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Original price $182.99 - Original price $182.99
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$182.99
$182.99 - $182.99
Current price $182.99

Razer - BlackWidow V4 X Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Minecraft Edition

Razer

Creepin' it RealTruly live the block life with Razer’s officially licensed gaming keyboard for Minecraft.Razer Green Mechanical SwitchesWith a 1.9m...

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Original price $182.99 - Original price $182.99
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Current price $182.99
Original price $75.99 - Original price $75.99
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Insignia - Universal Projector Ceiling Mount - Black

Insignia

Universal compatibilityFits most projectors up to 35 lbs. with 3- or 4-bolt mounting systems.Tilts +/- 25 and rotates 360 after installationAdjust ...

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Original price $75.99 - Original price $75.99
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Original price $1,867.99 - Original price $1,867.99
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ASUS - TUF Gaming A16 16" FHD+ 165Hz Gaming Laptop - AMD Ryzen 9 - 32GB RAM - NVIDIA GeForce RTX 5070 - 1TB SSD - Jaegar Gray

ASUS

Windows 11 Home operating systemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,867.99 - Original price $1,867.99
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Original price $1,180.99 - Original price $1,180.99
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Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" Full HD LCD Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB SSD - Seashell

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,180.99 - Original price $1,180.99
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Original price $331.99 - Original price $331.99
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$331.99
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eero - Pro 7 Tri-band Mesh Wi-Fi 7 Router (1-pack) - White

Eero

WIFI AT THE SPEED OF LIFEeero Pro 7 brings next-generation speed and reliability to home and business networks with high bandwidth needs.RELIABLE C...

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Original price $331.99 - Original price $331.99
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Original price $315.99 - Original price $315.99
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$315.99
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eero - 7 Dual-band Mesh Wi-Fi 7 System (2-pack) - White

Eero

OUR MOST AFFORDABLE WI-FI 7 ROUTEReero 7 helps you future-proof your network and make the most of Wi-Fi 7 performance starting today.SAY GOODBYE TO...

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Original price $315.99 - Original price $315.99
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Original price $104.99 - Original price $104.99
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Apple - Smart Folio for iPad (A16) - Sky

Apple

CompatibilityiPad (A16)

Original price $104.99 - Original price $104.99
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Original price $95.99 - Original price $95.99
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Sony - WF-C710N Truly Wireless Noise-Canceling Earbuds - White

Sony

Noise-cancelingWF-C710N Wireless Noise Canceling Earbuds are the ultimate everyday audio essential with optimal noise canceling a longer battery li...

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Original price $95.99 - Original price $95.99
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$95.99
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Original price $2,072.99 - Original price $2,072.99
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Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 32GB Memory - NVIDIA RTX Geforce 5070 - 2TB NVMe SSD - White

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $2,072.99 - Original price $2,072.99
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Best Buy essentials - 12' 2-Slot Non-Polarized Power Cord - Black

Best Buy essentials

Compatible with select devicesWorks with select computers monitors external power bricks gaming consoles and other electronics that require a C7 co...

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Original price $25.99 - Original price $25.99
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Original price $300.99 - Original price $300.99
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AOC - 27" Q27G40XMN Mini-LED QHD 180hz Gaming Monitor - Black

AOC

Mini-LED panel technologyExperience clarity vibrant colors and richer contrast with Mini-LED technology.Quad HD ResolutionExperience stunning clari...

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Original price $300.99 - Original price $300.99
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Original price $942.99 - Original price $942.99
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TCL - 55" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $942.99 - Original price $942.99
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Original price $634.99 - Original price $634.99
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iRobot - Roomba 505 Combo Vac Mop + AutoWash Dock - Extending Spinning Mop Pads Self-Empties Pad Wash Heated Dry LiDAR - White

iRobot

Deep down and wall-to-wall.Advanced DualClean Mop Pads with PerfectEdge extend floor-mopping coverage by 18 and SmartScrub adds 2x deeper scrubbing...

