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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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HP - OmniBook X Flip 2-in-1 - 14" 2K Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Deep Espresso

HP
Original price $1,167.99 - Original price $1,167.99
Original price
$1,167.99
$1,167.99 - $1,167.99
Current price $1,167.99

14" 2K touchscreen1920 x 1200 resolution delivers incredible detail wide-viewing angles and lifelike color reproduction. And with touch you can con...

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Original price $1,167.99 - Original price $1,167.99
Original price
$1,167.99
$1,167.99 - $1,167.99
Current price $1,167.99

Bose - SoundLink Plus Portable Bluetooth Speaker with Powerful Sound Deep Bass - Black

Bose
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Sound that sparks the moment.Plus up the energy of any group hang thanks to the SoundLink Plus Speaker’s bold resonant audio and booming bass.Vibes...

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Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Samsung - 36 in. Wide Bespoke 22 cu. ft. Counter Depth 4-Door French Door Refrigerator with Zero Clearance Fit and Sphere Ice - Stainless Steel

Samsung
Original price $2,869.99 - Original price $2,869.99
Original price
$2,869.99
$2,869.99 - $2,869.99
Current price $2,869.99

The fridge that fitsGet a built-in look with zero clearance fit. Our specially designed hinges allow the fridge doors to open in tight spaces witho...

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Original price $2,869.99 - Original price $2,869.99
Original price
$2,869.99
$2,869.99 - $2,869.99
Current price $2,869.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Security Camera - Black

Ring
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Night Vision and check in at anytime with Live View.Stop intrude...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

MB Quart - Discus 10" 600W Dual-Voice Subwoofer - Red

MB Quart
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Secure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

XbotGo - Falcon AI Sports Camera 4K Auto-Tracking Action Cam for Team Sports Dual Lens with Live Streaming No Subscription - Edge Green

XbotGo
Original price $887.99 - Original price $887.99
Original price
$887.99
$887.99 - $887.99
Current price $887.99

ONE-TIME PURCHASELifetime access no subscription required.AI-POWERED AUTO TRACKINGDon’t miss a moment. With 6 TOPS AI performance and an 8-core pro...

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Original price $887.99 - Original price $887.99
Original price
$887.99
$887.99 - $887.99
Current price $887.99

ASUS Dual GeForce RTX 5060 8GB - OC Edition - graphics card - GeForce RTX 5060 - 8 GB

ASUS
Original price $539.99 - Original price $539.99
Original price
$539.99
$539.99 - $539.99
Current price $539.99

AI Performance613 AI TOPSPowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeForce CardAxial-tech FansFeatures a smaller fan hu...

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Original price $539.99 - Original price $539.99
Original price
$539.99
$539.99 - $539.99
Current price $539.99

Alienware - Area-51 18" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB Storage - Liquid Teal

Alienware
Original price $4,123.99 - Original price $4,123.99
Original price
$4,123.99
$4,123.99 - $4,123.99
Current price $4,123.99

Unapologetic powerArea-51 was intentionally designed to reach new performance horizons by enabling higher graphics and processor power limits.Game ...

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Original price $4,123.99 - Original price $4,123.99
Original price
$4,123.99
$4,123.99 - $4,123.99
Current price $4,123.99

GIGABYTE - GAMING A16 - 16" 165Hz 1920x1200 WUXGA Intel Core i7-13620H - 1TB SSD - 32GB DDR5 RAM - GeForce RTX 5060 - Black Steel

GIGABYTE
Original price $1,455.99 - Original price $1,455.99
Original price
$1,455.99
$1,455.99 - $1,455.99
Current price $1,455.99

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,455.99 - Original price $1,455.99
Original price
$1,455.99
$1,455.99 - $1,455.99
Current price $1,455.99

Blink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio Noise Cancellation Smart detection Add-onCam - White

Blink
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...

