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  • Original price $229.99 - Original price $229.99
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    Current price $229.99

    Polk Audio - Monitor XT90 Tower Speaker Height Module Pair - Midnight Black

    Polk Audio

    Height Speaker Pair for 3D AudioFeaturing a 4" Dynamically Balanced Woofer the Monitor XT90 enhances special FX and ambience for a dramatic multidi...

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    Original price $229.99 - Original price $229.99
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    Current price $229.99
  • Original price $218.99 - Original price $218.99
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    Victor - Mobile Adjustable Standing Desk with Keyboard Tray 25.6" Wide - Black

    Victor Technology

    Height rangeSit or stand with the adjustable desk height of 29.5" to 45.3".Easily adjustableHigh strength gas strut provides fast and easy height a...

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    Original price $218.99 - Original price $218.99
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  • Original price $180.99 - Original price $180.99
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    Sunpak - VideoPRO-M5 72.8-inches Tripod

    Sunpak

    Heavy duty aluminum alloy constructionThe VideoPRO-M5 supports cameras weighing up to 22.4 pounds. The tripod's double-row tubular design greatly ...

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    Original price $180.99 - Original price $180.99
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  • Original price $129.99 - Original price $129.99
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    Vornado - Whole Room Heater - Storm Gray

    Vornado

    HeaterAll metal construction. Whole room vortex heat circulation. 2 Heat settings. Adjustable thermostat.

    Original price $129.99 - Original price $129.99
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  • Original price $285.99 - Original price $285.99
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    Current price $285.99

    Ring - Video Doorbell Pro 2 Smart WiFi Video Doorbell Wired - Satin Nickel

    Ring

    Head-to-Toe ViewWith Head-To-Toe HD+ Video see more of visitors and check in on packages down low around your doorstep.Two-way-TalkHear and speak t...

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    Original price $285.99 - Original price $285.99
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  • Original price $127.99 - Original price $127.99
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    Current price $127.99

    Ring - Battery Doorbell Plus Smart Wifi Video Doorbell Battery Operated with Head-to-Toe View - Satin Nickel

    Ring

    Head-to-Toe ViewSee more of who's there - Battery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can ...

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    Original price $127.99 - Original price $127.99
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  • Original price $103.99 - Original price $103.99
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    Sony - WHCH720N Wireless Noise Canceling Headphones - Blue

    Sony

    Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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    Original price $103.99 - Original price $103.99
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    Sony - WHCH720N Wireless Noise Canceling Headphones - Black

    Sony

    Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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    Original price $103.99 - Original price $103.99
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    $103.99
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  • Original price $353.99 - Original price $353.99
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    Sony - 32" Class W830K HD LED Google TV

    Sony

    HDR color and contrastSee natural and precise picture quality with a wide array of colors and High Dynamic Range (HDR) contrast.Enhanced clarityDis...

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    Original price $353.99 - Original price $353.99
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  • Original price $73.99 - Original price $73.99
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    j5create - external video adapter

    J5 Create

    HDMI dual independent display outputThe highest resolution one port is 4K(3840x2160)30Hz and the other port is 2K(2048x1152)60Hz.Supports 4 Display...

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    Original price $73.99 - Original price $73.99
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  • Original price $125.99 - Original price $125.99
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    j5create - USB-C Dual 4K HDMI Docking Station with 15W Wireless Charging

    J5 Create

    HDMI compatibleSupports dual 4K HDMITM (4K60Hz + 4K30 Hz).Power deliverySupports Power Delivery 3.1 140W power in.FlexibleTwo USB 10Gbps and two US...

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    Original price $125.99 - Original price $125.99
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  • Original price $65.99 - Original price $65.99
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    Rocketfish - 8' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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    Original price $65.99 - Original price $65.99
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  • Original price $52.99 - Original price $52.99
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    Rocketfish - 4' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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    Original price $52.99 - Original price $52.99
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  • Original price $42.99 - Original price $42.99
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    Rocketfish - 2' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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    Original price $42.99 - Original price $42.99
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    $42.99
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    Current price $42.99
  • Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99

    Rocketfish - 12' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    HDMI CertifiedUltra High Speed HDMI 2.1 Certified to ensure performance is at the highest standardsSuperior resolutionSupports 4K 120 Hz 8K 60 Hz...

