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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sennheiser - RS 275 TV Headphones - Black

Sennheiser
Original price $231.99 - Original price $231.99
Original price
$231.99
$231.99 - $231.99
Current price $231.99

Clear Detailed SoundHigh-end Sennheiser speakers deliver crisp detailed sound and clear dialog that is always in sync with the action on the screen...

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Original price $231.99 - Original price $231.99
Original price
$231.99
$231.99 - $231.99
Current price $231.99

Shark - PowerDetect UV Reveal 2-In-1 Vac Mop - Black

Shark
Original price $978.99 - Original price $978.99
Original price
$978.99
$978.99 - $978.99
Current price $978.99

UV Stain DetectUV light reveals a whole world of invisible messes like sticky spills and dried-on pet “gifts." With up to 2x better stain removal (...

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Original price $978.99 - Original price $978.99
Original price
$978.99
$978.99 - $978.99
Current price $978.99

Frigidaire - 7 Cu. Ft. Electric Dryer with 8 Dry Cycles - White

Frigidaire
Original price $880.99 - Original price $880.99
Original price
$880.99
$880.99 - $880.99
Current price $880.99

Fits a King-Sized ComforterFit more in every load with large size capacity that fits a king-sized comforter or up to 25 towels8 Dry CyclesFeatures ...

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Original price $880.99 - Original price $880.99
Original price
$880.99
$880.99 - $880.99
Current price $880.99

MSI - PRO MP273W E14A 27" LCD FHD 144Hz 1ms Adaptive Sync Monitor with HDR ready Built-in Speakers (DisplayPort HDMI ) - Matte White

MSI
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

27“ FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27 FHD (1920 x 1080) screen. Experience vibrant visuals and clar...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

PLAUD - Note Pro Smart AI Voice/Audio Recorder - Black

PLAUD
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Plaud IntelligenceAI transcription in 112 languages with speaker labels and custom vocabulary. Generate multidimensional summaries with over 3000+ ...

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Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

LG - 43" PK340S Series UHD Signage TV with webOS Power Management SuperSign compatible - Black

LG Electronics
Original price $709.99 - Original price $709.99
Original price
$709.99
$709.99 - $709.99
Current price $709.99

Convenient webOS PlatformLG webOS 25 upgraded in SoC and web engine is available on PK340S series for a smooth execution of several tasks. LG webOS...

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Original price $709.99 - Original price $709.99
Original price
$709.99
$709.99 - $709.99
Current price $709.99

Philips - Hue Bridge V3 PRO - Black

Philips
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

More SpeedFeaturing the new Hue Chip Pro with ultra-fast processing speeds of 1.7 GHz and a quad-core Cortex-A35 CPU for super-fast response times ...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

ASUS - VM670 27" FHD Touch-Screen All-in-One - Copilot+ PC - AMD Ryzen AI 7 350 - 32GB Memory - 1TB SSD - White

ASUS
Original price $1,329.99 - Original price $1,329.99
Original price
$1,329.99
$1,329.99 - $1,329.99
Current price $1,329.99

27¿ Full HD Touchscreen (IPS 75Hz)Anti-glare 100 sRGB color 178 wide view and a 93 screen-to-body ratio for crisp roomy visualsRyzen AI Performance...

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Original price $1,329.99 - Original price $1,329.99
Original price
$1,329.99
$1,329.99 - $1,329.99
Current price $1,329.99

ASUS - VM670 27" FHD Touch-Screen All-in-One - Copilot+ PC - AMD Ryzen AI 5 330 - 16GB Memory - 1TB SSD - White

ASUS
Original price $1,110.99 - Original price $1,110.99
Original price
$1,110.99
$1,110.99 - $1,110.99
Current price $1,110.99

27¿ Full HD Touchscreen (IPS 75Hz)Anti-glare 100 sRGB color 178 wide view and a 93 screen-to-body ratio for crisp roomy visualsRyzen AI Performance...

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Original price $1,110.99 - Original price $1,110.99
Original price
$1,110.99
$1,110.99 - $1,110.99
Current price $1,110.99

SanDisk - Optimus GX PRO 850X 1TB Internal SSD NVMe

SanDisk
Original price $342.99 - Original price $342.99
Original price
$342.99
$342.99 - $342.99
Current price $342.99

Dominate your game session and creative projectsLoad levels fast and push through your creative workflow with PCIe 4.0 Sequential Read/Write speeds...

