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  • Original price $237.99 - Original price $237.99
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    Current price $237.99

    Anova - Precision Cooker 3.0 - Black

    Anova

    What is sous videSous vide (pronounced sue-veed) is a cooking technique that utilizes highly precise temperature control in a circulating bath of w...

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    Original price $237.99 - Original price $237.99
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  • Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

    Steelcase - Gesture Wrapped Back Office Chair in Leather - Saddle

    Steelcase

    UpholsteryElmosoft Leather is 100 leather. Leather color is Saddle.Ergonomic Chair FeaturesAdjustable seat depth Fully adjustable arms (height widt...

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    Original price $2,584.99 - Original price $2,584.99
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  • Original price $189.99 - Original price $189.99
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    Thrustmaster - T128 Racing Wheel for Xbox One Xbox XS and PC - Black

    Thrustmaster

    Versatility and velocityModern wheel rim design featuring 13 buttons; perfect for all types of racing simulationDynamic force feedbackRenders fun i...

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    Original price $189.99 - Original price $189.99
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  • Original price $197.99 - Original price $197.99
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    reMarkable 2 - Premium Leather Book Folio for your Paper Tablet - Brown

    ReMarkable

    Keep your reMarkable safeCreated with function and style in mind Book Folio is made from fine materials and designed exclusively to fit your reMark...

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    Original price $197.99 - Original price $197.99
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  • Original price $1,131.99 - Original price $1,131.99
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    Swann - Master Series 16-Channel 10-Camera Indoor/Outdoor PoE Wired 4K UHD 2TB HDD NVR Security Surveillance System - White

    Swann

    Reliable wired connectionProtect your loved ones and property with this multi-camera wired surveillance system with everything you need to do-it-yo...

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    Original price $1,131.99 - Original price $1,131.99
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  • Original price $135.99 - Original price $135.99
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    Warm Audio - Microphone Boom Arm

    Warm Audio

    Premium broadcast boom arm designed for professional broadcast scenariosEasy-to-grab tension hinges make positioning your microphone a snapHidden i...

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    Original price $135.99 - Original price $135.99
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  • Original price $104.99 - Original price $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    Original price $104.99 - Original price $104.99
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  • Original price $43.99 - Original price $43.99
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    Glorious - Raptor Clicky (36x) 5-pin Mechanical Keyboard Switches - Clear/Green

    Glorious

    Superior click barThe click bar mechanism produces a click sound on both press and release giving gamers the most tactility possible with rich acou...

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    Original price $43.99 - Original price $43.99
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  • Original price $71.99 - Original price $71.99
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    JOBY - GorillaPod 3K Kit - Black/Red/Charcoal

    Joby

    Perfect for content creatorsA flexible tripod for vlogging filmmaking streaming Tik Tok and YouTube.Compatible with most camcorders and camerasWeig...

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    Original price $71.99 - Original price $71.99
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  • Original price $312.99 - Original price $312.99
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    Samsung - Galaxy Tab A9+ 11" 128GB - Wi-Fi - Graphite

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $312.99 - Original price $312.99
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  • Original price $63.99 - Original price $63.99
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    SaharaCase - SpLaSh Series Heavy Duty Case for Amazon Fire HD 10 (2023) - Blue

    SaharaCase

    Designed for use with Amazon Fire HD 10 (2023)For a precise fit.Ergonomic closed-button designThe case protects the buttons from dust.Robust TPU an...

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    Original price $63.99 - Original price $63.99
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    SaharaCase - DEFENSE-X Series Case for Amazon Fire HD 10 (2023) - Black

    SaharaCase

    Designed for use with Amazon Fire HD 10 (2023)For a precise fit.Ergonomic closed-button designThe case protects the buttons from dust.Robust TPU an...

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    Original price $63.99 - Original price $63.99
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  • Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

    Steelcase - Gesture Wrapped Back Office Chair in Leather - Mica

    Steelcase

    UpholsteryElmosoft Leather is 100 leather. Leather color is Mica.Ergonomic Chair FeaturesAdjustable seat depth Fully adjustable arms (height width ...

