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Level - Lock+ Smart Lock Bluetooth Replacement Deadbolt with Apple HomeKey/App/Key - Matte Black
LevelInvisibly smart simple to installDesigned to fit in the footprint of a traditional lock leaving no trace of technology on the inside or outside of...
View full detailsLG - 5.0 Cu. Ft. HE Smart Mega Capacity All-in-One Electric Washer/Dryer WashCombo with Steam and Ventless Inverter Heat Pump - Graphite Steel
LG2-in-1 Washer/Dryer ComboLoad set and go. In as fast as 2 hours your clothes will be clean fresh and dry.185; With the all-in-one design you can ge...
View full detailsCASETiFY - Impact Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Camo Over
CasetifyDesigned for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Premium soft fle...
View full detailsBose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Ice Blue
BoseTake over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...
View full detailsNinja - French Door Premier Air Fryer Convection Oven Toaster - Stainless Steel
NinjaLargest Air Frying Capacity In A French Door OvenCook family-sized meals with ease in the included 5-qt air fry basket that fits up to 5 lbs of Fre...
View full detailsMoza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for PC - Black
Moza RacingDesigned for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...
View full detailsInsignia - 5.3 Cu. Ft. Freestanding Electric Range with Dual-Size Burner and Storage Drawer - White
Insignia5.3 cu. ft. oven capacityA large capacity with two oven racks and six position options help you cook meals. The oven heats from 170 to 500 F (77 to...
View full detailsWhirlpool - 26 Cu. Ft. Wide 4 Door Refrigerator with Prep and Store Bins - Stainless Steel
WhirlpoolPrep Store BinsWhirlpool Prep Store Bins make organizing your fridge simple so you can easily find family favorites prepared meals and more.Prep ...
View full detailsSegway - E2 Pro Electric Scooter w/21.7 miles Max Operating Range 18.6 mph Max Speed - Black
SegwayEasy-to-read easy-to-operateThe E2 Pro’s functional handlebar features a 2.8-inch large dashboard a power and riding mode switch and direction ind...
View full detailsHyper - Mercedes AMG GT3 12V Ride On - 3.5MPH Max Speed - Adult Remote Control - Front Rear Lights - Horn - Safety Belt - Orange
HyperBattery12V7AH Lead Acid BatteryParental Control2.4G Remote ControlMotorsTwo MotorsSpeedMax Speed 3.5MPHRun TimeRun Time 40 minsLightsFront/Rear Wor...
View full detailsApple - Magic Keyboard for iPad Air 13-inch (M3) - Black
AppleDESIGNED FOR COMFORT—Magic Keyboard for iPad Air attaches magnetically and features a two-cantilever hinge design for smooth adjustable viewing ang...
View full detailsNEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Frost
NEXTCompatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...
View full detailsHohem - iSteady M7 3-Axis Gimbal Stabilizer for Smartphone w/ AI Tracking Remote Control Extendable Pole Magnetic RGB Light - Black
HohemAdvanced AI TrackerUpgraded On-Device AI - Track Any Subject with Native Cam - Enhanced AI tracking capabilities go beyond just people—you can trac...
View full detailsInsignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black
InsigniaDialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...
View full detailsJBL - Grip Portable Wireless Speaker with Built-In Light - 2025 - Blue
JBLBold JBL Pro SoundThe JBL Grip may be small enough to hold in one hand but it packs bold JBL Pro Sound. With AI Sound Boost it analyzes music in re...
View full detailsElgato - Stream Deck Mini Discord Edition - Blurple
ElgatoPurpose-Built for DiscordInstantly access essential Discord actions like mute deafen and screen share with a single tap.Iconic Blurple DesignWrappe...
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Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Space Black
Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Space Black
ApplePERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...
View full detailsRing - Essential Security Set with Battery Doorbell Plus and Indoor Cam - Satin Nickel and White
RingSee more of who's thereBattery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can see more of who's a...
View full detailsManfrotto - Element MII Aluminium Red - Black
ManfrottoCompatible with mirrorless DSLR cameras weighing up to 17.6 lbs.Suitable for most brands models. Provides rock solid support.Arca and 200PL plate...
