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  • Original price $62.99 - Original price $62.99
    Original price
    $62.99
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    Current price $62.99

    CORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black

    Corsair

    Dynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...

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    Original price $62.99 - Original price $62.99
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    Current price $62.99
  • Original price $441.99 - Original price $441.99
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    Current price $441.99

    Walker Edison - Contemporary Low TV Stand for TVs up to 65 - Coastal Oak

    Walker Edison

    Durable yet stylish constructionMade with warp-resistant MDF and durable laminate.Drop-down doorShow off your modern style and store media behind t...

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    Original price $441.99 - Original price $441.99
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    Current price $441.99
  • Original price $441.99 - Original price $441.99
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    Walker Edison - Contemporary Low TV Stand for TVs up to 65 - Dark Walnut

    Walker Edison

    Durable yet stylish constructionMade with warp-resistant MDF and durable laminate.Drop-down doorShow off your modern style and store media behind t...

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    Original price $441.99 - Original price $441.99
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  • Original price $414.99 - Original price $414.99
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    Current price $414.99

    Walker Edison - Industrial Sliding-Door TV Stand for TVs up to 50 - Dark Walnut

    Walker Edison

    Durable buildMade with powder-coated steel durable laminate and warp-resistant MDF.Cable managementUse the 2 cable management ports to keep tech ti...

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    Original price $414.99 - Original price $414.99
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  • Original price $414.99 - Original price $414.99
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    $414.99
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    Current price $414.99

    Walker Edison - Industrial Sliding-Door TV Stand for TVs up to 50 - Coastal Oak

    Walker Edison

    Durable buildMade with powder-coated steel durable laminate and warp-resistant MDF.Cable managementUse the 2 cable management ports to keep tech ti...

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    Original price $414.99 - Original price $414.99
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  • Original price $269.99 - Original price $269.99
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    $269.99
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    Current price $269.99

    Shark - Vertex DuoClean PowerFin Upright Vacuum with Powered Lift-Away and Self-Cleaning Brushroll - Rose Gold

    Shark

    DuoClean PowerFinsA PowerFin roller and a soft roller combine on all floors. Continuous cleaning contact to dig deep into carpets directly engage f...

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    Original price $269.99 - Original price $269.99
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  • Original price $79.99 - Original price $79.99
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    Greenworks - 15" Pressure Washer Surface Cleaner Attachment (3100 PSI MAX) - Black/Green

    Greenworks

    Dual-nozzle cleaning headUniversal fit with most pressure washers up to 3100 PSIDiameter15" cleaning widthQuick-connect featureEasily connect to co...

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    Original price $79.99 - Original price $79.99
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  • Original price $101.99 - Original price $101.99
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    TP-Link - Archer AX20 AX1800 Dual-Band Wi-Fi 6 Router - Black

    TP Link

    Dual-Band Wi-Fi 6Wi-Fi 6 technology achieves faster speeds greater capacity and reduced network congestion compared to the previous generation.Next...

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    Original price $101.99 - Original price $101.99
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  • Original price $311.99 - Original price $311.99
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    TP-Link - Deco AX4300 Pro Dual-Band Wi-Fi 6 Mesh Wi-Fi System (3-Pack) - White

    TP Link

    Dual-Band Wi-Fi 6Speeds up to 4.3 Gbps perfect for 4K streaming gaming large downloads video calls and more.Multi-Gig 2.5 Gbps portCreate fast reli...

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    Original price $311.99 - Original price $311.99
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    TP-Link - Deco AX3000 (3-pack) Dual-Band Whole Home Mesh Wi-Fi 6 System Supports Gigabit Speeds - White

    TP Link

    Dual-Band Wi-Fi 6 speedsExperience incredible fast speeds up to 3 Gbps (3000 Mbps) perfect for 8K/4K streaming online gaming large downloads and mo...

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    Original price $312.99 - Original price $312.99
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    Current price $312.99
  • Original price $175.99 - Original price $175.99
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    Sharper Image - Powerboost Pro+ Hot and Cold Percussion Massager - Black

    Sharper Image

    Dual temperatureRecover post-workout with hot or cold deep tissue massage at the touch of a button. Cool it down to 10 degrees or heat it up to 104...

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    Original price $175.99 - Original price $175.99
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  • Original price $123.99 - Original price $123.99
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    iHome POWERVALET QUAD+ iWW33 wireless charging pad / charging stand - + AC power adapter - USB - 30 Watt

    SDI Corp

    Dual Qi charging padsUp to 15W fast wireless charging pad for phone. 5W wireless charging pad for AirPod caseApple watch chargingSleek integrated c...

