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  • Original price $75.99 - Original price $75.99
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    Current price $75.99

    Philips - Hue A19 Bluetooth 75W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $75.99 - Original price $75.99
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  • Original price $59.99 - Original price $59.99
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    NETGEAR - AC750 Dual-Band Wi-Fi Range Extender

    NETGEAR

    Compatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...

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    Original price $59.99 - Original price $59.99
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  • Original price $55.99 - Original price $55.99
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    SaharaCase - DEFENCE Series Case for Samsung Galaxy Tab A7 Lite - Black

    SaharaCase

    Designed for Samsung Galaxy Tab A7 LiteFor a precise fit.Ergonomic closed-button designRemains access to all tablet's features.Triple-hardened cons...

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    Original price $55.99 - Original price $55.99
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  • Original price $72.99 - Original price $72.99
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    $72.99
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    SaharaCase - Palm Rejection Universal Stylus Pen - White

    SaharaCase

    Universal compatibilityEnjoy the versatility of this stylus which seamlessly works with all Apple and Android devices. Whether you own Apple iPads ...

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    Original price $72.99 - Original price $72.99
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  • Original price $64.99 - Original price $64.99
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    Current price $64.99

    JBL - Tune Buds True Wireless Noise Cancelling Earbuds - Black

    JBL

    JBL pure bass soundSmartly designed 10mm drivers enhanced by the stick form factor deliver JBL’s pure bass sound so you’ll feel every pulsing beat....

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    Original price $64.99 - Original price $64.99
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  • Original price $59.99 - Original price $59.99
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    Woojer - Vest 3 Chair Mount - Black

    Generic

    Easy attachmentSecurely attach the Woojer Vest 3 to your chair without needing a dedicated seat.Universal compatibilityDesigned to fit most chairs ...

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    Original price $59.99 - Original price $59.99
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  • Original price $54.99 - Original price $54.99
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    Glorious - GPBT Dye Sublimated Keycaps 114 Keycap Set for 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Nebula

    Glorious

    BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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    Original price $54.99 - Original price $54.99
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  • Original price $64.99 - Original price $64.99
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    Targus - VersaVu Case for 10.9" iPad (10th Gen.) - Purple

    Targus

    Designed for use with 10.9" Apple iPad 10th gen.This case provides military-grade protection for your device.Custom-molded tray with reinforced cor...

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    Original price $64.99 - Original price $64.99
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    Insignia - Universal TV Feet Replacement Kit for TVs 49"-77" or 100 lbs - Black

    Insignia

    Universal TV feet replacementCompatible with TVs between 49" and 77" and up to 100 lbs.Height adjustableLets you place soundbars gaming systems and...

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    Original price $64.99 - Original price $64.99
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  • Original price $69.99 - Original price $69.99
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    Hori - Split Pad Compact for Nintendo Switch - Light Gray Yellow

    Hori

    Full-size controller experience in handheld modeCompact design for comfort and ease of use including an ergonomic gripAssignable rear triggers Turb...

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    Original price $69.99 - Original price $69.99
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    ZAGG - Glass Elite for Apple iPad 12.9" iPad Pro (Gen 3 4 5 6) - Clear

    Zagg Incorporated

    Maximum Impact Scratch ProtectionGlass Elite is 5x stronger than traditional glass screen protection. This powerful aluminosilicate glass is made ...

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    Original price $69.99 - Original price $69.99
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  • Original price $44.99 - Original price $44.99
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    REDRAGON - M987-K Lightweight Wired Optical Gaming Mouse with RGB Backlighting - Black

    REDRAGON

    Ultra-lightweight designThe honeycomb shell design is engineered to decrease weight increase comfort and boost performance.Highly customizableFeatu...

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    Original price $44.99 - Original price $44.99
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  • Original price $55.99 - Original price $55.99
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    Speck - Balance Folio R Case for Apple iPad Pro 12.9" (4th 3rd 2nd 1st Gen) - Charcoal

    Speck

    Protective folio construction inside and outProvides protection against scratches and dents plus a full interior liner helps to prevent scuffs and ...

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  • Original price $86.99 - Original price $86.99
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    Philips - Hue White and Color Ambiance Bluetooth 5/6" High Lumen Recessed Downlight - White

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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    Original price $86.99 - Original price $86.99
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  • Original price $73.99 - Original price $73.99
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    $73.99
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    Targus - Antimicrobial Active Stylus for iPad - White

    Targus

    1.2 mm fine point POM tipProvides pixel precision with tilt shading.Palm rejectionAllows you to rest your palm on the screen without causing interf...

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    Original price $73.99 - Original price $73.99
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  • Original price $44.99 - Original price $44.99
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    Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

    Logitech

    Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

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    Original price $44.99 - Original price $44.99
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  • Original price $33.99 - Original price $33.99
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    $33.99
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    Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

    Logitech

    Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

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    Original price $33.99 - Original price $33.99
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    $33.99
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    Current price $33.99
  • Original price $72.99 - Original price $72.99
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    $72.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Microsoft Surface Go 4 and Surface Go 3 - Black

    SaharaCase

    Designed for Microsoft Surface Go 4 and Surface Go 3For a precise fit.Ergonomic closed-button designRemains access to all tablet's features.Triple-...

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    Original price $72.99 - Original price $72.99
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    $72.99
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  • Original price $731.99 - Original price $731.99
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    $731.99
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    Roku - 75" Class Select Series 4K Smart RokuTV

    Roku

    Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

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    Original price $731.99 - Original price $731.99
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  • Original price $49.99 - Original price $49.99
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    Bower - Ring light with rotating smart base - Black

    Bower

    RotatingThis state of the art technology follows your every moveLightingThe Kit is euipped with lighting to enhance any product placed inside the b...