View full detailsShark - Stratos 2-in-1 Robot Vacuum Mop With 25+ Hands-Free Features NeverTouch Self-Cleaning Base - White
SharkUP TO 30 DAYS OF HANDS-FREE CLEANINGThe NeverTouch Base automatically empties debris refills the water tank and washes and dries the mop for up to ...
View full detailsThrustmaster - T598X Direct Axial Drive Force Feedback Racing Wheel and Pedal Set for Xbox One Xbox Series X Xbox Series S Windows - Black
ThrustmasterNext-Gen Direct Axial Drive MotorNext-Gen Direct Axial Drive Motor (5 Nm of constant torque) with overshoot capability vastly increasing the maximu...
View full detailsInsignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White
InsigniaFreestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...
View full detailsRazer - Basilisk V3 Pro 35K Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Phantom White
RazerConfigurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7700 16GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsNEXT - Mouse Shell 2-Pack for Nintendo Switch 2 - Black
NEXTMouse-Style Precision GamingTransforms your Joy-Con2 into a precise mouse-like controller. Experience enhanced accuracy and refined control - ideal...
View full detailsDROP - The Lord of the Rings TKL Wired Speech Mechanical Gaming Keyboard - Black
CorsairMechanical KeyboardTenkeyless (TKL) layout with 87 keys.N-key rolloverEvery single key you press is registered as a separate input.Robust Aluminum ...
View full detailsHP OMEN - 35L Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 5070 Ti- 1TB SSD - Shadow Black
HPIntel Core i7-14700F processorIntel’s performance hybrid architecture optimizes your gaming content creation and productivity.Windows 11 Home opera...
View full detailsAmazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Black
AMAZONDo what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...
View full detailsHyperX - Alloy Rise 75 75 Wired Mechanical Linear Switch Gaming Keyboard with RGB Lighting - Black
HyperXCopious customization optionsWith swappable toolless top plates badges and rotary knobs you’ll have a wealth of ways to show off your own individua...
View full details5th Wheel - K1MAX Kids Electric Scooter w/ 5 mi Max Range and 10 mph Max Speed - Black
5th Wheel3 Speed ModesOffers choice of Eco Normal and Sport modes.One-Touch FoldingEasily folds down for storage or transport.Digital DisplayDisplays mode s...
View full detailsRing - Outdoor Cam Pro Retinal 4K for the ultimate wide-angle video 10x Zoom Low-Light Sight full-color night vision - White
RingRetinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color with up to 10x Enhanced Zoom — powered by Retinal 4K.Low-Light SightGet a full-...
View full detailsLogitech - Wave Keys for Mac and Lift Vertical for Mac Wireless Ergonomic Keyboard and Mouse Bundle for macOS/iPadOS - Off-White
LogitechDesigned for All-Day ComfortWave Keys for Mac and Lift for Mac is an ergonomic wireless mouse and keyboard combo shaped to place your hands wrists ...
View full detailsWhirlpool - 7.0 Cu. Ft. Whirlpool Top Load Gas Dryer with Moisture Sensor - Volcano Black
WhirlpoolMoisture SensingTwo sensors increase your dryer’s ability to measure moisture and temperature helping prevent overdrying by automatically stopping ...
View full detailsBlink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 2CAM - Black
Blink2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...
View full detailsASUS - ROG Falchion Ace 75 Wired Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - ZywOo Edition
ASUSBattle-tested on the biggest stageZywOo’s keyboard of choice in recent championship runs delivering elite-level play for Majors winsSignature desig...
View full detailsLG - UltraGear 27" IPS Dual Mode (4K UHD 180Hz FHD 360Hz) 1ms NVIDIA G-SYNC AMD Freesync Gaming Monitor (HDMI DP USB-C) - Black
LG27 4K Gaming—Speed Meets ClarityUltraGear's 27-inch 4K UHD gaming monitor delivers stunning native resolution with incredible clarity. With Dual Mo...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.