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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Midea - 20 cu. ft. 50/50 Flex 3-in-1 Garage Ready Frost Free Convertible Freezer with Energy Star Certification - Stainless Steel

Midea
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Freezer Today Fridge Tomorrow or Both AnytimePLUS UP your flexibility with the only product of its kind that can be all freezer all fridge or both ...

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Insignia - 65" Class F70 Series 4K UHD QLED Mini-LED Smart TV with Fire TV

Insignia
Original price $605.99 - Original price $605.99
Original price
$605.99
$605.99 - $605.99
Current price $605.99

Mini-LEDUnlock dramatic contrast that makes every scene feel cinematic.QLEDUnlock color that feels brighter bolder and more natural.Local DimmingDe...

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Original price $605.99 - Original price $605.99
Original price
$605.99
$605.99 - $605.99
Current price $605.99

Sony - 55" Class BRAVIA 7 II True RGB 4K HDR Google TV with Gemini

Sony
Original price $1,985.99 - Original price $1,985.99
Original price
$1,985.99
$1,985.99 - $1,985.99
Current price $1,985.99

True RGB the future of colorPowered by a newly evolved Backlight Master Drive Sony's True RGB drives three-color LEDs independently for unprecedent...

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Original price $1,985.99 - Original price $1,985.99
Original price
$1,985.99
$1,985.99 - $1,985.99
Current price $1,985.99

Sony - 1000X THE COLLEXION Wireless Noise Canceling Headphones - Platinum

Sony
Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

Luxury design crafted for comfort1000X THE COLLEXION headphones combine curated metal accents and soft faux leather to create a refined and luxurio...

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Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

LG - 85 Class NU700B Series LED Nano AI 4K UHD Smart webOS TV (2026)

LG
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

HP - OmniBook X 14" 2K OLED Touchscreen Laptop - Snapdragon X2 Plus - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,269.99 - Original price $1,269.99
Original price
$1,269.99
$1,269.99 - $1,269.99
Current price $1,269.99

14" 2K OLED touchscreen with OLEDEveryday productivity is boosted by rich colors and crisp visuals on the OLED touch display with 1920x1200 resolut...

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Original price $1,269.99 - Original price $1,269.99
Original price
$1,269.99
$1,269.99 - $1,269.99
Current price $1,269.99

LG - 55" Class G6 Series OLED evo AI 4K Smart webOS TV with Gallery Design and Flush Wall Mount (2026)

LG
Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

Hyper Radiant Color TechLG Hyper Radiant delivers the ultimate in picture quality combining Brightness Booster Technology Perfect Black and Perfect...

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Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

JBL - Vibe Beam 2 Noise Cancelling Earbuds - 2025 - White

JBL
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

JBL Pure Bass soundJBL Vibe Beam 2 earbuds feature 8mm dynamic drivers that deliver exciting JBL Pure Bass sound.Active Noise Cancelling with Smart...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Samsung - Galaxy S26 256GB (Unlocked) - Cobalt Violet

Samsung
Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $963.99 - Original price $963.99
Original price
$963.99
$963.99 - $963.99
Current price $963.99

Samsung - Galaxy S26 256GB (Unlocked) - Black

Samsung
Original price $894.99 - Original price $894.99
Original price
$894.99
$894.99 - $894.99
Current price $894.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $894.99 - Original price $894.99
Original price
$894.99
$894.99 - $894.99
Current price $894.99

Insignia - 50" Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Beats - Flex Wireless Earphones - Yuzu Yellow

Apple
Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

Flex All DayIn your ears or around your neck Beats Flex are as versatile as the life you lead. Whether you're listening to music taking calls or sc...

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Original price $77.99 - Original price $77.99
Original price
$77.99
$77.99 - $77.99
Current price $77.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - White

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

GameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Hall Effect Joysticks Trigger 3.5mm - Dynamic Blue

GameSir
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Officially licensed by XboxGameSir G7 SE is an licensed controller by XboxAnti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

HyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HyperX
Original price $1,950.99 - Original price $1,950.99
Original price
$1,950.99
$1,950.99 - $1,950.99
Current price $1,950.99

AMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...

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Original price $1,950.99 - Original price $1,950.99
Original price
$1,950.99
$1,950.99 - $1,950.99
Current price $1,950.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 PC - White

Steel Series
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

TOSHIBA 65M450SU UHD

Toshiba
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

TOSHIBA 65M450SU UHD QLED FIRE TV

Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Ring - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Mocha

Ring
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Capture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Ring - Wired Doorbell (newest model) — Retinal 2K with wide-angle video up to 6x Enhanced Zoom and Two-Way Talk - Speckled Grey

Ring
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Capture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

LG - FlushFit 24" Top Control Smart Built-In Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Stainless Steel

LG
Original price $924.99 - Original price $924.99
Original price
$924.99
$924.99 - $924.99
Current price $924.99

FlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...