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    Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99
  • Original price $335.99 - Original price $335.99
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    $335.99
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    Rexing - Digital Rechargeable Tripod Scope - Black

    Rexing

    HD video recordingCapture 960p HD Video 30fps or quickly snap a photo 1MP (1280x960) and review footage right on the 1.3 built-in HD LCD display.Vi...

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    Original price $335.99 - Original price $335.99
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  • Original price $439.99 - Original price $439.99
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    $439.99
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    Lockly - Vision Elite Smart Lock Deadbolt with with App/Keypad/Biometric/Voice Assistant/Key Access Solar Charging - Matte Black

    Lockly

    HD video cameraBuilt-in IR-cut 1080P camera offers live video streaming in a wide vertical angle directly to your smartphone.Interactive doorbellEn...

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    Original price $439.99 - Original price $439.99
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    $439.99
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    Current price $439.99
  • Original price $862.99 - Original price $862.99
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    $862.99
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    Walker Edison - Papasan Wicker Patio Chairs with Cushion - Natural

    Walker Edison

    Having a functional contouring design for maximum comfortMixed material design for a stylish addition to your patio or deckDurable and lightweight ...

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    Original price $862.99 - Original price $862.99
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  • Original price $81.99 - Original price $81.99
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    Current price $81.99

    Arlo - Mounted Solar Panel Charger for Pro 5S 2K Pro 4 Pro 3 Floodlight Ultra 2 and Ultra Cameras - Black

    Arlo

    Harness the power of the sunUses solar power to keep your Arlo wire-free camera powered.Continuous chargingYou can let your Arlo wire-free camera o...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99
  • Original price $642.99 - Original price $642.99
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    $642.99
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    Klipsch - Reference 800 Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - black

    Klipsch

    Handles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...

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    Original price $642.99 - Original price $642.99
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  • Original price $427.99 - Original price $427.99
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    Current price $427.99

    Klipsch - Reference Series Dual 6-1/2" 400-Watt Passive 2-Way Floor Speaker (Each) - black

    Klipsch

    Handles up to 400W peak power (100W continuous)For robust and controlled audio that is crisp and clear.Two 6-1/2" injection molded graphite (IMG) w...

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    Original price $427.99 - Original price $427.99
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    $427.99
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  • Original price $415.99 - Original price $415.99
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    Klipsch - Next Gen Reference Series Quad 3-1/2" 400-Watt Passive 2-Way Center-Channel Speaker - black

    Klipsch

    Handles up to 400W peak power (100W continuous)For robust and controlled audio that is crisp and clear.Four 3-1/2" spun copper thermoformed crystal...

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    Original price $415.99 - Original price $415.99
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    $415.99
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  • Original price $207.99 - Original price $207.99
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    Sony - Core Series Dual 5" 3-Way Floorstanding Speaker (Each) - Black

    Sony

    Handles up to 145W maximum powerFor robust and controlled audio.Dual 5" dual-layer foamed-mica-reinforced cellular woofersFeature an upper surface ...

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    Original price $207.99 - Original price $207.99
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  • Original price $95.99 - Original price $95.99
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    Samson - Go Mic Video USB Microphone with HD Webcam

    Samson

    Great video on the goLook your best on video calls and live streams from any location. Go Mic Video delivers vibrant detailed Full HD Video (1080p/...

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    Original price $95.99 - Original price $95.99
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    $95.99
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  • Original price $68.99 - Original price $68.99
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    CORSAIR - HS65 SURROUND Wired Gaming Headset for PC PS5 and PS4 - Black

    Corsair

    Great Gaming AudioHigh-quality custom-tuned 50mm neodymium audio drivers deliver excellent sound with the range needed to hear everything on the ba...

