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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ASUS - TUF TM700 Gaming Desktop - AMD Ryzen 7 8700F (2024) - 16GB Memory - NVIDIA GeForce RTX 5060Ti 16GB - 1TB Storage - Solar Eclipse Gray

ASUS
Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99

Ready to Game on Windows 11The TM700 runs Windows 11 out of the box giving you a smooth ready-to-game foundation with full support for the latest d...

View full details
Original price $2,222.99 - Original price $2,222.99
Original price
$2,222.99
$2,222.99 - $2,222.99
Current price $2,222.99

reMarkable - Paper Pure 10.3 Paper Pablet with Marker Plus - White Gray

ReMarkable
Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

Your place to thinkJust put your pen to paper and take notes mark up documents and sketch. With dozens of available note-taking templates an unclut...

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Original price $510.99 - Original price $510.99
Original price
$510.99
$510.99 - $510.99
Current price $510.99

ASUS - TUF TM700 Gaming Desktop - AMD Ryzen 5 8400F (2024) - 16GB Memory - NVIDIA GeForce RTX 5060 Dual 8GB - 1TB Storage - Solar Eclipse Gray

ASUS
Original price $1,799.99 - Original price $1,799.99
Original price
$1,799.99
$1,799.99 - $1,799.99
Current price $1,799.99

Ready to Game on Windows 11The TM700 runs Windows 11 out of the box giving you a smooth ready-to-game foundation with full support for the latest d...

View full details
Original price $1,799.99 - Original price $1,799.99
Original price
$1,799.99
$1,799.99 - $1,799.99
Current price $1,799.99

Apple Watch SE 3 GPS 44mm Starlight Aluminum Case with Sand Sport Band - S/M - Starlight - (2026)

Apple
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

GET ESSENTIAL HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker. Temperature sensing8309; enables insights in the Vitals app 185; and ...

View full details
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Desert Alpine Loop - M - Natural - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Acer - Aspire Lite 15 Laptop - 15.6" Full HD IPS Display 2K- Intel Core 3 processor N355 2025 - 8GB Memory - 128GB Storage - Lunar Gray

Acer
Original price $542.99 - Original price $542.99
Original price
$542.99
$542.99 - $542.99
Current price $542.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $542.99 - Original price $542.99
Original price
$542.99
$542.99 - $542.99
Current price $542.99

Samsung - 32" Odyssey G5 (G55H) QHD 180Hz 1ms AMD FreeSync 1000R Curved Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

1000R Curved ScreenExperience next-level gaming with the immersive 1000R curved screen. The Odyssey G5’s curved display is designed to keep the scr...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

j5create - USB-C 11-in-1 PD 3.1 140W Dual 4K HDMI Multi-Port Dock - space grey

J5 Create
Original price $150.99 - Original price $150.99
Original price
$150.99
$150.99 - $150.99
Current price $150.99

140W PD 3.1 ChargingExperience ultra-fast future-proof power delivery designed for the most demanding workstation and gaming laptopsDual 4K Visuals...

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Original price $150.99 - Original price $150.99
Original price
$150.99
$150.99 - $150.99
Current price $150.99

Apple Watch SE 3 GPS + Cellular 44mm Midnight Aluminum Case with Navy Blue Sport Band - M/L - Midnight - (2026)

Apple
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

GET ESSENTIAL HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker. Temperature sensing8309; enables insights in the Vitals app 185; and ...

View full details
Original price $387.99 - Original price $387.99
Original price
$387.99
$387.99 - $387.99
Current price $387.99

Apple Mac mini M6 - 16 GB - SSD 512 GB

Apple
Original price $1,239.99 - Original price $1,239.99
Original price
$1,239.99
$1,239.99 - $1,239.99
Current price $1,239.99

M6 CHIP—Everything you do on Mac mini feels more responsive with the M6 chip and its next-generation CPU. Fly through AI workflows with up to 4.8x ...

