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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Samsung HW-S50B - sound bar - wireless

Samsung
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

CORSAIR Gaming Virtuoso PRO - headset

Corsair
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Hear what mattersOpen your world to a new audio experience tailor-made for streamers gamers and creators. VIRTUOSO PRO reproduces sound with incred...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Samsung ViewFinity S6 S34C650TAN - S65TC Series - LED monitor - curved - 34" - HDR

Samsung
Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Ultra-WQHD with 1000R CurvatureImmerse yourself in games movies or design projects. A 34" 1000R curved display surrounds you with a 219 aspect rati...

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Original price $934.99 - Original price $934.99
Original price
$934.99
$934.99 - $934.99
Current price $934.99

Fellow - Ode Brew Grinder Gen 2 - Matte Black

Fellow
Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Two-stage griding burrsWith unique two-stage grinding geometry Ode Gen 2 Brew Burrs produce a sweet balanced and complex cup with enough clarity to...

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Original price $474.99 - Original price $474.99
Original price
$474.99
$474.99 - $474.99
Current price $474.99

Lectron - Tesla Level 1 NEMA 5-15 Electric Vehicle (EV) Charger - up to 15A- 16' - Black

Lectron
Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Great valueA portable Level 1 Tesla charger at an affordable price point.Level 1 charging on the goProvides 15 Amps of charging current delivering ...

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Original price $228.99 - Original price $228.99
Original price
$228.99
$228.99 - $228.99
Current price $228.99

Sanus - Universal Speaker Stands for Speakers up to 10 lbs - Built in Cable Management - Sold in Pairs - Black

Sanus
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Compatible with Roku Samsung Sony Denon speakers and moreHolds speakers up to 10 lbs.Sleek DesignEnsures stands seamlessly blend with wireless spea...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

GoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Blue

GoTrax
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Polk Audio - Monitor XT70 Tower Speaker - Midnight Black

Polk Audio
Original price $385.99 - Original price $385.99
Original price
$385.99
$385.99 - $385.99
Current price $385.99

High Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT70 offers smoo...

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Original price $385.99 - Original price $385.99
Original price
$385.99
$385.99 - $385.99
Current price $385.99

Shokz - OpenRun Pro Mini Premium Bone Conduction Open-Ear Sport Headphones - Black

Shokz
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Insignia - 30 in. Wide 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $705.99 - Original price $705.99
Original price
$705.99
$705.99 - $705.99
Current price $705.99

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $705.99 - Original price $705.99
Original price
$705.99
$705.99 - $705.99
Current price $705.99

Shokz - OpenRun Pro Premium Bone Conduction Open-Ear Sport Headphones - Black

Aftershokz
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

View full details
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

GE - 5.3 Cu. Ft. Freestanding Gas Range with Self-Clean and Steam Cleaning Option and Crisp Mode - Stainless Steel

GE
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Crisp ModeCrisp mode uses the bake and broil elements to deliver air-fry like results. Perfect for your favorite fried foods this mode uses a 2-min...

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Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
$1,118.99 - $1,118.99
Current price $1,118.99

Samsung - 22 cu. ft. 3-Door French Door Smart Refrigerator with External Water Dispenser - Stainless Steel

Samsung
Original price $2,033.99 - Original price $2,033.99
Original price
$2,033.99
$2,033.99 - $2,033.99
Current price $2,033.99

Modern DesignThe modern exterior features a beautiful flat-door design and easy-to-open recessed handles adding function and style to your kitchen....

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Original price $2,033.99 - Original price $2,033.99
Original price
$2,033.99
$2,033.99 - $2,033.99
Current price $2,033.99

ASUS - Zenbook 14 14" 3K OLED Touch Screen Laptop - Intel Core Ultra 9 285H - 32GB RAM - 1TB SSD - Foggy Silver

ASUS
Original price $2,034.99 - Original price $2,034.99
Original price
$2,034.99
$2,034.99 - $2,034.99
Current price $2,034.99

Windows 11 HomeWindows 11 Home delivers a streamlined intuitive experience with smart tools and built-in security designed for everyday ease. For a...

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Original price $2,034.99 - Original price $2,034.99
Original price
$2,034.99
$2,034.99 - $2,034.99
Current price $2,034.99

GameSir - G8 SE Multi-Platform Wireless Game Controller iOS Android PC - Black

GameSir
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Plug-and-PlayEnjoy instant wired connectivity with the GameSir movable USB-C port. Supports devices 92-172 mm in length and features optimized came...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

LG - 30-in Wide 6.3 Cu. Ft. Freestanding Gas Convection Smart Range with 4 Burners EasyClean InstaView and Air Fry - Stainless Steel

LG
Original price $1,168.99 - Original price $1,168.99
Original price
$1,168.99
$1,168.99 - $1,168.99
Current price $1,168.99

Large Capacity OvenWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious 6.3 cu. ft. oven c...

