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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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HiBoy - P6 Electric Bike w/ 62 mi Max Operating Range 28 mph Max Speed - Black

HiBoy
Original price $1,183.99 - Original price $1,183.99
Original price
$1,183.99
$1,183.99 - $1,183.99
Current price $1,183.99

750w Bafang Powerful MotorHiboy P6 electric bike for adults adopts a 750W BAFANG motor (MAX 1000W) producing a top speed up to 28+MPH. The BAFANG m...

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Original price $1,183.99 - Original price $1,183.99
Original price
$1,183.99
$1,183.99 - $1,183.99
Current price $1,183.99

HP OMEN - 35L Gaming Desktop - Intel Core i7-14700F 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP
Original price $3,301.99 - Original price $3,301.99
Original price
$3,301.99
$3,301.99 - $3,301.99
Current price $3,301.99

Intel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...

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Original price $3,301.99 - Original price $3,301.99
Original price
$3,301.99
$3,301.99 - $3,301.99
Current price $3,301.99

14-inch MacBook Pro - Apple M5 Pro chip with 15-core CPU and 16-core GPU - 24GB Memory - 1TB SSD - Silver

Apple
Original price $2,348.99 - Original price $2,348.99
Original price
$2,348.99
$2,348.99 - $2,348.99
Current price $2,348.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage178; M5 Pro and M5 Max feature a more powerful GPU ...

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Original price $2,348.99 - Original price $2,348.99
Original price
$2,348.99
$2,348.99 - $2,348.99
Current price $2,348.99

16-inch MacBook Pro - Apple M5 Pro chip with 18-core CPU and 20-core GPU - 48GB Memory - 1TB SSD - Space Black

Apple
Original price $3,314.99 - Original price $3,314.99
Original price
$3,314.99
$3,314.99 - $3,314.99
Current price $3,314.99

BUCKLE UP-Along with a next-generation CPU faster unified memory and up to 2x faster SSD storage M5 Pro and M5 Max feature a more powerful GPU with...

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Original price $3,314.99 - Original price $3,314.99
Original price
$3,314.99
$3,314.99 - $3,314.99
Current price $3,314.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Silver

Apple
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

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Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

13-inch MacBook Neo Apple A18 Pro chip with 6-core CPU and 5-core GPU - 8GB Memory - 512GB SSD - Indigo

Apple
Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

THE MOST COLORFUL MACBOOK LINEUP EVER—Choose from Silver Blush Citrus or Indigo—each with a color-coordinated keyboard to complete the look. And wi...

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Original price $814.99 - Original price $814.99
Original price
$814.99
$814.99 - $814.99
Current price $814.99

13-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Starlight

Apple
Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $1,708.99 - Original price $1,708.99
Original price
$1,708.99
$1,708.99 - $1,708.99
Current price $1,708.99

Samsung - Galaxy Tab A11+ - 11" 128GB - Wi-Fi - Gray

Samsung
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Power for all you doGalaxy Tab A11+ gives your family the optimal performance they need for all their day to day activities. Power through tasks re...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Samsung - Galaxy Tab S10 Ultra - 14.6" 256GB - Wi-Fi - with S-Pen - Moonstone Gray

Samsung
Original price $968.99 - Original price $968.99
Original price
$968.99
$968.99 - $968.99
Current price $968.99

From doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added p...

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Original price $968.99 - Original price $968.99
Original price
$968.99
$968.99 - $968.99
Current price $968.99

Soundcore - by Anker AeroFit 2 Open-Ear Headphones with Adjustable Ear Hooks - Black

Soundcore
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

All-Day ComfortExperience unrivaled breathability and comfort with our open-ear headphones. Boast a non-intrusive design with air conduction techno...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Soundcore - by Anker AeroClip Open-Ear Clip-On Earbud Headphones - Black

Soundcore
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Adaptive Ultra-ComfortDesigned to relieve in-ear discomfort soundcore AeroClip open-ear clip-on earbuds let you enjoy music pressure-free for every...

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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Insignia - 7 Cu. Ft. Electric Dryer with Sensor Dry - White

Insignia
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

7 cu. ft. capacity with front-load designAllows you to easily access and unload your laundry from the dryer. Adjust the reversible door hinge to ac...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Lenovo - IdeaPad Slim 3i 15.6" Full HD Laptop - Intel Core i3-N305 2023 - 8GB Memory - 128GB UFS - Arctic Grey

Lenovo
Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
$3,521.99 - $3,521.99
Current price $3,521.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
$3,521.99 - $3,521.99
Current price $3,521.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black

Apple
Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $1,934.99 - Original price $1,934.99
Original price
$1,934.99
$1,934.99 - $1,934.99
Current price $1,934.99

GoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black

GoTrax
Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum

Skylight
Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

Skylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...