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Original price $1,239.99 - Original price $1,239.99
Original price
$1,239.99
$1,239.99 - $1,239.99
Current price $1,239.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Burgundy Trail Loop - S/M - Black - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

HP - OmniBook 3 - 16" 2K Touchscreen Laptop - Intel Core 5 320 (2026) - 8GB Memory - 256GB SSD - Mica Silver

HP
Original price $943.99 - Original price $943.99
Original price
$943.99
$943.99 - $943.99
Current price $943.99

Intel Core 5 320 processorTurns out you can have it all—incredible battery favorite apps ready out of the box epic streaming seamless calls and sma...

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Original price $943.99 - Original price $943.99
Original price
$943.99
$943.99 - $943.99
Current price $943.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Burgundy Alpine Loop - S - Black - (2026)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

CORSAIR - NAUTILUS II 360 RS ARGB Liquid CPU Cooler Vibrant ARGB FlowDrive 2S Pump RS II ARGB Uni Frame Fans 360mm Radiator - Black

Corsair
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Quiet Efficient CPU CoolingStrong thermal performance keeps modern CPUs running smoothly with low noise levels suited to everyday gaming content cr...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Insignia - 15.6 Cu. Ft. Manual Defrost Garage-Ready Chest Freezer - White

Insignia
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

15.6 cu. ft. capacityEnough space for three-quarters of a cow and a few additional odds and ends.Three wire baskets includedOrganize small or odd-s...

View full details
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

Fujifilm - instax mini 12 Holiday Bundle 2026 - Blossom Pink

Fujifilm
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Compact and cute design. Easily twist the lens to turn on and offBuilt-in selfie mirror for easy selfies Close-up mode with parallax correctionFe...

View full details
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Apple Watch Ultra 4 GPS + Cellular 49mm Titanium Case with Natural Titanium Milanese Loop - M - Natural - (2026)

Apple
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

MULTI-DAY BATTERY LIFE—Ultra 4 is a smartwatch with ultramarathon battery stamina178; perfect for runners to go the distance—with up to 45 hours of...

View full details
Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99

LG - UltraFine 32" 4K UHD 60Hz Monitor HDR10 (HDMI DisplayPort) - Black

LG
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

4K UHD Clarity With More Screen SpaceThe 32" 4K UHD (3840x2160) UltraFine display delivers sharp detail and expansive screen space for multitasking...

View full details
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

HP - OmniBook 3 - 17.3" Full HD Laptop - Intel Core 5 320 (2026) - 8GB Memory - 512GB SSD - Mica Silver

HP
Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

Intel Core 5 320 processorTurns out you can have it all—incredible battery favorite apps ready out of the box epic streaming seamless calls and sma...

View full details
Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

Logitech - G PRO X2 RAPID (Tenkeyless) Wired Gaming Keyboard with Magnetic Analog Switches and OLED Display - White

Logitech
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Move First. Land the Winning ClickThe PRO X2 RAPID wired keyboard features custom 100 magnetic analog switches with rapid trigger 8 kHz polling OL...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

HP - OmniStudio 23.8" WLED Touchscreen All-in-One with Adjustable Height - Intel Core 3 304 (2026) - 8GB Memory - 512GB SSD - Cotton White

HP
Original price $1,085.99 - Original price $1,085.99
Original price
$1,085.99
$1,085.99 - $1,085.99
Current price $1,085.99

Intel Core 3 304 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-scenes AI. Thi...

View full details
Original price $1,085.99 - Original price $1,085.99
Original price
$1,085.99
$1,085.99 - $1,085.99
Current price $1,085.99

Nespresso - Vertuo Pop+ Deluxe Coffee and Espresso Maker by Breville and Chrome - Full White

Nespresso
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Signature Coffee and EspressosVertuo Pop+ Deluxe offers a variety of coffee formats in 5 sizes including 5 8 12oz coffees as well as single and dou...

View full details
Original price $191.99 - Original price $191.99
Original price
$191.99
$191.99 - $191.99
Current price $191.99

Insignia - 13.1 Cu. Ft. Manual Defrost Garage-Ready Chest Freezer - White

Insignia
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

13.1 cu. ft. capacityEnough space for a half cow and a few additional odds and ends.Two wire baskets includedOrganize small or odd-shaped items for...

