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  • Original price $82.99 - Original price $82.99
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    Current price $82.99

    SaharaCase - Protection Hand Strap Series Case for Samsung Galaxy Tab S6 Lite (2020/2022) - Black

    SaharaCase

    Built-in kickstandAllows you to place your tablet in front of you to comfortably watch videos.Hand strapLets you hold your device firmly by only on...

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    Original price $82.99 - Original price $82.99
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    Current price $82.99
  • Original price $569.99 - Original price $569.99
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    De'Longhi - TrueBrew Automatic Single Serve 8 oz to 24 oz Coffee Maker with Bean Extract Technology - Stainless Steel

    De'Longhi

    Built-in Conical Burr GrinderThe built-in burr grinder perfectly grinds fresh beans for a quality cup of coffee every time.One Touch SimplicityTo b...

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    Original price $569.99 - Original price $569.99
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  • Original price $74.99 - Original price $74.99
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    Chamberlain - MyQ Smart Garage Video Keypad Battery Operated - White

    Chamberlain

    Built-in cameraWith 1080p HD video and 160 degree wide angle view that helps busy homeowners know exactly who came in and whenSmartphone ControlLet...

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    Original price $74.99 - Original price $74.99
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  • Original price $390.99 - Original price $390.99
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    KitchenAid - Artisan Series 5 Quart Tilt-Head Stand Mixer - KSM150PSER - Empire Red

    Panasonic

    Built to take it all onwith the durable and built-to-last metal construction and 59 touchpoints around the mixer bowl for great mixing results.5 Qu...

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    Original price $390.99 - Original price $390.99
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  • Original price $362.99 - Original price $362.99
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    KitchenAid - Classic Series 4.5 Quart Tilt-Head Stand Mixer - K45SSWH - Blanco

    Kitchenaid

    Built to take it all onwith the durable and built-to-last metal construction and 59 touchpoints around the mixer bowl for great mixing results.4.5 ...

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    Original price $362.99 - Original price $362.99
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  • Original price $97.99 - Original price $97.99
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    Google - Pixel Tablet Case - Porcelain

    GOOGLE

    Built to protectThe Pixel Tablet Case is shock absorbent and made with dirt-resistant silicone and the raised edges protect your screen from scratc...

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    Original price $97.99 - Original price $97.99
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    Google - Pixel Tablet Case - Hazel

    GOOGLE

    Built to protectThe Pixel Tablet Case is shock absorbent and made with dirt-resistant silicone and the raised edges protect your screen from scratc...

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    Original price $97.99 - Original price $97.99
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  • Original price $173.99 - Original price $173.99
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    $173.99
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    Yardbird - Langdon / Waverly Side Table - Dark Brown

    Yardbird

    Built to lastRust-proof aluminum frameEasy to cleanAluminum frame is easy to cleanEndless configuration opportunitiesUse as an accent table at the ...

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    Original price $173.99 - Original price $173.99
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    $173.99
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  • Original price $175.99 - Original price $175.99
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    Yardbird - Colby Side Table - Dark Brown

    Yardbird

    Built to lastBrown aluminum rust-proof frameEasy to cleanAluminum frame is easy to cleanEndless configuration opportunitiesUse as an accent table a...

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    Original price $175.99 - Original price $175.99
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  • Original price $547.99 - Original price $547.99
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    NETGEAR - Nighthawk AX6000 Wi-Fi 6 Router with DOCIS 3.1 Cable Modem - Black

    NETGEAR

    Built for Wi-Fi 6 and DOCSIS 3.1Join the new generation of Wi-Fi 6 router with a built-in DOCSIS 3.1 cable modem that delivers blazing-fast multi g...

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    Original price $547.99 - Original price $547.99
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  • Original price $117.99 - Original price $117.99
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    Glorious - GPBT Dye Sublimated Keycaps 114 Keycap Set for 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Celestial Fire

    Glorious

    BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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    Original price $117.99 - Original price $117.99
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  • Original price $193.99 - Original price $193.99
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    Waterpik - Sonic-Fusion 2.0 - White

    Waterpik

    Dentist RecommendedWaterpik is the 1 water flosser brand recommended by 9 in 10 dental professionals over other water flosser brandsADA AcceptedWat...

