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Original price $3,007.99 - Original price $3,007.99Original price$3,007.99$3,007.99 - $3,007.99Current price $3,007.99| /
Alienware - x16 R2 16" 240Hz Gaming Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Lunar Silver
AlienwarePremium qualityCombining the structural rigidity of an anodized aluminum lid stainless steel palm rest with a smooth bead-blasted exterior finish t...
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Original price $1,331.99 - Original price $1,331.99Original price$1,331.99$1,331.99 - $1,331.99Current price $1,331.99| /
Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Gray
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,331.99 - Original price $1,331.99Original price$1,331.99$1,331.99 - $1,331.99Current price $1,331.99| / -
Original price $1,129.99 - Original price $1,129.99Original price$1,129.99$1,129.99 - $1,129.99Current price $1,129.99| /
Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue
DellDesigned for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...
View full detailsOriginal price $1,129.99 - Original price $1,129.99Original price$1,129.99$1,129.99 - $1,129.99Current price $1,129.99| / -
Original price $1,279.99 - Original price $1,279.99Original price$1,279.99$1,279.99 - $1,279.99Current price $1,279.99| /
Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...
View full detailsOriginal price $1,279.99 - Original price $1,279.99Original price$1,279.99$1,279.99 - $1,279.99Current price $1,279.99| / -
Original price $300.99 - Original price $300.99Original price$300.99$300.99 - $300.99Current price $300.99| /
OSP Home Furnishings - Alios Desk - Black/Chrome
OSP Home FurnishingsContemporary and modern design styleDesk surface finished in high-gloss finish and beautiful chrome hardware.2 Euro-glide drawersFeatures a full ex...
View full detailsOriginal price $300.99 - Original price $300.99Original price$300.99$300.99 - $300.99Current price $300.99| / -
Original price $1,374.99 - Original price $1,374.99Original price$1,374.99$1,374.99 - $1,374.99Current price $1,374.99| /
NewAir - 160-Can Built-In Commercial Grade Wine and Beverage Cooler with Weatherproof Design for Indoor or Outdoor Use - Stainless Steel
NewairWeatherproof designStores both drinks and solid food from 32 to 72 degrees making it ideal for use as an outdoor bar fridge.Durable stainless steel...
View full detailsOriginal price $1,374.99 - Original price $1,374.99Original price$1,374.99$1,374.99 - $1,374.99Current price $1,374.99| / -
Original price $221.99 - Original price $221.99Original price$221.99$221.99 - $221.99Current price $221.99| /
Sanus - Premium Outdoor Tilt Mount for TVs 37"-95" - Black
Sanus SystemsWeatherproof FinishDurable outdoor mount with anti-corrosion coating and stainless steel components for all-weather useAdjustment KnobsVirtual Axis...
View full detailsOriginal price $221.99 - Original price $221.99Original price$221.99$221.99 - $221.99Current price $221.99| / -
Original price $1,658.99 - Original price $1,658.99Original price$1,658.99$1,658.99 - $1,658.99Current price $1,658.99| /
Dell - Inspiron 2-in-1 16 Touch Screen Laptop - Intel Core Ultra 7 with 32GB Memory 1TB SSD - Midnight Blue
DellStrong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...
View full detailsOriginal price $1,658.99 - Original price $1,658.99Original price$1,658.99$1,658.99 - $1,658.99Current price $1,658.99| / -
Original price $560.99 - Original price $560.99Original price$560.99$560.99 - $560.99Current price $560.99| /
OSP Home Furnishings - Jefferson Executive Desk With Power - Espresso
OSP Home FurnishingsTransitional Contemporary StyleEspresso woodgrain finish with sturdy poweder-coated steel frameAmple desktop spaceExpansive 54" worksurface with Po...
View full detailsOriginal price $560.99 - Original price $560.99Original price$560.99$560.99 - $560.99Current price $560.99| / -
Original price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| /
Logitech - Slim Folio Keyboard Case for Apple iPad - Latest Model - (10th Gen) - Oxford Gray
LogitechCompatibilityCompatible with iPad (10th Generation). Models A2696 A2757 A2777Full-size keyboard with row of iPadOS shortcutsType comfortably with l...
View full detailsOriginal price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| / -
Original price $1,456.99 - Original price $1,456.99Original price$1,456.99$1,456.99 - $1,456.99Current price $1,456.99| /
Canon - EOS R7 Mirrorless Camera (Body Only) - Black
Canon32.5 MEGAPIXEL (APS-C) CMOS SENSORIt features a newly developed high image quality 32.5 Megapixel APS-C CMOS sensor. Designed for powerful and eff...
View full detailsOriginal price $1,456.99 - Original price $1,456.99Original price$1,456.99$1,456.99 - $1,456.99Current price $1,456.99| / -
Original price $4,659.99 - Original price $4,659.99Original price$4,659.99$4,659.99 - $4,659.99Current price $4,659.99| /
ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-36-G) - Black
ZLINEZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...