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Original price $634.99 - Original price $634.99
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Original price $1,012.99 - Original price $1,012.99
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Lenovo - Yoga 7 2-in-1 - Copilot+ PC - 16" 2K LCD Touchscreen Laptop - AMD Ryzen AI 5 340 - 16GB Memory - 512GB SSD - Seashell

Lenovo

Windows 11 Home OSYour time is valuable. So don’t waste it doing things the hard way. Windows 11 brings a fresh experience with new ways to get thi...

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Original price $1,012.99 - Original price $1,012.99
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Original price $511.99 - Original price $511.99
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Lenovo - IdeaPad 1 15.6" Full HD Touchscreen Laptop - AMD Ryzen 5 7520U 2022 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $511.99 - Original price $511.99
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$511.99
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Original price $1,082.99 - Original price $1,082.99
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Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,082.99 - Original price $1,082.99
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$1,082.99
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Original price $1,802.99 - Original price $1,802.99
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MSI - Vector 16 HX AI 16" 144Hz FHD+ Gaming Laptop - Intel Ultra 7-255HX - GeForce RTX 5070Ti - 16GB Memory - 1TBSSD - Cosmo Gray

MSI

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,802.99 - Original price $1,802.99
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Original price $421.99 - Original price $421.99
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$421.99
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DJI - RS 4 Mini 3-Axis Gimbal Stabilizer - Gray

DJI

Ready in 1 sNo more fumbling with manual locks The DJI gimbal RS 4 Mini's auto axis locks makes setup even faster. Perfect for capturing those flee...

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Original price $421.99 - Original price $421.99
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$421.99
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Original price $173.99 - Original price $173.99
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$173.99
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Therabody - TheraFace Depuffing Wand - Cold Heat Facial Treatments - Indigo

Therabody

Cold and heat treatments for visible results after one treatment Cold reduces puffiness dark circles the appearance of pores while heat boosts cir...

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Original price $173.99 - Original price $173.99
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Original price $1,721.99 - Original price $1,721.99
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LG - 6.3 Cu. Ft. Slide-In Electric True Convection Range with InstaView and 2 UltraHeat Elements - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,721.99 - Original price $1,721.99
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Original price $2,906.99 - Original price $2,906.99
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Current price $2,906.99

ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA RTX 5070 Ti 12GB - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,906.99 - Original price $2,906.99
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$2,906.99
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Original price $1,699.99 - Original price $1,699.99
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ASUS - TUF Gaming F16 16" FHD+ 165Hz Gaming Laptop - Intel Core i7-14650HX - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Jaeger Gray

ASUS

Windows 11 Home Operating SystemGame create and maximize your productivity—Windows 11 Home is the one place for it all. With a fresh new feel and t...

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Original price $1,699.99 - Original price $1,699.99
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$1,699.99
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Original price $1,489.99 - Original price $1,489.99
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ASUS - ROG Zephyrus G14 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 270 - 16GB LPDDR5X - GeForce RTX 5060 - 1TB SSD - Platinum White

ASUS

Make Gaming and Creating Easier with Windows 11 HomeGame create and maximize your productivity—Windows 11 Home is the one place for it all. With ad...

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Original price $1,489.99 - Original price $1,489.99
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$1,489.99
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Current price $1,489.99
Original price $689.99 - Original price $689.99
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Current price $689.99

LG - UltraGear 27" IPS Dual Mode (4K UHD 240Hz or FHD 480Hz) 1ms G-Sync Gaming Monitor with DisplayHDR 600 (DisplayPort 2.1) - Black

LG

Next-Level Gaming With 4K UHD Nano IPS BlackUnleash next-gen gaming with the UltraGear's first Nano IPS Black monitor. Play in razor-sharp 4K UHD ...