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    Original price $123.99 - Original price $123.99
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  • Original price $66.99 - Original price $66.99
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    ThermoPro - Dual Probe Wireless Meat Thermometer - Red

    ThermoPro

    Dual probesDual probes allow you to monitor food temperature for extended periods of time. Great for BBQing smoking grilling deep-frying homebrewin...

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    Original price $66.99 - Original price $66.99
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  • Original price $823.99 - Original price $823.99
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    Maytag - 24" Front Control Built-In Dishwasher with Stainless Steel Tub Dual Power Filtration 50 dBA - Stainless Steel

    Maytag

    Dual Power FiltrationSkip soaking scrubbing and pre-rinsing with Maytag engineering that puts an end to pre-work. Industry-exclusive Dual Power Fil...

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    Original price $823.99 - Original price $823.99
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  • Original price $243.99 - Original price $243.99
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    $243.99
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    Current price $243.99

    De'Longhi - Digital All-in-One Combination Coffee and Espresso Machine - Black and Stainless Steel

    Delonghi

    Dual Heating SystemNo waiting time with Dual Heating System Allows you to brew coffee and espresso simultaneously15 BAR PumpItalian 15 BAR pressure...

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    Original price $243.99 - Original price $243.99
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  • Original price $141.99 - Original price $141.99
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    $141.99
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    HyperDrive Next - docking station - USB-C 3.2 Gen 2 / Thunderbolt 3 / Thunderbolt 4 - 2 x HDMI

    Targus

    Dual extended 4K60Hz monitor support for PC and chromebookEnhance your productivity and multitasking capabilities by providing a spacious workspace...

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    Original price $141.99 - Original price $141.99
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    $141.99
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  • Original price $214.99 - Original price $214.99
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    eufy Security - E340 Video Doorbell - Wired/Battery Operated - black

    Eufy

    Dual Cameras Double SecurityTwo cameras work together to deliver advanced viewing. The front-facing camera focuses on visitors while the downward-f...

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    Original price $214.99 - Original price $214.99
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    $214.99
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  • Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99

    Samsung - C Series 2.1ch DTS Virtual X Soundbar - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $640.99 - Original price $640.99
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    $640.99
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    Current price $640.99

    GE - Top Control Built In Dishwasher with Sanitize Cycle and Dry Boost 52 dBA - Stainless Steel

    GE

    Dry BoostDry Boost gets hard-to-dry items like plastics up to 3x drier compared to heated drySteam + SaniSave time with a Steam option that loosens...

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    Original price $640.99 - Original price $640.99
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  • Original price $768.99 - Original price $768.99
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    GE - 24"Top Control Fingerprint Resistant Dishwasher with Stainless Steel Interior Dishwasher with Sanitize Cycle - Stainless Steel

    GE

    Dry Boost TechnologyDry Boost Technology outperforms standard heated-dry dishwashers by getting hard-to-dry items like plastics up to 3 times drier...

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    Original price $768.99 - Original price $768.99
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  • Original price $171.99 - Original price $171.99
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    $171.99
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    Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

    Govee

    Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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    Original price $171.99 - Original price $171.99
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    $171.99
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  • Original price $287.99 - Original price $287.99
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    $287.99
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    iRobot Roomba Combo i5 Robot Vacuum and Mop - Woven Neutral

    iRobot

    Double the clean with one machine.The Roomba Combo i5 robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-floo...

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    Original price $287.99 - Original price $287.99
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  • Original price $334.99 - Original price $334.99
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    JBL - BAR 300 5.0ch Compact All-In-One Soundbar with MultiBeam and Dolby Atmos - Black

    JBL

    Dolby Atmos and MultiBeam Surround SoundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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    Original price $334.99 - Original price $334.99
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  • Original price $446.99 - Original price $446.99
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    Current price $446.99

    JBL - BAR 500 5.1ch Soundbar with Multibeam and Dolby Atmos - Black

    JBL

    Dolby Atmos and MultiBeam surround soundImmerse yourself in theater-quality 3D surround sound. Hear extraordinary sound effects from everywhere in ...

