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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mario Time

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Samsung - S Pen Creator Edition - White

Samsung
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Bring every subtle detail to lifeCapture every subtle detail with S Pen Creator Edition our most advanced S Pen yet. Write sketch or paint with pin...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Silver

GOOGLE
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Obsidian

GOOGLE
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Platinum

Microsoft
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Sony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black

Sony
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Sony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black

Sony
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

TCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $1,644.99 - Original price $1,644.99
Original price
$1,644.99
$1,644.99 - $1,644.99
Current price $1,644.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $1,644.99 - Original price $1,644.99
Original price
$1,644.99
$1,644.99 - $1,644.99
Current price $1,644.99

TCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Philips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care 9300 Series - Black

Philips Sonicare
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Complete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

NEXT
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Insignia - 32" Class FE Series LED Full HD Smart Fire TV

Insignia
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Samsung - Bespoke 22 cu. ft. Counter Depth 4-Door French Door Refrigerator with Zero Clearance Fit - Stainless Steel

Samsung
Original price $2,869.99 - Original price $2,869.99
Original price
$2,869.99
$2,869.99 - $2,869.99
Current price $2,869.99

The fridge that fitsGet a built-in look with zero clearance fit. Our specially designed hinges allow the fridge doors to open in tight spaces witho...

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Original price $2,869.99 - Original price $2,869.99
Original price
$2,869.99
$2,869.99 - $2,869.99
Current price $2,869.99

JBL - Vibe Buds 2 Noise Cancelling Earbuds - 2025 - Black

JBL
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

JBL Pure Bass soundJBL Vibe Buds 2 earbuds feature 8mm dynamic drivers that deliver exciting JBL Pure Bass sound.Active Noise Cancelling with Smart...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

Dell - Desktop - Intel Core Ultra 5 225 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $1,421.99 - Original price $1,421.99
Original price
$1,421.99
$1,421.99 - $1,421.99
Current price $1,421.99

Stylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...

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Original price $1,421.99 - Original price $1,421.99
Original price
$1,421.99
$1,421.99 - $1,421.99
Current price $1,421.99

Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue

Dell
Original price $1,219.99 - Original price $1,219.99
Original price
$1,219.99
$1,219.99 - $1,219.99
Current price $1,219.99

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $1,219.99 - Original price $1,219.99
Original price
$1,219.99
$1,219.99 - $1,219.99
Current price $1,219.99

Nintendo - Switch 2 Camera

Nintendo
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

This accessory is designed specifically for use with Nintendo Switch 2Internet Nintendo Switch Online membership (sold separately) and Nintendo Acc...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Backbone - Pro - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games on Any Screen - Black

Backbone
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Play Anywhere On Any ScreenBluetooth Low Energy supports seamless wireless gaming across phones tablets PCs smart TVs and more.Pro-Level PrecisionE...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Yale - Smart Lock with Matter Designed for Google Home; Electronic Deadbolt with Pushbutton Keypad - Matte Black

Yale
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Built with Matter onboardA unified technology that makes smart devices work seamlessly together across brands giving you the freedom to use your fa...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT
Original price $19.99 - Original price $19.99
Original price
$19.99
$19.99 - $19.99
Current price $19.99

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $19.99 - Original price $19.99
Original price
$19.99
$19.99 - $19.99
Current price $19.99

Insignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Black

Sony
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Silver

Sony
Original price $342.99 - Original price $342.99
Original price
$342.99
$342.99 - $342.99
Current price $342.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $342.99 - Original price $342.99
Original price
$342.99
$342.99 - $342.99
Current price $342.99

JBL - Tune 245NC True Wireless Noise Cancelling Earbuds - Black

JBL
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

JBL Pure Bass SoundSmartly designed 6mm drivers enhanced by the stick's form factor deliver JBL's Pure Bass Sound so you'll feel every pulsing beat...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)

Samsung
Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

Polaroid - Now Gen 3 Instant Camera + Color Film Bundle (8 Photos) - Pebble White

Polaroid
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Iconic Polaroid design.The classic Polaroid look you know and love now made from more future-friendly materials.8x Polaroid Color PhotosIncludes on...

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Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

ASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black

ASUS
Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

AFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...

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Original price $376.99 - Original price $376.99
Original price
$376.99
$376.99 - $376.99
Current price $376.99

Blink - Outdoor 4 Wireless smart security camera two-year battery life 1080p HD. Sync Module Core included 5 Cameras - Black

Blink
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Fourth GenerationOutdoor 4 is our fourth-generation wireless smart security camera with up to two-year battery life for around-the-clock peace of m...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Blink - Outdoor 4 Wireless smart security camera two-year battery life 1080p HD. Sync Module Core included 3 Cameras - Black

Blink
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Fourth GenerationOutdoor 4 is our fourth-generation wireless smart security camera with up to two-year battery life for around-the-clock peace of m...

View full details
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal

HP
Original price $2,569.99 - Original price $2,569.99
Original price
$2,569.99
$2,569.99 - $2,569.99
Current price $2,569.99

AMD Ryzen 7 8700F processorThe AMD Ryzen 8700F processor has high-performance processing power intense graphics capabilities and the first neural p...

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Original price $2,569.99 - Original price $2,569.99
Original price
$2,569.99
$2,569.99 - $2,569.99
Current price $2,569.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Black

PowerA
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

View full details
Original price $47.99 - Original price $47.99
Original price
$47.99
$47.99 - $47.99
Current price $47.99

Arlo - Wired Floodlight Security Camera - FLW2001 - White

Arlo
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

2K HDR VideoSee more with higher resolution than 1080p HD security cameras and get better contrast with HDR.Wider Field of ViewSee the bigger pictu...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Blink - Outdoor 4 XR — Wireless security camera with extended range up to 400 feet. Sync Module XR included — 4 Cameras - Black

Blink
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Blink Sync Module XRBlink Sync Module XR is the first system hub to extend the range of your Blink Outdoor 4 wire-free smart security cameras so yo...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Samsung - 7.4 Cu. Ft. Smart Gas Dryer with Steam Sanitize+ - Black

Samsung
Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - Black

Backbone Entertainment
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Play Virtually Any Game AnywhereChoose from free App Store and Google Play Store games like Call of Duty Mobile and Roblox stream through your clou...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.