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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Deep Brown

Apple
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

GE - 7.2 Cu. Ft. Gas Dryer with Auto Dry - White with Matte Black

GE
Original price $966.99 - Original price $966.99
Original price
$966.99
$966.99 - $966.99
Current price $966.99

Auto DryAuto Dry monitors the internal air temperature to determine the ideal drying time protecting your garments from overdying.Powerful Venting ...

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Original price $966.99 - Original price $966.99
Original price
$966.99
$966.99 - $966.99
Current price $966.99

Apple - Smart Folio for iPad Air 11-inch (M3) and iPad Air 11-inch (M2) - Charcoal Gray

Apple
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Compatible iPad Models iPad Air 11-inch (M3) iPad Air 11-inch (M2) iPad Air (5th Generation) and iPad Air (4th Generation)

Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Smart Lock E330 with Chime WiFi Replacement Deadbolt with eufy AppKeypadBiometric Access - Light Gray

Eufy
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

3-in-1 Triple SecurityEnjoy full control over your front door and see detailed views day and night with Video Doorbell E330. An all-in-one device i...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

BISSELL - Little Green Cordless Portable Deep Cleaner - Titanium with silver accents

Bissell
Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

Powerful Cordless Suction.Powered by a 165W motor and 25V lithium-ion battery.2 Cleaning Modes.Turbo mode delivers optimal suction power with up to...

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Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

Sanus - In-Wall Cable Concealer TV and Soundbar Power Kit for Mounted TVs and Soundbars - White

Sanus
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Hide mounted TV and soundbar power cords and cablesTuck the cables inside a wall for a neat clean space.Prewired design for easy DIY install - no e...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS
Original price $2,369.99 - Original price $2,369.99
Original price
$2,369.99
$2,369.99 - $2,369.99
Current price $2,369.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,369.99 - Original price $2,369.99
Original price
$2,369.99
$2,369.99 - $2,369.99
Current price $2,369.99

PLAUD - Note Smart AI Voice/Audio Recorder - Black

PLAUD
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Plaud note AI voice recorderPLAUD seamlessly integrates Whisper STT model enabling swift and accurate transcription in 59 languages. Developed on G...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Sonos - Roam 2 Portable Smart Speaker with Waterproof and Dustproof Design (Each) - Black

Sonos Inc
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

RØDE - Interview PRO Wireless Handheld Condenser Microphone

Rode
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

MicrophoneWireless handheld condenser microphoneOmnidirectionalOmnidirectional polar patternTransmissionState-of-the-art 2.4GHz digital transmissio...

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Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Therabody - Theragun PRO Plus - Advanced Multi-Therapy Device With Massage LED Heat Vibration For Optimal Performance - Black

Therabody
Original price $711.99 - Original price $711.99
Original price
$711.99
$711.99 - $711.99
Current price $711.99

5 powerful therapies in 1 innovative device The only Theragun to deliver five powerful therapies — percussive heat LED light vibration and cold (so...

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Original price $711.99 - Original price $711.99
Original price
$711.99
$711.99 - $711.99
Current price $711.99

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Honeywell Home
Original price $239.99 - Original price $239.99
Original price
$239.99
$239.99 - $239.99
Current price $239.99

Honeywell - Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006/U

Original price $239.99 - Original price $239.99
Original price
$239.99
$239.99 - $239.99
Current price $239.99

Samsung - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Ivory

Samsung
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Extra-Large 5.0 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Super Speed WashWash a full load ...

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Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Dyson - Ball Animal 3 Upright Vacuum with 2 accessories - Nickel/Silver

Dyson
Original price $512.99 - Original price $512.99
Original price
$512.99
$512.99 - $512.99
Current price $512.99

The best cleaning performance of any upright de-tangling vacuumDe-tangling technologyAutomatically clears wrapped hair from the brush bar as you cl...

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Original price $512.99 - Original price $512.99
Original price
$512.99
$512.99 - $512.99
Current price $512.99

Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Google - Nest Wi-fi Pro 6e AXE5400 Mesh Router (3-pack) - Snow

GOOGLE
Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

Targus - VersaVu Slim Clear Case for 10.9" iPad (A16) and iPad (10th gen.) - Clear/ Black

Targus
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Designed for use with 10.9" Apple iPad A16 and 10th gen.This case provides military-grade protection for your device.Thin profileCompliments tablet...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Resident Evil 4 Standard Edition - PlayStation 5

Capcom
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Marshall - Stanmore III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary / RCA Inputs - Black

Marshall
Original price $423.99 - Original price $423.99
Original price
$423.99
$423.99 - $423.99
Current price $423.99

Home-filling SoundStanmore III has an even wider soundstage than its predecessor delivering home-filling Marshall signature sound that has been re-...