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Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

Ninja - SLUSHi 5-in-1 Professional Frozen Drink Maker 88 oz. Frozen Drink Slushie Machine 5 Preset Programs - Artic Blue Gray

Ninja
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

No Ice NeededRapidchill Technology is our innovative two-part system that spins an auger around a cooling cylinder to freeze liquid evenly and main...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)

Samsung
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

NIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray

NIU
Original price $1,179.99 - Original price $1,179.99
Original price
$1,179.99
$1,179.99 - $1,179.99
Current price $1,179.99

Top Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...

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Original price $1,179.99 - Original price $1,179.99
Original price
$1,179.99
$1,179.99 - $1,179.99
Current price $1,179.99

Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo
Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $646.99 - Original price $646.99
Original price
$646.99
$646.99 - $646.99
Current price $646.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung
Original price $478.99 - Original price $478.99
Original price
$478.99
$478.99 - $478.99
Current price $478.99

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $478.99 - Original price $478.99
Original price
$478.99
$478.99 - $478.99
Current price $478.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Sony - FX2 Full-frame Cinema Camera Body Only - Gray

Sony
Original price $3,119.99 - Original price $3,119.99
Original price
$3,119.99
$3,119.99 - $3,119.99
Current price $3,119.99

Full-frame Exmor R CMOS 33MP1 sensor and BIONZ XR image processor engineThe full-frame FX2 delivers stunning cinematic imagery blending high resolu...

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Original price $3,119.99 - Original price $3,119.99
Original price
$3,119.99
$3,119.99 - $3,119.99
Current price $3,119.99

ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS
Original price $3,329.99 - Original price $3,329.99
Original price
$3,329.99
$3,329.99 - $3,329.99
Current price $3,329.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,329.99 - Original price $3,329.99
Original price
$3,329.99
$3,329.99 - $3,329.99
Current price $3,329.99

LG - 32" Class LR65 Series LED HD webOS TV (2024)

LG Electronics
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

High Definition TVEnjoy movies and TV shows upscaled to HD for a sharper image and more lifelike details.¿5 AI Processor Gen6Enhanced brightness im...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

GoTrax - FLEX VOYAGER Electric Scooter w/16mi Operating Range 15.5mph Max Speed - Gray

GoTrax
Original price $642.99 - Original price $642.99
Original price
$642.99
$642.99 - $642.99
Current price $642.99

Cushioned SeatComfort at its finest. Let the electric scooter do the work as you sit back and just enjoy the ride.Storage basketEnjoy extra room fo...

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Original price $642.99 - Original price $642.99
Original price
$642.99
$642.99 - $642.99
Current price $642.99

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL
Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $289.99 - Original price $289.99
Original price
$289.99
$289.99 - $289.99
Current price $289.99

Insignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $299.99
Original price $299.99 - Original price $299.99
Original price $299.99
Current price $229.99
$229.99 - $229.99
Current price $229.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $299.99
Original price $299.99 - Original price $299.99
Original price $299.99
Current price $229.99
$229.99 - $229.99
Current price $229.99

Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - Fingerprint Resistant Matte Black

Samsung
Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

Apple Watch Series 11 (GPS+Cellular) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Desert Gold

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple
Original price $2,071.99 - Original price $2,071.99
Original price
$2,071.99
$2,071.99 - $2,071.99
Current price $2,071.99

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,071.99 - Original price $2,071.99
Original price
$2,071.99
$2,071.99 - $2,071.99
Current price $2,071.99

Segway - Ninebot Max G3 Electric Scooter 28 mph Max Speed w/ 50 miles Max Range - Black

Segway
Original price $1,364.99 - Original price $1,364.99
Original price
$1,364.99
$1,364.99 - $1,364.99
Current price $1,364.99

Speed and performanceExperience speeds of up to 28 mph and with our powerful 2000W motor conquer inclines of 30 . Activate Boost Mode to accelerate...

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Original price $1,364.99 - Original price $1,364.99
Original price
$1,364.99
$1,364.99 - $1,364.99
Current price $1,364.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)

Samsung
Original price $477.99 - Original price $477.99
Original price
$477.99
$477.99 - $477.99
Current price $477.99

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

View full details
Original price $477.99 - Original price $477.99
Original price
$477.99
$477.99 - $477.99
Current price $477.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.