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Original price $1,168.99 - Original price $1,168.99
Original price
$1,168.99
$1,168.99 - $1,168.99
Current price $1,168.99

Wasserstein - Solar Panel for Google Nest Cam Outdoor or Indoor Battery - 2.5W Solar Power - Made for Google Nest (2 Pack) - White

Wasserstein
Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Non-Stop Solar PowerMade of high-efficiency solar cells the Wasserstein Solar Panel can quickly charge your Nest Cam with just a few hours of sunli...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Razer - Barracuda Wireless Stereo Over-the-Ear Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

Razer
Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

Hyperice - Normatec 3 Hip Attachment - Black

Hyperice
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Relief where you need it mostTwo overlapping zones create compression massage that covers the quads hamstrings IT bands glutes and lower back and t...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Google - Nest Wi-fi Pro 6e AXE5400 Mesh Router - Linen

GOOGLE
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Made for the future of Wi-Fi.Nest Wifi Pro uses the latest most advanced Wi-Fi 6E technology. So it isn’t compatible with previous generations of G...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Security Camera (2pk) - All Black

Ring
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Night Vision and check in at anytime with Live View.Stop intrude...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Epson - EpiqVision Flex CO-FH02 Smart Streaming Portable Projector 3000 Lumens Color Brightness 3LCD 1080p Android TV - White

Epson
Original price $560.99 - Original price $560.99
Original price
$560.99
$560.99 - $560.99
Current price $560.99

Display Stunning Images up to 300"Full HD 1080p picture four times larger than a 75" flat panel delivers an immersive experience for business prese...

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Original price $560.99 - Original price $560.99
Original price
$560.99
$560.99 - $560.99
Current price $560.99

LG - 30" Built-In Gas Cooktop with 5 Burners and EasyClean - Stainless Steel

LG
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Stylish Modern DesignEnjoy the professional look and feel of a modern cooktop that elevates the appearance any kitchen. Equipped with continuous ca...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Nespresso - Vertuo Next Premium by Breville with Aeroccino3 - Classic Black

Nespresso
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Impossibly Good QualityOnly Vertuo machine that brews 6 sizes coffee (5 oz 8 oz and 14oz) Espresso (single and double). New pour-over style caraff...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Therabody - JetBoots PRO Plus - Wireless Compression Boots With Vibration Infrared LED Light - Regular - Black

Therabody
Original price $1,247.99 - Original price $1,247.99
Original price
$1,247.99
$1,247.99 - $1,247.99
Current price $1,247.99

The only recovery boots to combine pneumatic compression infrared LED light and vibration therapiesThese 3 therapies work together to deliver faste...

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Original price $1,247.99 - Original price $1,247.99
Original price
$1,247.99
$1,247.99 - $1,247.99
Current price $1,247.99

Polk Audio - Monitor XT35 Center Channel Speaker - Midnight Black

Polk Audio
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Slim Center Channel SpeakerFeaturing a 1" Tweeter and (4) 3" Dynamically Balanced Woofer the Monitor XT35 delivers rich clear dialogues a smooth mi...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

Sony - WHCH720N Wireless Noise Cancelling Headphones - Black

Sony
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Arlo - Pro 3 Wireless Floodlight Security Camera 2K HDR - 2000-3000 Lumens Rechargeable Battery 1-Cam - White

Arlo
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Never be left in the darkBrightly illuminate your property to improve safety and visibility.Details matterZoom in on objects and see clearer detail...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Elgato - Wave DX Dynamic Microphone - Black

Elgato
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Premium Dynamic CapsuleCaptures exceptional detail and clarity.Works With Any InterfaceAny XLR preamp or audio interface no signal booster required...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Ring - Spotlight Cam Plus Outdoor/Indoor Wireless 1080p Battery Surveillance Security Camera (2pk) - White/Black

Ring
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Night Vision and check in at anytime with Live View.Stop intrude...

View full details
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Turtle Beach - VelocityOne Multi-Shift for Windows 10/11 PCs Xbox Series XS Xbox One - Black

Turtle Beach
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Seven-Speed Gearbox Plus ReverseAn intuitive H-gate pattern with seven forward gears plus reverse offers precise control and immersive realism in e...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

NordicTrack - T Series 10 Treadmill with 10" Tilting Touchscreen and Compact Design - Black

Nordictrack
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Powered by iFITWith the iFIT Pro Membership access over 10000 workouts on your smart treadmill. Just press start and your machine auto-adjusts to m...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

JBL - PartyLight Beam bluetooth projection party light - 2024 - Black

JBL
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

Take your party to the next levelThe JBL PartyLight Beam syncs automatically with JBL PartyBox lightshow or your music turning your party into an a...

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Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

WORX - 12 Amp 250 MPH 400 CFM Electric Leaf Blower/Mulcher/Vacuum - Black

Worx
Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

The Power To OutperformWorx Nitro Tools Are Engineered To Provide Greater Power Performance And Run Time.80V Of PowerInnovative 80V Backpack Blower...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

SimpliSafe - Smart Lock Series 2 - White - White

Simplisafe
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Your door is always secureLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of wh...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Tineco - Floor Washer Switch Pet Cordless Mop Vacuum Cleaner - 7 Series - Black

Tineco
Original price $1,015.99 - Original price $1,015.99
Original price
$1,015.99
$1,015.99 - $1,015.99
Current price $1,015.99

Dynamic Cleaning Duo Floor Washer + Powerful VacuumExperience the ultimate cleaning versatility with our cordless floor washer and stick vacuum duo...

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Original price $1,015.99 - Original price $1,015.99
Original price
$1,015.99
$1,015.99 - $1,015.99
Current price $1,015.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.