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  • Original price $132.99 - Original price $132.99
    Original price
    $132.99
    $132.99 - $132.99
    Current price $132.99

    Cuisinart - Grind Brew Single-Serve Coffeemaker - Black

    Cuisinart

    Single serveBrew a single serving with freshly ground beans or use your favorite podConical burr millAutomatically grinds whole beans directly into...

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    Original price $132.99 - Original price $132.99
    Original price
    $132.99
    $132.99 - $132.99
    Current price $132.99
  • Original price $222.99 - Original price $222.99
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    $222.99
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    Current price $222.99

    CORSAIR - VIRTUOSO XT Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Slate

    Corsair

    Simultaneous Dual-wireless ConnectionsGet high-fidelity game audio with hyper-fast ultra-long range SLIPSTREAM CORSAIR WIRELESS TECHNOLOGY plus Blu...

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    Original price $222.99 - Original price $222.99
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    $222.99
    $222.99 - $222.99
    Current price $222.99
  • Original price $124.99 - Original price $124.99
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    $124.99
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    Current price $124.99

    j5create - USB-C Triple Display Docking Station

    J5 Create

    Simultaneous DisplayPort HDMI and VGA OutputSupports Mirror and Extended modes on both Mac Windows. The easiest way to add a second or third displ...

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    Original price $124.99 - Original price $124.99
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    $124.99
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    Current price $124.99
  • Original price $1,245.99 - Original price $1,245.99
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    $1,245.99
    $1,245.99 - $1,245.99
    Current price $1,245.99

    LG - 5.0 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - White

    LG

    Simply. Brilliant.No detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempere...

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    Original price $1,245.99 - Original price $1,245.99
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    $1,245.99
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    Current price $1,245.99
  • Original price $1,147.99 - Original price $1,147.99
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    $1,147.99
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    Current price $1,147.99

    LG - 4.5 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - Graphite Steel

    LG

    Simply brilliantNo detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempered ...

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    Original price $1,147.99 - Original price $1,147.99
    Original price
    $1,147.99
    $1,147.99 - $1,147.99
    Current price $1,147.99
  • Original price $1,253.99 - Original price $1,253.99
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    $1,253.99
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    Current price $1,253.99

    LG - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Black Steel

    LG

    Simply beautifulAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glass ...

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    Original price $1,253.99 - Original price $1,253.99
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    $1,253.99
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  • Original price $1,147.99 - Original price $1,147.99
    Original price
    $1,147.99
    $1,147.99 - $1,147.99
    Current price $1,147.99

    LG - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Graphite Steel

    LG

    Simply beautiful.Award-winning4 design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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    Original price $1,147.99 - Original price $1,147.99
    Original price
    $1,147.99
    $1,147.99 - $1,147.99
    Current price $1,147.99
  • Original price $314.99 - Original price $314.99
    Original price
    $314.99
    $314.99 - $314.99
    Current price $314.99

    SimpliSafe - Outdoor Home Security System (9 pieces) - White

    Simplisafe

    Simple to set up. Seriously secureGet ready to protect right out of the box. Just plug in the base station place your sensors and start protecting ...

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    Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99
  • Original price $359.99 - Original price $359.99
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    $359.99
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    Current price $359.99

    Samsung - 2.0.2-Channel Wireless Rear Speaker Kit with Dolby Atmos/DTSX - Black

    Samsung

    Simple space-saving setupSync up to a surround sound experience that doesn't clutter your space. Link the wireless SWA-9500S Rear Speaker Kit to yo...

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    Original price $359.99 - Original price $359.99
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    $359.99
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    Current price $359.99
  • Original price $549.99 - Original price $549.99
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    $549.99
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    Current price $549.99

    Frigidaire 24" Front Control Built-In Dishwasher 60dba - Stainless Steel

    Frigidaire

    Simple setting navigationElectronic controls allow ease of use.Enjoy a quiet kitchenUltraQuiet helps reduce disruptive sounds.4-hour delay-startLet...

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    Original price $549.99 - Original price $549.99
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    $549.99
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    Current price $549.99
  • Original price $143.99 - Original price $143.99
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    $143.99
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    Current price $143.99

    Marshall - Major IV Bluetooth Headphone with wireless charging - Black

    Marshall

    Signature SoundMajor IV delivers the signature Marshall sound that you’ve come to expect. Custom-tuned dynamic drivers deliver roaring bass smooth ...

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    Original price $143.99 - Original price $143.99
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    Current price $143.99
  • Original price $558.99 - Original price $558.99
    Original price
    $558.99
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    Current price $558.99

    De'Longhi - Vertuo Lattissima Espresso Machine - Black

    De'Longhi

    Signature Coffees And EspressosVertuo Lattissima offers a variety of coffee formats in 6 sizes including 5 8 12 and 18 fl. oz coffees as well as si...

