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Sony - BRAVIA Theater Bar 6 3.1.2ch subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 3.1.2ch spatial soundAcoustically designed to deliver cinematic spatial sound with 3 front-firing speakers including a dedicated center s...
View full detailsBeats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange
ApplePowerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...
View full detailsSony - BRAVIA Theater System 6 5.1ch with subwoofer Dolby Atmos/DTSX compatible - Black
SonyCinematic 5.1ch surround soundAcoustically designed for cinematic surround sound with 3 front-firing speakers including a dedicated center speaker ...
View full detailsDell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB Storage - Ice Blue
DellStunning function in every modeExperience seamless productivity in any mode with the DB04250 design that maximises performance and portability ensu...
View full detailsDell - Inspiron - Copilot+ PC - 14" 2K Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 512GB Storage - Titan Grey
DellBuilt For Fast-Paced LifestylesOn-device AI powered by Snapdragon X Plus gives you responsive performance and power efficiency.Ultimate MobilityThi...
View full detailsHP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green
HPWindows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...
View full detailsGE Profile - 450 Sq. Ft. 10000 BTU Smart Portable Air Conditioner with Inverter Technology for Energy Savings - White
GE ProfileEnhanced Cooling EfficiencyUpgrade to a dual-hose system for faster more efficient cooling allowing it to cool rooms more effectively and consisten...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsASUS - Zenbook S 14 14" 3K OLED Touch Screen Laptop - Copilot+ PC - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - Zumaia Gray
ASUSCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsSamsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ - White Glass
SamsungAI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...
View full detailsInsignia - Charge Station for Meta Quest 3 and 3S - White
InsigniaQuick-connect Charging systemDrop-and-go convenience—controllers auto-align in the dock's cradle via precision charging pins while the headset snap...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - AMD Ryzen AI 7 - 24GB Memory - 1TB SSD - Meteor Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsInsignia - 7 Cu. Ft. Gas Dryer with Sensor Dry - White
Insignia7 cu. ft. capacity with front-load designAllows you to easily access and unload your laundry from the dryer. Adjust the reversible door hinge to ac...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core i9-14900F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 1TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsHiBoy - S2 Foldable Electric Scooter w/ 17 mi Max Operating Range 19 mph Max Speed - Gray
11 bit studiosPowerful Motor And Long Battery LifeThe 350W electric brushless hub motor allows for speeds up to 19mph. High capacity battery with a Max. travel r...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Starlight
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsiRobot - Roomba 405 Combo Vacuum Mop + AutoWash Dock - Dual Spinning Mop Pads Self Empties Intense Suction Pad Lift - White
iRobotStrong Suction. Serious Mopping.Devours messes from crumbs to pawprints with 70x more suction DualClean Mop Pads SmartScrub a multi-surface rubber ...
View full detailsPeak Design - Everyday Backpack V2 30L - Black
Peak DesignVersatile DesignCustomizable internal dividers make this bag ideal for everyday camera and laptop carry.Side + Top AccessAccess from top via MagLat...
View full detailsSony - ULT TOWER 9 Wireless Party Speaker SRSULT900 - Black
SonyULT Button for Enhanced BassPress the ULT button to boost your bass delivering deeper and more powerful sound for a richer audio experience.360 Par...
View full detailsGoPro - MAX 360 Action Camera - Black
GoProUltra versatile 360 videoBy capturing 5.6K30 spherical video MAX gives you the freedom to stay in the moment and still get amazing footage. There’...
View full detailsJBL - Flip 7 - Portable waterproof and drop-proof speaker - 2025 - Blue
JBLBold JBL Pro Sound with AI Sound BoostWe've beefed up our bass and tweaked our tweeter. The outcome Powerful clearer bass even at max volume and cr...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 7800X3D - AMD Radeon RX 9070 XT 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsApple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsOutdoor Cam Plus Battery with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White
Ring2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...
View full detailsSamsung - Galaxy Tab S10 FE+ - 13.1" 128GB - Wi-Fi - with S-Pen - Blue
SamsungUnwind with a bigger screenEnjoy more downtime on a large 13.1" screenwhether you’re shopping online unwinding with cat videos or playing your favo...
View full detailsSony - ULT FIELD 5 Wireless Speaker - Black
SonyULT ButtonPress to boost the bass for a deeper richer sound.Shoulder StrapDesigned for easy portability making it simple to carry your speaker wher...
View full detailsSony - ULT FIELD 3 Wireless Speaker - Off White
SonyULT ButtonBoost the bass with the press of the ULT button delivering enhanced sound depth for your favorite tracks.Shoulder StrapDesigned for easy ...
View full detailsSony - ULT FIELD 3 Wireless Speaker - Black
SonyULT ButtonBoost the bass with the press of the ULT button delivering enhanced sound depth for your favorite tracks.Shoulder StrapDesigned for easy ...
View full detailsSony - ULT FIELD 5 Wireless Speaker - Off White
SonyULT ButtonPress to boost the bass for a deeper richer sound.Shoulder StrapDesigned for easy portability making it simple to carry your speaker wher...
View full detailsRoku - 50" Class Select Series 4K LED Smart RokuTV (2025)
RokuA treat for the eyesSharp 4K brings out rich detail on our 50" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...
View full detailsTP-Link - Archer BE5000 Dual-Band Wi-Fi 7 Router - Black
TP Link5 Gbps Lightning-Fast SpeedsEnjoy incredible Wi-Fi speeds of up to 5 Gbps — with speeds reaching 4324 Mbps on the 5 GHz band and 688 Mbps on the 2....
View full detailsLG - 6.3 Cu. Ft. Slide-In Electric Induction True Convection Range with InstaView and Flex Control Knobs - Stainless Steel
LGThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...
View full detailsApple - MacBook Air 13-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Sky Blue
AppleSUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...
View full detailsElden Ring Nightreign Deluxe Edition - Xbox Series X
BANDAI NAMCO EntertainmentRise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...
View full detailsElden Ring Nightreign Deluxe Edition - PlayStation 5
BANDAI NAMCO EntertainmentRise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.