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    Original price $193.99 - Original price $193.99
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  • Original price $310.99 - Original price $310.99
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    JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

    JBL

    Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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    Original price $310.99 - Original price $310.99
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  • Original price $128.99 - Original price $128.99
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    Keurig - K-Select Single-Serve K-Cup Pod Coffee Maker - Matte Black

    Keurig

    BREWS MULTIPLE CUP SIZES(6 8 10 12 oz.). Enjoy the most popular cup sizes all with QUIET BREW TECHNOLOGY minimizing noise during use.STRONG BREWKic...

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    Original price $128.99 - Original price $128.99
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    Current price $128.99
  • Original price $179.99 - Original price $179.99
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    $179.99
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    Keurig - K-Supreme SMART Single Serve Coffee Maker with WiFi Compatibility - Black

    Keurig

    BrewIDWiFi enabled BrewID technology recognizes your specific K-Cup pod and customizes brew settings. BrewID technology will recommend SIGNATURE BR...

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    Original price $179.99 - Original price $179.99
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    $179.99
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  • Original price $163.99 - Original price $163.99
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    $163.99
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    Ninja - Pods Grounds Specialty Single-Serve Coffee Maker K-Cup Pod Compatible with Built-In Milk Frother - Black

    Ninja

    Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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    Original price $163.99 - Original price $163.99
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    $163.99
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    Current price $163.99
  • Original price $97.99 - Original price $97.99
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    Keurig - K-Iced Single Serve K-Cup Pod Coffee Maker - Gray

    Keurig

    BREW OVER ICEAutomatically adjusts brew temperature — starting hotter to help extract full flavor then cooling down for less ice melt.STRONG BREWBr...

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    Original price $97.99 - Original price $97.99
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    $97.99
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    Current price $97.99
  • Original price $308.99 - Original price $308.99
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    $308.99
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    Breville - the Smart Oven Pro Convection Toaster Oven - Brushed Stainless Steel

    Breville

    BREVILLE+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your culinary co-pilot gives you step-by-s...

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    Original price $308.99 - Original price $308.99
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    $308.99
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  • Original price $156.99 - Original price $156.99
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    $156.99
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    Govee - Glide Wall Light (8+2)

    Govee

    Breathtaking Multi-Color LightingOur patented RGBIC tech lets Glide display up to 57 colors at one time and 16 million colors total allowing for be...

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    Original price $156.99 - Original price $156.99
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    $156.99
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    Current price $156.99
  • Original price $1,394.99 - Original price $1,394.99
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    $1,394.99
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    Current price $1,394.99

    Sony - FE 50mm F1.4 GM Full-frame Large-aperture G Master Lens - Black

    Sony

    Breathtaking G Master image quality right out to the edges of the frameTwo high-precision XA lens elements effectively correct distortion and aberr...

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    Original price $1,394.99 - Original price $1,394.99
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    $1,394.99
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    Current price $1,394.99
  • Original price $357.99 - Original price $357.99
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    $357.99
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    CORSAIR - T3 RUSH Fabric Gaming Chair - Charcoal

    Corsair

    Breathable fabricThe T3 RUSH’s breathable soft fabric exterior retains minimal heat allowing you to keep cool during long game sessionsPadded neck ...

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    Original price $357.99 - Original price $357.99
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  • Original price $100.99 - Original price $100.99
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    TP-Link - RE605X AX1800 Wi-Fi 6 Range Extender - White

    TP Link

    Boosted WiFi CoverageExtend your router’s signal with RE605X featuring two high-gain antennas that are specifically designed to cover areas with we...

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    Original price $100.99 - Original price $100.99
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    $100.99
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  • Original price $520.99 - Original price $520.99
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    AMD - Ryzen 7 5800X 4th Gen 8-core 16-threads Unlocked Desktop Processor Without Cooler - Black

    AMD

    Boost ClockUp to 4.7GHz Max Boost ClockCores8 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache36 MB GameCache for game performancePCI Express...

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    Original price $520.99 - Original price $520.99
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  • Original price $355.99 - Original price $355.99
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    AMD - Ryzen 5 5600X 4th Gen 6-core 12-threads Unlocked Desktop Processor With Wraith Stealth Cooler

    AMD

    Boost ClockUp to 4.6GHz Max Boost ClockCores6 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache35 MB GameCache for game performancePCI Express...

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    Original price $355.99 - Original price $355.99
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    Current price $355.99
  • Original price $209.99 - Original price $209.99
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    $209.99
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    Current price $209.99

    JBL - CHARGE5 Portable Waterproof Speaker with Powerbank - Camo

    JBL

    Bold JBL Original Pro SoundTake the amazing power of JBL Pro Sound with you. The JBL Charge 5 has an optimized long excursion driver a separate twe...

