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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Insignia - 24 in. Wide 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - Stainless Steel Look

Insignia
Original price $529.99 - Original price $529.99
Original price
$529.99
$529.99 - $529.99
Current price $529.99

10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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Original price $529.99 - Original price $529.99
Original price
$529.99
$529.99 - $529.99
Current price $529.99

Elden Ring Standard Edition - PlayStation 5

BANDAI NAMCO Entertainment
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Its amazing graphics and mythical plot will deliver an unforgettable experienceOpen world with depth and freedom of explorationDanger lurks around ...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

XbotGo - T4 13ft. Tripod - Black

XbotGo
Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Upgraded Quick-Release MountThe T4 tripod now features an extra quick-release mount for effortless device switching enhancing your recording effici...

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Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Digipower Follow MEVlogging Kit Phones CamerasIncludes Microphone LED light Bluetooth

Digipower
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Adjustable light settingsThree levels of brightness.Battery lifeEnjoy over 1 hour of continuous use with built-in 600 mAh rechargeable Li-Polymer b...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

STM Dux - notebook shell case

STM
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Designed for Microsoft Surface Laptop 234 - 13.5"Protects and complements your laptop.Transparent back coverAllows your device to shine through for...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

XbotGo - Chameleon 4K 60FPS AI Sports Camera with Auto-Tracking for Team Sports Live Streaming Smartphone Compatible - Lava Graphite

XbotGo
Original price $342.99 - Original price $342.99
Original price
$342.99
$342.99 - $342.99
Current price $342.99

4K 60FPS Ultra-Smooth RecordingCapture fast-moving sports in crisp 4K resolution with 60FPS for sharp fluid playback.AI-Powered Ball Player Tracki...

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Original price $342.99 - Original price $342.99
Original price
$342.99
$342.99 - $342.99
Current price $342.99

Polk Audio - Polk Reserve Series R600 Floorstanding Tower Speaker New 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers - Black

Polk Audio
Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Powerful Versatile Floorstanding SpeakerFeaturing a 1" Pinnacle Ring Radiator Tweeter dual 6.5" Turbine Cone Woofer the technologically advanced P...

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Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Manfrotto - Befree-Advanced 3 Way 59.4" Tripod - Black

Manfrotto
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

High performance tripod kit in an ultra-compact sizeIdeal for photo and video useHybrid photo-video headIdeal for travel photography and videograph...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

Nikon - NIKKOR Z MC 105mm f/2.8 VR S Macro Lens for Z Series Mirrorless Cameras - Black

Nikon
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Compatible with Nikon Z camerasWorks with any Nikon Z camera with Z-bayonet mount.Macro lens for stunning detailBring every detail into view with e...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Canon - RF100mm F2.8 L MACRO IS USM Telephoto Lens for EOS R-Series Cameras - Black

Canon
Original price $1,527.99 - Original price $1,527.99
Original price
$1,527.99
$1,527.99 - $1,527.99
Current price $1,527.99

Compatible with most Canon EOS mirrorless camerasFor use with your existing RF mount Canon Camera.Macro lens for stunning detailBring every detail ...

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Original price $1,527.99 - Original price $1,527.99
Original price
$1,527.99
$1,527.99 - $1,527.99
Current price $1,527.99

Bose - QuietComfort Ultra Headphones (2nd Gen) Wireless Noise Cancelling Over-Ear Headphones with Immersive Audio - Cherry Chocolate

Bose
Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Awaken your sound.Bose’s best noise cancellation for headphones with spatialized audio for more immersive listening — no matter the content or sour...

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Original price $443.99 - Original price $443.99
Original price
$443.99
$443.99 - $443.99
Current price $443.99

Arlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White

Arlo
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Bosch - 800 Series 36" Built-In Gas Cooktop with 5 burners with FlameSelect - Stainless Steel

Bosch
Original price $2,019.99 - Original price $2,019.99
Original price
$2,019.99
$2,019.99 - $2,019.99
Current price $2,019.99

5 high efficiency burners5 high-efficiency burners use less gas to heat up pans quickly with a max 17000 BTU burnerHeavy duty metal knobsHeavy-duty...

