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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Insignia - 512GB SDXC UHS-I Memory Card Read Speed Up to 200MB/s

Insignia
Original price $291.99 - Original price $291.99
Original price
$291.99
$291.99 - $291.99
Current price $291.99

Storage Capacity512GB storage space for storing photos videos games and other digital content¿Actual storage capacity shown by device's OS may be l...

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Original price $291.99 - Original price $291.99
Original price
$291.99
$291.99 - $291.99
Current price $291.99

AOC - 27G50F2 27" IPS Panel LED FHD G-Sync Compatible 180hz Gaming Monitor - Black

AOC
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

IPS PanelExperience the advantages of IPS technology including vibrant colors and wide viewing angles for an immersive gaming experience and unleas...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

Middle Atlantic U2 - rack shelf - 2U

AVI
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Middle Atlantic U2 - Rack shelf - 2U

Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

HyperX - OMEN 16" 165Hz 2K Gaming Laptop - Intel Core Ultra 7 356H (2026) - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Shadow Black

HyperX
Original price $2,358.99 - Original price $2,358.99
Original price
$2,358.99
$2,358.99 - $2,358.99
Current price $2,358.99

Intel Evo platform powered by Intel Core Ultra 7 356H processorNo tradeoffs. Delivers what matters incredible battery life powerful performance bui...

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Original price $2,358.99 - Original price $2,358.99
Original price
$2,358.99
$2,358.99 - $2,358.99
Current price $2,358.99

Microsoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB - 512GB Storage - Black

Microsoft
Original price $1,860.99 - Original price $1,860.99
Original price
$1,860.99
$1,860.99 - $1,860.99
Current price $1,860.99

Brilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...

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Original price $1,860.99 - Original price $1,860.99
Original price
$1,860.99
$1,860.99 - $1,860.99
Current price $1,860.99

Microsoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB - 1TB Storage - Dune

Microsoft
Original price $2,185.99 - Original price $2,185.99
Original price
$2,185.99
$2,185.99 - $2,185.99
Current price $2,185.99

Brilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...

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Original price $2,185.99 - Original price $2,185.99
Original price
$2,185.99
$2,185.99 - $2,185.99
Current price $2,185.99

JBL - Go 5 - Ultra-portable waterproof and drop-proof speaker - 2026 - Purple

JBL
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Big sound in the palm of your handThe JBL Go 5 packs louder legendary JBL sound with even deeper bass than before. It's seriously big sound from a ...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Microsoft - Surface Pro - 13" OLED Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB Memory - 1TB SSD - Device Only - Black

Microsoft
Original price $2,294.99 - Original price $2,294.99
Original price
$2,294.99
$2,294.99 - $2,294.99
Current price $2,294.99

Brilliant OLED DisplayIncredible image quality The 13" PixelSense touchscreen [1] with OLED and enriched HDR [2] tech unveils crisper whites lumin...

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Original price $2,294.99 - Original price $2,294.99
Original price
$2,294.99
$2,294.99 - $2,294.99
Current price $2,294.99

Microsoft - Surface Pro - 13" Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB Memory - 512GB SSD - Device Only - Black

Microsoft
Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Brilliant LCD DisplayThe 13" PixelSense touchscreen [1] with LCD and enriched HDR [2] tech gives you sharp detail smooth scrolling and colors so ri...

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Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Microsoft - Surface Pro - 13" Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB Memory - 256GB SSD - Device Only - Platinum

Microsoft
Original price $1,684.99 - Original price $1,684.99
Original price
$1,684.99
$1,684.99 - $1,684.99
Current price $1,684.99

Brilliant LCD DisplayThe 13" PixelSense touchscreen [1] with LCD and enriched HDR [2] tech gives you sharp detail smooth scrolling and colors so ri...

View full details
Original price $1,684.99 - Original price $1,684.99
Original price
$1,684.99
$1,684.99 - $1,684.99
Current price $1,684.99

Turtle Beach - Afterglow Wireless RGB Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Clear

Turtle Beach
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Custom RGB LightingGlow up your setup with adjustable 4 preset lighting modes enhanced by a clear shell that reveals the inner circuitry. Adjust br...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Sprocket 3.5 x 4.25 Zink Sticky-Backed Photo Paper (100 Pack) Compatible with HP Sprocket 3x4 Photobooth - White

HP
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Bigger Is BetterMore photo more joy. Get brilliant full-color prints in a generous 3.5" x 4.25" size. Our premium paper brings your memorable momen...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Samsung - 27" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black

Samsung
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - WindowsOS - 32GB with 1TB SSD - Windows

Lenovo
Original price $1,946.99 - Original price $1,946.99
Original price
$1,946.99
$1,946.99 - $1,946.99
Current price $1,946.99

Lenovo Pure Sight Gaming DisplayFeel every pulse of the game with the native landscape 8" Lenovo PureSight display offering a larger ultra-vibrant ...

