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  • Original price $209.99 - Original price $209.99
    Original price
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    Current price $209.99

    Sonos - Ray Soundbar with Wi-Fi - Black

    Sonos Inc

    Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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    Original price $209.99 - Original price $209.99
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    Current price $209.99
  • Original price $1,085.99 - Original price $1,085.99
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    Current price $1,085.99

    Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Ivory

    Samsung

    Ivory FinishSamsung’s new premium ivory finish marries a timeless color with a sophisticated design never before seen in laundry. Ivory is the late...

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    Original price $1,085.99 - Original price $1,085.99
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  • Original price $171.99 - Original price $171.99
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    Current price $171.99

    ASUS - RT-AX82U AX5400 Dual-Band WiFi 6 Router - Black

    ASUS

    ISP CompatibilityNot ApplicableSecurityCommercial-grade home network security Lifetime free ASUS AiProtection Pro powered by Trend Micro with WPA3...

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    Original price $171.99 - Original price $171.99
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    ION Audio - Uber Boom Ultra Water Resistant Bluetooth Stereo Boombox with Lights - Black

    Ion Audio LLC

    ION Sound XP appControls audio and lightingBluetooth 5.0Stream and control your music wirelesslyHigh-power 80W sound systemDual 3.5 full-range spea...

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    Original price $170.99 - Original price $170.99
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  • Original price $90.99 - Original price $90.99
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    Current price $90.99

    ION Audio - Uber Boom 40W Portable Bluetooth All-Weather Wireless Speaker with Multi-Colored LED Lights and Built-In Microphone - Black

    Ion Audio LLC

    Ion sound control AppCustomize your audio and lighting.Bluetooth 5.0 enabledStream and control your music wirelessly.High-power 40-watt sound syste...

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    Original price $90.99 - Original price $90.99
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  • Original price $183.99 - Original price $183.99
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    Razer - Kraken Kitty Edition V2 Pro Wired Gaming Headset - Quartz Pink

    Razer

    Interchangeable Kitty Bear and Bunny EarsWhy settle for one cute look when you can have three Keep your stream fresh by mixing it up with a set of ...

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    Original price $183.99 - Original price $183.99
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  • Original price $587.99 - Original price $587.99
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    JBL - Authentics 500 Smart Home Speaker - Black

    JBL

    Inspired retro designThe JBL Authentics 500 is inspired by classic JBL heritage designs filling any space—big or small—with superior JBL sound.Supe...

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    Original price $587.99 - Original price $587.99
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  • Original price $382.99 - Original price $382.99
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    JBL - Authentics 300 Smart Home Speaker - Black

    JBL

    Inspired retro designThe JBL Authentics 300 is inspired by classic JBL heritage designs filling any space—big or small—with superior JBL sound.Supe...

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    Original price $382.99 - Original price $382.99
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  • Original price $292.99 - Original price $292.99
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    Current price $292.99

    JBL - Authentics 200 Smart Home Speaker - Black

    JBL

    Inspired retro designThe JBL Authentics 200 is inspired by classic JBL heritage designs filling any space—big or small—with superior JBL sound.Supe...

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    Original price $292.99 - Original price $292.99
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    Current price $292.99
  • Original price $289.99 - Original price $289.99
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    Current price $289.99

    SteelSeries - Apex Pro 2023 TKL Wireless Mechanical OmniPoint 2.0 Adjustable Actuation Switch Gaming Keyboard with RGB Backlighting - Black

    Steel Series

    Infinitely CustomizableUntethered speed with omnipoint 2.0 adjustable hypermagnetic switchesIncredibly fast keyboard20x faster actuation 11x faster...

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    Original price $289.99 - Original price $289.99
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    Current price $289.99
  • Original price $308.99 - Original price $308.99
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    Current price $308.99

    Sony - WH-1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Silver

    Sony

    Industry-leading Noise CancellationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceli...

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    Original price $308.99 - Original price $308.99
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  • Original price $2,048.99 - Original price $2,048.99
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    Whirlpool - 28.4 Cu. Ft. Side-by-Side Refrigerator with In-Door-Ice Storage - Stainless Steel

    Whirlpool

    In-Door-Ice StorageGet an extra full shelf with an ice bin that's moved to the doorFingerprint resistant stainless steel doorAligns perfectly with ...

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    Original price $2,048.99 - Original price $2,048.99
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  • Original price $269.99 - Original price $269.99
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    Vosker - V150 Outdoor Wire Free 1080p Full HD Security Camera - Color by dayinfraredby night

    Vosker

    Indoor/outdoor capabilities100 wireless works without Wi-Fi or electricity; built-in solar panel technology; requires LTE connectivity not compatib...