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    Original price $2,584.99 - Original price $2,584.99
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    Steelcase - Gesture Wrapped Back Office Chair in Leather - Ebony

    Steelcase

    UpholsteryElmosoft Leather is 100 leather. Leather color is Ebony.Ergonomic Chair FeaturesAdjustable seat depth Fully adjustable arms (height width...

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    Original price $2,584.99 - Original price $2,584.99
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  • Original price $99.99 - Original price $99.99
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    $99.99
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    Current price $99.99

    reMarkable 2 - Marker for your Paper Tablet - Gray

    ReMarkable

    A smarter accessoryThe Marker attaches to reMarkable 2 magnetically and doesn't require charging pairing or any additional setup.Responsive and pre...

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    Original price $99.99 - Original price $99.99
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    $99.99
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  • Original price $164.99 - Original price $164.99
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    $164.99
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    Farberware Classic FMO11AHTBSB - microwave oven - freestanding - black stainless steel

    Farberware

    CapacityMid-Size 1.1 cu. Ft. interior provides plenty of spaceControl PanelDigital control panel and LED display and timerTechnologyThis microwave ...

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    Original price $164.99 - Original price $164.99
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    $164.99
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  • Original price $249.99 - Original price $249.99
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    $249.99
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    Ninja - Professional Plus Kitchen System with Auto-iQ (2) 24oz Single-Serve Cups - Black/Stainless Steel

    Ninja

    Make large batches with ease72 oz. Total Crushing pitcher lets you whip up enough for everyone.Ice crush functionTotal Crushing Blades and 1400 pea...

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    Original price $249.99 - Original price $249.99
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  • Original price $947.99 - Original price $947.99
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    Samsung - 4.5 Cu. Ft. High Efficiency Stackable Smart Front Load Washer with Vibration Reduction Technology+ - Black Stainless Steel

    Samsung

    Large 4.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Vibration Reduction Technology+Do your ...

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    Original price $947.99 - Original price $947.99
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  • Original price $92.99 - Original price $92.99
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    $92.99
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    Greenworks - 24-Volt 22-Inch Cordless Hedge Trimmer (Battery Not Included) - Black/Green

    Greenworks

    PerformanceGreenworks 24V Lithium-Ion battery provides 20 more power and 35 more run-time and delivers fade-free power with no memory loss after ch...

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    Original price $92.99 - Original price $92.99
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    $92.99
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  • Original price $1,164.99 - Original price $1,164.99
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    Current price $1,164.99

    Nikon - Z50 Mirrorless 4K Video Camera with NIKKOR Z DX 16-50mm f/3.5-6.3 VR Lens - Black

    Nikon

    NIKKOR Z DX 16-50mm f/3.5-6.3 VR standard zoom lensGreat for everyday shots including everything from gorgeous landscapes to exceptional close-ups....

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    Original price $1,164.99 - Original price $1,164.99
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  • Original price $99.99 - Original price $99.99
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    CORSAIR - VOID RGB ELITE Wireless Gaming Headset for PC PS5 PS4 - Carbon

    Corsair

    Rechargeable batteryOffers up to 16 hours of use on a charge.Built-in microphoneEnables simple hands-free chatting via a compatible device.Headset ...

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    Original price $99.99 - Original price $99.99
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  • Original price $181.99 - Original price $181.99
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    Anova - Precision Vacuum Sealer Pro - Black

    Anova

    Marinade FriendlySwitch modes to wet-function to activate a low pressure suction and reliable double sealer enabling you to seal even the juiciest ...

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    Original price $181.99 - Original price $181.99
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    $181.99
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  • Original price $240.99 - Original price $240.99
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    Kodak - Slide N Scan Digital Film Scanner with 7" LCD Screen - Black

    Kodak

    Adjustable LCD ScreenPerfect for displaying your photos from any anglePreview your photos instantlySee the photos you scan immediatelyOne-touch sca...

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    Original price $240.99 - Original price $240.99
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    $240.99
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  • Original price $73.99 - Original price $73.99
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    $73.99
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    Current price $73.99

    SaharaCase - Folio Case for Samsung Galaxy Tab S8 Ultra and Tab S9 Ultra - Blush Pink

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 Ultra and Tab S9 UltraComplement your device with this lightweight formfitting case featuring an open-b...