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    Original price $49.99 - Original price $49.99
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    $49.99
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    Current price $49.99
  • Original price $29.99 - Original price $29.99
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    PowerA - Cable for PlayStation 5 - USB-C for PS5 / DualSense

    PowerA

    Works with DualSense controllers10ft Cable with velcro-strapStandard USB to USB-COfficially licensed for PlayStation 5Two-year limited warranty - v...

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    Original price $29.99 - Original price $29.99
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  • Original price $38.99 - Original price $38.99
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    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Black

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

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    Original price $38.99 - Original price $38.99
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    $38.99
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  • Original price $63.99 - Original price $63.99
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    $63.99
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    SaharaCase - PROTECTION Hand Strap Series Case for Apple iPad Pro 11" (2nd 3rd and 4th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 11" (2nd 3rd and 4th Gen 2020-2022)Provides a precise fit.Ergonomic closed-button designRemains access to all tablet fe...

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    Original price $63.99 - Original price $63.99
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    $63.99
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  • Original price $63.99 - Original price $63.99
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    SaharaCase - DEFENCE Series Case for Apple iPad Pro 11" (2nd 3rd and 4th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 11" (2nd 3rd and 4th Gen 2020-2022)Provides a precise fit.Ergonomic closed-button designRemains access to all tablet fe...

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    Original price $63.99 - Original price $63.99
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    $63.99
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    Current price $63.99
  • Original price $24.99 - Original price $24.99
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    $24.99
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    Current price $24.99

    Insignia - Precision Thumbstick Multi-pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

    Insignia

    Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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    Original price $24.99 - Original price $24.99
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  • Original price $71.99 - Original price $71.99
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    $71.99
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    UAG - Lucent Case for Apple 11-Inch iPad Pro (Latest Model/3rd Generation) iPad Air (5th/4th Generations) - Black/ Ice

    Uag

    CompartmentsApple Pencil HolderMaterialThermoplastic Polyurethane (TPU)Carry-typehand-held feather lightCompatibilityApple iPad 12.9 5th Generation...

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    Original price $71.99 - Original price $71.99
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  • Original price $72.99 - Original price $72.99
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    Digipower - Phone Video Stabilizer Rig Kit with Microphone Light diffuser and Mini tripod for iPhone Samsung and Digital Cameras - Black

    Digipower

    Video lightThe compact rechargeable light uses 50 LEDs to illuminate your video shoot. Three color diffusers are included to create different light...

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    Original price $72.99 - Original price $72.99
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  • Original price $24.99 - Original price $24.99
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    Rocketfish - Extra Long 9' Play + Charge Cable For PlayStation 4 - Black

    Rocketfish

    Freedom and flexibility9 foot cable length gives you plenty of space to charge while you gameUSB Type A to Micro USB cable connectionUSB Type A to ...

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    Original price $24.99 - Original price $24.99
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    Current price $24.99
  • Original price $73.99 - Original price $73.99
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    $73.99
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    Current price $73.99

    SaharaCase - Protection Series Case for Microsoft Surface Pro 6 and Surface Pro 7 and Surface Pro 7+

    SaharaCase

    Designed for use with Microsoft Surface Pro 6 Surface Pro 7 and Surface Pro 7+Complement your Microsoft device with this lightweight form-fitting c...

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    Original price $73.99 - Original price $73.99
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  • Original price $71.99 - Original price $71.99
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    Current price $71.99

    Digipower - Follow ME Vlogging Kit for Phones and Cameras Includes Microphone LED light Bluetooth remote phone grip and tripod

    Digipower

    Adjustable light settingsThree levels of brightness.Battery lifeEnjoy over 1 hour of continuous use with built-in 600 mAh rechargeable Li-Polymer b...

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    Original price $71.99 - Original price $71.99
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  • Original price $36.99 - Original price $36.99
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    $36.99
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    Current price $36.99

    CORSAIR - MM300 PRO Gaming Mouse Pad with Premium Spill-Proof Cloth - Extended - Black

    Corsair

    Spill-Proof and Stain-ResistantLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave Fabri...

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    Original price $36.99 - Original price $36.99
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    $36.99
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  • Original price $57.99 - Original price $57.99
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    CORSAIR - MM350 PRO Premium Spill-Proof Cloth Gaming Mouse Pad Extended XL - Black

    Corsair

    Spill-Proof Stain-Resistant CoatingLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave F...

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    Original price $57.99 - Original price $57.99
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    $57.99
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    Current price $57.99
  • Original price $67.99 - Original price $67.99
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    $67.99
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    Current price $67.99

    j5create - USB-C to HDMI 2.1 8K - Space Grey/Black

    J5 Create

    This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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    Original price $67.99 - Original price $67.99
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    Current price $67.99
  • Original price $67.99 - Original price $67.99
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    Current price $67.99

    Insignia - USB 3.0 to DisplayPort Adapter - White

    Insignia

    USB 3.0 to DisplayPort AdapterMirror or extend your computer’s display by connecting from your computer’s USB port to a DisplayPort-enabled monitor...

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    Original price $67.99 - Original price $67.99
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  • Original price $40.99 - Original price $40.99
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    $40.99
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    Current price $40.99

    Insignia - VGA to HDMI Adapter - White

    Insignia

    VGA to HDMIMirror or extend your computer’s display by connecting from your computer’s VGA port to an HDMI-enabled device.System requirementsHDMI c...

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    Original price $40.99 - Original price $40.99
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    $40.99
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    Current price $40.99
  • Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99

    SteelSeries - Rival 3 Lightweight Wireless Optical Gaming Mouse with Brilliant Prism RGB Lighting - Black

    Steel Series

    Year-long Battery LifeRevolutionary power efficient technology provides an industry-leading 400+ hour battery life for uninterrupted use for a year...

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    Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.