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Original price $423.99 - Original price $423.99
Original price
$423.99
$423.99 - $423.99
Current price $423.99

Sennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Blue

Sennheiser
Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...

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Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch ROG Ally Steam Deck - Black

Steel Series
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PlayStation PC Switch ROG Ally Steam Deck and more or switch to Bluetooth 5.3 for mobile.Active...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Cloud White

JLab
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

Elgato
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

LG - 36-in Counter-Depth MAX 23.7 Cu. Ft. French Door Smart Refrigerator with Zero Clearance - Stainless Steel

LG
Original price $2,717.99 - Original price $2,717.99
Original price
$2,717.99
$2,717.99 - $2,717.99
Current price $2,717.99

Zero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...

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Original price $2,717.99 - Original price $2,717.99
Original price
$2,717.99
$2,717.99 - $2,717.99
Current price $2,717.99

Razer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White

Razer
Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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Original price $133.99 - Original price $133.99
Original price
$133.99
$133.99 - $133.99
Current price $133.99

Glorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Clicky - Raptor

Glorious
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Works with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Gloriou...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Whirlpool - Quiet Dishwasher with 3rd Rack .- Fingerprint Resistant Stainless Steel - Stainless Steel

Whirlpool
Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

3rd RackTake advantage of 35 more rack space with a 3rd Rack that makes it easy to load additional silverware and hard-to-fit utensils.Adjustable 2...

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Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Samsung - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - White

Samsung
Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Super Speed WashWash a full load of laundry in just 28 minutes without sacrificing cleaning performance.Wi-Fi ConnectivityWi-Fi connected so you ca...

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Original price $1,105.99 - Original price $1,105.99
Original price
$1,105.99
$1,105.99 - $1,105.99
Current price $1,105.99

Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

1.5 cu. ft. capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

UAG - Metropolis Series Case for Microsoft Surface Pro 10/9 - Black

Urban Armor Gear
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Impact protectionMilitary-Grade MIL STD 810G 516.6 Exceeds military standards for drop and shock enduring 26 drops from 4' high with 0 damage.Stylu...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

SteelSeries - Arctis Nova Pro Wired Multi Gaming Headset for PC PS5 PS4 Switch - Black

Steel Series
Original price $259.99 - Original price $259.99
Original price
$259.99
$259.99 - $259.99
Current price $259.99

Almighty AudioExperience ultimate clarity and sound quality with Premium High Fidelity Drivers. Fully customize the sound experience with the Sonar...

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Original price $259.99 - Original price $259.99
Original price
$259.99
$259.99 - $259.99
Current price $259.99

Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - Stainless Steel

Samsung
Original price $855.99 - Original price $855.99
Original price
$855.99
$855.99 - $855.99
Current price $855.99

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $855.99 - Original price $855.99
Original price
$855.99
$855.99 - $855.99
Current price $855.99

Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

Microsoft
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Targus - VersaVu Case for iPad 11"(A16) and iPad 10.9"(10th gen.) - Purple

Targus
Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Designed for use with iPad 11"(A16) and 10.9" Apple iPad (10th gen.)This case provides military-grade protection for your device.Custom-molded tra...

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Original price $39.99 - Original price $39.99
Original price
$39.99
$39.99 - $39.99
Current price $39.99

Sony - Alpha 7R V Full-frame Mirrorless Camera with Interchangeable Lens (Body Only) - Black

Sony
Original price $4,039.99 - Original price $4,039.99
Original price
$4,039.99
$4,039.99 - $4,039.99
Current price $4,039.99

A Whole new AI processing unitState-of-the-art AI processing with deep learning uses human forms and poses to improve the camera’s subject recogni...

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Original price $4,039.99 - Original price $4,039.99
Original price
$4,039.99
$4,039.99 - $4,039.99
Current price $4,039.99

Amana - 4.8 Cu. Ft. Freestanding Electric Range with Extra-Large Oven Window - Stainless Steel

Amana
Original price $817.99 - Original price $817.99
Original price
$817.99
$817.99 - $817.99
Current price $817.99

Large Oven Capacity (4.8 cu. ft.)Large Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur ...

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Original price $817.99 - Original price $817.99
Original price
$817.99
$817.99 - $817.99
Current price $817.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.