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    Original price $73.99 - Original price $73.99
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    $73.99
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  • Original price $73.99 - Original price $73.99
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    SaharaCase - Folio Case for Samsung Galaxy Tab S8 Ultra and Tab S9 Ultra - Dark Blue

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8 Ultra and Tab S9 UltraComplement your device with this lightweight formfitting case featuring an open-b...

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    Original price $73.99 - Original price $73.99
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    $73.99
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  • Original price $153.99 - Original price $153.99
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    reMarkable 2 - Marker Plus with Built-in Eraser for your Paper Tablet - Black

    ReMarkable

    Erase with easeMarker Plus features a built-in eraser on its top end. Just flip it over and it erases like a regular pencil would.A smarter accesso...

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    Original price $153.99 - Original price $153.99
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  • Original price $185.99 - Original price $185.99
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    Cloud Microphones - Cloudlifter 1.0-Ch. Microphone Amplifier - Blue/White

    Cloud Microphones

    Microphone activatorImproves the performance of dynamic ribbon and tube microphones.Ultraclean gainProvides up to +25dB of gain and optimal impedan...

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    Original price $185.99 - Original price $185.99
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  • Original price $89.99 - Original price $89.99
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    GORILLAPOD 3K KIT

    Joby

    GORILLAPOD 3K KIT

    Original price $89.99 - Original price $89.99
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    Current price $89.99
  • Original price $96.99 - Original price $96.99
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    Current price $96.99

    Razer - Kraken Kitty V2 Wired Gaming Headset with Chroma RGB Lighting - Quartz

    Razer

    Kitty EarsTopped with a pair of unique kitty ears stand out on stream with a headset that’s styled to match your personality.Stream Reactive Lighti...

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    Original price $96.99 - Original price $96.99
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    $96.99
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  • Original price $268.99 - Original price $268.99
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    WD - BLACK SN770M 2TB Internal SSD PCIe Gen 4 x4 M.2 2230 for ROG Ally and Steam Deck

    Western Digital

    Supercharge your handheld gaming deviceUpgrade compatible handheld devices such as the ASUS ROG Ally and Steam Deck with speeds up to 5150 MB/s for...

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    Original price $268.99 - Original price $268.99
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  • Original price $909.99 - Original price $909.99
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    MODERN BRIDGE-LEG DI

    Walker Edison

    Unique designShow off your style with the unique metal base.Room for a crowdSeat up to 8 of your loved ones around the spacious tabletop.Sturdy bui...

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    Original price $909.99 - Original price $909.99
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    $909.99
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  • Original price $184.99 - Original price $184.99
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    $184.99
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    SteelSeries Arctis Nova 7P - headset

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your ideal s...

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    Original price $184.99 - Original price $184.99
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    $184.99
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  • Original price $158.99 - Original price $158.99
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    Samsung - C Series 2.0 Ch Soundbar W/ Built-in Woofer HW-C400 - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $158.99 - Original price $158.99
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    $158.99
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  • Original price $1,603.99 - Original price $1,603.99
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    NIU - KQi Air Carbon Fiber Foldable Electric Kick Scooter w/ 31 mi Range 20mph Max Speed - Black

    NIU

    Premium Carbon-Fiber FrameKQi Air features an impressive strength-to-weight ratio 3x stronger and over 40 lighter than carbon fiber.Impossibly Ligh...

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    Original price $1,603.99 - Original price $1,603.99
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    $1,603.99
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  • Original price $201.99 - Original price $201.99
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    SCUF - ENVISION PRO Wireless Gaming Controller for PC - Steel Gray

    SCUF

    Four rear remappable paddlesKeeps your thumbs on the sticks for faster reactions.Five fully remappable G-KeysFor advanced macros and Corsair iCUE i...

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    Original price $201.99 - Original price $201.99
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  • Original price $772.99 - Original price $772.99
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    Greenworks - 80 Volt 21-Inch Self-Propelled Lawn Mower (1 x 4.0Ah Battery and 1 x Charger) - Green

    Greenworks

    CoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minutesConstant blade sp...

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    Original price $772.99 - Original price $772.99
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    $772.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.