View full details
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

Apple Watch SE 3 GPS 40mm Starlight Aluminum Case with Sand Sport Band - S/M - Starlight - (2026)

Apple
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

GET ESSENTIAL HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker. Temperature sensing8309; enables insights in the Vitals app 185; and ...

View full details
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Insignia - 10.4 Cu. Ft. Manual Defrost Garage-Ready Chest Freezer - White

Insignia
Original price $438.99 - Original price $438.99
Original price
$438.99
$438.99 - $438.99
Current price $438.99

10.4 cu. ft. capacityEnough space for a half cow and a few additional odds and ends.Two wire baskets includedOrganize small or odd-shaped items for...

View full details
Original price $438.99 - Original price $438.99
Original price
$438.99
$438.99 - $438.99
Current price $438.99

Apple Watch SE 3 GPS 44mm Midnight Aluminum Case with Navy Blue Sport Band - M/L - Midnight - (2026)

Apple
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

GET ESSENTIAL HEALTH INSIGHTS—Apple Watch SE 3 is an advanced health tracker. Temperature sensing8309; enables insights in the Vitals app 185; and ...

View full details
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Caf - Couture Toaster Oven with Air Fry - Matte Black

GE Cafe
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

14 Cooking ModesA countertop oven that can curate any recipe from quick snacks to dinner party hors d'oeuvres including Air Fry Crisp Finish Bake B...

View full details
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

Apple Watch Series 12 GPS + Cellular 42mm Titanium Case with Radiant Gold Milanese Loop - Radiant Gold - (2026)

Apple
Original price $854.99 - Original price $854.99
Original price
$854.99
$854.99 - $854.99
Current price $854.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $854.99 - Original price $854.99
Original price
$854.99
$854.99 - $854.99
Current price $854.99

Logitech - G PRO X3 LIGHTSPEED Wireless Gaming Headset with Bluetooth/USB/3.5 mm Aux for PC PS5 PS6 - Pink Magenta

Logitech
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Designed with Pros. Engineered to WinDeveloped with global pros PRO X3 LIGHTSPEED was refined to meet the exacting needs of high-performance equipm...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Apple Watch Series 12 GPS + Cellular 42mm Titanium Case with Natural Milanese Loop - Natural - (2026)

Apple
Original price $854.99 - Original price $854.99
Original price
$854.99
$854.99 - $854.99
Current price $854.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $854.99 - Original price $854.99
Original price
$854.99
$854.99 - $854.99
Current price $854.99

Beats - 360 Over-the-Ear Headphones - with Performance Knit Cushions - Cloud

Beats
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Beats 360 over-ear noise-cancelling headphones are built for active lifestyles and all-day comfort.Our first-ever sweat and water resistant over-ea...

View full details
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Anker - PowerExpand 8-in-1 USB-C PD Media Hub - Gray

Anker
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

TBD¿All The Ports You Need Turn your device’s USB-C port into 8 ports allowing you to transfer data in seconds stream media in unrivaled clarity an...

View full details
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Apple - 49mm Ocean Band - Black Titanium Finish - Translucent Black

Apple
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Compatible Apple Watch Models44mm 45mm 46mm 49mm

Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Apple Watch Series 12 GPS + Cellular 46mm Aluminum Case with Sand Sport Band - S/M - Light Gold - (2026)

Apple
Original price $636.99 - Original price $636.99
Original price
$636.99
$636.99 - $636.99
Current price $636.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $636.99 - Original price $636.99
Original price
$636.99
$636.99 - $636.99
Current price $636.99

Apple Watch Series 12 GPS + Cellular 46mm Aluminum Case with Olive Sport Band - M/L - Dark Bronze - (2026)

Apple
Original price $636.99 - Original price $636.99
Original price
$636.99
$636.99 - $636.99
Current price $636.99

STAY CLOSER TO YOUR HEART HEALTH—The most accurate heart rate sensing in a wearable185; Series 12 now measures HRV as often as every five minutes f...

View full details
Original price $636.99 - Original price $636.99
Original price
$636.99
$636.99 - $636.99
Current price $636.99

Insignia - 40" Class F40 Series 1080P Full HD Direct LED Smart TV with Fire TV

Insignia
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and det...

View full details
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.