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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Wasserstein - Mountable Solar Kit for Ring Video Doorbell 3 and 3 Plus - Black

Wasserstein
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Compatible with Ring Video Doorbell 3 and 3 PlusFor use with your existing device.5V solar chargerFeatures a mounting bracket with built-in solar p...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Samsung - 1.6 cu. ft. Over-the-Range Microwave with Auto Cook - Stainless Steel

Samsung
Original price $440.99 - Original price $440.99
Original price
$440.99
$440.99 - $440.99
Current price $440.99

Auto CookNo more guesswork as to how long to microwave a dish. Just enter the food and weight and the pre-programmed setting will cook it perfectly...

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Original price $440.99 - Original price $440.99
Original price
$440.99
$440.99 - $440.99
Current price $440.99

RØDE - DS2 Microphone Stand

Rode
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Sturdy BaseHeavy base for perfect balance on a desk or other flat surface. Ideal for devices up to 900gPivot PointsTwo pivot points for ultra-flexi...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Sony - ULT FIELD 7 Wireless Speaker - Black

Sony
Original price $529.99 - Original price $529.99
Original price
$529.99
$529.99 - $529.99
Current price $529.99

Hit the button. Feel the bassPress the ULT button to boost your bass. Select ULT1 for deeper lower frequency bass. Select ULT2 for powerful punchy ...

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Original price $529.99 - Original price $529.99
Original price
$529.99
$529.99 - $529.99
Current price $529.99

Sonos - Roam 2 Portable Smart Speaker with Waterproof and Dustproof Design (Each) - White

Sonos Inc
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean

Microsoft
Original price $1,174.99 - Original price $1,174.99
Original price
$1,174.99
$1,174.99 - $1,174.99
Current price $1,174.99

Copilot+ PC. A new AI era begins for YouTurn your ideas from text prompts into generated artwork. With Recall search across time to find the conten...

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Original price $1,174.99 - Original price $1,174.99
Original price
$1,174.99
$1,174.99 - $1,174.99
Current price $1,174.99

Turtle Beach - Stealth Ultra Wireless Controller with Charge Dock 30-Hour Battery Designed for Xbox Series XS Windows PC Android - Black

Turtle Beach
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Lag-Free Wireless TechnologyOur proprietary lag-free 2.4 GHz wireless connection and built-in Bluetooth technology gives you the freedom to play wi...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

ZAGG - Pro Stylus 2 Active Dual-Tip Pencil Stylus with Wireless Charging - Gray

Zagg Incorporated
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Wireless chargingThe Pro Stylus 2 attaches magnetically to the included wireless charging cradle. It also works with any wireless Qi-charger.Dual-t...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Sharp - 2.2 cu. ft. 1200W Microwave with Inverter Cooking - Stainless - Stainless Steel

Sharp
Original price $307.99 - Original price $307.99
Original price
$307.99
$307.99 - $307.99
Current price $307.99

2.2 cu. ft. 1200 Watt Microwave Oven with Inverter Technology by SharpXL Family-Size Microwave Oven in Stainless Steel features our most generous c...

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Original price $307.99 - Original price $307.99
Original price
$307.99
$307.99 - $307.99
Current price $307.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP
Original price $1,210.99 - Original price $1,210.99
Original price
$1,210.99
$1,210.99 - $1,210.99
Current price $1,210.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,210.99 - Original price $1,210.99
Original price
$1,210.99
$1,210.99 - $1,210.99
Current price $1,210.99

JBL - SoundGear Sense Hybrid Open-Ear headphones with detachable neckband - 2024 - Black

JBL
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

JBL OpenSound TechnologyOpenSound technology in the JBL Soundgear Sense earbuds provides a natural sound experience with almost zero sound leakage....

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

TP-Link - AX1800 Nano Wi-Fi 6 Wireless USB Adapter - Black

TP Link
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

ASUS
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

SteelSeries Arctis Nova 5P - for PlayStation - headset

Steel Series
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Whirlpool - 24" Top Control Built-in Stainless Steel Tub Dishwasher with 3rd Rack Water Repellent Silverware Basket 41 dBA - Stainless Steel

Whirlpool
Original price $998.99 - Original price $998.99
Original price
$998.99
$998.99 - $998.99
Current price $998.99

3rd rack with extra wash actionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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Original price $998.99 - Original price $998.99
Original price
$998.99
$998.99 - $998.99
Current price $998.99

Kodak - Smile+ Wireless 2x3 Digital Instant Print Camera with Effect Lenses Zink Technology - White

Kodak
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Built-in BluetoothConnect the camera to your smartphone via Bluetooth to print photos from your phone as wellFilter-changing lensCamera comes with ...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon
Original price $805.99 - Original price $805.99
Original price
$805.99
$805.99 - $805.99
Current price $805.99

Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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Original price $805.99 - Original price $805.99
Original price
$805.99
$805.99 - $805.99
Current price $805.99

Klipsch - Next Gen Reference Series Quad 3-1/2" 400-Watt Passive 2-Way Center-Channel Speaker - Black

Klipsch
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Handles up to 400W peak power (100W continuous)For robust and controlled audio that is crisp and clear.Four 3-1/2" spun copper thermoformed crystal...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

LG - 27.7 Cu. Ft. French Door Smart Refrigerator with External Ice and Water - Stainless Steel

LG
Original price $2,277.99 - Original price $2,277.99
Original price
$2,277.99
$2,277.99 - $2,277.99
Current price $2,277.99

Ultra-Large Capacity 27.7 cu. ft.Stock-up and store everything you need. With a cavernous 27.7 cubic feet of space this LG French Door refrigerator...