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Original price $342.99 - Original price $342.99
Original price
$342.99
$342.99 - $342.99
Current price $342.99

8-000 Btu Heat and Cool Window AC- White

Whirlpool
Original price $659.99 - Original price $659.99
Original price
$659.99
$659.99 - $659.99
Current price $659.99

Exceptional CoolingThis powerful 8000 BTU window air conditioner with 4000 BTU supplemental heat (not meant to be used as a primary heat source in ...

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Original price $659.99 - Original price $659.99
Original price
$659.99
$659.99 - $659.99
Current price $659.99

TCL - 250 Sq. Ft. 6000 BTU Smart Portable Air Conditioner 3-in-1 with AC Fan Dehumidifier - White

TCL
Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

Three-in-one ComfortOne AC to do it all powerful cooling comfortable fan circulation and effective dehumidifying moisture control.App Voice Contr...

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Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

ASUS - ROG Delta II Wireless RGB Gaming Headset for PC/Mac Xbox PS5 PS4 and Switch - KOJIMA PRODUCTIONS Edition

ASUS
Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

In Alliance with KOJIMA PRODUCTIONSArt Director Yoji Shinkawa’s vision brought to life from hand-drawn sketch to product in handVersatile Tri-Mode ...

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Original price $234.99 - Original price $234.99
Original price
$234.99
$234.99 - $234.99
Current price $234.99

Antigravity - A1 8K 360 Remote Control Drone - Explorer Bundle - Under 249g - White

Antigravity
Original price $1,568.99 - Original price $1,568.99
Original price
$1,568.99
$1,568.99 - $1,568.99
Current price $1,568.99

8K 360 VideoThis drone captures everything around it letting you relive your footage from every angle with exceptional clarity.Ultra Lightweight at...

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Original price $1,568.99 - Original price $1,568.99
Original price
$1,568.99
$1,568.99 - $1,568.99
Current price $1,568.99

Amazon - Kindle Scribe Folio Cover with Magnetic Attach Designed with Sustainablility in Mind - Plant-Based Leather - Matcha

AMAZON
Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

Designed exclusively for your new Kindle ScribeCompatible only with 2025 Kindle Scribe Releases.Sleek designDevice securely attaches to the slim fo...

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Original price $109.99 - Original price $109.99
Original price
$109.99
$109.99 - $109.99
Current price $109.99

SanDisk - Optimus GX 7100 2TB Internal SSD NVMe

SanDisk
Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

An SSD that doesn’t back downExperience an exhilarating boost with level-conquering Sequential Read/Write speeds up to 7250/6900MB/s (1TB and 2TB m...

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Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

MSI - MAG 255F E20 24" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Metallic Black

MSI
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

24.5" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 24.5" Full HD (1920 x 1080) screen. Experience vibrant visuals...

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Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

SanDisk - Optimus GX 7100 500GB Internal SSD NVMe

SanDisk
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

An SSD that doesn’t back downExperience an exhilarating boost with level-conquering Sequential Read/Write speeds up to 7250/6900MB/s (1TB and 2TB m...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

LEGO - Minecraft Mini Biomes Building Toy 21589

Lego
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Minecraft Building ToyLEGO Minecraft Mini Biomes (21589) building toy for boys and girls ages 12 years old and up features 5 removable biomes with ...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Samsung - Galaxy Buds4 Wireless Earbud Headphones - White

Samsung
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Sound with exceptional detail and clarityHear the richness of the sounds you love most with Hi-Res Audio on Galaxy Buds4. Designed with a 24-bit hi...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

PLAUD - Note Pro Smart AI Voice/Audio Recorder - Silver

PLAUD
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Plaud IntelligenceAI transcription in 112 languages with speaker labels and custom vocabulary. Generate multidimensional summaries with over 3000+ ...

View full details
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mushroom Kingdom

PowerA
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

First Alert - Smoke and Carbon Monoxide Detector Hardwired - White

First Alert
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

SC5 Hardwire Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Marshall - Kilburn III Portable Wireless Bluetooth Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary Input - Black/Brass

Marshall
Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

50+ Hours of Portable PlaytimeStart track one in the bedroom then listen to the encore on the balcony. With 50+ hours of portable playtime your pla...

