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  • Original price $86.99 - Original price $86.99
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    Current price $86.99

    GE - CYNC 16 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Enhance Your Space with Dynamic Light Shows Music SyncSync your lights to your music and watch as light shows interact with what you are listening...

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    Original price $86.99 - Original price $86.99
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    Current price $86.99
  • Original price $126.99 - Original price $126.99
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    Current price $126.99

    GE - CYNC 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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    Original price $126.99 - Original price $126.99
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  • Original price $702.99 - Original price $702.99
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    Keystone - 8000 BTU 115V Through-the-Wall Air Conditioner with Follow Me LCD Remote Control - White

    Keystone

    energy efficient-RATED COOLINGWith a 10. 6 energy efficiency ratio (EER) this 8 000 BTU through the wall air conditioner can effectively cool rooms...

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    Original price $702.99 - Original price $702.99
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  • Original price $207.99 - Original price $207.99
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    ecobee - Enhanced Smart Programmable Touch-Screen Wi-Fi Thermostat with Alexa Apple HomeKit and Google Assistant - Black

    EcoBee

    ENERGY STAR certifiedSave up to 26 per year on heating and cooling costs. Automatically adjusts the temperature when you’re away to never heat or c...

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    Original price $207.99 - Original price $207.99
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  • Original price $262.99 - Original price $262.99
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    ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

    EcoBee

    ENERGY STAR certified and Smart Sensor IncludedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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    Original price $262.99 - Original price $262.99
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  • Original price $186.99 - Original price $186.99
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    SANUS Elite - Swivel TV Stand for TVs 40"-86" - Sturdy Base with Swivel Height Adjustment and Cable Management - Black

    Sanus Systems

    Elite Swivel TV Stand - Great Stand for Homes Renters and ApartmentsTable-top TV base that recreates the sleek look and feel of a mounted TV.Anti-S...

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    Original price $186.99 - Original price $186.99
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  • Original price $148.99 - Original price $148.99
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    Elgato - Facecam Full HD 1080 Webcam for Video Conferencing Gaming and Streaming - Black

    Elgato

    Elgato Prime Lensf/2.4 24 mm full-frame equivalent lens with all-glass optics delivers studio-quality image.Sony STARVIS CMOS SensorCutting-edge te...

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    Original price $148.99 - Original price $148.99
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  • Original price $1,370.99 - Original price $1,370.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Convection+ Range with WiFi No-Preheat Air Fry and Griddle - Black Stainless Steel

    Samsung

    Elevated designOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look of any ...

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    Original price $1,370.99 - Original price $1,370.99
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  • Original price $66.99 - Original price $66.99
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    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Electric Volt

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Electric Volt featuring sculpted surfaces and refined geometry...

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    Original price $66.99 - Original price $66.99
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  • Original price $60.99 - Original price $60.99
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    Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Carbon Black

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Carbon Black featuring sculpted surfaces and refined geometry ...

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    Original price $60.99 - Original price $60.99
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  • Original price $57.99 - Original price $57.99
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    Microsoft - Xbox Wireless Controller for Windows Devices Xbox Series X Xbox Series S Xbox One + USB-C Cable - Carbon Black

    Microsoft

    Elevate your gameExperience the modernized design of the Xbox Wireless Controller featuring sculpted surfaces and refined geometry for enhanced com...

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    Original price $57.99 - Original price $57.99
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  • Original price $82.99 - Original price $82.99
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    Honeywell - UberHeat Plus Ceramic Heater - White

    HONEYWELL SECURITY

    Electronic controls with 2 comfort and 4 thermostat settingsLets you choose how warm to keep the roomAuto-off timer2 4 8 hour options for preset ...

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    Original price $82.99 - Original price $82.99
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  • Original price $952.99 - Original price $952.99
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    Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - Gray

    Frigidaire

    Keep your food safe and organized in this 18.3 cu. ft. Frigidaire top-freezer refrigerator. The adjustable shelves let you create space for tall it...