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Original price $2,277.99 - Original price $2,277.99
Original price
$2,277.99
$2,277.99 - $2,277.99
Current price $2,277.99

Elgato - Stream Deck + Studio Controller with customizable touch strip and dials - Black

Corsair
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Tactile ControlLCD keys touch strip and dials for audio video lighting and more.Fully CustomizableAudio mixer studio controller production console ...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Logitech - Rugged Folio Keyboard Case for Apple iPad - Latest Model A16 chip and iPad 10th Gen with Spill-proof Keyboard - Oxford Gray

Logitech
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Compatibility iPad (10th gen A16)Models A2696 A2757 A2777 A3162Military-grade drop protectionProprietary shock-absorbent technology and materials ...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Breville - the Barista Express Impress Espresso Machine - Brushed Stainless Steel

Breville
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

4 Keys FormulaOur espresso machines are designed to use the right dose of freshly ground beans ensure precise temperature control optimal water pre...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

SteelSeries - Apex Pro Mini 60 V2 Wireless Mechanical OmniPoint Adjustable HyperMagnetic Gaming Keyboard with Rapid Tap - Black

Steel Series
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Fully Customizable Stupidly FastWith OmniPoint 2.0 Adjustable HyperMagnetic switches.Rapid TapPrioritizes the last key press in a selected pair fo...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Logitech - G502 X PLUS LIGHTSPEED Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Icon ReinventedFrom the legacy of Logitech’s most popular G502 design G502 X PLUS is reimagined and redesigned with the latest innovations in gamin...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Ninja - Foodi Smart XL 6-in-1 Countertop Indoor Grill with Smart Cook System 4-quart Air Fryer - Dark Grey/Stainless

Ninja
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Ninja Foodi Smart XL GrillUpdated sleek design with 6 preset functions. Indoor countertop Grill and Air Fryer with the Smart Cook System Thermomet...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Nikon - Mount Adapter FTZ II

Nikon
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Compatible with most NIKKOR F-Mount lenses and teleconvertersThis FTZ mount adapter works with approximately 360 lenses in total 90 of which are AF...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

LG - 4.2 Cu. Ft. Stackable Smart Electric Dryer with Dual Inverter HeatPump - White

LG
Original price $1,665.99 - Original price $1,665.99
Original price
$1,665.99
$1,665.99 - $1,665.99
Current price $1,665.99

4.2 cu. ft. Compact CapacityThis dryer handles surprisingly big loads for its size while expanding your installation options at the same time. The ...

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Original price $1,665.99 - Original price $1,665.99
Original price
$1,665.99
$1,665.99 - $1,665.99
Current price $1,665.99

Samsung - 49" Odyssey OLED G9 (G93SD) Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung
Original price $2,104.99 - Original price $2,104.99
Original price
$2,104.99
$2,104.99 - $2,104.99
Current price $2,104.99

OLED In Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Original price $2,104.99 - Original price $2,104.99
Original price
$2,104.99
$2,104.99 - $2,104.99
Current price $2,104.99

Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White

Insignia
Original price $702.99 - Original price $702.99
Original price
$702.99
$702.99 - $702.99
Current price $702.99

6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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Original price $702.99 - Original price $702.99
Original price
$702.99
$702.99 - $702.99
Current price $702.99

Yamaha - RX-V6A 7.2-channel AV Receiver with 8K HDMI and MusicCast - Black

Yamaha
Original price $880.99 - Original price $880.99
Original price
$880.99
$880.99 - $880.99
Current price $880.99

Surround Sound7.2-channel powerful surround sound with Zone 28K4K/60 4K/120AB 8K/60B HDMI 2.1 with HDCP 2.3 and eARC (7-in/1-out).Wireless Streamin...

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Original price $880.99 - Original price $880.99
Original price
$880.99
$880.99 - $880.99
Current price $880.99

Samsung - 34 Odyssey G5 1000R Curved 1ms 165Hz QHD FreeSync Prem Gaming Monitor - Black

Samsung
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Optimal curve. True immersion.Vivid scenes wrap around you. The all-encompassing 1000R display fills every part of your peripheral vision and draws...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

ASUS - TUF Gaming 24" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium (DisplayPort HDMI) - Black

ASUS
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

HyperX - Cloud Flight 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

HyperX Signature Comfort and DurabilityMemory foam ear pads 90 rotating earcups and steel sliders provide comfort during marathon sessions and with...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Digipower - Digital camera battery charger kit replacement for Nikon EN-EL25 battery and OEM charger - Black

Digipower
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Compatible with select Nikon CamerasZ30 Z50 Z50 II Z50 III Z fcBuilt in 100-240V power supply for worldwide travelNo external power supply needed j...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.