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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Roku - 50" Class Select Series 4K QLED Smart RokuTV (2026)

Roku
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Samsung - 83'' Class S85H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $3,709.99 - Original price $3,709.99
Original price
$3,709.99
$3,709.99 - $3,709.99
Current price $3,709.99

OLED HDRElevate your entertainment with more clarity in every pixel and see every moment come to life in your favorite shows and movies. Reveal hid...

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Original price $3,709.99 - Original price $3,709.99
Original price
$3,709.99
$3,709.99 - $3,709.99
Current price $3,709.99

Insignia - Charge Station for Meta Quest 3 and 3S - White

Insignia
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Quick-connect Charging systemDrop-and-go convenience—controllers auto-align in the dock's cradle via precision charging pins while the headset snap...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo
Original price $1,079.99 - Original price $1,079.99
Original price
$1,079.99
$1,079.99 - $1,079.99
Current price $1,079.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,079.99 - Original price $1,079.99
Original price
$1,079.99
$1,079.99 - $1,079.99
Current price $1,079.99

Samsung - 32" Class F6000F Series LED Full HD Smart Tizen TV (2025)

Samsung
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

HDRSee your content as it’s meant to be seen—from the subtle highlights in a dark moody alleyway to the deep shadows cast on a bright and sunny aft...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

ecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White

EcoBee
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

An energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

PLAUD - NotePin Memory Capsule Smart AI Voice/Audio Recorder - V2 - Cosmic Grey

PLAUD
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

AI memory capsuleEnables users to search and retrieve information effortlessly from recorded audio enhancing productivity.Cloud storageProvides eas...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

LG - 27" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 27" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

NETGEAR - Nighthawk BE3600 Dual-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

BE3600 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 3.6 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times ...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Blink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 3CAM - Black

Blink
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

ZAGG - Pro Keys 2 Connect Apple iPad Pro 13 Apple iPad Air (M4) 13" 2026 (M3) 13" 2025 (M2) 13" 2024 - Black

ZAGG
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Durable ProtectionSturdy polycarbonate provides up to 6.6 feet of drop protection.USB-C Direct ConnectPro Keys Connect draws power from the iPad—no...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

bella PRO - Barista Elite Espresso Drink Station+ - Stainless Steel

Bella Pro
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

20-Bar High-Pressure Brewing SystemDelivers bold flavor and a beautiful crema every time for true coffeehouse quality.One-Touch BrewingBrew single ...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Insignia - HDMI 2-Output Splitter with HDR Pass-Through - Black

Insignia
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Gain 2 HDMI outputs with one connectionConnect your laptop gaming device or streaming stick to view on two displays simultaneously.Supports 4K reso...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Amazon - Kindle Scribe without Front Light 16GB (newest model) — 11 paper-like display — Thinner lighter faster - 2025 - Graphite

AMAZON
Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Feels just like paperTextured surface and ultra-fast responsiveness for a natural writing experience. Included Premium Pen requires no charging.Thi...

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Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Sennheiser - HDB 630 Closed-back Wireless Headphones - Black

Sennheiser
Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

Audiophile tuningSennheiser’s in-house 42 mm transducer and refined acoustic design deliver a neutral audiophile sound with lifelike mids stunning ...

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Original price $429.99 - Original price $429.99
Original price
$429.99
$429.99 - $429.99
Current price $429.99

Therabody - RecoveryTherm Cube - Instant Hot Cold Contrast Therapy For Targeted Pain Relief - Black

Therabody
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Instant relief at the touch of a buttonPowered by our proprietary Cryothermal Technology RecoveryTherm Cube delivers fast precisely-controlled cold...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Ring - Floodlight Cam Pro (2nd Gen) Retinal 4K for ultra-clear video 10x Zoom ultra-bright motion-activated floodlights - White

Ring
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

Retinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color and catch detail even at a distance with wide-angle 4K video.Live View Two-Way...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Jet Black

