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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

TP-Link - Deco X25 AX1800 Dual-Band Whole Home Mesh Wi-Fi 6 System (3-Pack) - White

TP Link

Dual-Band Wi-Fi 6 speedsExperience speeds up to 1800 Mbps perfect for streaming online gaming large downloads video calls and more.Whole-Home cover...

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Original price $238.99 - Original price $238.99
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Original price $1,440.99 - Original price $1,440.99
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Samsung - 6.0 Cu. Ft. Freestanding Gas Convection+ Range with WiFi and No-Preheat Air Fry - Stainless Steel

Samsung

Stainless Steel CooktopOur Stainless Steel design completely covers all gas stovetop and blackguard surfaces elevating the look of any kitchen. Erg...

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Original price $1,440.99 - Original price $1,440.99
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Original price $451.99 - Original price $451.99
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$451.99
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Vitamix - Explorian E310 Blender Black - Black

VitaMix

You're In ControlVariable speed allows you to refine every texture with culinary precision from the smoothest purees to the heartiest soupPulse Fea...

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Original price $451.99 - Original price $451.99
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Original price $54.99 - Original price $54.99
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Smart Choice - 6' 30 Amp 3-Prong Dryer Cord Required for Hook-Up - Gray

Smart Choice

Premium 6' length provides access to hard-to-reach outletsOpen eyelet connectors provide fast simple and trouble-free installationRight-angle plug ...

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Original price $54.99 - Original price $54.99
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Original price $1,031.99 - Original price $1,031.99
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Samsung - 6.0 cu. ft. Freestanding Gas Range with WiFi No-Preheat Air Fry Convection - Stainless Steel

Samsung

Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

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Original price $1,031.99 - Original price $1,031.99
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Original price $893.99 - Original price $893.99
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$893.99
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Samsung - 6.0 cu. ft. Freestanding Gas Range with WiFi and Integrated Griddle - Stainless Steel

Samsung

Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

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Original price $893.99 - Original price $893.99
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Original price $273.99 - Original price $273.99
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WD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe

Western Digital

PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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Original price $273.99 - Original price $273.99
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Original price $102.99 - Original price $102.99
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$102.99
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Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $102.99 - Original price $102.99
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Original price $589.99 - Original price $589.99
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$589.99
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Sony - ZV-1F Vlog Camera for Content Creators and Vloggers - Black

Sony

Fit everything in frameWith the ZV-1F you can truly capture it all - it allows you to snap a group selfie along with an expansive view of the backg...

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Original price $589.99 - Original price $589.99
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Original price $220.99 - Original price $220.99
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Thrustmaster - T128 Racing Wheel for Xbox One Xbox XS and PC - Black

Thrustmaster

Versatility and velocityModern wheel rim design featuring 13 buttons; perfect for all types of racing simulationDynamic force feedbackRenders fun i...

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Original price $220.99 - Original price $220.99
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Original price $167.99 - Original price $167.99
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$167.99
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reMarkable 2 - Premium Leather Book Folio for your Paper Tablet - Brown

ReMarkable

Keep your reMarkable safeCreated with function and style in mind Book Folio is made from fine materials and designed exclusively to fit your reMark...

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Original price $167.99 - Original price $167.99
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$167.99
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Original price $80.99 - Original price $80.99
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$80.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
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$80.99
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Original price $72.99 - Original price $72.99
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$72.99
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SaharaCase - SpLaSh Series Heavy Duty Case for Amazon Fire HD 10 (2023) - Blue

SaharaCase

Designed for use with Amazon Fire HD 10 (2023)For a precise fit.Ergonomic closed-button designThe case protects the buttons from dust.Robust TPU an...

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Original price $72.99 - Original price $72.99
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Original price $72.99 - Original price $72.99
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$72.99
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SaharaCase - DEFENSE-X Series Case for Amazon Fire HD 10 (2023) - Black

SaharaCase

Designed for use with Amazon Fire HD 10 (2023)For a precise fit.Ergonomic closed-button designThe case protects the buttons from dust.Robust TPU an...

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Original price $72.99 - Original price $72.99
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$72.99
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Original price $85.99 - Original price $85.99
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$85.99
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reMarkable 2 - Marker for your Paper Tablet - Gray

ReMarkable

A smarter accessoryThe Marker attaches to reMarkable 2 magnetically and doesn't require charging pairing or any additional setup.Responsive and pre...

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Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99
Original price $204.99 - Original price $204.99
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$204.99
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Current price $204.99

Ninja - Professional Plus Kitchen System with Auto-iQ (2) 24oz Single-Serve Cups - Black/Stainless Steel

Ninja

Make large batches with ease72 oz. Total Crushing pitcher lets you whip up enough for everyone.Ice crush functionTotal Crushing Blades and 1400 pea...

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Original price $204.99 - Original price $204.99
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$204.99
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Original price $959.99 - Original price $959.99
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$959.99
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Samsung - 4.5 Cu. Ft. High Efficiency Stackable Smart Front Load Washer with Vibration Reduction Technology+ - Black Stainless Steel

Samsung

Large 4.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Vibration Reduction Technology+Do your ...

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Original price $959.99 - Original price $959.99
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$959.99
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Original price $152.99 - Original price $152.99
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$152.99
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reMarkable 2 - Marker Plus with Built-in Eraser for your Paper Tablet - Black

ReMarkable

Erase with easeMarker Plus features a built-in eraser on its top end. Just flip it over and it erases like a regular pencil would.A smarter accesso...

