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  • Original price $122.99 - Original price $122.99
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    GE - Cync Dynamic Effects Panel Lights 7pk - Full Color

    General Electric

    Custom Design Panel Lights - Create unique custom designs by designing your hex panels layout and adhering to the wall. Follow the app for design i...

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    Original price $122.99 - Original price $122.99
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  • Original price $696.99 - Original price $696.99
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    GE - Top Control Built-In Dishwasher with 3rd Rack 50 dBA - Stainless Steel

    GE

    3 Rack DishwasherThis dishwasher has a third rack without dedicated compartments giving you extra capacity and flexibility to store everything from...

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    Original price $696.99 - Original price $696.99
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  • Original price $2,533.99 - Original price $2,533.99
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    LG - 27 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - Black Stainless Steel

    LG

    Ultra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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    Original price $2,533.99 - Original price $2,533.99
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  • Original price $696.99 - Original price $696.99
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    GE - Top Control Built In Dishwasher with Sanitize Cycle and Dry Boost 50 dBA - Stainless Steel

    GE

    3 Rack DishwasherThis dishwasher has a third rack without dedicated compartments giving you extra capacity and flexibility to store everything from...

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    Original price $696.99 - Original price $696.99
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  • Original price $53.99 - Original price $53.99
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    LEGO - Sonic the Hedgehog Knuckles’ Guardian Mech

    Lego

    Sonic action toysTreat fans and kids aged 8+ with this Knuckles’ Guardian Mech playset packed with options to inspire stories with iconic Sonic vid...

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    Original price $53.99 - Original price $53.99
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  • Original price $165.99 - Original price $165.99
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    Shark - MessMaster Portable Wet/Dry Vacuum Small Shop Vac 1 Gallon Capacity Corded Handheld Perfect for Pets Cars - Blue

    Euro-Pro

    Vacuum The Un-VacuumableThe MessMaster wet dry vacuum and small shop vac powers through life’s toughest wet dry messes—kitchen catastrophes pet pa...

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    Original price $165.99 - Original price $165.99
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  • Original price $812.99 - Original price $812.99
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    TP-Link - Deco BE16000 Quad-Band Mesh Wi-Fi 7 System with Multi-Gig (3-Pack) - White

    TP Link

    8-Stream 16 Gbps Quad-Band WiFi5760 Mbps (6 GHz-1) + 5760 Mbps (6 GHz-2) + 3888 Mbps (5 GHz) + 688 Mbps (2.4 GHz).2.5 Gbps Wired Connection4 2.5 Gb...

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    Original price $812.99 - Original price $812.99
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  • Original price $166.99 - Original price $166.99
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    AMD - Ryzen 5 4500 3.6 GHz Six-Core AM4 Processor - Black

    AMD

    Precision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...

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    Original price $166.99 - Original price $166.99
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  • Original price $109.99 - Original price $109.99
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    Marker - No charging required - for reMarkable 2 - Gray

    ReMarkable

    A smarter accessoryThe Marker attaches to reMarkable 2 magnetically and doesn't require charging pairing or any additional setup.Responsive and pre...

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    Original price $109.99 - Original price $109.99
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  • Original price $221.99 - Original price $221.99
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    Walker Edison - Rustic Distressed Solid Wood Dining Stool - Gray

    Walker Edison

    Sustainable solid wood constructionMade with solid pine wood responsibly-sourced from renewable forests.Capped feetProtect your flooring with the s...

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    Original price $221.99 - Original price $221.99
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  • Original price $205.99 - Original price $205.99
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    Therabody - Smart Goggles - White

    Therabody

    Scientifically-proven to improve sleep quality enhance relaxation and reduce stressUsed as part of your bedtime routine SmartGoggles are scientific...

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    Original price $205.99 - Original price $205.99
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  • Original price $74.99 - Original price $74.99
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    CASEMATIX - Hard Shell Custom Travel Case for Meta Quest 3 and 2 VR Headsets - Black

    CASEMATIX

    Take your Meta Quest 3 and 2 VR gaming experience away from home.The hard-shell exterior is made from dense injection composite plastic for superio...

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    Original price $74.99 - Original price $74.99
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  • Original price $136.99 - Original price $136.99
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    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

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    Original price $136.99 - Original price $136.99
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  • Original price $998.99 - Original price $998.99
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    LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - White

    LG

    Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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    Original price $998.99 - Original price $998.99
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  • Original price $87.99 - Original price $87.99
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    $87.99
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    eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 Extender (1-pack Add On Only) - White

    Eero

    Extend your eero wifi coverageAn eero 6 extender adds up to 1500 sq. ft. of Wi-Fi 6 coverage to your existing eero mesh wifi system.Say goodbye to ...

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    Original price $87.99 - Original price $87.99
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  • Original price $47.99 - Original price $47.99
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    ZAGG - InvisibleShield Glass Elite VisionGuard+ Blue Light Filtering Screen Protector for Apple iPad 10.2" - Clear

    invisibleSHIELD

    Extreme shatter protection4x stronger than traditional glass screen protection. This is our strongest glass screen protection ever.Contains antimic...

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    Original price $47.99 - Original price $47.99
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  • Original price $2,398.99 - Original price $2,398.99
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    Canon - RF24-70mm F2.8L IS USM Standard Zoom Lens for EOS R-Series Cameras - Black

    Canon

    Canon RF mountCompatible with all cameras with the Canon RF mount including Canon EOS R mirorrless cameras.Standard zoom lens for versatile useGet ...

