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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

ASUS
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Frigidaire 5.3 Cu. Ft. Freestanding Electric Range with EvenTemp - Stainless Steel

Frigidaire
Original price $921.99 - Original price $921.99
Original price
$921.99
$921.99 - $921.99
Current price $921.99

Consistent results with the EvenTemp Cooktop elementWith our EvenTemp cooktop technology heat is evenly distributed across the element's surface wh...

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Original price $921.99 - Original price $921.99
Original price
$921.99
$921.99 - $921.99
Current price $921.99

SANUS Elite - Adjustable-Height Speaker Stands for Sonos Era 100 and 300 Speakers (Pair) - White

Sanus
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

Designed for the Sonos Era 100 and 300 speakersSeamlessly blends with Sonos Era 100 300 wireless speakerHeight Adjustment17 Inches of height adjus...

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Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

Sanus - TV Media In-Wall Box W/ Power Supply Kit - 9" - White

Sanus
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Complete SolutionIncludes box trim ring cover hook and loop strap extra mounting plate junction box and outlet complete instructions and cutting te...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

AMD - Ryzen 7 7700X 8-core - 16-Thread 4.5GHz (5.4 GHz Max Boost) Socket AM5 Desktop Processor - Silver

AMD
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gamingLarge CacheAMD Ryzen 7000 Series desktop processors feature lar...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $997.99 - Original price $997.99
Original price
$997.99
$997.99 - $997.99
Current price $997.99

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $997.99 - Original price $997.99
Original price
$997.99
$997.99 - $997.99
Current price $997.99

Sanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - White

Sanus
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Blends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Logitech - MX Keys Mini TKL Wireless Bluetooth Scissor Keyboard with Backlit Keys - Pale Gray

Logitech
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Perfect stroke typing with smart keysType on keys shaped for your fingertips with voice to text Dictation Mic Mute/Unmute and Emoji keys.185;Mini s...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Sanus - VLT16 Tilting TV Wall Mount for Most 51" - 80" Flat-Panel TVs - Black

Sanus
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Compatible with most 51" - 80" flat-panel TVsUp to 125 lbs. for sturdy support.Fingertip Tilt technologyAllows you to effortlessly tilt your TV wit...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Hyperice - Venom 2 Back - Black

Hyperice
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

The ultimate combinationThree levels of heat paired with three distinct vibration patterns allow you to customize your soothing massage to best fit...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Samsung - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Platinum

Samsung
Original price $1,112.99 - Original price $1,112.99
Original price
$1,112.99
$1,112.99 - $1,112.99
Current price $1,112.99

Super Speed WashWash a full load of laundry in just 28 minutes without sacrificing cleaning performance.Wi-Fi ConnectivityWi-Fi connected so you ca...

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Original price $1,112.99 - Original price $1,112.99
Original price
$1,112.99
$1,112.99 - $1,112.99
Current price $1,112.99

Samsung - 6.0 Cu. Ft. Freestanding Gas Convection+ Range with WiFi and No-Preheat Air Fry - Stainless Steel

Samsung
Original price $1,444.99 - Original price $1,444.99
Original price
$1,444.99
$1,444.99 - $1,444.99
Current price $1,444.99

Stainless Steel CooktopOur Stainless Steel design completely covers all gas stovetop and blackguard surfaces elevating the look of any kitchen. Erg...

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Original price $1,444.99 - Original price $1,444.99
Original price
$1,444.99
$1,444.99 - $1,444.99
Current price $1,444.99

Samsung - 6.0 cu. ft. Freestanding Gas Range with WiFi No-Preheat Air Fry Convection - Stainless Steel

Samsung
Original price $1,031.99 - Original price $1,031.99
Original price
$1,031.99
$1,031.99 - $1,031.99
Current price $1,031.99

Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

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Original price $1,031.99 - Original price $1,031.99
Original price
$1,031.99
$1,031.99 - $1,031.99
Current price $1,031.99

Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Insignia - HDMI to VGA Adapter - Cool gray

Insignia
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Smart Choice - 6' 50 Amp 4-Prong Range Cord - Black

Smart Choice
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Right angle plug allows close placement against wallSafety clamp provides secure connection and protects power terminals against accidental damageI...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Frigidaire power cable - 6 ft