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    Original price $68.99 - Original price $68.99
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    $68.99
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  • Original price $684.99 - Original price $684.99
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    ASUS - 16" 2-in-1 Touchscreen Chromebook - Intel Core i3 - 8GB Memory - 128GB SSD - Mineral Grey - Gray

    ASUS

    Google Chrome OSThis device qualifies for an OS update to include enhanced features found on Chromebook Plus devices. The update will roll out star...

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    Original price $684.99 - Original price $684.99
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  • Original price $938.99 - Original price $938.99
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    LG - 4.8 Cu. Ft. High-Efficiency Smart Top Load Washer with 4 Way Agitator and TurboDrum - White

    LG

    Go big to save time and get more doneWith 4.8 cu. ft. capacity you can fit a king-size comforter and more in a single load for big time savings eve...

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    Original price $938.99 - Original price $938.99
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  • Original price $2,159.99 - Original price $2,159.99
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    $2,159.99
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    Current price $2,159.99

    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Electric Dryer WashTower with Steam and Built-In Intelligence - Nature Green

    LG

    Go big to save time and get more doneGet it all done in less time. Ultra Large Capacity (4.5 cu. ft. in the washer and 7.4 cu. ft. in the dryer) me...

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    Original price $2,159.99 - Original price $2,159.99
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    $2,159.99
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  • Original price $2,269.99 - Original price $2,269.99
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    Current price $2,269.99

    LG - 4.5 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Built-In Intelligence - Black Steel

    LG

    Go big to save time and get more doneFit more clothes in every load and power through laundry day in less time. With 4.5 cu. ft. in the washer and ...

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    Original price $2,269.99 - Original price $2,269.99
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    $2,269.99
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  • Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99

    eero - 6+ AX3000 Dual-Band Mesh Wi-Fi 6 Router - White

    Eero

    Wi-Fi 6 gets a boostAn eero 6+ (1-pack) covers up to 1500 sq. ft. with wifi delivers wifi speeds up to a gigabit and supports 75+ connected devices...

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    Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99
  • Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99

    eero - 6+ AX3000 Dual-Band Mesh Wi-Fi 6 System (3-pack) - White

    Eero

    Wi-Fi 6 gets a boostAn eero 6+ (3-pack) covers up to 4500 sq. ft. with wifi delivers wifi speeds up to a gigabit and supports 75+ connected devices...

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    Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99
  • Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99

    eero - 6+ AX3000 Dual-Band Mesh Wi-Fi 6 System (2-pack) - White

    Eero

    Wi-Fi 6 gets a boostAn eero 6+ (2-pack) covers up to 3000 sq. ft. with wifi delivers wifi speeds up to a gigabit and supports 75+ connected devices...

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    Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99
  • Original price $116.99 - Original price $116.99
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    $116.99
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    Current price $116.99

    JOBY - Compact Advanced Smart 65" Tripod Kit

    Joby

    Get clever and get on topFull size tripod with Joby DNAInsane versatilityUses same QR plate as GorillaPod 3K kitBeyond your expectationsClever 3-wa...

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    Original price $116.99 - Original price $116.99
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    $116.99
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    Current price $116.99
  • Original price $772.99 - Original price $772.99
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    Frigidaire 24" Top Control Built-In Dishwasher with Stainless Steel Tub 3rd Rack 49 dBA - Stainless Steel

    Frigidaire

    Get a Thorough Clean with the BladeSpray ArmUnlike traditional spray arms our BladeSpray arm rotates in two directions so you get better water cove...

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    Original price $772.99 - Original price $772.99
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    $772.99
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  • Original price $868.99 - Original price $868.99
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    LG - 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack QuadWash and 48dba - Black Stainless Steel

    LG

    Get a spotless clean the first timeLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two Qu...

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    Original price $868.99 - Original price $868.99
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  • Original price $1,012.99 - Original price $1,012.99
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    Current price $1,012.99

    HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Jet Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,012.99 - Original price $1,012.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.