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    Original price $952.99 - Original price $952.99
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  • Original price $886.99 - Original price $886.99
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    $886.99
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    Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - White

    Frigidaire

    Electromechanical controlsMake operation simple.Generous storageIncludes 2 fixed door racks and a full-width glass shelf to create plenty of space ...

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    Original price $886.99 - Original price $886.99
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  • Original price $380.99 - Original price $380.99
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    $380.99
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    Current price $380.99

    eero - Pro 6E AXE5400 Tri-Band Mesh Wi-Fi 6E System (3-pack) - White

    Eero

    Blazing fast Wi-Fi 6E speedsAn eero Pro 6E (3-pack) covers up to 6000 sq. ft. with wifi delivers wifi speeds up to 2.3 Gbps when using both wired (...

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    Original price $380.99 - Original price $380.99
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  • Original price $873.99 - Original price $873.99
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    $873.99
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    GE - 5.0 Cu. Ft. Freestanding Gas Range - Stainless Steel

    GE

    Edge-to-edge cooktopA large cooking surface gives you extra room for pots and pans of all sizes and lets cookware move easily from burner to burner...

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    Original price $873.99 - Original price $873.99
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    $873.99
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  • Original price $220.99 - Original price $220.99
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    $220.99
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    Saramonic - Blink 500 ProX B2 2-Person Wireless 2.4GHz Clip-On Microphone System with Lavaliers

    Saramonic

    Easy-to-UseIncredibly easy-to-use clip-on wireless mic system with lavaliers that delivers high-quality sound of 2-people to cameras recorders mixe...

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    Original price $220.99 - Original price $220.99
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    $220.99
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  • Original price $152.99 - Original price $152.99
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    $152.99
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    Current price $152.99

    Ring - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - White

    Ring

    Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Motion-activated AlertsGet precise motion-activated ...

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    Original price $152.99 - Original price $152.99
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    $152.99
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  • Original price $152.99 - Original price $152.99
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    Ring - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - Black

    Ring

    Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.Motion-activated AlertsGet precise motion-activated ...

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    Original price $152.99 - Original price $152.99
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    $152.99
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  • Original price $239.99 - Original price $239.99
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    $239.99
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    Current price $239.99

    Ring - Floodlight Cam Wired Pro Outdoor Wi-Fi 1080p Surveillance Camera - White

    Ring

    Watch over your property in 1080p HDR video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people...

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    Original price $239.99 - Original price $239.99
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    $239.99
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  • Original price $239.99 - Original price $239.99
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    Ring - Floodlight Cam Wired Pro Outdoor Wi-Fi 1080p Surveillance Camera - Black

    Ring

    Watch over your property in 1080p HDR video and check in at anytime with Live View.Get precise motion-activated alerts and hear and speak to people...

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    Original price $239.99 - Original price $239.99
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    $239.99
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  • Original price $127.99 - Original price $127.99
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    $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Sand

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    $127.99
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  • Original price $127.99 - Original price $127.99
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    Current price $127.99

    Google - Nest Smart Programmable Wifi Thermostat - Snow

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99
  • Original price $643.99 - Original price $643.99
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    OSP Home Furnishings - Baton Rouge L-Shape Desk - Brushed Walnut

    OSP Home Furnishings

    Easy to assemblyTops pre-assembled attached to unassembled baseTraditional design with rustic industrial touchesDecorative hardware includes burnis...

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    Original price $643.99 - Original price $643.99
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  • Original price $480.99 - Original price $480.99
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    OSP Home Furnishings - Modern Life Desk in - Black

    OSP Home Furnishings

    Easy to assemblyAssembly simple assembly top portion ships assembledEasy access to your electronicsInnovative power tray provides easy access built...

