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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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JBL - Flip 7 - Portable waterproof and drop-proof speaker - 2025 - White

JBL
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Bold JBL Pro Sound with AI Sound BoostWe've beefed up our bass and tweaked our tweeter. The outcome Powerful clearer bass even at max volume and cr...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Whirlpool - 28.7 Cu. Ft. Side-by-Side Refrigerator with In-Door Ice Water - Stainless Steel

Whirlpool
Original price $2,661.99 - Original price $2,661.99
Original price
$2,661.99
$2,661.99 - $2,661.99
Current price $2,661.99

High Quality Low Repair RateFamily-proof quality with a low repair rateTruCool Temperature Management SystemThe TruCool Temperature Management Syst...

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Original price $2,661.99 - Original price $2,661.99
Original price
$2,661.99
$2,661.99 - $2,661.99
Current price $2,661.99

NETGEAR - Orbi 870 Series BE21000 Tri-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $1,401.99 - Original price $1,401.99
Original price
$1,401.99
$1,401.99 - $1,401.99
Current price $1,401.99

BE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...

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Original price $1,401.99 - Original price $1,401.99
Original price
$1,401.99
$1,401.99 - $1,401.99
Current price $1,401.99

eero - Pro 7 Tri-band Mesh Wi-Fi 7 System (2-pack) - White

Eero
Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

WIFI AT THE SPEED OF LIFEAn eero Pro 7 (2-pack) covers up to 4000 sq. ft. with wifi supports internet plans up to 5 Gbps wireless network speeds up...

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Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

JBL - Charge 6 Portable Wireless Speaker - 2025 - Red

JBL
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

TP-Link - Deco BE68 Wi-Fi 7 BE14000 Whole Home Tri-Band Router Mesh with Ultra-Fast 10G Port and AI-Driven Roaming (3-pack) - White

TP Link
Original price $759.99 - Original price $759.99
Original price
$759.99
$759.99 - $759.99
Current price $759.99

Blazing Fast 14 Gbps Tri-Band Wi-Fi 7Experience next-gen speeds of up to 14 Gbps across three bands delivering seamless 4K/8K streaming lag-free vi...

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Original price $759.99 - Original price $759.99
Original price
$759.99
$759.99 - $759.99
Current price $759.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand

Apple
Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

MSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-9900X - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black

MSI
Original price $2,663.99 - Original price $2,663.99
Original price
$2,663.99
$2,663.99 - $2,663.99
Current price $2,663.99

Windows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-9900XExperience blazing speed and exceptional ...

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Original price $2,663.99 - Original price $2,663.99
Original price
$2,663.99
$2,663.99 - $2,663.99
Current price $2,663.99

Sennheiser - ACCENTUM Open Wireless Earbuds - Ear Buds with Open Design Dynamic Sound and Bluetooth 5.3 - Cream

Sennheiser
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Sennheiser tuned soundTuned by acoustic experts for a superior open sound they deliver rich detailed sound that’s finely tuned for clarity and dept...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Silver

Apple
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Silver

Apple
Original price $513.99 - Original price $513.99
Original price
$513.99
$513.99 - $513.99
Current price $513.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

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Original price $513.99 - Original price $513.99
Original price
$513.99
$513.99 - $513.99
Current price $513.99

TCL - 32" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Breville - the Luxe Brewer Glass Coffee Maker - Brushed Stainless Steel

Breville
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Just a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...

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Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Breville - the Luxe Brewer Thermal Coffee Maker - Brushed Stainless Steel

Breville
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Just a touch awayEnjoy delicious coffee at the touch of a button. Brew a cup or carafe of Gold Standard SCA approved craft coffee.Cold brew simplif...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

GoPro - Anamorphic Lens Mod for Hero13 Black - Black

GoPro
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Cinematic aspect ratiosAllows recording in both the standard 169 aspect ratio for TVs and phones and the dramatic 219 aspect ratio commonly used in...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

TCL - 98" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL
Original price $2,511.99 - Original price $2,511.99
Original price
$2,511.99
$2,511.99 - $2,511.99
Current price $2,511.99

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $2,511.99 - Original price $2,511.99
Original price
$2,511.99
$2,511.99 - $2,511.99
Current price $2,511.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - White

HP
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Fujifilm - instax mini 41 Instant Film Camera - Black

Fujifilm
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Easy-to-use featuresBuilt-in Selfie Mirror and Close-Up mode with Parallax CorrectionSleek DesignClassic style subtle metallic-like finish with ora...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Glorious - Model O Eternal Lightweight Wired Optical Gaming Mouse with Dual-Zone RGB Lighting - Wired - Matte Black

Glorious
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

55g Ultralight WeightUp to 35 lighter than competitors thanks to our signature honeycomb shell that reduces weight without compromising comfort or ...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 256GB - Blue

Apple
Original price $622.99 - Original price $622.99
Original price
$622.99
$622.99 - $622.99
Current price $622.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $622.99 - Original price $622.99
Original price
$622.99
$622.99 - $622.99
Current price $622.99

Samsung - 5.3 cu. ft. Bespoke AI Vented Smart All-In-One Washer/Electric Dryer Combo with AI Home - Brushed Black

Samsung
Original price $2,519.99 - Original price $2,519.99
Original price
$2,519.99
$2,519.99 - $2,519.99
Current price $2,519.99

Wash + Dry in OneAI Laundry Combo with Vented Drying Advantage System washes and dries clothes completely in one machine without transferring loads...