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Original price $689.99 - Original price $689.99
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$689.99
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Original price $1,532.99 - Original price $1,532.99
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Current price $1,532.99

LG - UltraGear 32" OLED Dual Mode (4K UHD 240Hz FHD 480Hz) 0.03ms G-SYNC Compatible AMD FreeSync Premium Pro Gaming Monitor - Black

LG

Dual Mode 4K UHD 240Hz or Full HD 480HzLG UltraGear OLED is a VESA Certified Dual Mode gaming monitor. This innovation allows gamers to experience ...

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Original price $1,532.99 - Original price $1,532.99
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Original price $1,780.99 - Original price $1,780.99
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Dell - Plus - Copilot+ PC - 16" 2.5K 2-in-1 Touchscreen Laptop - Intel Core Ultra 9 288V 2024 - 32GB Memory - 1TB Storage - Midnight Blue

Dell

A stunning display in any modeCreate and edit on a versatile 16-inch screen with space for all your tool bars with the DB06250.Built from the groun...

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Original price $1,780.99 - Original price $1,780.99
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$1,780.99
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Original price $286.99 - Original price $286.99
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$286.99
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Current price $286.99

Ninja - Artisan Outdoor Pizza Oven 12-inch 3-minute Pizza 700F Max Temperature Electric Heat - Dark Gray

Ninja

5-in-1 FunctionalityThe ultimate outdoor sidekick for all your backyard entertainment; pizza bake broil warm proof.3 Minute Artisan PizzaRestauran...

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Original price $286.99 - Original price $286.99
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$286.99
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Current price $286.99
Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

JBL - Charge 6 Portable Wireless Speaker - 2025 - Squad

JBL

Powerful JBL Pro Sound with AI Sound BoostHow do we make an already great speaker even better It helps that we have some of the best engineers in t...

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Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

PowerA - Advantage Plus Wired Controller for Xbox Series XS - Night Blossom

Power A

Quick-Twist Thumbsticks Easily adjust the height for each thumbstick in the middle of a game with a simple twist no need to swap out parts. 3 Heig...

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Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

HyperX - QuadCast 2 Wired Multi-Pattern USB Electret Condenser Microphone - Frost/Blue

HP

Hi-Res Studio-Quality RecordingThe QuadCast 2 will help take your recordings to the next level by capturing more sound detail and allowing the subt...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99
Original price $3,439.99 - Original price $3,439.99
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$3,439.99
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Current price $3,439.99

Alienware - Aurora Gaming Desktop - Intel Core Ultra 9 285K 2024 - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB Storage - Black

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $3,439.99 - Original price $3,439.99
Original price
$3,439.99
$3,439.99 - $3,439.99
Current price $3,439.99
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

SCUF - ENVISION v2 Wired Gaming Controller for PC with Anti-Drift Thumbsticks - Black

SCUF

Four Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99
Original price $1,205.99 - Original price $1,205.99
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Current price $1,205.99

Apple - MacBook Air 15-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 256GB SSD - Sky Blue

Apple

SUPERCHARGED BY M4—The Apple M4 chip brings even more speed and fluidity to everything you do like working across multiple apps editing videos or p...

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Original price $1,205.99 - Original price $1,205.99
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$1,205.99
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Current price $1,205.99
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

Dell - S2725H 27" IPS LED FHD 100Hz Monitor (HDMI) - Ash White

Dell

Re-engineered sound qualityEnjoy more detailed sound with spacious audio featuring greater output power deeper frequency response and more decibel ...

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Original price $210.99 - Original price $210.99
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$210.99
$210.99 - $210.99
Current price $210.99
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Insignia - 55" Class QF Series QLED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $389.99 - Original price $389.99
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$389.99
$389.99 - $389.99
Current price $389.99
Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
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Current price $3,521.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB DDR5 Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $3,521.99 - Original price $3,521.99
Original price
$3,521.99
$3,521.99 - $3,521.99
Current price $3,521.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.