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Original price $152.99 - Original price $152.99
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$152.99
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Original price $181.99 - Original price $181.99
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$181.99
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SteelSeries Arctis Nova 7P - headset

Steel Series

SteelSeries Arctis Nova 7P - Headset - full size - Bluetooth / 2.4 GHz radio frequency - wireless - white

Original price $181.99 - Original price $181.99
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Original price $68.99 - Original price $68.99
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$68.99
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ZAGG - InvisibleShield Glass Elite VisionGuard+ Blue Light Filtering Screen Protector for Apple iPad 10.2" - Clear

invisibleSHIELD

Extreme shatter protection4x stronger than traditional glass screen protection. This is our strongest glass screen protection ever.Contains antimic...

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Original price $68.99 - Original price $68.99
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$68.99
$68.99 - $68.99
Current price $68.99
Original price $1,465.99 - Original price $1,465.99
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LG - 7.4 Cu. Ft. Stackable Smart Electric Dryer with TurboSteam - Black Steel

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,465.99 - Original price $1,465.99
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$1,465.99
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Original price $104.99 - Original price $104.99
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$104.99
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Pro Wireless Controller for Nintendo Switch - Black

Nintendo

Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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Original price $104.99 - Original price $104.99
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$104.99
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Original price $602.99 - Original price $602.99
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$602.99
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Current price $602.99

LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Black Stainless Steel

LG

Stylish DesignThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor CookingHumidity-sensin...

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Original price $602.99 - Original price $602.99
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$602.99
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Original price $1,637.99 - Original price $1,637.99
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$1,637.99
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Frigidaire - 17.6 Cu. Ft. Counter-Depth French Door Refrigerator - Stainless Steel

Frigidaire

CrispSeal CrispersKeep produce fresher longer so you waste less and save money with our CrispSeal Crispers.Enhanced storage in a compact designFind...

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Original price $1,637.99 - Original price $1,637.99
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$1,637.99
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Original price $1,442.99 - Original price $1,442.99
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$1,442.99
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Current price $1,442.99

Canon - VIXIA HF G70 4K - Black

Canon

Canon 4K sensorA 4K sensor and DIGIC DV6 image processor deliver crisp sharp UHD images and an 8-blade iris achieves cinema-style out-of-focus high...

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Original price $1,442.99 - Original price $1,442.99
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$1,442.99
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Original price $224.99 - Original price $224.99
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$224.99
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Current price $224.99

Sony - ECMG1 Subcardoid Shotgun Microphone

Sony

Excellent for recording human voicesThe ECM-G1 is well suited to the frequency bands of human voice characteristics capturing vocal audio clearly a...

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Original price $224.99 - Original price $224.99
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$224.99
$224.99 - $224.99
Current price $224.99
Original price $1,029.99 - Original price $1,029.99
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$1,029.99
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Current price $1,029.99

Samsung - 7.5 Cu. Ft. Stackable Gas Dryer with Sensor Dry - White

Samsung

Sensor DryHelps prevent overdrying for optimal fabric care.Large 7.5 cu. ft. CapacityFewer loads less time in the laundry room.10 Preset Drying Cyc...

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Original price $1,029.99 - Original price $1,029.99
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$1,029.99
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Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

Rocketfish - 2-Output HDMI Splitter with 4K at 60Hz and HDR Pass-Through - Black

Rocketfish

Compatible with HDMI 4K at 60Hz and HDR content18 Gbps bandwidth for wide-ranging use.1 x 2 HDMI splitterDistributes one HDMI source to two HDMI di...

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Original price $57.99 - Original price $57.99
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$57.99
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Original price $208.99 - Original price $208.99
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$208.99
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Current price $208.99

Canon - EF50mm F1.8 STM Standard Prime Lens for EOS DSLR Cameras - Black

Canon

Compatible with most Canon DSLR camerasWorks with cameras with Canon EF mounts.50mm focal lengthA versatile focal length for capturing crystal-clea...

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Original price $208.99 - Original price $208.99
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$208.99
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Current price $208.99
Original price $29.99 - Original price $29.99
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$29.99
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Current price $29.99

Best Buy essentials - USB-C to Ethernet Adapter - White

Best Buy essentials

USB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

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Original price $29.99 - Original price $29.99
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$29.99
$29.99 - $29.99
Current price $29.99
Original price $65.99 - Original price $65.99
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$65.99
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Current price $65.99

JBL - Tune 660NC On-Ear Noise Cancelling Wireless Headphones - Black

JBL

Active noise cancellingKeep the noise out and enjoy your music.JBL pure bass soundFor over 70 years JBL has engineered the precise impressive sound...

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Original price $65.99 - Original price $65.99
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$65.99
$65.99 - $65.99
Current price $65.99
Original price $29.99 - Original price $29.99
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$29.99
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Current price $29.99

Best Buy essentials - USB-C to HDMI Adapter - White

Best Buy essentials

Male USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...

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Original price $29.99 - Original price $29.99
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$29.99
$29.99 - $29.99
Current price $29.99
Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

Samsung - 7.5 Cu. Ft. Stackable Smart Gas Dryer with Steam Sanitize+ - White

Samsung

Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

SaharaCase - PROTECTION Hand Strap Series Case for Samsung Galaxy Tab A7 Lite - Black

SaharaCase

Designed for Samsung Galaxy Tab A7 LiteComplement your Samsung device with this lightweight form-fitting case.Premium drop protection technologyPro...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

NETGEAR - AC750 Dual-Band Wi-Fi Range Extender

NETGEAR

Compatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

SaharaCase - DEFENCE Series Case for Samsung Galaxy Tab A7 Lite - Black

SaharaCase

Designed for Samsung Galaxy Tab A7 LiteFor a precise fit.Ergonomic closed-button designRemains access to all tablet's features.Triple-hardened cons...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.