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Original price $924.99 - Original price $924.99
Original price
$924.99
$924.99 - $924.99
Current price $924.99

Hisense - 65" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

Hi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...

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Original price $836.99 - Original price $836.99
Original price
$836.99
$836.99 - $836.99
Current price $836.99

GEEKOM - Mini PC A8 Max With AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Dual LAN Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver

Geekom
Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

Unleash Power with AMD R7 8745HSPowered by the AMD Ryzen7 8745HS(Beats Ryzen 7 H255) processor with 8 cores 16 threads and a boost clock up to 4.9 ...

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Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

CORSAIR - MM Anti-fray Cloth Gaming Mouse Pad - XL - Black

Corsair
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Micro-woven cloth surfaceThe micro-woven surface is optimized for optical sensor tracking and ensures that your mouse movements are easy and fluid....

View full details
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

GEEKOM - A5 Pro Mini PC with AMD Ryzen 5 7530U 16GB DDR4 RAM 512GB NVMe SSD - Silver

Geekom
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Powerful AMD Ryzen 5 7530U ProcessorExperience exceptional performance with the AMD Ryzen 5 7530U processor delivering powerful multi-core performa...

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Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Ring - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Grey

Ring
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Capture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...

View full details
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

LG - 75 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)

LG Electronics
Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

View full details
Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99

LG - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with AI Wash and ColdWash Technology - White

LG
Original price $1,034.99 - Original price $1,034.99
Original price
$1,034.99
$1,034.99 - $1,034.99
Current price $1,034.99

4.5 cu. ft. Ultra Large CapacitySay never again to never-ending piles of laundry—this ultra large capacity washer fits more clothes in every load a...

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Original price $1,034.99 - Original price $1,034.99
Original price
$1,034.99
$1,034.99 - $1,034.99
Current price $1,034.99

HyperX - Origins 2 1800 Wired Mechanical Linear Red Switch Gaming Keyboard with RGB Back Lighting - Black

HP
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Easily Change Up Your StyleWhen you want to add a new look to your desk there’s no need to buy a new board. Origins 2 uses a simple 8-screw assembl...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

ASUS - ProArt PX13 13.3" 3K OLED Touchscreen 2-in-1 - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black

ASUS
Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Create Faster on a Windows 11 Home Copilot+ PCCopilot+ on Windows 11 Home brings AI into your creative flow. Quickly find clips get smart summaries...

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Original price $2,084.99 - Original price $2,084.99
Original price
$2,084.99
$2,084.99 - $2,084.99
Current price $2,084.99

Maytag - 4.7 Cu. Ft. Top Load Agitator Washer with Extra Power Cycle - White

Maytag
Original price $904.99 - Original price $904.99
Original price
$904.99
$904.99 - $904.99
Current price $904.99

Extra Power CycleThe Extra Power Cycle boosts stain fighting with an intense pre-wash and extra agitation so you can walk away while stains wash aw...

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Original price $904.99 - Original price $904.99
Original price
$904.99
$904.99 - $904.99
Current price $904.99

Hisense - 55" Class UR8 RGB Mini-LED Series UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

RGB MiniLED - Natural and Real ColorUR8's RGB MiniLED powered by Chromagic display technology builds color differently-using red green and blue lig...

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Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

Roku - 32" Class Select Series HD (720p) LED Smart RokuTV (2026)

Roku
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Roku - 43" Class Select Series 4K LED Smart RokuTV (2026)

Roku
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...

View full details
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

WORX - WG582 40V 780CFM 190MPH Blower - Black

Worx
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Gas-performance40V electric leaf blower with 28 cc gas equivalent power.PowerfulWorx cordless blower delivers 780CFM of air volume and 190MPH of ai...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver

HP
Original price $1,740.99 - Original price $1,740.99
Original price
$1,740.99
$1,740.99 - $1,740.99
Current price $1,740.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,740.99 - Original price $1,740.99
Original price
$1,740.99
$1,740.99 - $1,740.99
Current price $1,740.99

Samsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,305.99 - Original price $1,305.99
Original price
$1,305.99
$1,305.99 - $1,305.99
Current price $1,305.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

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Original price $1,305.99 - Original price $1,305.99
Original price
$1,305.99
$1,305.99 - $1,305.99
Current price $1,305.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.