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Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Razer - Joro Portable 75 Wireless Scissor Gaming Keyboard With Chroma RGB Backlighting - Black

Razer
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Hyper-Thin Hyper-Light Hyper-CompactThe Razer Joro packs a function row and full-sized arrow keys into a hyper-slim ultra-portable design. At just ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Lenovo - Legion Go Joystick Caps - Eclipse Black

Lenovo
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Supreme gripWith a vast contact area and tactically textured surface you’ll enjoy enhanced grip perfect for enduring epic gaming marathons without ...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Insignia - 32" Class F20 Series LED HD (720p) Smart Fire TV

Insignia
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Roborock - Saros Z70 Robot Vacuum Mop OmniGrip Arm 22000Pa Suction 3.14" Ultra Slim Obstacle Avoidance AdaptiLift Chassis - Silver

Roborock
Original price $1,251.99 - Original price $1,251.99
Original price
$1,251.99
$1,251.99 - $1,251.99
Current price $1,251.99

Revolutionary OmniGrip Mechanical Arm A Robotic Cleaner HelperExperience the robotic vacuum with a five-axis mechanical arm. The OmniGrip arm mov...

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Original price $1,251.99 - Original price $1,251.99
Original price
$1,251.99
$1,251.99 - $1,251.99
Current price $1,251.99

NZXT - Kraken Plus 240mm Radiator CPU Liquid Cooler (2 x 120mm F120P Fans) with 1.54" Square LCD - Black

NZXT
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

High-Performance CoolingThe NZXT Turbine pump is engineered for high flow and head pressure delivering efficient low-noise cooling to keep your CPU...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Bose - SoundLink Plus Portable Bluetooth Speaker - Black

Bose
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Sound that sparks the moment.Plus up the energy of any group hang thanks to the SoundLink Plus Speaker’s bold resonant audio and booming bass.Vibes...

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Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Alienware - 16X Aurora 16" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB Storage - Interstellar Indigo

Alienware
Original price $1,967.99 - Original price $1,967.99
Original price
$1,967.99
$1,967.99 - $1,967.99
Current price $1,967.99

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness on the AC16251.Intelligent processingIntel Core Ultra ...

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Original price $1,967.99 - Original price $1,967.99
Original price
$1,967.99
$1,967.99 - $1,967.99
Current price $1,967.99

Elgato - Game Capture Neo — 4K60 HDR Passthrough 1080p60 Capture For Nintendo Switch 2 PS4/PS5/Xbox Switch/iPhone - White

Elgato
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Ready for your consoleCapture Nintendo Switch 2 Playstation Xbox Steam Deck - anything.Tiny but MightyPremium Elgato Capture hardware the size of a...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

DJI - Osmo 360 Adventure Combo - Black

DJI
Original price $515.99 - Original price $515.99
Original price
$515.99
$515.99 - $515.99
Current price $515.99

Next-Level 360 Image Quality Native 8K 360 VideoOsmo 360 is DJI's first camera to offer native 8K/30fps 360 degree video with large 2.4¿m pixels. W...

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Original price $515.99 - Original price $515.99
Original price
$515.99
$515.99 - $515.99
Current price $515.99

LG - 6.3 Cu. Ft. Slide-In Gas True Convection Smart Range with EasyClean Air Fry and Flex Control Knobs - Stainless Steel

LG
Original price $1,999.99 - Original price $1,999.99
Original price
$1,999.99
$1,999.99 - $1,999.99
Current price $1,999.99

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,999.99 - Original price $1,999.99
Original price
$1,999.99
$1,999.99 - $1,999.99
Current price $1,999.99

ASUS - ROG GM700 Gaming Desktop - AMD Ryzen 7 9800X3D - 32GB Memory - NVIDIA GeForce RTX 5070Ti 16GB - 2TB SSD - Black

ASUS
Original price $3,118.99 - Original price $3,118.99
Original price
$3,118.99
$3,118.99 - $3,118.99
Current price $3,118.99

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $3,118.99 - Original price $3,118.99
Original price
$3,118.99
$3,118.99 - $3,118.99
Current price $3,118.99

UAG - Tempered Glass Screen Protector Shield for Microsoft Surface Pro 12" - Clear

Uag
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Scratch ResistanceOur glass screen protector shield features premium double-strengthened tempered glass that protects your screen from scratches an...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.