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Original price $119.99 - Original price $119.99
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$119.99
$119.99 - $119.99
Current price $119.99

Microsoft Surface Pen M1776 - active stylus - Bluetooth 4.0 - platinum

Microsoft

Microsoft Surface Pen M1776 - Active stylus - 2 buttons - Bluetooth 4.0 - platinum - commercial - for Surface Book 3 Go 2 Go 3 Go 4 Laptop 3 Laptop...

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Original price $119.99 - Original price $119.99
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$119.99
$119.99 - $119.99
Current price $119.99
Original price $209.99 - Original price $209.99
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$209.99
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CORSAIR Vengeance - DDR5 - module - 16 GB - SO-DIMM 262-pin - 2800 MHz / PC5-48000

Corsair

CORSAIR Vengeance - DDR5 - module - 16 GB - SO-DIMM 262-pin - 2800 MHz / PC5-48000 - CL48 - 1.1 V

Original price $209.99 - Original price $209.99
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Original price $92.99 - Original price $92.99
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Logitech - Keys-To-Go 2 Slim Portable Bluetooth Keyboard for Tablet With Built-in Cover - Lilac

Logitech

Ultra portable keyboardThe super slim lightweight design of this portable Bluetooth keyboard makes it easy to pack and go—it’s the perfect companio...

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Original price $92.99 - Original price $92.99
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Original price $761.99 - Original price $761.99
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Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam

Lenovo

Lenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...

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Original price $761.99 - Original price $761.99
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Original price $1,227.99 - Original price $1,227.99
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Lenovo - Yoga AIO 27" All-In-One - Intel Core Ultra 7 Processor 255H - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,227.99 - Original price $1,227.99
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Original price $137.99 - Original price $137.99
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$137.99
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JBL - Flip 7 - Portable waterproof and drop-proof speaker - 2025 - Purple

JBL

Bold JBL Pro Sound with AI Sound BoostWe've beefed up our bass and tweaked our tweeter. The outcome Powerful clearer bass even at max volume and cr...

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Original price $137.99 - Original price $137.99
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Original price $67.99 - Original price $67.99
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$67.99
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JBL - Endurance Race 2 Waterproof True Wireless Sport Earbuds - 2025 - Black

JBL

Waterproof and dustproofThe JBL Endurance Race 2 is made for your toughest workout. Their IP68 rating means they're fully dustproof and waterproof ...

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Original price $67.99 - Original price $67.99
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Original price $172.99 - Original price $172.99
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JBL - Charge 6 Portable Wireless Speaker - 2025 - Blue

JBL

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

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Original price $172.99 - Original price $172.99
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$172.99
$172.99 - $172.99
Current price $172.99
Original price $137.99 - Original price $137.99
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$137.99
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Current price $137.99

JBL - Flip 7 - Portable waterproof and drop-proof speaker - 2025 - White

JBL

Bold JBL Pro Sound with AI Sound BoostWe've beefed up our bass and tweaked our tweeter. The outcome Powerful clearer bass even at max volume and cr...

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Original price $137.99 - Original price $137.99
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$137.99
$137.99 - $137.99
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Original price $1,230.99 - Original price $1,230.99
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Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,230.99 - Original price $1,230.99
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Original price $1,066.99 - Original price $1,066.99
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Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 226V 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,066.99 - Original price $1,066.99
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Original price $1,738.99 - Original price $1,738.99
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Lenovo - Yoga 9i 2-in-1 Aura Edition - Copilot+ PC - 14" 3K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V - 32GB - 1TB - Cosmic Blue

Lenovo

Copilot+ PC The Fastest Smartest Windows PCs EverCreate connect and crush your tasks with Copilot+ PCs - the smartest Windows PCs ever. Windows Stu...

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Original price $1,738.99 - Original price $1,738.99
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Original price $361.99 - Original price $361.99
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$361.99
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Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $361.99 - Original price $361.99
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Original price $602.99 - Original price $602.99
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$602.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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Original price $710.99 - Original price $710.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
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Original price $2,627.99 - Original price $2,627.99
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LG - 7.3 Cu. Ft. Smart Slide-In Double Oven Electric True Convection Range with EasyClean and InstaView - Stainless Steel

LG

Large Capacity (7.3 cu. ft.) Double OvenThis 7.3 cu ft. LG range has one of the largest capacity ovens in its class185;. So you can use all the pot...