View full details
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Ninja - Blast 18 oz. Portable Blender - Black

Euro-Pro
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Ninja Blending AnywhereBlast through frozen ingredients with Ninja’s best portable blending power. Make perfectly smooth drinks anywhere you go.Eas...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

HP - 14" Laptop - Intel Processor N150 2025 - 4GB Memory - 128GB Storage - Willow Green

HP
Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

14-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glare ...

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Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

MSI MAG 255XF - LED monitor - Full HD (1080p) - 25" - HDR

MSI
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Rapid IPSEnsure vibrant colors and smooth visuals for an immersive gaming experience.300Hz High Refresh RateExperience smooth gaming with 300Hz ref...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Nikon - NIKKOR Z 135mm f/1.8 S Plena Telephoto for Z Mount Cameras - Black

Nikon
Original price $2,544.99 - Original price $2,544.99
Original price
$2,544.99
$2,544.99 - $2,544.99
Current price $2,544.99

CompatibilityCompatible with Nikon Z Mirrorless CamerasTelephoto lens provides detailed photos from a distanceMagnify distant subjects and isolate ...

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Original price $2,544.99 - Original price $2,544.99
Original price
$2,544.99
$2,544.99 - $2,544.99
Current price $2,544.99

Logitech - PRO X TKL LIGHTSPEED Wireless Mechanical Tactile Switch Gaming Keyboard with LIGHTSYNC RGB for PC - Magenta Pink

Logitech
Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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Original price $278.99 - Original price $278.99
Original price
$278.99
$278.99 - $278.99
Current price $278.99

ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White

ASUS
Original price $3,500.99 - Original price $3,500.99
Original price
$3,500.99
$3,500.99 - $3,500.99
Current price $3,500.99

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,500.99 - Original price $3,500.99
Original price
$3,500.99
$3,500.99 - $3,500.99
Current price $3,500.99

Insignia - 28 in. Wide 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

Insignia
Original price $624.99 - Original price $624.99
Original price
$624.99
$624.99 - $624.99
Current price $624.99

14.2 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors recessed...

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Original price $624.99 - Original price $624.99
Original price
$624.99
$624.99 - $624.99
Current price $624.99

NordicTrack - T Series 16 Folding Treadmill with Incline Decline 16" Smart HD Touchscreen Powered by iFIT - Black

Nordictrack
Original price $1,566.99 - Original price $1,566.99
Original price
$1,566.99
$1,566.99 - $1,566.99
Current price $1,566.99

Powered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...

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Original price $1,566.99 - Original price $1,566.99
Original price
$1,566.99
$1,566.99 - $1,566.99
Current price $1,566.99

Amana - 24" Front Control Built-In Dishwasher with Dark Interior Large Capacity 59 dBA - Stainless Steel

Amana
Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Midnight InteriorMidnight Interior ensures your dishes aren’t the only things that stay looking sharp.Water Repellent Silverware BasketDitch drip d...

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Original price $547.99 - Original price $547.99
Original price
$547.99
$547.99 - $547.99
Current price $547.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Auto Dimming Glass Touch Controls - Stainless Steel

Samsung
Original price $723.99 - Original price $723.99
Original price
$723.99
$723.99 - $723.99
Current price $723.99

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $723.99 - Original price $723.99
Original price
$723.99
$723.99 - $723.99
Current price $723.99

GE - 1.4 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - White

GE
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

1.4 Cu. Ft. Capacity1100 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.W...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White

Govee
Original price $320.99 - Original price $320.99
Original price
$320.99
$320.99 - $320.99
Current price $320.99

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $320.99 - Original price $320.99
Original price
$320.99
$320.99 - $320.99
Current price $320.99

LG - 36-in Standard-Depth MAX 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG
Original price $2,779.99 - Original price $2,779.99
Original price
$2,779.99
$2,779.99 - $2,779.99
Current price $2,779.99

Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

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Original price $2,779.99 - Original price $2,779.99
Original price
$2,779.99
$2,779.99 - $2,779.99
Current price $2,779.99