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    Original price $558.99 - Original price $558.99
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    $558.99
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    Current price $558.99
  • Original price $290.99 - Original price $290.99
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    $290.99
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    Current price $290.99

    RØDE - VIDEOMIC PRO Compact Shotgun Microphone

    Rode

    Shock MountingRycote Lyre shock mounting onboardLow NoiseAll new capsule with lower noise and higher sensitivityBroadcast QualityBroadcast recordin...

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    Original price $290.99 - Original price $290.99
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    $290.99
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    Current price $290.99
  • Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99

    GE - CYNC Smart Programmable Thermostat - White

    GE

    Set your optimal temperaturePreset the ideal temperature around your schedule and adjust the temp away from home through the CYNC appVoice control ...

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    Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99
  • Original price $230.99 - Original price $230.99
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    $230.99
    $230.99 - $230.99
    Current price $230.99

    Sony - HT-S400 2.1ch Soundbar with powerful wireless Subwoofer - Black

    Sony

    S-Force PRO Front Surround and Dolby DigitalThe soundbar couples high-quality Dolby Digital with S-Force PRO Front Surround our virtual surround s...

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    Original price $230.99 - Original price $230.99
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    $230.99
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    Current price $230.99
  • Original price $319.99 - Original price $319.99
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    $319.99
    $319.99 - $319.99
    Current price $319.99

    Hyperice - Hypervolt 2 Pro Premium Percussion Massage Device - Black

    Hyperice

    Serious reliefThe Hypervolt 2 Pro Premium is our strongest percussion device offering deep-penetrating relief to stiff muscles so you can train har...

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    Original price $319.99 - Original price $319.99
    Original price
    $319.99
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    Current price $319.99
  • Original price $820.99 - Original price $820.99
    Original price
    $820.99
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    Current price $820.99

    GE - 7.4 Cu. Ft. Front Load Electric Dryer with Sensor Dry - White on White

    GE

    Sensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...

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    Original price $820.99 - Original price $820.99
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    $820.99
    $820.99 - $820.99
    Current price $820.99
  • Original price $334.99 - Original price $334.99
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    $334.99
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    Current price $334.99

    Philips Sonicare - 9900 Prestige Rechargeable Electric Toothbrush with SenseIQ - Midnight

    Philips Sonicare

    SenseIQ technologySenses adapts and cares for your teeth.Removes more plaqueUp to 20x more than a manual toothbrush.Healthier gumsUp to 15x healthi...

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    Original price $334.99 - Original price $334.99
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    $334.99
    $334.99 - $334.99
    Current price $334.99
  • Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99

    Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

    Govee

    Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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    Original price $81.99 - Original price $81.99
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    $81.99
    $81.99 - $81.99
    Current price $81.99
  • Original price $234.99 - Original price $234.99
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    $234.99
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    Current price $234.99

    SimpliSafe - Outdoor Wireless 1080p Full HD Security Camera - White

    Simplisafe

    See what’s happening outsideWith an ultra-wide 140 field of view you can keep watch over your property 24/7. There are practically no blindspots fo...

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    Original price $234.99 - Original price $234.99
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    $234.99
    $234.99 - $234.99
    Current price $234.99
  • Original price $126.99 - Original price $126.99
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    $126.99
    $126.99 - $126.99
    Current price $126.99

    Arlo - Pro 5S 2K Indoor/Outdoor Wire Free Spotlight Security Camera - White

    Arlo

    See Picture Perfect Details2 times video resolution of HD lets you zoom in 12X to see sharper details.¿Stay ConnectedSetting up your camera is seam...

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    Original price $126.99 - Original price $126.99
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    $126.99
    $126.99 - $126.99
    Current price $126.99
  • Original price $160.99 - Original price $160.99
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    $160.99
    $160.99 - $160.99
    Current price $160.99

    Blink - Outdoor 4 3-Camera Wireless 1080p Security System with Up to Two-year Battery Life - Black

    Blink

    See and speak from the Blink appExperience 1080p HD live view infrared night vision and crisp two-way audio.Two-year battery lifeSet up yourself in...

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    Original price $160.99 - Original price $160.99
    Original price
    $160.99
    $160.99 - $160.99
    Current price $160.99
  • Original price $239.99 - Original price $239.99
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    $239.99
    $239.99 - $239.99
    Current price $239.99

    Blink - Outdoor 4 5-Camera Wireless 1080p Security System with Up to Two-year Battery Life - Black

    Blink

    See and speak from the Blink appExperience 1080p HD live view infrared night vision and crisp two-way audio.Two-year battery lifeSet up yourself in...

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    Original price $239.99 - Original price $239.99
    Original price
    $239.99
    $239.99 - $239.99
    Current price $239.99
  • Original price $70.99 - Original price $70.99
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    $70.99
    $70.99 - $70.99
    Current price $70.99

    Blink - Outdoor 4 1-Camera Wireless 1080p Security System with Up to Two-year Battery Life - Black

    Blink

    See and speak from the Blink appExperience 1080p HD live view infrared night vision and crisp two-way audio.Two-year battery lifeSet up yourself in...