Smart Choice
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Compatible with most major brand dryersQuick and easy eyelet terminal hookupHeavy-duty insulation jacket is flexible to prevent kinking and crackin...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Samsung - 6.0 cu. ft. Freestanding Gas Range with WiFi No-Preheat Air Fry Convection - Black Stainless Steel

Samsung
Original price $1,123.99 - Original price $1,123.99
Original price
$1,123.99
$1,123.99 - $1,123.99
Current price $1,123.99

Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

View full details
Original price $1,123.99 - Original price $1,123.99
Original price
$1,123.99
$1,123.99 - $1,123.99
Current price $1,123.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Black/Gold

Apple
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Panasonic - LUMIX S-S85 85mm F1.8 L-Mount Lens for LUMIX S Series Cameras - Black

Panasonic
Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

Works with all L-mount full-frame digital camerasL-Mount compatibility makes it an essential hard-working lens across the LUMIX S series and beyond...

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Original price $724.99 - Original price $724.99
Original price
$724.99
$724.99 - $724.99
Current price $724.99

TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

TP Link
Original price $341.99 - Original price $341.99
Original price
$341.99
$341.99 - $341.99
Current price $341.99

Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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Original price $341.99 - Original price $341.99
Original price
$341.99
$341.99 - $341.99
Current price $341.99

Rocketfish - 4' 4K UltraHD/HDR In-Wall Rated HDMI Cable - Black

Rocketfish
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Supports up to 4K Ultra HD (4096 x 2160 pixels) resolutionTo aid in getting the very best picture from your 4K source.High Dynamic Range (HDR) supp...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Insignia - 4' 4K Ultra HD HDMI Cable - Black

Insignia
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Best Buy essentials - 12' 4K Ultra HD HDMI Cable - Black

Best Buy essentials
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Samsung - 7.5 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Brushed Black

Samsung
Original price $1,371.99 - Original price $1,371.99
Original price
$1,371.99
$1,371.99 - $1,371.99
Current price $1,371.99

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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Original price $1,371.99 - Original price $1,371.99
Original price
$1,371.99
$1,371.99 - $1,371.99
Current price $1,371.99

Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi and Steam Clean - Stainless Steel

Samsung
Original price $1,045.99 - Original price $1,045.99
Original price
$1,045.99
$1,045.99 - $1,045.99
Current price $1,045.99

Stainless Steel DesignOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating...

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Original price $1,045.99 - Original price $1,045.99
Original price
$1,045.99
$1,045.99 - $1,045.99
Current price $1,045.99

Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

SteelSeries - Arena 3 Bluetooth Gaming Speakers with Polished 4" Drivers (2-Piece) - Black

Steel Series
Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Massive 4" DriversArena 3 uses an organic fiber cone to accurately output a full range of crystal-clear highs vibrant mids and powerful lows with a...

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Original price $175.99 - Original price $175.99
Original price
$175.99
$175.99 - $175.99
Current price $175.99

Google - Nest Wifi Pro 6e AXE5400 Mesh Router - Snow

GOOGLE
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Logitech Pro Webcam Ultra Wide Angle HD - webcam

Logitech
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Look flawless with 1080p HDHD 1080p/30 fps video enhanced by RightLight 2 and a high-precision lens deliver rich video quality along with the premi...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Sony - Alpha a7 III Mirrorless [Video] Camera with FE 28-70 mm F3.5-5.6 OSS Lens - Black

Sony
Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

FE 28-70mm F3.5-5.6 OSS standard zoom lensThis focal range is great for everyday shots including everything from spectacular landscapes to exceptio...

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Original price $1,969.99 - Original price $1,969.99
Original price
$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

Epson
Original price $460.99 - Original price $460.99
Original price
$460.99
$460.99 - $460.99
Current price $460.99

Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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Original price $460.99 - Original price $460.99
Original price
$460.99
$460.99 - $460.99
Current price $460.99

OtterBox - Defender Series Pro Tablet Case for Apple iPad (10th gen) - Black

Otterbox
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Defender Series Pro for the Apple iPad (10th generation) protective case delivers advanced defense for your tablet. Defender Series Pro integrates ...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.