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Original price $2,019.99 - Original price $2,019.99
Original price
$2,019.99
$2,019.99 - $2,019.99
Current price $2,019.99

Samsung - Odyssey G30D 32" LED FHD AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung
Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $293.99 - Original price $293.99
Original price
$293.99
$293.99 - $293.99
Current price $293.99

KitchenAid - 24" Front Control Built-In Tub Dishwasher with Third Level Utensil Rack and 47 dBA - Stainless Steel

Kitchenaid
Original price $994.99 - Original price $994.99
Original price
$994.99
$994.99 - $994.99
Current price $994.99

30+ Total Wash JetsThe 30+ Total Wash Jets provide total cleaning coverage for dishes in each rack with more than 30 targeted jets across three was...

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Original price $994.99 - Original price $994.99
Original price
$994.99
$994.99 - $994.99
Current price $994.99

Honeywell - UberHeat 5 Ceramic Heater White - Black

Honeywell
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Ceramic Space HeaterThe Honeywell UberHeat small room space heater provides powerful warmth. It features a sleek compact design and quiet operation...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Frigidaire - Gallery 5.3 Cu. Ft. Freestanding Electric Induction Total Convection Range - Stainless Steel

Frigidaire
Original price $1,406.99 - Original price $1,406.99
Original price
$1,406.99
$1,406.99 - $1,406.99
Current price $1,406.99

Total ConvectionGives you maximum versatility in the kitchen powering cooking modes like Air Fry No Preheat Slow Cook Convection Bake Steam Bake Co...

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Original price $1,406.99 - Original price $1,406.99
Original price
$1,406.99
$1,406.99 - $1,406.99
Current price $1,406.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Large - Black - (2025)

Apple
Original price $867.99 - Original price $867.99
Original price
$867.99
$867.99 - $867.99
Current price $867.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $867.99 - Original price $867.99
Original price
$867.99
$867.99 - $867.99
Current price $867.99

KitchenAid - 36 in. Wide 24 cu. ft. French Door Counter-Depth Refrigerator with Interior Dispense - Juniper

Kitchenaid
Original price $3,267.99 - Original price $3,267.99
Original price
$3,267.99
$3,267.99 - $3,267.99
Current price $3,267.99

Preserva Cooling Systemhelps keep ingredients fresh and flavorful. This single evaporator system uses sensors to continually monitor temperature le...

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Original price $3,267.99 - Original price $3,267.99
Original price
$3,267.99
$3,267.99 - $3,267.99
Current price $3,267.99

CORSAIR - VANGUARD PRO 96 RGB Wired Magnetic Hall Effect MGX Linear 96 Gaming Keyboard with FlashTap SOCD + Rapid Trigger - Black

Corsair
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Optimally-compact 96 form factorA full keyboard with arrow keys a tenkey pad brilliant LCD screen 6 programmable G-keys and a rotary dial in a supe...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

KitchenAid - 36 in. Wide 30 cu. ft. French Door Refrigerator with Exterior Water and Ice - Juniper

Kitchenaid
Original price $3,141.99 - Original price $3,141.99
Original price
$3,141.99
$3,141.99 - $3,141.99
Current price $3,141.99

Max Capacity Meets Premium Personalizationwith a build made to fit your groceries and customizable storage spaces to make them easy to access.Spaci...

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Original price $3,141.99 - Original price $3,141.99
Original price
$3,141.99
$3,141.99 - $3,141.99
Current price $3,141.99

DREO - 20'' Portable Ceramic Space Heater for Home 70 Oscillation 12H Timer and Thermostat 3 Heat Levels Solaris 628 - Silver

Dreo
Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Fast Powerful WarmthEquipped with 1500W PTC ceramic heating and dual DC motors this heater delivers instant heat within seconds. The powerful airf...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Indigo Blue

Bowers & Wilkins
Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $395.99 - Original price $395.99
Original price
$395.99
$395.99 - $395.99
Current price $395.99

Bose - SoundLink Micro (2nd Gen) Portable Bluetooth Speaker with Waterproof / Dustproof Design - Black

Bose
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Small speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Medium - Natural - (2025)

Apple
Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

Frigidaire - 35 in. Wide 20 Cu. Ft. Counter Depth French Door Refrigerator with Internal Water Dispenser - Fingerprint-Resistant Stainless Steel Look

Frigidaire
Original price $2,041.99 - Original price $2,041.99
Original price
$2,041.99
$2,041.99 - $2,041.99
Current price $2,041.99

Internal Water DispenserInternal water dispenser gives you fresh filtered water while achieving a clean exterior finish in your kitchen.Large Door ...

