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Amazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Glacier White
AMAZONNew size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...
View full detailsBlink - Outdoor 4 Floodlight Camera — Wireless smart security camera 700 lumens two-year battery Sync Module Core incl - Black
BlinkBlink Outdoor 4 Floodlight CameraFeatures 700 lumens of motion-triggered LED lighting HD live view wire-free install and real-time alerts for aroun...
View full detailsApple - 13-inch iPad Pro M5 chip Wi-Fi 256GB with OLED - Silver
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsBlink - Outdoor 2K+ Wireless Smart Security Cam 2K video Two-way audio w/ noise cancellation Smart detection - AddonCam - Black
Blink2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...
View full detailsInsignia - 2.7 Cu. Ft. Mini Fridge with Door Storage - Black
InsigniaFreestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...
View full detailsLG - UltraGear 27" OLED QHD 280Hz 0.03ms G-Sync and FreeSync Premium Pro Gaming Monitor with HDR500 (HDMI x2 DP USB-A) - Black
LGLG's Brightest OLED Gaming MonitorExperience ultra-smooth tear-free gameplay with up to 280Hz refresh rate178; and 0.03ms response time on a bright...
View full detailsInsignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White
InsigniaFreestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...
View full detailsSanDisk - Extreme Pro 512GB SDXC UHS-I National Parks
SanDiskProud supporter of the National Park FoundationShow your love for America’s parks with the officially licensed SanDisk Extreme PRO SD UHS-I Nationa...
View full detailsHP - 14" Laptop - Intel Celeron N4500 - 4GB Memory - 64GB eMMC - Pale Rose Gold
HPIntel Celeron N4500 ProcessorOffers exceptional quality and value with the processing power you need to get your work done and stay in touch on the...
View full detailsGoogle - Nest Cam Outdoor (wired 2nd gen) - 2K Video and Gemini - 1-Pack - Snow
GOOGLEAlways in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...
View full detailsHyper - Kids ATV 6V Ride On - 2MPH Max Speed - Foot Accelerator - 40 min Run Time - Rugged Wheels - UL Approved Certified - Blue
HyperBattery6V 4AH Lead AcidMax Speed1.6 MPHAge18-36 MONTHSFeaturesEasy single button operationFeaturesNo assembly required
JBL - Grip Portable Wireless Speaker with Built-In Light - 2025 - Purple
JBLBold JBL Pro SoundThe JBL Grip may be small enough to hold in one hand but it packs bold JBL Pro Sound. With AI Sound Boost it analyzes music in re...
View full detailsLorex - 2K Dual-Lens Indoor Pan-Tilt Wireless Camera - White
LorexDual-Lens 360 Pan-Tilt for Ultimate CoverageMonitor two angles at once with one fixed lens and one pan-tilt lens. Customize your view zoom in on k...
View full detailsCamp Snap - Screen Free Digital Camera - Brown
HomedicsMegapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Silver
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full detailsLenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsFrigidaire - 30" Electric Range with Quick Boil Element - Stainless Steel
FrigidaireQuick Boil ElementGet meals to the table faster with the powerful 3000W Quick Boil element.Five Element CooktopExperience ultimate cooking flexibil...
View full detailsMSI - Prestige 13AI+ - Ukiyoe Edition 13.3"OLED Laptop- Intel Core Ultra 7-258V Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray
MSICopilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...
View full detailsTineco - Floor Washer Pet Cordless Mop Vacuum Cleaner - 5 Series - Black
TinecoCordless 3-in-1 Mop + Vacuum + Self CleanThis versatile device combines the functions of a mop vacuum and self-cleaning unit in one powerful soluti...
View full detailsTP-Link - Tapo Floodlight and Wireless Pan-Tilt Security 2K QHD Camera 360 Coverage with Solar - No Monthly Fees - White
TP LinkNo Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...
View full detailsRazer - Barracuda X Chroma Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Phantom White
RazerRazer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...
View full detailsRoku - 50" Class 4K HDR LED Smart RokuTV (2025)
RokuA treat for the eyesSharp 4K brings out rich detail on our 50" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...
View full detailsRazer - Cynosa Lite Gaming Keyboard with Chroma RGB Backlighting - Black
RazerSoft Cushioned KeysEnjoy quiet comfortable keystrokes with gaming-grade membrane switches for smooth and responsive action.Customizable Chroma RGB ...
View full detailsBlink - Mini 2K+ Compact plug-in security camera 2K video resolution color night vision enhanced audio - 2 Cam - Black
BlinkSee everything miss nothingWith 2K video resolution expansive coverage and up to 4X zoom you'll capture more detailed footage even in challenging l...
View full detailsGameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Plug Play with Hall Effect Joysticks Trigger 3.5mm - White
GameSirAnti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure the sticks neverwear down in their lifetime GameSir G7 SE prevents stick ...
View full detailsAmazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Glacier White
AMAZONMeet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 512GB SSD - Silver
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full details14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...
View full detailsDell - 15.6" 2K Touchscreen Laptop - Intel Core i5 1334U 2023 - 8GB Memory - 512GB Storage - Carbon Black
DellEffortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...
View full detailsDell - 15.6" 2K Laptop - AMD Ryzen 7 7730U 2023 - 16GB Memory - 1TB Storage - Carbon Black
DellEffortlessly chicAlways efficient. Finish your to-do list in no time with AMD Ryzen processors built for everyday computing.Stay connected to what ...
View full detailsShark - Detect Pro Lift-Away ADV Bagless Upright Vacuum with DuoClean Detect Anti-Allergen and Odor Neutralizer Technology - Evergreen
SharkStronger SuctionUltra-powerful suction across all floor types and everywhere above floor for a whole-home clean.DuoClean DetectTwo-brushroll system...
View full detailsNacon - Wired Controller for PS4/PC - Black
NaconOffically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...
View full detailsNacon - Wired Controller for PS4/PC - Arctic Camo
NaconOffically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...
View full detailsNight Owl - 8 channel 6K (12MP) NVR with 6 (4K) cameras and 2tb storage expandable up to 4 additional Wi-Fi cameras - White
Night Owl12MP Video RecorderExceptional clarity and detail.Secure Bluetooth SetupQuick and secure mobile setup.2-Way AudioListen and talk remotely.Built-In ...
View full detailsLG - FlushFit 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack 1 Hour Wash Dry Cycle and 44dBA - Stainless Steel
LGFlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.