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    Original price $269.99 - Original price $269.99
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  • Original price $676.99 - Original price $676.99
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    Shark - AI Ultra Robot Vacuum with Matrix Clean Home Mapping HEPA Bagless Self Empty Base WiFI Connected - Black

    Shark

    Incredible SuctionPowerful Shark suction picks up dirt and debris on all floor types—tackling even the toughest of messes in your home.No Spots Mis...

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    Original price $676.99 - Original price $676.99
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    Current price $676.99
  • Original price $90.99 - Original price $90.99
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    $90.99
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    Current price $90.99

    Jabra - Elite 4 Active True Wireless Noise Cancelling In-Ear Headphones - Black

    Jabra

    Incredible fit Outstanding durabilityGives a secure active fit with IP57-rated water and sweat proof protectionActive Noise Cancellation (ANC)Acti...

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    Original price $90.99 - Original price $90.99
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  • Original price $508.99 - Original price $508.99
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    $508.99
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    Samsung - Odyssey G7 28 4K UHD IPS AMD FreeSync Premium Pro G-Sync Compatible Smart 144Hz 1ms Gaming Monitor - Black

    Samsung

    Incredible 4k gaming refresh ratesConquer every enemy even at extreme speeds. The 144Hz refresh rate eliminates lag for exhilarating gameplay with ...

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    Original price $508.99 - Original price $508.99
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    $508.99
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  • Original price $107.99 - Original price $107.99
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    $107.99
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    j5create - USB-C to 4-Port HDMI Multi-Monitor Adapter - Silver

    J5 Create

    Increase Productivity With Multiple Display ModesMultitask with a larger landscape/desktop space. Move and view your large spreadsheets across four...

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    Original price $107.99 - Original price $107.99
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    $107.99
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    Current price $107.99
  • Original price $91.99 - Original price $91.99
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    $91.99
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    Current price $91.99

    Lutron - Diva Smart Dimmer Switch - White

    Lutron Electronics

    Includes(1) Diva smart dimmer switch for Caseta smart lighting; coordinating wallplate sold separatelyPeace of mindAlways come back to a well-lit h...

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    Original price $91.99 - Original price $91.99
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    $91.99
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    Current price $91.99
  • Original price $150.99 - Original price $150.99
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    Current price $150.99

    Lutron - Diva Smart Dimmer Switch Starter Kit - White

    Lutron Electronics

    Includes(1) Diva smart dimmer switch for Caseta smart lighting (1) wallplate (1) Pico smart remote (1) wallplate bracket and (1) smart hubPeace of ...

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    Original price $150.99 - Original price $150.99
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    Current price $150.99
  • Original price $105.99 - Original price $105.99
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    Nintendo - Joy-Con (L)/(R) - Pastel Pink/Pastel Yellow

    Nintendo

    Includes one Pastel Pink Joy-Con (L) one Pastel Yellow Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in each...

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    Original price $105.99 - Original price $105.99
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  • Original price $59.99 - Original price $59.99
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    $59.99
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    Insignia - 2.0-Channel Soundbar - Black

    Insignia

    Improve your home theater systemEnjoy incredible audio and enhance your TV watching movie viewing or music listening experience with 40 W of total ...

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    Original price $59.99 - Original price $59.99
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    $59.99
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  • Original price $170.99 - Original price $170.99
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    $170.99
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    Logitech - ERGO K860 Ergonomic Full-size Wireless Keyboard for Windows and Mac with Palm Rest - Black

    Logitech

    Improved typing postureType more naturally with a curved split keyframe and reduce muscle strain on your wrists and forearms thanks to the sloping ...

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    Original price $170.99 - Original price $170.99
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  • Original price $206.99 - Original price $206.99
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    Nespresso - Vertuo Next Premium by Breville with Aeroccino3 - Classic Black

    Nespresso

    IMPOSSIBLY GOOD QUALITYOnly Vertuo machine that brews 6 sizes coffee (5 oz 8 oz and 14oz) Espresso (single and double). New pour-over style caraff...

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    Original price $206.99 - Original price $206.99
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    Current price $206.99
  • Original price $89.99 - Original price $89.99
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    UAG - Microsoft Surface Pro Next Metropolis - Black

    Urban Armor Gear

    Impact protectionMilitary-Grade MIL STD 810G 516.6 Exceeds military standards for drop and shock enduring 26 drops from 4' high with 0 damage.Stylu...