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    Original price $480.99 - Original price $480.99
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    $480.99
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  • Original price $94.99 - Original price $94.99
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    Fujifilm - Instax Mini 12 Instant Film Camera - Green

    Fujifilm

    Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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    Original price $94.99 - Original price $94.99
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  • Original price $192.99 - Original price $192.99
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    $192.99
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    Current price $192.99

    Swann - CoreCam Indoor/Outdoor Wireless 1080p Solar Panel Security System - Black/White

    Swann

    EASY INSTALLATIONEnjoy security in minutes with easy yet secure screw-in installation. Simply position the camera and the solar panel together and ...

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    Original price $192.99 - Original price $192.99
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    $192.99
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  • Original price $221.99 - Original price $221.99
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    Hori - Fighting Stick Alpha -Tournament Grade Fightstick for Xbox Series X S - Black

    Hori

    Easy accessChassis opens for easy maintenance and customizationCustomizableSwitch out top housing artwork with your ownFull controlAssignable butto...

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    Original price $221.99 - Original price $221.99
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  • Original price $142.99 - Original price $142.99
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    $142.99
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    Arlo - Home Security System with Wired Keypad Sensor Hub and (2) 8-in-1 Sensors - White

    Arlo

    Easily DIY InstallInstallation is a breeze thanks to the plug-in Keypad Sensor Hub and wire-free Sensors. ¿Convenience with an All-in-One Sensor8 d...

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    Original price $142.99 - Original price $142.99
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  • Original price $909.99 - Original price $909.99
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    GE Profile - 5.0 Cu Ft High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Microban Technology - Diamond Gray

    GE Profile

    Easier Access CapacityEnjoy large capacity while being able to easily reach the bottom of the washerSmarter Wash TechnologyAdaptive Smart Technolog...

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    Original price $909.99 - Original price $909.99
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  • Original price $1,624.99 - Original price $1,624.99
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    Sony - Alpha 6600 Mirrorless 4K Video Camera with E 18-135mm Lens - Black

    Sony

    E 18-135mm f/3.5-5.6 OSS lens provides versatilityPerfect for everyday shots including everything from gorgeous landscapes to exceptional close-ups...

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    Original price $1,624.99 - Original price $1,624.99
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  • Original price $1,336.99 - Original price $1,336.99
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    Sony - Alpha a6400 Mirrorless 4K Video Camera with E 18-135mm f/3.5-5.6 OSS Lens - Black

    Sony

    E 18-135mm f/3.5-5.6 OSS high-magnification zoom lensWith broad zoom range extending from 18mm wide-angle to 135mm telephoto this versatile lens co...

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    Original price $1,336.99 - Original price $1,336.99
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  • Original price $1,066.99 - Original price $1,066.99
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    Dyson - V15s Detect Submarine Cordless Vacuum - Yellow/Nickel

    Dyson

    Dyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...

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    Original price $1,066.99 - Original price $1,066.99
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  • Original price $66.99 - Original price $66.99
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    $66.99
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    Current price $66.99

    CORSAIR - K55 RGB Pro Full-size Wired Dome Membrane Gaming Keyboard with Elgato Stream Deck Software Integration - Black

    Corsair

    Dynamic RGB BacklightingLight up your desktop with six onboard lighting effects assign a color to each lighting zone or program your own vibrant li...

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    Original price $66.99 - Original price $66.99
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    $66.99
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  • Original price $131.99 - Original price $131.99
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    Current price $131.99

    Razer - Seiren V2 Pro Professional-grade USB Microphone

    Razer

    Dynamic MicrophoneThe Razer Seiren V2 Pro’s incredible low end gives your voice a deep warm quality that sounds full and clear thanks to greater no...

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    Original price $131.99 - Original price $131.99
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  • Original price $651.99 - Original price $651.99
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    Current price $651.99

    LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with SenseClean and 52 dBA - Stainless Steel Look

    LG

    Dynamic DryDrying clean dishes by hand just to be able to unload the dishwasher is a huge time suck—but not anymore. LG's Dynamic Dry technology us...

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    Original price $651.99 - Original price $651.99
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    $651.99
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    Current price $651.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.