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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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HiBoy - P6 Electric Bike w/ 62 mi Max Operating Range 28 mph Max Speed - Black
HiBoy750w Bafang Powerful MotorHiboy P6 electric bike for adults adopts a 750W BAFANG motor (MAX 1000W) producing a top speed up to 28+MPH. The BAFANG m...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...
View full details14-inch MacBook Pro - Apple M5 Pro chip with 15-core CPU and 16-core GPU - 24GB Memory - 1TB SSD - Silver
AppleBUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...
View full details16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black
AppleBUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...
View full details13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Silver
AppleTHE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...
View full details13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Indigo
AppleTHE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...
View full details13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight
AppleSUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...
View full detailsSamsung - Galaxy Tab A11+ - 11" 128GB - Wi-Fi - Gray
SamsungPower for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...
View full detailsSamsung - Galaxy Tab S10 Ultra - 14.6" 256GB - Wi-Fi - with S-Pen - Moonstone Gray
SamsungFrom doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added p...
View full detailsSoundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black
SoundcoreAll-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...
View full detailsSoundcore - by Anker AeroClip Open-Ear Clip-On Earbud Headphones - Black
SoundcoreAdaptive Ultra-ComfortDesigned to relieve in-ear discomfort soundcore AeroClip open-ear clip-on earbuds let you enjoy music pressure-free for every...
View full detailsInsignia - 7 Cu. Ft. Electric Dryer with Sensor Dry - White
Insignia7 cu. ft. capacity with front-load designAllows you to easily access and unload your laundry from the dryer. Adjust the reversible door hinge to ac...
View full detailsLenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsHP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black
HPGet A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full detailsGoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black
GoTraxDigital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...
View full detailsSkylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum
SkylightSkylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...
View full detailsNinja - SLUSHi 5-in-1 Professional Frozen Drink Maker 88 oz. Frozen Drink Slushie Machine 5 Preset Programs - Artic Blue Gray
NinjaNo Ice NeededRapidchill Technology is our innovative two-part system that spins an auger around a cooling cylinder to freeze liquid evenly and main...
View full detailsSamsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsSony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue
SonyThe Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...
View full detailsNIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray
NIUTop Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...
View full detailsLenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSony - FX2 Full-frame Cinema Camera Body Only - Gray
SonyFull-frame Exmor R CMOS 33MP1 sensor and BIONZ XR image processor engineThe full-frame FX2 delivers stunning cinematic imagery blending high resolu...
View full detailsASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray
ASUSMake gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...
View full detailsLG - 32" Class LR65 Series LED HD webOS TV (2024)
LG ElectronicsHigh Definition TVEnjoy movies and TV shows upscaled to HD for a sharper image and more lifelike details.¿5 AI Processor Gen6Enhanced brightness im...
View full detailsGoTrax - FLEX VOYAGER Electric Scooter w/16mi Operating Range 15.5mph Max Speed - Gray
GoTraxCushioned SeatComfort at its finest. Let the electric scooter do the work as you sit back and just enjoy the ride.Storage basketEnjoy extra room fo...
View full detailsJBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBLBring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...
View full detailsInsignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV
Insignia4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsSamsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - Fingerprint Resistant Matte Black
SamsungStormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...
View full detailsApple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsBose - Ultra Open-Ear True Wireless Open Earbuds - Desert Gold
BoseOpen your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...
View full detailsApple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsSegway - Ninebot Max G3 Electric Scooter 28 mph Max Speed w/ 50 miles Max Range - Black
SegwaySpeed and performanceExperience speeds of up to 28 mph and with our powerful 2000W motor conquer inclines of 30 . Activate Boost Mode to accelerate...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.