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    Original price $89.99 - Original price $89.99
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    Current price $89.99
  • Original price $109.99 - Original price $109.99
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    $109.99
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    UAG - Microsoft Surface Pro Next Plasma w/ Hand Shoulder Strap - Clear

    Urban Armor Gear

    Impact protectionMilitary-Grade MIL STD 810G 516.6 Exceeds military standards for drop and shock enduring 26 drops from 4' high with 0 damage.Hand ...

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    Original price $109.99 - Original price $109.99
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    $109.99
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    Current price $109.99
  • Original price $359.99 - Original price $359.99
    Original price
    $359.99
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    Current price $359.99

    Sony - HT-S2000 Compact 3.1ch Dolby Atmos Soundbar - Black

    Sony

    Immersive surround soundSony technology brings an all-new theater experience home. Our Vertical Surround Engine and S-Force PRO Front Surround in t...

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    Original price $359.99 - Original price $359.99
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    $359.99
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  • Original price $566.99 - Original price $566.99
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    Sony - HTA3000 3.1 ch Dolby Atmos Soundbar - Black

    Sony

    Immersive surround sound from our premium soundbarUtilizing a combination of technology such as Vertical Surround Engine S-Force Pro Front Surround...

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    Original price $566.99 - Original price $566.99
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    $566.99
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    Current price $566.99
  • Original price $132.99 - Original price $132.99
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    $132.99
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    Current price $132.99

    Logitech - G733 LIGHTSPEED Wireless Gaming Headset for PS4 PC - White

    Logitech

    Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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    Original price $132.99 - Original price $132.99
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    Current price $132.99
  • Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99

    Logitech - Z407 2.1 Bluetooth Computer Speaker System with Wireless Control (3-Piece) - Black

    Logitech

    Immersive soundThe expertly tuned 2.1 speaker system features 80 watts of peak power and 40-watt RMS. Experience immersive lifelike sound—from cris...

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    Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99
  • Original price $465.99 - Original price $465.99
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    Current price $465.99

    Arozzi - Arena Ultrawide Curved Gaming Desk - Pure Black

    Arozzi

    Immersive Gaming ExperienceMetal legs offer sturdy support and microfiber top provides a solid surface.Full Coverage MousepadThe Arena's extremely ...

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    Original price $465.99 - Original price $465.99
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    $465.99
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  • Original price $819.99 - Original price $819.99
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    $819.99
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    Current price $819.99

    Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black

    Bose

    Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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    Original price $819.99 - Original price $819.99
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    $819.99
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  • Original price $768.99 - Original price $768.99
    Original price
    $768.99
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    Current price $768.99

    Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - White

    Sonos Inc

    Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

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    Original price $768.99 - Original price $768.99
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    $768.99
    $768.99 - $768.99
    Current price $768.99
  • Original price $768.99 - Original price $768.99
    Original price
    $768.99
    $768.99 - $768.99
    Current price $768.99

    Sonos - Arc Soundbar with Dolby Atmos Google Assistant and Amazon Alexa - Black

    Sonos Inc

    Immerse yourself in the musicStream music radio podcasts and more from your favorite services with the Sonos app or Apple AirPlay 2 when the TV is ...

    View full details
    Original price $768.99 - Original price $768.99
    Original price
    $768.99
    $768.99 - $768.99
    Current price $768.99
  • Original price $81.99 - Original price $81.99
    Original price
    $81.99
    $81.99 - $81.99
    Current price $81.99

    Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

    Microsoft

    Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99
  • Original price $74.99 - Original price $74.99
    Original price
    $74.99
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    Current price $74.99

    CORSAIR - M65 RGB Ultra Wired Optical Gaming Mouse with Adjustable Weights - Black

    Corsair

    Iconic Aluminum FrameThe M65 RGB ULTRA’s anodized aluminum frame makes for lasting durability with a familiar shape.CORSAIR MARKSMAN 26000 DPI Opti...

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    Original price $74.99 - Original price $74.99
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    $74.99
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    Current price $74.99
  • Original price $88.99 - Original price $88.99
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    $88.99
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    Current price $88.99

    Logitech - G502 X Wired USB Gaming Mouse with HERO 25K Sensor - Black

    Logitech

    Icon reinventedFrom the legacy of Logitech's most popular G502 design the G502 X wired gaming mouse is reimagined and redesigned with the latest in...

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    Original price $88.99 - Original price $88.99
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    $88.99
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    Current price $88.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.