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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Midea - 20 cu. ft. 50/50 Flex 3-in-1 Garage Ready Frost Free Convertible Freezer with Energy Star Certification - Stainless Steel
MideaFreezer Today Fridge Tomorrow or Both AnytimePLUS UP your flexibility with the only product of its kind that can be all freezer all fridge or both ...
View full detailsInsignia - 65" Class F70 Series 4K UHD QLED Mini-LED Smart TV with Fire TV
InsigniaMini-LEDUnlock dramatic contrast that makes every scene feel cinematic.QLEDUnlock color that feels brighter bolder and more natural.Local DimmingDe...
View full detailsSony - 55" Class BRAVIA 7 II True RGB 4K HDR Google TV with Gemini
SonyTrue RGB the future of colorPowered by a newly evolved Backlight Master Drive Sony's True RGB drives three-color LEDs independently for unprecedent...
View full detailsSony - 1000X THE COLLEXION Wireless Noise Canceling Headphones - Platinum
SonyLuxury design crafted for comfort1000X THE COLLEXION headphones combine curated metal accents and soft faux leather to create a refined and luxurio...
View full detailsLG - 85 Class NU700B Series LED Nano AI 4K UHD Smart webOS TV (2026)
LGNano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...
View full detailsHP - OmniBook X 14" 2K OLED Touchscreen Laptop - Snapdragon X2 Plus - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver
HP14" 2K OLED touchscreen with OLEDEveryday productivity is boosted by rich colors and crisp visuals on the OLED touch display with 1920x1200 resolut...
View full detailsLG - 55" Class G6 Series OLED evo AI 4K Smart webOS TV with Gallery Design and Flush Wall Mount (2026)
LGHyper Radiant Color TechLG Hyper Radiant delivers the ultimate in picture quality combining Brightness Booster Technology Perfect Black and Perfect...
View full detailsJBL - Vibe Beam 2 Noise Cancelling Earbuds - 2025 - White
JBLJBL Pure Bass soundJBL Vibe Beam 2 earbuds feature 8mm dynamic drivers that deliver exciting JBL Pure Bass sound.Active Noise Cancelling with Smart...
View full detailsSamsung - Galaxy S26 256GB (Unlocked) - Cobalt Violet
SamsungFast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...
View full detailsSamsung - Galaxy S26 256GB (Unlocked) - Black
SamsungFast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...
View full detailsInsignia - 50" Class F50 Series LED 4K UHD Smart Fire TV
Insignia4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsBeats - Flex Wireless Earphones - Yuzu Yellow
AppleFlex All DayIn your ears or around your neck Beats Flex are as versatile as the life you lead. Whether you're listening to music taking calls or sc...
View full detailsSteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - White
Steel SeriesLEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...
View full detailsGameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Hall Effect Joysticks Trigger 3.5mm - Dynamic Blue
GameSirOfficially licensed by XboxGameSir G7 SE is an licensed controller by XboxAnti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure...
View full detailsHyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HyperXAMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...
View full detailsSteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 PC - White
Steel SeriesHi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...
View full detailsTOSHIBA 65M450SU UHD
ToshibaTOSHIBA 65M450SU UHD QLED FIRE TV
Ring - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Mocha
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsRing - Wired Doorbell (newest model) — Retinal 2K with wide-angle video up to 6x Enhanced Zoom and Two-Way Talk - Speckled Grey
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsLG - FlushFit 24" Top Control Smart Built-In Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Stainless Steel
LGFlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...
View full detailsHisense - 65" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...
View full detailsGEEKOM - Mini PC A8 Max With AMD Ryzen 7 8745HS 16GB DDR5 1TB SSD Dual LAN Radeon 780M Mini PC Windows 11 Pro/USB4/8K - Silver
GeekomUnleash Power with AMD R7 8745HSPowered by the AMD Ryzen7 8745HS(Beats Ryzen 7 H255) processor with 8 cores 16 threads and a boost clock up to 4.9 ...
View full detailsCORSAIR - MM Anti-fray Cloth Gaming Mouse Pad - XL - Black
CorsairMicro-woven cloth surfaceThe micro-woven surface is optimized for optical sensor tracking and ensures that your mouse movements are easy and fluid....
View full detailsGEEKOM - A5 Pro Mini PC with AMD Ryzen 5 7530U 16GB DDR4 RAM 512GB NVMe SSD - Silver
GeekomPowerful AMD Ryzen 5 7530U ProcessorExperience exceptional performance with the AMD Ryzen 5 7530U processor delivering powerful multi-core performa...
View full detailsRing - Battery Doorbell (newest model) Retinal 2K with wide-angle video up to 6x Zoom Two-Way Talk and Built-In Battery - Speckled Grey
RingCapture it all with Retinal 2K videoFrom wide views to tighter focus it’s easy to see your home or business in the crisp clarity with Retinal 2K.Zo...
View full detailsLG - 75 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)
LG ElectronicsNano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...
View full detailsLG - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with AI Wash and ColdWash Technology - White
LG4.5 cu. ft. Ultra Large CapacitySay never again to never-ending piles of laundry—this ultra large capacity washer fits more clothes in every load a...
View full detailsHyperX - Origins 2 1800 Wired Mechanical Linear Red Switch Gaming Keyboard with RGB Back Lighting - Black
HPEasily Change Up Your StyleWhen you want to add a new look to your desk there’s no need to buy a new board. Origins 2 uses a simple 8-screw assembl...
View full detailsASUS - ProArt PX13 13.3" 3K OLED Touchscreen 2-in-1 - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black
ASUSCreate Faster on a Windows 11 Home Copilot+ PCCopilot+ on Windows 11 Home brings AI into your creative flow. Quickly find clips get smart summaries...
View full detailsMaytag - 4.7 Cu. Ft. Top Load Agitator Washer with Extra Power Cycle - White
MaytagExtra Power CycleThe Extra Power Cycle boosts stain fighting with an intense pre-wash and extra agitation so you can walk away while stains wash aw...
View full detailsHisense - 55" Class UR8 RGB Mini-LED Series UHD 4K HDR Smart Google TV (2026)
HISENSERGB MiniLED - Natural and Real ColorUR8's RGB MiniLED powered by Chromagic display technology builds color differently-using red green and blue lig...
View full detailsRoku - 32" Class Select Series HD (720p) LED Smart RokuTV (2026)
RokuSeamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...
View full detailsRoku - 43" Class Select Series 4K LED Smart RokuTV (2026)
RokuSeamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. You get excellent pi...
View full detailsWORX - WG582 40V 780CFM 190MPH Blower - Black
WorxGas-performance40V electric leaf blower with 28 cc gas equivalent power.PowerfulWorx cordless blower delivers 780CFM of air volume and 190MPH of ai...
View full detailsHP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver
HP16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...
View full detailsSamsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)
SamsungOLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.