Sony - WFC510 Truly Wireless Earbuds - Yellow

Sony
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Compact. Lightweight. Comfortable.Light and compact to give you all-day comfort and designed for the ideal fit for an exceptional all-round listeni...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Peak Design - Tech Pouch - Black

Peak Design
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Reimagined organizationOrigami-style internal pocket layouts for aesthetic and sleek organization.StorageSmaller accessory pockets to store pens SD...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

JLab - JBuds Lux ANC Wireless Bluetooth Over-Ear Headphones with Active Noise Cancelling Spatial Audio 70+ Hour Battery - Mauve

JLab
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

LG - 30" Built-In Smart Gas Cooktop with 5 Burners and EasyClean - Stainless Steel

LG
Original price $1,247.99 - Original price $1,247.99
Original price
$1,247.99
$1,247.99 - $1,247.99
Current price $1,247.99

Stylish Modern DesignEnjoy the professional look and feel of a modern cooktop that elevates the appearance any kitchen. Equipped with continuous ca...

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Original price $1,247.99 - Original price $1,247.99
Original price
$1,247.99
$1,247.99 - $1,247.99
Current price $1,247.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Cypress Green

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

View full details
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

RØDE - Wireless PRO Dual-Channel Wireless Microphone System

Rode
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Ring - Indoor Cam (2023 Release) Plug-In 2-Pack - White/Black

Ring
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Ring AppSee hear and speak to people on camera in the Ring App with Live View and Two-Way Talk.CommunicationSee hear and speak in real time with Tw...

View full details
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

LG - 30" Smart Built-In Single Electric Convection Wall Oven with Steam Sous Vide - Stainless Steel

LG
Original price $2,281.99 - Original price $2,281.99
Original price
$2,281.99
$2,281.99 - $2,281.99
Current price $2,281.99

ThinQ TechnologyThe LG ThinQ app helps you manage all of your LG smart appliances to make your everyday a little easier. Automatically reorder supp...

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Original price $2,281.99 - Original price $2,281.99
Original price
$2,281.99
$2,281.99 - $2,281.99
Current price $2,281.99

LG - 1.3 Cu. Ft. Low-Profile Over-The-Range Microwave with Sensor Cook and Zero Clearance Door - Black

LG
Original price $702.99 - Original price $702.99
Original price
$702.99
$702.99 - $702.99
Current price $702.99

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Sync the microwave wit...

View full details
Original price $702.99 - Original price $702.99
Original price
$702.99
$702.99 - $702.99
Current price $702.99

Caf - 36 in. Wide 28.7 Cu. Ft. 4-Door French Door Smart Refrigerator with Dual Dispense Autofill Pitcher - Stainless Steel

GE Cafe
Original price $4,629.99 - Original price $4,629.99
Original price
$4,629.99
$4,629.99 - $4,629.99
Current price $4,629.99

Dual-Dispense AutoFill PitcherEnjoy chilled delicious water anytime with a pitcher that automatically refills when placed on its docking station. T...

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Original price $4,629.99 - Original price $4,629.99
Original price
$4,629.99
$4,629.99 - $4,629.99
Current price $4,629.99

JBL - Clip 5 Portable Bluetooth Speaker - 2024 - Red

JBL
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Ultra-portable JBL pro soundDon't let its little size fool you. The JBL Clip 5 packs a serious musical punch delivering big JBL pro sound with punc...

View full details
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Marshall - Motif II A.N.C. True Wireless Active Noise Cancelling Bluetooth Earbuds with Transparency Mode and Microphone for Calls - Black

Marshall
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Marshall Signature SoundDon’t leave great music behind. With Motif II A.N.C. you can take Marshall signature sound with you wherever you go. Precis...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

JBL - PartyBox Stage 320 Portable Wireless Party Speaker - 2024 - Black

JBL
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Powerful JBL Pro SoundRock out with powerful JBL Pro Sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.