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    Original price $2,398.99 - Original price $2,398.99
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  • Original price $217.99 - Original price $217.99
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    PDP - Victrix Pro BFG Wireless Controller for PS4/PS5/PC Sony 3D Audio Modular Back Buttons/Clutch Triggers/Joystick - Black

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    Original price $217.99 - Original price $217.99
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  • Original price $1,174.99 - Original price $1,174.99
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    Samsung - Linear Wash 24" Top Control Built-In Dishwasher with AutoRelease Dry 39 dBA - Black Stainless Steel

    Samsung

    Fingerprint-resistant exteriorHelps reduce smudges for an everyday great appearance.Wi-Fi connectivityRemotely monitor and control the dishwasher f...

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    Original price $1,174.99 - Original price $1,174.99
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  • Original price $1,472.99 - Original price $1,472.99
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    LG - 7.4 Cu. Ft. Stackable Smart Electric Dryer with TurboSteam - Black Steel

    LG

    Spend less time on laundry with more room for clothesFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads...

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    Original price $1,472.99 - Original price $1,472.99
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  • Original price $1,155.99 - Original price $1,155.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack and 47 dBA - Black Stainless Steel

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $1,155.99 - Original price $1,155.99
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  • Original price $93.99 - Original price $93.99
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    Pro Wireless Controller for Nintendo Switch - Black

    Nintendo

    Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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    Original price $93.99 - Original price $93.99
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  • Original price $56.99 - Original price $56.99
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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - White

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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    Original price $56.99 - Original price $56.99
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  • Original price $91.99 - Original price $91.99
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    Sunpak - DF4000U External Flash

    Tocad

    Guide number of 623' at ISO 100Delivers powerful light output.TTL technologyAllows the flash to communicate directly with your camera to intelligen...

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    Original price $91.99 - Original price $91.99
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  • Original price $97.99 - Original price $97.99
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    Microsoft - Surface Arc Wireless BlueTrack Ambidextrous Mouse - Light Gray

    Microsoft

    Ultraslim and lightweightGoes anywhere without the weight or bulk of traditional mice.Snaps flat for travelThe unique ability to flatten and store ...

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    Original price $97.99 - Original price $97.99
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  • Original price $504.99 - Original price $504.99
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    OMEN by HP 34c - LED monitor - curved - 34" - HDR

    HP

    165Hz refresh rateFor crisp action and responsive gameplay this fast refresh rate practically removes all artifacting and motion blurringHDRExplore...

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    Original price $504.99 - Original price $504.99
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  • Original price $457.99 - Original price $457.99
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    LG - 34 LED Curved UltraWide QHD 160Hz FreeSync Premium Monitor with HDR (HDMI DisplayPort) - Black

    LG

    34 Curved UltraWide QHD VA DisplayThe curved UltraWide QHD (3440x1440) VA Display offers 33 more screen space in width than the FHD resolution (192...

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    Original price $457.99 - Original price $457.99
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  • Original price $874.99 - Original price $874.99
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    GE Profile - 5.0 Cu Ft High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Microban Technology - White

    GE Profile

    Easier Access CapacityEnjoy large capacity while being able to easily reach the bottom of the washerSmarter Wash TechnologyAdaptive Smart Technolog...

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    Original price $874.99 - Original price $874.99
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  • Original price $1,683.99 - Original price $1,683.99
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    GE Profile - 7.8 cu. ft. Smart Front Load Electric Dryer with Steam and Sanitize Cycle and Washer Link - Carbon Graphite

    GE Profile

    Steam SanitizeReduce certain types of bacteria by 99.8 refresh small loads and dewrinkle larger loads all with the power of steam.Adaptive MySettin...

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    Original price $1,683.99 - Original price $1,683.99
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  • Original price $1,757.99 - Original price $1,757.99
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    Samsung - 23 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with All-Around Cooling - Stainless Steel

    Samsung

    Counter DepthA modern built-in look featuring a minimalist exterior with signature flat-door design and recessed handles that seamlessly blend into...

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    Original price $1,757.99 - Original price $1,757.99
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  • Original price $588.99 - Original price $588.99
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    LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Black Stainless Steel

    LG

    Seamless modern designThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor cookingHumidit...

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    Original price $588.99 - Original price $588.99
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  • Original price $162.99 - Original price $162.99
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    Marker Plus with built-in eraser - No charging required - for reMarkable 2 - Black

    ReMarkable

    Erase with easeMarker Plus features a built-in eraser on its top end. Just flip it over and it erases like a regular pencil would.A smarter accesso...

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    Original price $162.99 - Original price $162.99
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    $162.99
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  • Original price $646.99 - Original price $646.99
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    GoPro - HERO12 Creator Edition Action Camera - Black

    GoPro

    All-in-one creative solutionThe GoPro ever made with the mounts and accessories. It includes Volta Media Mod and Light Mod that seamlessly come tog...

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    Original price $646.99 - Original price $646.99
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  • Original price $886.99 - Original price $886.99
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    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Platinum

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
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  • Original price $1,564.99 - Original price $1,564.99
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    Bosch - 800 Series 24 " Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and CrystalDry 42dBA - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,564.99 - Original price $1,564.99
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  • Original price $314.99 - Original price $314.99
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    $314.99
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    GoPro - HERO12 Black Action Camera - Black

    GoPro

    360 horizon lockThe HERO12 Black Creator Edition’s Linear with Horizon Lock digital lens keeps your footage steady even if your camera rotates a fu...

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    Original price $314.99 - Original price $314.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.