View full detailsOriginal price $4,659.99 - Original price $4,659.99Original price$4,659.99$4,659.99 - $4,659.99Current price $4,659.99| / -
Original price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| /
OSP Home Furnishings - Jefferson Writing Desk - Espresso
OSP Home FurnishingsTransitional contemporary styleEspresso woodgrain finish with sturdy poweder-coated steel frameStay organizedTwo deep drawers with Euro-style door ...
View full detailsOriginal price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| / -
Original price $379.99 - Original price $379.99Original price$379.99$379.99 - $379.99Current price $379.99| /
Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Snow
Office Star ProductsAntimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...
View full detailsOriginal price $379.99 - Original price $379.99Original price$379.99$379.99 - $379.99Current price $379.99| / -
Original price $438.99 - Original price $438.99Original price$438.99$438.99 - $438.99Current price $438.99| /
OSP Home Furnishings - 60 Prado Writing Desk - Black
OSP Home FurnishingsSolid contructionImpact-resistant edges. Steel frame with 1 thick laminate topStay organized2-cord management grommetsAssembly requiredSave time by...
View full detailsOriginal price $438.99 - Original price $438.99Original price$438.99$438.99 - $438.99Current price $438.99| / -
Original price $532.99 - Original price $532.99Original price$532.99$532.99 - $532.99Current price $532.99| /
OSP Home Furnishings - Prado L Workstation in - Black
OSP Home FurnishingsSolid contructionImpact-resistant edges. Steel frame with 1 thick laminate topStay organized2-cord management grommetsCustomize to your needsReturn...
View full detailsOriginal price $532.99 - Original price $532.99Original price$532.99$532.99 - $532.99Current price $532.99| / -
Original price $193.99 - Original price $193.99Original price$193.99$193.99 - $193.99Current price $193.99| /
Waterpik - Sonic-Fusion 2.0 - Black
WaterpikBrush Floss At the Same timeSonic-Fusion 2.0 combines the power of a sonic toothbrush with the proven effectiveness of a Waterpik Water FlosserUp ...
View full detailsOriginal price $193.99 - Original price $193.99Original price$193.99$193.99 - $193.99Current price $193.99| / -
Original price $2,125.99 - Original price $2,125.99Original price$2,125.99$2,125.99 - $2,125.99Current price $2,125.99| /
Apple - Studio Display - Standard Glass Tilt and Height-Adjustable - Silver
AppleImmersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...
View full detailsOriginal price $2,125.99 - Original price $2,125.99Original price$2,125.99$2,125.99 - $2,125.99Current price $2,125.99| / -
Original price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| /
Google - Nest Cam Indoor Wired Security Camera - Linen
GOOGLEControl with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...
View full detailsOriginal price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| / -
Original price $1,836.99 - Original price $1,836.99Original price$1,836.99$1,836.99 - $1,836.99Current price $1,836.99| /
HP OMEN - 25L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 2TB SSD - Snow White
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $1,836.99 - Original price $1,836.99Original price$1,836.99$1,836.99 - $1,836.99Current price $1,836.99| / -
Original price $161.99 - Original price $161.99Original price$161.99$161.99 - $161.99Current price $161.99| /
Google - Nest Smart Programmable Wifi Thermostat - Charcoal
GOOGLEEasy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...
View full detailsOriginal price $161.99 - Original price $161.99Original price$161.99$161.99 - $161.99Current price $161.99| / -
Original price $211.99 - Original price $211.99Original price$211.99$211.99 - $211.99Current price $211.99| /
ViewSonic - OMNI VX3218-PC-MHD 31.5" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black
ViewSonicFull HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...
View full detailsOriginal price $211.99 - Original price $211.99Original price$211.99$211.99 - $211.99Current price $211.99| / -
Original price $849.99 - Original price $849.99Original price$849.99$849.99 - $849.99Current price $849.99| /
Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 5 with 8GB Memory 512GB SSD - Ice Blue
DellWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $849.99 - Original price $849.99Original price$849.99$849.99 - $849.99Current price $849.99| / -
Original price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| /
OSP Home Furnishings - Dane Accent Chair - Blue Steel
OSP Home FurnishingsSophisticated mid-century styleRolled arm creates a classic charmSolid wood tapered legHigh density foam core cushion provides comfortBeautiful pip...
View full detailsOriginal price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| / -
Original price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| /
OSP Home Furnishings - Russell L-Shape Sectional Sofa - Gray
OSP Home FurnishingsSectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...
View full detailsOriginal price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| / -
Original price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| /
OSP Home Furnishings - Russell L-Shape Sectional Sofa - White
Office Star ProductsSectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...
View full detailsOriginal price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| / -
Original price $902.99 - Original price $902.99Original price$902.99$902.99 - $902.99Current price $902.99| /
OSP Home Furnishings - Russel 3 Seater Fabric Sofa - Navy
Office Star ProductsThree-seat sofaFeatures comfortable coil-spring seat cushions for a good rest.Solid wood frameCreates a durable construction.Upholstered in polyest...
