detailsBest Buy essentials - 3' 4K Ultra HD HDMI Cable
Best Buy essentialsSupports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...
View full detailsSanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - Black
SanusBlends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...
View full detailsSanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - White
SanusBlends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...
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SaharaCase - SpLaSh Series Heavy Duty Case for Amazon Fire HD 10 (2023) - Multi-Color
SaharaCase - SpLaSh Series Heavy Duty Case for Amazon Fire HD 10 (2023) - Multi-Color
SaharaCaseDesigned for use with Amazon Fire HD 10 (2023)For a precise fit.Ergonomic closed-button designThe case protects the buttons from dust.Robust TPU an...
View full detailsMicrosoft - USB-C Travel Hub - Black
MicrosoftAll the connections wherever you areHave the ports you need wherever you go with this multi-port adapter. Designed for on-the-go professionals it g...
View full detailsGoogle - Nest Smart Programmable Wifi Thermostat
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsNikon - Z 5 4K Video Mirrorless Camera (Body Only) - Black
NikonResolutionIntensively detailed 24MP full frame images and 4K UHD videosImage StabilizationVR image stabilization built-in for sharp stabilized phot...
View full detailsInsignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
View full detailsInsignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel
Insignia5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...
View full detailsLogitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black
LogitechTRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...
View full detailsInsignia - Universal 180W High Power Laptop Charger with Surge Protection - Black
InsigniaCompatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...
View full detailsPhilips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension
PhilipsSeamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...
View full detailsLogitech - MX Keys Mini TKL Wireless Bluetooth Scissor Keyboard with Backlit Keys - Pale Gray
LogitechPerfect stroke typing with smart keysType on keys shaped for your fingertips with voice to text Dictation Mic Mute/Unmute and Emoji keys.185;Mini s...
View full detailsSamsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity
SamsungLarge CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...
View full detailsInsignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White
InsigniaLED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...
View full detailsGE - 15" Bump Out Kit for Microwave Ovens - Black
GEDesigned for 15" deep cabinetsFor a precise fit.Black finishOffers a stylish appearance.
Sanus - VLT16 Tilting TV Wall Mount for Most 51" - 80" Flat-Panel TVs - Black
SanusCompatible with most 51" - 80" flat-panel TVsUp to 125 lbs. for sturdy support.Fingertip Tilt technologyAllows you to effortlessly tilt your TV wit...
View full detailsInsignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator
InsigniaThis Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...
View full detailsYamaha NS-IC600 - speaker
YamahaHandles up to 110 watts maximum input powerFor robust and controlled audio that is crisp and clear.6-1/2" woofer coneAlong with a 1" fluid-cooled s...
View full detailsFrigidaire - Gallery 6.0 Cu. Ft. Freestanding Gas Total Convection Range - Stainless Steel
FrigidaireOur most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering cooking mod...
View full detailsDyson - Ball Animal 3 Upright Vacuum with 2 accessories - Nickel/Silver
DysonThe best cleaning performance of any upright de-tangling vacuumDe-tangling technologyAutomatically clears wrapped hair from the brush bar as you cl...
View full detailsRing - Wired Doorbell Pro Smart WiFi Video Doorbell - Satin Nickel
RingHead-to-Toe ViewWith Head-To-Toe HD+ Video see more of visitors and check in on packages down low around your doorstep.Two-way-TalkHear and speak t...
View full detailsOral-B - iO Series 9 Connected Rechargeable Electric Toothbrush - Onyx Black
Oral-BMultiple Brushing ModesChoose between seven modes to customize your brushing Daily clean Gum care Sensitive Whitening Tongue Cleaning Intense or Su...
View full detailsj5create - USB-C to HDMI 2.1 8K - Space Gray/Black
J5 CreateThis cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...
View full detailsDenon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black
DenonUnmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...
View full detailsLogitech - C922 Pro Stream 1080 Video Conferencing Streaming and Gaming Webcam - Black
LogitechFull HD 1080p at 30fpsPremium video quality every time you broadcast.Hyperfast frame rate in HDStreaming broadcasts with no lag or distortion.HD au...
View full detailsFrigidaire - 5.3 Cu. Ft. Freestanding Electric Range with Convection Bake - Stainless Steel
FrigidaireAchieve better baking results with Convection BakeGet faster more even baking results with our fan convection baking system.Consistent Results with...
View full detailsPanasonic - Lumix G Vario 45-150mm f/4.0-5.6 ASPH. Mega O.I.S. Zoom Lens H-FS45150K - Black
PanasonicCompatible with most Panasonic Lumix G compact system camerasWith a Micro Four Thirds mount for use with your existing model.Standard zoom lens for...
View full detailsNikon Speedlight SB-5000 - hot-shoe clip-on flash
NikonCompatible with select Nikon DSLR camerasIncluding D5 and D500.External FlashFor studio wedding event and action photographers continuous shooting ...
View full detailsHyperice - Venom 2 Back - Black
HypericeThe ultimate combinationThree levels of heat paired with three distinct vibration patterns allow you to customize your soothing massage to best fit...
View full detailsSamsung - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Platinum
SamsungSuper Speed WashWash a full load of laundry in just 28 minutes without sacrificing cleaning performance.Wi-Fi ConnectivityWi-Fi connected so you ca...
View full detailsLG - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Sensor Dry - Graphite Steel
LGSimply beautiful.Award-winning4 design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...
View full detailsRIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black
RIGWireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...
View full detailsCanon - IVY 2 Mini Photo Printer - Pure White
CanonZINK (Zero Ink) printing technologyUses colorful dye-based crystals embedded inside the paper. The ZINK-enabled device uses heat to activate and co...
View full detailsSamsung - 7.5 Cu. Ft. Stackable Electric Dryer with Sensor Dry - Black Stainless Steel
SamsungFlexible openingChoose the direction your dryer door opens to better suit your laundry room layout.Lint Filter IndicatorStop worrying about lint or...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.