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Original price $2,627.99 - Original price $2,627.99
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Original price $3,878.99 - Original price $3,878.99
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Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with AI Family Hub+ - Charcoal Glass Stainless Steel

Samsung

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $3,878.99 - Original price $3,878.99
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$3,878.99
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Original price $1,975.99 - Original price $1,975.99
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LG - 6.3 Cu. Ft. Smart Slide-In True Convection Range with EasyClean and Air Sous Vide - Stainless Steel

LG

Large Capacity Electric Single OvenWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious 6....

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Original price $1,975.99 - Original price $1,975.99
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Original price $568.99 - Original price $568.99
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ASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Gray

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $568.99 - Original price $568.99
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Original price $974.99 - Original price $974.99
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Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $974.99 - Original price $974.99
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Original price $633.99 - Original price $633.99
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iRobot - Roomba 705 Vacuum + AutoEmpty Dock - Extreme Power-Lifting Suction Anti-Tangle Dual Rubber Brushes Self Empties LiDAR - Black

iRobot

Dual Brushes Double Dirt DestructionPatented rubber brushes flex and adjust staying in constant contact with all floor types—paired with extreme po...

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Original price $633.99 - Original price $633.99
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$633.99
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Original price $245.99 - Original price $245.99
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$245.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Pale Rose Gold

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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$245.99
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Original price $246.99 - Original price $246.99
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Ninja - Sizzle Pro XL 20-Inch Indoor Griddle Grill with ProTemp IQ - Silver

Ninja

XL Family Sized Capacity40 larger capacity and added flexibility for family-sized cooking. Includes interchangeable 20" griddle and grill plates th...

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Original price $246.99 - Original price $246.99
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$246.99
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Original price $1,389.99 - Original price $1,389.99
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Current price $1,389.99

Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel Look

Samsung

Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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Original price $1,389.99 - Original price $1,389.99
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Original price $157.99 - Original price $157.99
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$157.99
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Bose - SoundLink Flex (2nd Gen) Portable Bluetooth Speaker with Waterproof/Dustproof Design - Petal Pink

Bose

Sound that takes you places.Hit the road in hi-fi with the surprisingly powerful performance of SoundLink Flex. It’s clear balanced high-fidelity a...

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Original price $157.99 - Original price $157.99
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Original price $1,981.99 - Original price $1,981.99
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Whirlpool - 28.7 Cu. Ft. Side-by-Side Refrigerator with In-Door Ice Water - Stainless Steel

Whirlpool

High Quality Low Repair RateFamily-proof quality with a low repair rateTruCool Temperature Management SystemThe TruCool Temperature Management Syst...

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Original price $1,981.99 - Original price $1,981.99
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Original price $985.99 - Original price $985.99
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NETGEAR - Orbi 870 Series BE21000 Tri-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...

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Original price $985.99 - Original price $985.99
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Original price $1,205.99 - Original price $1,205.99
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Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Midnight

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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Original price $624.99 - Original price $624.99
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$624.99
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Philips - 3300 Fully Automatic Espresso and Coffee Machine with LatteGo Milk Frother Black and Chrome - Black/Silver

Philips

Coffee In One TouchAutomatically grinds tamps brews and froths for your favorite coffee at the touch of a button.6 Hot Iced DrinksClassic espresso...

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Original price $624.99 - Original price $624.99
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$624.99
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Original price $1,205.99 - Original price $1,205.99
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Current price $1,205.99

Apple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Original price $927.99 - Original price $927.99
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$927.99
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Current price $927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
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$927.99
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Original price $814.99 - Original price $814.99
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$814.99
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Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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$814.99
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Original price $814.99 - Original price $814.99
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$814.99
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Current price $814.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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$814.99
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Current price $814.99
Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

eero - Pro 7 Tri-band Mesh Wi-Fi 7 System (2-pack) - White

Eero

WIFI AT THE SPEED OF LIFEeero Pro 7 brings next-generation speed and reliability to home and business networks with high bandwidth needs.RELIABLE C...

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Original price $594.99 - Original price $594.99
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$594.99
$594.99 - $594.99
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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

JBL - Charge 6 Portable Wireless Speaker - 2025 - Red

JBL

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99
Original price $152.99 - Original price $152.99
Original price
$152.99
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Current price $152.99

WD - BLACK SN7100 1TB Internal SSD Gen 4 x4 NVMe

Western Digital

High-octane gaming SSDExperience an exhilarating boost you can see and feel with level-conquering speeds up to 7250MB/s read and 6900MB/s write (1-...

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Original price $152.99 - Original price $152.99
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$152.99
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Current price $152.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.