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    Original price $70.99 - Original price $70.99
    Original price
    $70.99
    $70.99 - $70.99
    Current price $70.99
  • Original price $216.99 - Original price $216.99
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    $216.99
    $216.99 - $216.99
    Current price $216.99

    eufy Security - eufyCam 3 Wireless 4K Add-On Camera - White

    Eufy

    See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3 Add-on—even at night. The Starlight phot...

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    Original price $216.99 - Original price $216.99
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    $216.99
    $216.99 - $216.99
    Current price $216.99
  • Original price $612.99 - Original price $612.99
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    $612.99
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    Current price $612.99

    eufy Security - eufyCam 3 Pro 3-Camera Indoor/Outdoor Wireless 4K Security System - White

    Eufy

    See 4K Detail Day and NightGain full color clarity of humans or animals on your property even at night. The Starlight photosensitive system enhance...

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    Original price $612.99 - Original price $612.99
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    $612.99
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    Current price $612.99
  • Original price $517.99 - Original price $517.99
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    $517.99
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    Current price $517.99

    eufy Security - eufyCam 3 2-Camera Wireless 4K Surveillance System - White

    Eufy

    See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3—even at night. The Starlight photosensi...

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    Original price $517.99 - Original price $517.99
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    $517.99
    $517.99 - $517.99
    Current price $517.99
  • Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99

    OSP Home Furnishings - Alpine 2-Drawer Vertical File with Lockdowel Fastening System - White

    OSP Home Furnishings

    Security and PrivacyLocking top drawerNumber of drawers2 storage drawersOrganize fileCompatible with letter size documentsSmooth open and closingSm...

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    Original price $196.99 - Original price $196.99
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    $196.99
    $196.99 - $196.99
    Current price $196.99
  • Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99

    OSP Home Furnishings - Alpine 2-Drawer Vertical File with Lockdowel Fastening System - Black

    OSP Home Furnishings

    Security and PrivacyLocking top drawerNumber of drawers2 storage drawersOrganize fileCompatible with letter size documentsSmooth open and closingSm...

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    Original price $196.99 - Original price $196.99
    Original price
    $196.99
    $196.99 - $196.99
    Current price $196.99
  • Original price $214.99 - Original price $214.99
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    $214.99
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    Current price $214.99

    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 80-inch Base Kit - Multi

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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    Original price $214.99 - Original price $214.99
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    $214.99
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    Current price $214.99
  • Original price $92.99 - Original price $92.99
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    $92.99
    $92.99 - $92.99
    Current price $92.99

    Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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    Original price $92.99 - Original price $92.99
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    $92.99
    $92.99 - $92.99
    Current price $92.99
  • Original price $344.99 - Original price $344.99
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    $344.99
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    Current price $344.99

    Philips - Hue Play Gradient Lightstrip 75" - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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    Original price $344.99 - Original price $344.99
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    $344.99
    $344.99 - $344.99
    Current price $344.99
  • Original price $232.99 - Original price $232.99
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    $232.99
    $232.99 - $232.99
    Current price $232.99

    Philips - Hue Play Gradient Lightstrip 65" - Multi

    Philips

    Seamlessly Blend ColorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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    Original price $232.99 - Original price $232.99
    Original price
    $232.99
    $232.99 - $232.99
    Current price $232.99
  • Original price $394.99 - Original price $394.99
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    $394.99
    $394.99 - $394.99
    Current price $394.99

    Seagate - 2TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

    Seagate

    Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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    Original price $394.99 - Original price $394.99
    Original price
    $394.99
    $394.99 - $394.99
    Current price $394.99
  • Original price $234.99 - Original price $234.99
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    $234.99
    $234.99 - $234.99
    Current price $234.99

    Seagate - 1TB Storage Expansion Card for Xbox Series XS Internal NVMe SSD - Black

    Seagate

    Seamless gameplayDesigned in partnership with Xbox to seamlessly play Xbox Series X or Series S games from the internal SSD or the expansion card w...

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    Original price $234.99 - Original price $234.99
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    $234.99
    $234.99 - $234.99
    Current price $234.99
  • Original price $934.99 - Original price $934.99
    Original price
    $934.99
    $934.99 - $934.99
    Current price $934.99

    XGIMI - Halo+ FHD Smart Portable Projector with Harman Kardon Speaker and Android TV - Silver

    XGIMI

    Screen sizeCast screen sizes of 60 in. to 120 in. up to 2.5 hours of play time on big screen Game Mode Boost fuses stellar resolution and sound wit...

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    Original price $934.99 - Original price $934.99
    Original price
    $934.99
    $934.99 - $934.99
    Current price $934.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.