Beats
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

JLab - JBuds Party Speaker - Mulberry

JLab
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Room Shaking Lab Quality SoundEnjoy chest thumping sound via dual 2.5 full-frequency drivers and two 2 passive woofers. With 30 watts of power this...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Insta360 - Ace Pro2 Octa Edition - Dual Battery - Black

Insta360
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Best-in-Class HardwareA 1/1.3" 8K sensor and Leica SUMMARIT lens deliver stunning 4K60fps Active HDR and 8K30fps video.Groundbreaking Dual AI ChipN...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Nacon - Wired Controller for Playstation 4 Windows - Black

Nacon
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Offically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

8BitDo - Ultimate 2C Bluetooth Gaming Controller for Nintendo Switch Nintendo Switch 2 - Transparent Black

8BitDo
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Universal compatibility for Switch and Switch 2The 8BitDo Ultimate 2C Bluetooth Controller seamlessly connects to Switch and Switch 2 via Bluetooth...

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Shark - Detect Pro Lift-Away ADV Bagless Upright Vacuum with DuoClean Detect Anti-Allergen and Odor Neutralizer Technology - Evergreen

Shark
Original price $455.99 - Original price $455.99
Original price
$455.99
$455.99 - $455.99
Current price $455.99

Stronger SuctionUltra-powerful suction across all floor types and everywhere above floor for a whole-home clean.DuoClean DetectTwo-brushroll system...

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Original price $455.99 - Original price $455.99
Original price
$455.99
$455.99 - $455.99
Current price $455.99

Insignia - 3.1 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia
Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

3.1 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

bObsweep - Dustin Self-Empty Robot Vacuum Mop with 100-Day Dock SLAM Navigation Activated Charcoal Filtration - Plus Version with 8000 Pa Suction

Bobsweep
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Powerful Suction for Deep CleaningDustin Plus delivers a 8000 Pa suction power effortlessly lifting dust dirt and debris from carpets area rugs har...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Hyperice - Normatec 3 Legs System - Black

Hyperice
Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

Intuitive refreshed designNormatec 3’s refreshed system design features an intuitive interface reduced weight and the ability to unlock next-level ...

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Original price $983.99 - Original price $983.99
Original price
$983.99
$983.99 - $983.99
Current price $983.99

JBL - PartyBox 720 Portable Party Speaker - 2025 - Black

JBL
Original price $1,280.99 - Original price $1,280.99
Original price
$1,280.99
$1,280.99 - $1,280.99
Current price $1,280.99

Superior JBL Pro SoundWe’re cranking out 800 watts of JBL Pro Sound—loud clean and full of deep bass from those two massive 9 woofers. The tweeters...

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Original price $1,280.99 - Original price $1,280.99
Original price
$1,280.99
$1,280.99 - $1,280.99
Current price $1,280.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia
Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black

HyperX
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

UAG - Metropolis SE Case for iPad Pro 11" (Gen 5 /M4 chip) - Black

Uag
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Lightweight ConstructionOur iPad Pro 11" (5th Gen 2024 M4) case features a featherlight composite construction with a soft impact-resistant core fo...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Ring - Indoor Cam Plus Plug-In Retinal 2K for enhanced video quality 4x Zoom Low-Light Sight for color in near dark - White

Ring
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Capture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...

View full details
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

PowerA - Enhanced Wired Controller for Nintendo Switch - Various

PowerA
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

3.5 mm audio jackMappable gaming buttonsDetachable cableDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensedOfficially licensed b...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White

Insignia
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

View full details
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Graphite

AMAZON
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Powerfully smart beautifully builtThe redesigned 8.7" smart display features a vibrant HD touchscreen built-in smart home hub AZ3 Pro chip for powe...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Insignia - 30 in. Wide 4 Elements 5.3 Cu. Ft. Freestanding Electric Range with Dual-Size Burner and Storage Drawer - White

Insignia
Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

5.3 cu. ft. oven capacityA large capacity with two oven racks and six position options help you cook meals. The oven heats from 170 to 500 F (77 to...

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Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.