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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Sanus - In-Wall Cable Concealer Recessed Power Kit for Mounted TVs - White
SanusHide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...
View full detailsDisney - Lorcana Ursula’s Return - Deck Box (Snow White)
LorcanaOfficially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...
View full detailsMicrosoft - Surface Pro 12" Keyboard for Pro 12" - Violet
MicrosoftSurface Pro 12" KeyboardA sleek comfortable and durable keyboardBest-in-class for typingFull-sized backlit modern keyboard with dedicated special k...
View full detailsbella PRO - 20-Cup Digital Rice Cooker - Stainless Steel
Bella Pro Series650-watts of powerSteams rice and stews vegetables a variety of other foods.20-cup capacityProvides enough room to prepare large quantities.Slow c...
View full detailsMicrosoft - Surface Pro 12" Keyboard for Pro 12" with Slim Pen - Slate
MicrosoftSurface Pro 12" Keyboard with Slim PenA sleek comfortable keyboard and best-in-class pen for your Surface Pro185;For comfortable typing and writing...
View full detailsMicrosoft - Surface Pro 12" Keyboard for Pro 12" with Slim Pen - Violet
MicrosoftSurface Pro 12" Keyboard with Slim PenA sleek comfortable keyboard and best-in-class pen for your Surface Pro185;For comfortable typing and writing...
View full detailsGE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel
GE1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsApple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue
AppleBUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...
View full detailsNEXT - Dual Controller Charging Station for Playstation 5 - White
NEXTFast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...
View full detailsTherabody - SmartGoggles (2nd Generation) - Heated Eye Temple Massage For Relaxation Headache Relief Sleep - Black
TherabodyA soothing combination of compression massage heat and vibrationSmartGoggles use a science-backed combination of compression massage heat and vibra...
View full detailsTherabody - Theragun Prime Plus - Powerful Massage Enhanced With Heat For Faster Warm-Up and Recovery - Black
TherabodyUnlock 3x faster results with the power of heated massagePowerful percussive massage combined with heat therapy helps speed up recovery optimize wa...
View full detailsGUNNAR - Barron Computer Glasses with Blue Light Reduction Clear Lenses - Black
GUNNARQuality Comfortable FrameLightweight and durable stainless-steel frame with multi-barrel hinges and a low bridge fit.Wide Format LensesWide format ...
View full detailsLG - Counter-Depth MAX 23.7 Cu. Ft. French Door Smart Refrigerator with Zero Clearance - Stainless Steel
LGZero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...
View full detailsSony - FE 24-50mm F2.8 G Standard Zoom Lens for E-mount Cameras - Black
SonyA compact F2.8 zoom that is ready to go anywhereWith a 24-50 mm range ideal for everyday shooting this versatile zoom offers a large F2.8 maximum a...
View full detailsLG - 0.9 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel
LGSmart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...
View full detailsDigipower - Travel Charger For Mirrorless DSLR Cannon Camera Batteries LPE6/LPE10/LPE17/ NB-L13/NB/L12 - Black
DigipowerCompatible with select Canon batteriesLP-E17 LP-E6 LP-E10 NB-L13 NB-12LFast charging for Canon camera batteries1-hour charging time.Built in 100-24...
View full detailsTurtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - White
Turtle BeachMultiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...
View full detailsJBL - Live Beam 3 True Wireless Noise Cancelling Earbuds - 2024 - Black
JBLHi-Res Audio Wireless with JBL signature soundThe JBL Live Beam 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...
View full detailsSony - ULT FIELD 1 Wireless Speaker - Black
SonyBoost the bass with the ULT buttonPress the ULT button for enhanced bass.Enjoy music for longerUp to 12 hours of battery life pumping out music as ...
View full detailsShark - Rotator with PowerFins HairPro and Odor Neutralizer Technology Upright Vacuum - Charcoal
SharkPowerfins HairproActively grips captures stubborn long hair short hair and pet hair on carpets floors.Self-Cleaning BrushrollFor powerful pet hai...
View full detailsBose - Ultra Open-Ear True Wireless Open Earbuds - Black
BoseOpen your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Black Suede
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Satin Nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsSony - INZONE H9 II Wireless Noise Canceling Gaming Headset for PC PS5 Switch and Mobile - White
SonySound that sharpens your shotPowered by a carbon composite diaphragm the H9 II delivers powerful detailed sound that helps FPS players track moveme...
View full detailsVivitar - 4K (2160) Video Hybrid Optical Zoom Camera with Lens - Silver/Black
Vivitar64 Mega Pixel ResolutionCapture incredibly detailed high-resolution photos with 64MP perfect for large prints and stunning clarity in every shot.60...
View full detailsArlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White
ArloExclusive bundle -- a 305 value if purchased separatelyIncludes (4) Essential Security Camera 2K (3rd Gen) and (1) Arlo Security Yard SignSimple Re...
View full detailsArlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White
ArloLeave No Blindspots with Plug-In Pan TiltDependable 2K protection to monitor your home family pets in clear 360 video with Dual-Band Wi-Fi connec...
View full detailsInsignia - RCA to HDMI Converter - Black
InsigniaOne-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...
View full detailsLG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black
LGVivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...
View full detailsBreville - the Super Q Blender 1600W with 12 speed settings and 68 oz Jug - Brushed Stainless Steel
BrevilleSuper Quick and PowerfulWith a powerful 1800 Watt motor the Super Q has the highest possible motor rating. With 186mph blade tip speed under load f...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsArlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White
ArloExclusive bundle -- a 675 value if purchased separatelyIncludes (3) Ultra Security Cameras 4K HDR (3rd Gen) (4) Rechargeable Batteries (1) Dual Cha...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.