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Original price $1,946.99 - Original price $1,946.99
Original price
$1,946.99
$1,946.99 - $1,946.99
Current price $1,946.99

Sony - 65" Class BRAVIA 8 II OLED 4K UHD Smart Google TV (2025)

Sony
Original price $3,270.99 - Original price $3,270.99
Original price
$3,270.99
$3,270.99 - $3,270.99
Current price $3,270.99

Pure black and our highest OLED brightnessOver 8 million self-lit pixels are precisely controlled to produce pure black with our highest OLED brigh...

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Original price $3,270.99 - Original price $3,270.99
Original price
$3,270.99
$3,270.99 - $3,270.99
Current price $3,270.99

JBL - Charge 6 Portable Wireless Speaker - 2025 - Purple

JBL
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

JBL - Charge 6 Portable Wireless Speaker - 2025 - White

JBL
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

View full details
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

NETGEAR - AX3000 Dual-Band Wi-Fi 6 Wall Plug Range Extender - White

NETGEAR
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Wi-Fi mesh extenderExtends Wi-Fi coverage by 1500 sq. ft. creating a mesh network; connects up to 20+ devices. Ideal for small to medium-sized home...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Lenovo - A100 23.8" Full HD All-In-One - Intel Processor N100 - 8GB Memory - 256GB SSD - Cloud Grey

Lenovo
Original price $810.99 - Original price $810.99
Original price
$810.99
$810.99 - $810.99
Current price $810.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $810.99 - Original price $810.99
Original price
$810.99
$810.99 - $810.99
Current price $810.99

Samsung - 9100 PRO 1TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

ASUS - ROG STRIX B850-F GAMING WIFI7 NEO (Socket AM5) AMD B850 ATX DDR5 Wi-Fi 7 Motherboard - Black

ASUS
Original price $339.99 - Original price $339.99
Original price
$339.99
$339.99 - $339.99
Current price $339.99

Ready for Advanced AI PCsDesigned for the future of AI computing with the power and connectivity needed for demanding AI applicationsAMD AM5 Socket...

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Original price $339.99 - Original price $339.99
Original price
$339.99
$339.99 - $339.99
Current price $339.99

ASUS - ROG XREAL R1 Gaming AR Glasses - 171" FHD 240Hz 0.01ms for ROG Ally PC and Console (Narrow IPD 57-66mm) - Black

ASUS
Original price $916.99 - Original price $916.99
Original price
$916.99
$916.99 - $916.99
Current price $916.99

Interpupillary Distance (IPD) DefinedIPD is the natural space between your pupils and matching it helps ensure a comfortable experience. Precise IP...

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Original price $916.99 - Original price $916.99
Original price
$916.99
$916.99 - $916.99
Current price $916.99

Insta360 - Luna Ultra Standard Bundle - Cosmic Black

Insta360
Original price $857.99 - Original price $857.99
Original price
$857.99
$857.99 - $857.99
Current price $857.99

First dual-lens gimbal camera. Frame with complete freedom.Co-engineered with Leica Luna Ultra redefines mobile photography with a dual-lens system...

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Original price $857.99 - Original price $857.99
Original price
$857.99
$857.99 - $857.99
Current price $857.99

Insta360 - Mic Pro (2TX+1RX)

Insta360
Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

Customizable E-Ink DisplayInsta360 Mic Pro features an innovative customizable e-ink display. Upload images logos or graphics directly through the ...

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Original price $348.99 - Original price $348.99
Original price
$348.99
$348.99 - $348.99
Current price $348.99

LEGO - Minecraft The Skeleton Building Toy 21594

Lego
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Skeleton Building ToyTreat gamers LEGO builders and collectors of gaming decor to the LEGO Minecraft The Skeleton (21594) building toy inspired by ...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Minisforum - UM870 Slim Mini Desktop PC AMD Ryzen 7 8745H 16 GB RAM 512 GB SSD Storage - Silver

Minisforum
Original price $890.99 - Original price $890.99
Original price
$890.99
$890.99 - $890.99
Current price $890.99

Zen 4 PerformanceAMD Ryzen 7 8745H (8C/16T up to 5.0GHz) delivers 21 faster performance than Ryzen 5 7640HS with lower power draw and superior mult...