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    Original price $446.99 - Original price $446.99
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    $446.99
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  • Original price $394.99 - Original price $394.99
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    $394.99
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    Current price $394.99

    Epson - EpiqVision Flex CO-W01 Portable Projector 3-Chip 3LCD Built-in Speaker 300-Inch Home Entertainment and Work - White

    Epson

    Display Stunning Images up to 300"Widescreen picture four times larger than a 75" flat panel delivers an immersive experience for business presenta...

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    Original price $394.99 - Original price $394.99
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    $394.99
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  • Original price $572.99 - Original price $572.99
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    Epson - EpiqVision Flex CO-FH02 Full HD 1080p Smart Streaming Portable Projector 3-Chip 3LCD Android TV Bluetooth - White

    Epson

    Display Stunning Images up to 300"Full HD 1080p picture four times larger than a 75" flat panel delivers an immersive experience for business prese...

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    Original price $572.99 - Original price $572.99
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    $572.99
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  • Original price $299.99 - Original price $299.99
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    Walker Edison - Modern Solid Acacia Wood Round Outdoor Dining Table - Brown

    Walker Edison

    Dine in styleSeat up to 4 of your friends and family around the sturdy tabletop.Modern detailsShow off your style with the unique X legs.Sturdy bui...

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    Original price $299.99 - Original price $299.99
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    Walker Edison - Modern Solid Acacia Wood Round Outdoor Dining Table - Natural

    Walker Edison

    Dine in styleSeat up to 4 of your friends and family around the sturdy tabletop.Modern detailsShow off your style with the unique X legs.Sturdy bui...

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    Original price $299.99 - Original price $299.99
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  • Original price $90.99 - Original price $90.99
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    Walker Edison - Circle Weave Round Outdoor Umbrella Base - Antique Brown

    Walker Edison

    Dimensions (after simple assembly)14" H x 19" L x 19" W; weighs 27 LBSIn a fashionable circle weave designMade of polyresin in a powder coated fini...

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    Original price $90.99 - Original price $90.99
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  • Original price $1,064.99 - Original price $1,064.99
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    Walker Edison - 5-Piece Everest Acacia Wood Patio Dining Set - Dark Brown

    Walker Edison

    Dimensions (after assembly)Table 30" H x 60" L x 32" W weighs 48 LBS and Chairs 37" H x 24" L x 20" W weighs 24 LBS (each)Weather resistant patio s...

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    Original price $1,064.99 - Original price $1,064.99
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  • Original price $599.99 - Original price $599.99
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    $599.99
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    Current price $599.99

    GoTrax - Xr PRO Commuting Electric Scooter w/19mi Max Operating Range 15.5 Max Speed - Black

    GoTrax

    Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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    Original price $599.99 - Original price $599.99
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    $599.99
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  • Original price $222.99 - Original price $222.99
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    Current price $222.99

    Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) Black - keyboard - QWERTY - US - black

    Logitech

    Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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    Original price $222.99 - Original price $222.99
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    $222.99
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  • Original price $72.99 - Original price $72.99
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    Current price $72.99

    Google - Nest Audio - Smart Speaker - Chalk

    GOOGLE

    Designed to protect your privacy.Nest Audio comes with privacy built in. You can delete your Assistant history by saying “Hey Google delete what I ...

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    Original price $72.99 - Original price $72.99
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    $72.99
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    Current price $72.99
  • Original price $351.99 - Original price $351.99
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    $351.99
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    Current price $351.99

    OSP Home Furnishings - Jefferson 2-Drawer Lateral File with Lockdowel Fastening System - Espresso

    OSP Home Furnishings

    Designed for your officeTransitional Contemporary StyleNumber of drawers2 generous storage drawersSmooth open and closingSmooth Euro-style drawer g...

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    Original price $351.99 - Original price $351.99
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    $351.99
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  • Original price $118.99 - Original price $118.99
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    $118.99
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    Current price $118.99

    Lowepro - Adventura Go BP 150 Backpack

    Lowepro

    Designed for your mirrorless camera.To protect your devices on the go.Made with sustainable Green Line Fabrics.Recycled and solution-dyed fabrices ...

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    Original price $118.99 - Original price $118.99
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    $118.99
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    Current price $118.99
  • Original price $76.99 - Original price $76.99
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    Lowepro - Adventura Go SH 160 Bag

    Lowepro

    Designed for your mirrorless camera.To protect your devices on the go.Made with sustainable Green Line Fabrics.Recycled and solution-dyed fabrices ...

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    Original price $76.99 - Original price $76.99
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    $76.99
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    Current price $76.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.