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Original price $2,041.99 - Original price $2,041.99
Original price
$2,041.99
$2,041.99 - $2,041.99
Current price $2,041.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Blue/Bright Blue Trail Loop - M/L - Natural - (2025)

Apple
Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

View full details
Original price $755.99 - Original price $755.99
Original price
$755.99
$755.99 - $755.99
Current price $755.99

Bose - SoundLink Micro (2nd Gen) Portable Bluetooth Speaker with Waterproof / Dustproof Design - Blue Dusk

Bose
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Small speaker. Big impact.SoundLink Micro's crisp sound and impressive bass makes it so you can break through any silence and form in-the-moment co...

View full details
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Liene - Amber M100 Wireless Photo Printer - 4x6 inch - 100 Sheets 3 Ink Cartridges - FN002-65014 - White

Liene
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

User-Friendly Portable Photo PrinterGet beautiful and colourful memories with Liene 4x6 photo printer In the package you can find one cartridge + 2...

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Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Samsung - 1.7 cu. ft. Over-the-Range Microwave - Matte Black Steel

Samsung
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

1.7 cu. ft. CapacityThe 1.7 cu. ft. capacity of this microwave accommodates a variety of snacks meal items and cookware sizes to let you prepare fo...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Maytag - 7.4 Cu Ft. Smart Electric Dryer with Steam and Pet Pro Option - Midnight Steel

Maytag
Original price $1,260.99 - Original price $1,260.99
Original price
$1,260.99
$1,260.99 - $1,260.99
Current price $1,260.99

Pet Pro SystemConquer pet hair like a pro with the Maytag Pet Pro System. The built-in Pet Pro Filter in the washer visibly removes pet hair while ...

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Original price $1,260.99 - Original price $1,260.99
Original price
$1,260.99
$1,260.99 - $1,260.99
Current price $1,260.99

Rocketfish - Extending and Tilting TV Wall Mount for Most 50100 in. TVs - Black

Rocketfish
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Works with big screen TVsSupports TVs from 50 to 100 in. diagonal and weight up to 220 lbs. so you can mount your TV with confidence.Extension up t...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Frigidaire - Gallery 30 in. Wide 5 elements 6.2 Cu. Ft. Slide-In Electric Induction Range with Stone-Baked Pizza and 15+ Ways to Cook - Stainless Steel

Frigidaire
Original price $2,046.99 - Original price $2,046.99
Original price
$2,046.99
$2,046.99 - $2,046.99
Current price $2,046.99

Stone-Baked PizzaThe only range designed to reach temperatures of 750°F+ the high-heat needed to create authentic restaurant-quality pizzas in as l...

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Original price $2,046.99 - Original price $2,046.99
Original price
$2,046.99
$2,046.99 - $2,046.99
Current price $2,046.99

Samsung Odyssey OLED G6 S27FG602SN - G60SF Series - OLED monitor - QHD - 27" - HDR

Samsung
Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

OLED in QHDExperience breathtaking realism in your games. Samsung OLED offers enhanced brightness and a wide range of colors making scenes crisp an...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

Canon - PowerShot ELPH 360 HS A Full HD Video 20.2-Megapixel Digital Camera - Silver

Canon
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Bold Photography Day or NightThe PowerShot ELPH 360 HS is a slim stylish camera designed to capture everyday moments with ease.20.2 Megapixel High-...

View full details
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

JBL - Boombox 4 portable waterproof speaker - 2025 - Squad

JBL
Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

Unbeatable JBL Pro Sound with AI Sound BoostWe’re talking massive sound with deep and punchy bass. The redesigned JBL Boombox 4 packs in two bigger...

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Original price $466.99 - Original price $466.99
Original price
$466.99
$466.99 - $466.99
Current price $466.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.