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Original price $2,519.99 - Original price $2,519.99
Original price
$2,519.99
$2,519.99 - $2,519.99
Current price $2,519.99

Apple - Magic Keyboard for iPad Air 13-inch (M3) - White

Apple
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

CompatibilityiPad Air 13-inch (M3) iPad Air 13-inch (M2)

Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

TCL - 40" Class Q3K Series 1080P FHD QLED Smart TV with Google TV (2025)

TCL
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

eero - 7 Dual-band Mesh Wi-Fi 7 Router (1-pack) - White

Eero
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

OUR MOST AFFORDABLE WI-FI 7 ROUTERAn eero 7 (1-pack) covers up to 2000 sq. ft. with wifi supports internet plans up to 2.5 Gbps wireless network sp...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Sony - Alpha 6400 APS-C Mirrorless Camera 4K Video Camera with E PZ 16-50mm Lens - Black

Sony
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

Sony E PZ 16-50mm f/3.5-5.6 OSS II lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional...

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Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Pink

Apple
Original price $513.99 - Original price $513.99
Original price
$513.99
$513.99 - $513.99
Current price $513.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $513.99 - Original price $513.99
Original price
$513.99
$513.99 - $513.99
Current price $513.99

GoPro - HB-Series Lens Collection - Macro Ultra-Wide Anamorphic and 4-Pack ND Lens Mod - For HERO13 Black Action Camera - Black

GoPro
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Expansive Field of ViewBoosts HERO13 Black’s field of view up to 177 (36 wider and 48 taller)Vertical Capture ModeVertical Capture lets you take ul...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

eero - Pro 7 Tri-band Mesh Wi-Fi 7 System (3-pack) - White

Eero
Original price $849.99 - Original price $849.99
Original price
$849.99
$849.99 - $849.99
Current price $849.99

WIFI AT THE SPEED OF LIFEAn eero Pro 7 (3-pack) covers up to 6000 sq. ft. with wifi supports internet plans up to 5 Gbps wireless network speeds up...

View full details
Original price $849.99 - Original price $849.99
Original price
$849.99
$849.99 - $849.99
Current price $849.99

Dell - S2725QC 27" IPS LED 4K UHD 120Hz FreeSync Premium Monitor (USB-C HDMI) - Ash White

Dell
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

Low blue lightThe improved ComfortView Plus reduces harmful blue light emissions to =35 for all-day comfort without sacrificing color accuracy.Refr...

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Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

GoPro - HERO13 Black Action Camera + HB-Series Lens Collection - Black

GoPro
Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

Best-in-Class 5.3K Video5.3K video delivers breathtaking image quality with 91 more resolution than 4K and an incredible 665 more than 1080p. HERO1...

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Original price $876.99 - Original price $876.99
Original price
$876.99
$876.99 - $876.99
Current price $876.99

Segway - F3 Electric Scooter w/ 44 miles Max Range 20 mph Max Speed w/ 10-Inch Self-Sealing Tubeless Tires - Black

Segway
Original price $950.99 - Original price $950.99
Original price
$950.99
$950.99 - $950.99
Current price $950.99

Speed and performanceComfortably cruise up to 20 mph and with an efficient 1000W motor and conquer inclines up to 20.SegRangeOur advanced SegRange¿...

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Original price $950.99 - Original price $950.99
Original price
$950.99
$950.99 - $950.99
Current price $950.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue

Dell
Original price $1,125.99 - Original price $1,125.99
Original price
$1,125.99
$1,125.99 - $1,125.99
Current price $1,125.99

Stunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...

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Original price $1,125.99 - Original price $1,125.99
Original price
$1,125.99
$1,125.99 - $1,125.99
Current price $1,125.99

Insignia - 7 Cu. Ft. Gas Dryer with Sensor Dry - White

Insignia
Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

7 cu. ft. capacity with front-load designAllows you to easily access and unload your laundry from the dryer. Adjust the reversible door hinge to ac...

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Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

Sony - ULT FIELD 5 Wireless Speaker - Black

Sony
Original price $322.99 - Original price $322.99
Original price
$322.99
$322.99 - $322.99
Current price $322.99

ULT ButtonPress to boost the bass for a deeper richer sound.Shoulder StrapDesigned for easy portability making it simple to carry your speaker wher...

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Original price $322.99 - Original price $322.99
Original price
$322.99
$322.99 - $322.99
Current price $322.99

Sony - ULT FIELD 3 Wireless Speaker - Off White

Sony
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

ULT ButtonBoost the bass with the press of the ULT button delivering enhanced sound depth for your favorite tracks.Shoulder StrapDesigned for easy ...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Sony - ULT FIELD 3 Wireless Speaker - Black

Sony
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

ULT ButtonBoost the bass with the press of the ULT button delivering enhanced sound depth for your favorite tracks.Shoulder StrapDesigned for easy ...

View full details
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.