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    Original price $209.99 - Original price $209.99
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    $209.99
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  • Original price $169.99 - Original price $169.99
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    Current price $169.99

    JBL - CHARGE5 Portable Waterproof Speaker with Powerbank - Red

    JBL

    Bold JBL Original Pro SoundTake the amazing power of JBL Pro Sound with you. The JBL Charge 5 has an optimized long excursion driver a separate twe...

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    Original price $169.99 - Original price $169.99
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    $169.99
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    Current price $169.99
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    JBL - CHARGE5 Portable Waterproof Speaker with Powerbank - Blue

    JBL

    Bold JBL Original Pro SoundTake the amazing power of JBL Pro Sound with you. The JBL Charge 5 has an optimized long excursion driver a separate twe...

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    Original price $169.99 - Original price $169.99
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    $169.99
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    Current price $169.99
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    Current price $169.99

    JBL - CHARGE5 Portable Waterproof Speaker with Powerbank - Black

    JBL

    Bold JBL Original Pro SoundTake the amazing power of JBL Pro Sound with you. The JBL Charge 5 has an optimized long excursion driver a separate twe...

    View full details
    Original price $169.99 - Original price $169.99
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    $169.99
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    Current price $169.99
  • Original price $105.99 - Original price $105.99
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    Current price $105.99

    iLive - 4.1 Home Theater System with Bluetooth - Black

    iLive

    BluetoothWirelessly stream your content efficiently from a Bluetooth enabled device for convenient listening and endless entertainment.Room Filling...

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    Original price $105.99 - Original price $105.99
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  • Original price $153.99 - Original price $153.99
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    $153.99
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    ION Audio - AquaSport Max Waterproof 60-Watt Bluetooth Stereo Speaker with Lights - Black

    Ion Audio LLC

    Bluetooth 5.3 compatibleStream and control your music wirelessly up to 100 ftION Sound XP AppControl audio and lightingHigh-Power 60-watt sound sys...

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    Original price $153.99 - Original price $153.99
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    Current price $153.99
  • Original price $122.99 - Original price $122.99
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    $122.99
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    Current price $122.99

    ION Audio - Sport Boom 60W Portable Bluetooth Battery Powered All-Weather Speaker with Multi-Colored Lights - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelesslyIon sound control AppCustomize your audioHigh-powered 60-watt sound system5.25 (133.35...

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    Original price $122.99 - Original price $122.99
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    $122.99
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    Current price $122.99
  • Original price $199.99 - Original price $199.99
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    ION Audio - Sport 320 200W Portable Bluetooth Battery Powered All-Weather Speaker with Premium 5-Speaker 320 Sound - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelesslyIon sound control AppCustomize audio and lighting5 xl 200-watt 320¿ speaker system5 Sp...

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    Original price $199.99 - Original price $199.99
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    $199.99
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    Current price $199.99
  • Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99

    Blue Microphones Yeti - microphone

    BLUE MICROPHONES

    Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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    Original price $104.99 - Original price $104.99
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    $104.99
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    Current price $104.99
  • Original price $189.99 - Original price $189.99
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    $189.99
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    Current price $189.99

    Sanus - Wireless Speaker Stands for Sonos Era 300 (Pair) - Black

    Sanus Systems

    Blends inSeamlessly blends with Sonos Era 300 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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    Original price $189.99 - Original price $189.99
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    $189.99
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    Current price $189.99
  • Original price $135.99 - Original price $135.99
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    $135.99
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    Current price $135.99

    Yardbird - Classic Umbrella Base - Black

    Yardbird

    Black outdoor umbrella baseClassic 50 LB cast iron base with a black finishFlexible designMulti-purpose stem utilized for both free-standing or tab...

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    Original price $135.99 - Original price $135.99
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    Current price $135.99
  • Original price $508.99 - Original price $508.99
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    $508.99
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    Current price $508.99

    Samsung - MX-ST50B Sound Tower High Power Audio 240W - Black

    Samsung

    Bi-directional Sound (240 watts)Get the room jumping with 240 watts of power. Pump up the music and keep the good vibes flowing with uniquely desig...

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    Original price $508.99 - Original price $508.99
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    $508.99
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    Current price $508.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.