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Original price $549.99
Original price $549.99 - Original price $549.99
Original price $549.99
Current price $489.99
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Current price $489.99

Insignia - 65 Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $549.99
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Current price $489.99
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Current price $489.99
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Original price $194.99 - Original price $194.99
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Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Black

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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Original price $194.99 - Original price $194.99
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Original price $499.99
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Current price $469.99
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Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $499.99
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Current price $469.99
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Original price $63.99 - Original price $63.99
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SaharaCase - Woven Case for Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) Laptops - Charcoal

SaharaCase

Made to fit Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) laptopsEnsures top-tier protection against accidental drops keeping your valuab...

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Original price $63.99 - Original price $63.99
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Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl

AMAZON

Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

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Original price $218.99 - Original price $218.99
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Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $218.99 - Original price $218.99
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Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $218.99 - Original price $218.99
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Beats Studio Pro - headphones with mic

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $238.99 - Original price $238.99
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Best Buy essentials - Full Motion TV Wall Mount for 4784" TVs - Black

Best Buy essentials

Tilt and swivel capabilitiesAdjust your TV’s viewing angle to reduce glare and suit wherever you are in the room.Keep cables concealedKeeps your ta...

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Original price $75.99 - Original price $75.99
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SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

SanDisk

Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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Original price $37.99 - Original price $37.99
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Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $80.99 - Original price $80.99
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Original price $215.99 - Original price $215.99
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Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $215.99 - Original price $215.99
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Original price $303.99 - Original price $303.99
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Ninja - CREAMi Deluxe 11-in-1 Ice Cream and Frozen Treat Maker - Silver

Ninja

Added ProgramsUnlock a variety of creami frozen treats with 5 new programs.Xl CapacityFamily-sized treats for everyone to enjoy. New 24 oz. Creami ...

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Original price $303.99 - Original price $303.99
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Original price $235.99 - Original price $235.99
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SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - White

SCUF

Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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Original price $86.99 - Original price $86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $86.99 - Original price $86.99
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Original price $92.99 - Original price $92.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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Original price $92.99 - Original price $92.99
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Original price $280.99 - Original price $280.99
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Shark - Vertex DuoClean PowerFin Upright Vacuum with Powered Lift-Away and Self-Cleaning Brushroll - Rose Gold

Shark

DuoClean PowerFinsA PowerFin roller and a soft roller combine on all floors. Continuous cleaning contact to dig deep into carpets directly engage f...

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Original price $280.99 - Original price $280.99
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Original price $106.99 - Original price $106.99
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$106.99
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Seagate - Game Drive for Xbox 2TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate

2TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Original price $106.99 - Original price $106.99
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Original price $230.99 - Original price $230.99
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Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

Samsung

240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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Original price $230.99 - Original price $230.99
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Original price $4,299.99
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Current price $3,999.99
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Current price $3,999.99

Sony - Alpha 7S III Full-frame Mirrorless Camera (Body Only) - Black

Sony

12.1MP Backside-illuminated Full Frame CMOS Senor12.1MP Exmor R sensor optimized for 4K sensitivity and speedIncredible ISO Range and PerformanceLo...

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Original price $4,299.99
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Current price $3,999.99
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Original price $963.99 - Original price $963.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 5 226V - 16GB Memory - 512GB SSD - Atmospheric Blue

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $963.99 - Original price $963.99
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Original price $623.99 - Original price $623.99
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ASUS - V500 Desktop - Intel Core i7 - 16GB Memory - 1TB SSD - Dark Gray

ASUS

Windows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...

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Original price $623.99 - Original price $623.99
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Original price $69.99 - Original price $69.99
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Soundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black

Soundcore

All-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...

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Original price $69.99 - Original price $69.99
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Original price $92.99 - Original price $92.99
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Soundcore - by Anker AeroClip Open-Ear Clip-On Earbud Headphones - Black

Soundcore

Adaptive Ultra-ComfortDesigned to relieve in-ear discomfort soundcore AeroClip open-ear clip-on earbuds let you enjoy music pressure-free for every...

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Original price $92.99 - Original price $92.99
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Original price $230.99 - Original price $230.99
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Sony Interactive Entertainment - PlayStation Portal Remote Player - Midnight Black

Sega

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a Wi-Fi network letting you ju...

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Original price $230.99 - Original price $230.99
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Original price $710.99 - Original price $710.99
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Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
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Original price $206.99 - Original price $206.99
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ASUS - Vivobook Go 14 14" FHD Laptop - Intel Celeron N4500 - 4GB Memory - 128GB eMMC - Star Black

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $206.99 - Original price $206.99
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Original price $891.99 - Original price $891.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $891.99 - Original price $891.99
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$891.99
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Original price $342.99 - Original price $342.99
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Meta Quest 3S 128GB- The Walking Dead Saints Sinners Bundle- Dive into Virtual Reality

Meta

GET THE WALKING DEAD SAINTS AND SINNERS WHEN YOU BUY META QUEST 3S 128 GBTravel through the ruins of walker-infested New Orleans as you fight sneak...

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Original price $342.99 - Original price $342.99
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GoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black

GoTrax

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $283.99 - Original price $283.99
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Original price $107.99 - Original price $107.99
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$107.99
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Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PC PS5 PS4 Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on PC PS5 PS4 mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

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Original price $107.99 - Original price $107.99
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$107.99
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Original price $188.99 - Original price $188.99
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$188.99
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Current price $188.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $188.99 - Original price $188.99
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Original price $125.99 - Original price $125.99
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$125.99
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Backbone - One (Lightning) - Mobile Gaming Controller for iPhone - 2nd Gen - Black

Backbone

Play Virtually Any Game AnywhereChoose from free App Store games like Call of Duty Mobile and Roblox stream through cloud gaming services such as A...

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Original price $125.99 - Original price $125.99
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$125.99
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Original price $1,083.99 - Original price $1,083.99
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MSI - Aegis Z2 Gaming Desktop - R7-8700F - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...

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Original price $1,083.99 - Original price $1,083.99
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Original price $331.99 - Original price $331.99
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$331.99
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Current price $331.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.