View full detailsOriginal price $902.99 - Original price $902.99Original price$902.99$902.99 - $902.99Current price $902.99| / -
Original price $694.99 - Original price $694.99Original price$694.99$694.99 - $694.99Current price $694.99| /
Greenworks - 24V (2x24V) 21-Inch Self-Propelled Lawn Mower (2 x 5.0Ah Batteries and Charger Included) - Green
GreenworksCoverageCuts up to 1/2 acre on a single chargeRun timeUp to 50 minutes of runtime a single charge with 2 included 5.0 Ah USB batteriesCharge timeRe...
View full detailsOriginal price $694.99 - Original price $694.99Original price$694.99$694.99 - $694.99Current price $694.99| / -
Original price $346.99 - Original price $346.99Original price$346.99$346.99 - $346.99Current price $346.99| /
OSP Home Furnishings - Maui Chair - Gray Wash
OSP Designs4-leg baseTo balance your weight in comfort and style.Rattan material in gray washCreates a stylish look.Padded seat cushionYou'll love sitting bac...
View full detailsOriginal price $346.99 - Original price $346.99Original price$346.99$346.99 - $346.99Current price $346.99| / -
Original price $78.99 - Original price $78.99Original price$78.99$78.99 - $78.99Current price $78.99| /
UAG - Metropolis Folio Case for Apple iPad 10.2-Inch (9th/8th/7th Generations) - Black
Urban Armor GearDesigned for use with Apple iPad 10.2" (7th Generation 2019)Ensures a precise fit.Impact-resistant soft coreProvides all-around protection against ...
View full detailsOriginal price $78.99 - Original price $78.99Original price$78.99$78.99 - $78.99Current price $78.99| / -
Original price $542.99 - Original price $542.99Original price$542.99$542.99 - $542.99Current price $542.99| /
Acer Nitro XZ320QK P3bmiiphx - XZ0 Series - LED monitor - curved - 32" - HDR
AcerResolution MattersThe Nitro 31.5" Curved Display with UHD (3840 x 2160) resolution offers the sharpest picture quality and provides a perfect pictu...
View full detailsOriginal price $542.99 - Original price $542.99Original price$542.99$542.99 - $542.99Current price $542.99| / -
Original price $228.99 - Original price $228.99Original price$228.99$228.99 - $228.99Current price $228.99| /
Shark - Navigator ADV Corded Bagless Multi-Surface Lift-Away Upright Vacuum Cleaner - Aeonium
SharkLift-AwayJust step on the pedal to detach the pod to easily clean furniture stairs overhead areas and more.Self-Cleaning BrushrollDelivers powerful...
View full detailsOriginal price $228.99 - Original price $228.99Original price$228.99$228.99 - $228.99Current price $228.99| / -
Original price $159.99 - Original price $159.99Original price$159.99$159.99 - $159.99Current price $159.99| /
WORX - Electric Pressure Washer up to 1700 PSI at 1.2 GPM - Black
Worx13-Amp MotorPowerful lightweight compact design delivers 1700 PSI (MAX 1870 PSI) and 1.2 GPM (MAX 1.4 GPM)Spray-Wand W/ Quick-ConnectSpray-wand wit...
View full detailsOriginal price $159.99 - Original price $159.99Original price$159.99$159.99 - $159.99Current price $159.99| / -
Original price $434.99 - Original price $434.99Original price$434.99$434.99 - $434.99Current price $434.99| /
WORX - 40V 20" Cordless Snow Blower w/ Brushless Motor Power Share WG471 (2 x 4.0 Ah Batteries Fast Charger Included) - Black
Worx40V of Performace PowerTwo Power Share batteries provide this snowblower with gas-like power without all the drawbacks of using gasolineSingle-Sta...
View full detailsOriginal price $434.99 - Original price $434.99Original price$434.99$434.99 - $434.99Current price $434.99| / -
Original price $203.99 - Original price $203.99Original price$203.99$203.99 - $203.99Current price $203.99| /
OSP Home Furnishings - Ravel Tool-less Folding Desk - Grey Oak/Black
OSP Home FurnishingsTool-less desk simply unfold to useQuick assemblyFolds flat for storagePerfect for small spacesSolid constructionHeavy metal frame provides excelle...
View full detailsOriginal price $203.99 - Original price $203.99Original price$203.99$203.99 - $203.99Current price $203.99| / -
Original price $162.99 - Original price $162.99Original price$162.99$162.99 - $162.99Current price $162.99| /
WORX - 20V Cordless Brushless Pruning Shear (1 x 2.0 Ah Batteries and 1 x Charger) - Black
WorxPower to outperformWorx NITRO tools are engineered to provide greater power performance and run timeTitanium blated bladeTitanium plating on the bl...
View full detailsOriginal price $162.99 - Original price $162.99Original price$162.99$162.99 - $162.99Current price $162.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.