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Original price $890.99 - Original price $890.99
Original price
$890.99
$890.99 - $890.99
Current price $890.99

ASUS - TUF Gaming A16 16" 3K 165Hz Gaming Laptop - AMD Ryzen 9 8940HX - 16GB RAM - NVIDIA GeForce RTX 5070 - 512GB SSD - Jaegar Gray

ASUS
Original price $1,828.99 - Original price $1,828.99
Original price
$1,828.99
$1,828.99 - $1,828.99
Current price $1,828.99

Game create and maximize your productivity with Windows 11Game create and maximize your productivity—Windows 11 is the one place for it all. With a...

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Original price $1,828.99 - Original price $1,828.99
Original price
$1,828.99
$1,828.99 - $1,828.99
Current price $1,828.99

SKYROVER - X1 Fly More Combo 8K Drone Bundle with Remote Screen Controller - Gray

SKYROVER
Original price $826.99 - Original price $826.99
Original price
$826.99
$826.99 - $826.99
Current price $826.99

Flagship Camera SystemSKYROVER X1 drone with 1/1.32-inch sensor f/1.7 aperture 2.4m 4-in-1 large pixels and Dual Native ISO for cinematic image qua...

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Original price $826.99 - Original price $826.99
Original price
$826.99
$826.99 - $826.99
Current price $826.99

Lenovo - Legion Pro 5i 16" 3K LCD Gaming Laptop - Intel Core Ultra 7 255HX 2025 - 16GB RAM - NVIDIA GeForce RTX 5070 - 1TB - Eclipse Black

Lenovo
Original price $2,877.99 - Original price $2,877.99
Original price
$2,877.99
$2,877.99 - $2,877.99
Current price $2,877.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $2,877.99 - Original price $2,877.99
Original price
$2,877.99
$2,877.99 - $2,877.99
Current price $2,877.99

Razer - Viper V4 Pro Ultra Lightweight Optical Gaming Mouse with 180 Hour Battery Life - 8k Polling Rate - Wireless - Black

Razer
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

49G ULTRA LIGHTWEIGHT ESPORTS MOUSEBuilt with input from competitive pro players this wireless mouse is 9 lighter than the previous gen and deliver...

View full details
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Lenovo - Yoga Mini Desktop - Core Ultra 5 Processor 325 2026 - 16GB Memory - 512GB SSD - Seashell

Lenovo
Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

Windows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...

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Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

HP - 14" Chromebook - MediaTek Kompanio 540 - 4GB Memory - 64GB eMMC - Modern Gray

HP
Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

The best of Google in a laptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

LG - 48" Class B6 Series OLED AI 4K Smart webOS TV (2026)

LG
Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99

Prefect Black Vivid ColorLG's OLED technology creates an incredible watching experience and stellar picture quality with Perfect Black and Vivid C...

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Original price $856.99 - Original price $856.99
Original price
$856.99
$856.99 - $856.99
Current price $856.99

Samsung - 43 Class U8000H Series Crystal UHD 4K Smart Tizen TV (2026)

Samsung
Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

Crystal Processor 4KImmerse yourself in lifelike visuals. See every shade of color as the creators intended in brilliant 4K resolution and experien...

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Original price $276.99 - Original price $276.99
Original price
$276.99
$276.99 - $276.99
Current price $276.99

LG - 6.3 Cu. Ft. Freestanding Electric Convection Smart Range with Air Fry and WideView Window - Stainless Steel

LG
Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

Large Capacity Electric Single OvensWith LG's large capacity oven you can handle all of your family's cooking needs. Whether you're baking large ba...

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Original price $1,071.99 - Original price $1,071.99
Original price
$1,071.99
$1,071.99 - $1,071.99
Current price $1,071.99

Turtle Beach - Afterglow Wave Wireless RGB Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Purple

Turtle Beach
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Custom RGB LightingGlow up your setup with eight RGB zones and four preset modes creating vibrant color combinations to light up your game like nev...

View full details
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.