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  • Original price $3,007.99 - Original price $3,007.99
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    Alienware - x16 R2 16" 240Hz Gaming Laptop FHD+ - Intel Core Ultra 9 Series 1 with 32GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Lunar Silver

    Alienware

    Premium qualityCombining the structural rigidity of an anodized aluminum lid stainless steel palm rest with a smooth bead-blasted exterior finish t...

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    Original price $3,007.99 - Original price $3,007.99
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  • Original price $1,331.99 - Original price $1,331.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,331.99 - Original price $1,331.99
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  • Original price $1,129.99 - Original price $1,129.99
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    Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 7 with 16GB Memory 1TB SSD - Ice Blue

    Dell

    Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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    Original price $1,129.99 - Original price $1,129.99
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  • Original price $1,279.99 - Original price $1,279.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Starlight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,279.99 - Original price $1,279.99
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  • Original price $300.99 - Original price $300.99
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    OSP Home Furnishings - Alios Desk - Black/Chrome

    OSP Home Furnishings

    Contemporary and modern design styleDesk surface finished in high-gloss finish and beautiful chrome hardware.2 Euro-glide drawersFeatures a full ex...

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    Original price $300.99 - Original price $300.99
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  • Original price $1,374.99 - Original price $1,374.99
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    NewAir - 160-Can Built-In Commercial Grade Wine and Beverage Cooler with Weatherproof Design for Indoor or Outdoor Use - Stainless Steel

    Newair

    Weatherproof designStores both drinks and solid food from 32 to 72 degrees making it ideal for use as an outdoor bar fridge.Durable stainless steel...

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    Original price $1,374.99 - Original price $1,374.99
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  • Original price $221.99 - Original price $221.99
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    Sanus - Premium Outdoor Tilt Mount for TVs 37"-95" - Black

    Sanus Systems

    Weatherproof FinishDurable outdoor mount with anti-corrosion coating and stainless steel components for all-weather useAdjustment KnobsVirtual Axis...

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    Original price $221.99 - Original price $221.99
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  • Original price $1,658.99 - Original price $1,658.99
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    Dell - Inspiron 2-in-1 16 Touch Screen Laptop - Intel Core Ultra 7 with 32GB Memory 1TB SSD - Midnight Blue

    Dell

    Strong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...

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    Original price $1,658.99 - Original price $1,658.99
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  • Original price $560.99 - Original price $560.99
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    OSP Home Furnishings - Jefferson Executive Desk With Power - Espresso

    OSP Home Furnishings

    Transitional Contemporary StyleEspresso woodgrain finish with sturdy poweder-coated steel frameAmple desktop spaceExpansive 54" worksurface with Po...

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    Original price $560.99 - Original price $560.99
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  • Original price $128.99 - Original price $128.99
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    Logitech - Slim Folio Keyboard Case for Apple iPad - Latest Model - (10th Gen) - Oxford Gray

    Logitech

    CompatibilityCompatible with iPad (10th Generation). Models A2696 A2757 A2777Full-size keyboard with row of iPadOS shortcutsType comfortably with l...

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    Original price $128.99 - Original price $128.99
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  • Original price $1,456.99 - Original price $1,456.99
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    Canon - EOS R7 Mirrorless Camera (Body Only) - Black

    Canon

    32.5 MEGAPIXEL (APS-C) CMOS SENSORIt features a newly developed high image quality 32.5 Megapixel APS-C CMOS sensor. Designed for powerful and eff...

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    Original price $1,456.99 - Original price $1,456.99
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  • Original price $4,659.99 - Original price $4,659.99
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    ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-36-G) - Black

    ZLINE

    ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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    Original price $4,659.99 - Original price $4,659.99
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  • Original price $393.99 - Original price $393.99
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    $393.99
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    OSP Home Furnishings - Jefferson Writing Desk - Espresso

    OSP Home Furnishings

    Transitional contemporary styleEspresso woodgrain finish with sturdy poweder-coated steel frameStay organizedTwo deep drawers with Euro-style door ...

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    Original price $393.99 - Original price $393.99
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  • Original price $379.99 - Original price $379.99
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    Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Snow

    Office Star Products

    Antimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...

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    Original price $379.99 - Original price $379.99
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    $379.99
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  • Original price $438.99 - Original price $438.99
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    $438.99
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    OSP Home Furnishings - 60 Prado Writing Desk - Black

    OSP Home Furnishings

    Solid contructionImpact-resistant edges. Steel frame with 1 thick laminate topStay organized2-cord management grommetsAssembly requiredSave time by...

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    Original price $438.99 - Original price $438.99
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    $438.99
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  • Original price $532.99 - Original price $532.99
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    OSP Home Furnishings - Prado L Workstation in - Black

    OSP Home Furnishings

    Solid contructionImpact-resistant edges. Steel frame with 1 thick laminate topStay organized2-cord management grommetsCustomize to your needsReturn...

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    Original price $532.99 - Original price $532.99
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    $532.99
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  • Original price $193.99 - Original price $193.99
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    $193.99
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    Waterpik - Sonic-Fusion 2.0 - Black

    Waterpik

    Brush Floss At the Same timeSonic-Fusion 2.0 combines the power of a sonic toothbrush with the proven effectiveness of a Waterpik Water FlosserUp ...

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    Original price $193.99 - Original price $193.99
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    $193.99
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  • Original price $2,125.99 - Original price $2,125.99
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    $2,125.99
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    Apple - Studio Display - Standard Glass Tilt and Height-Adjustable - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $2,125.99 - Original price $2,125.99
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  • Original price $127.99 - Original price $127.99
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    Google - Nest Cam Indoor Wired Security Camera - Linen

    GOOGLE

    Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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    Original price $127.99 - Original price $127.99
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  • Original price $1,836.99 - Original price $1,836.99
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    HP OMEN - 25L Gaming Desktop - Intel Core i7-14700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 4060 Ti - 2TB SSD - Snow White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,836.99 - Original price $1,836.99
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  • Original price $161.99 - Original price $161.99
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    $161.99
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    Google - Nest Smart Programmable Wifi Thermostat - Charcoal

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $161.99 - Original price $161.99
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    $161.99
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  • Original price $211.99 - Original price $211.99
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    ViewSonic - OMNI VX3218-PC-MHD 31.5" LCD Curved FHD Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

    ViewSonic

    Full HD31.5in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $211.99 - Original price $211.99
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  • Original price $849.99 - Original price $849.99
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    Dell - Inspiron 2-in-1 14 IPS LED FHD+ Touch Screen Laptop Intel Core 5 with 8GB Memory 512GB SSD - Ice Blue

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $849.99 - Original price $849.99
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  • Original price $335.99 - Original price $335.99
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    OSP Home Furnishings - Dane Accent Chair - Blue Steel

    OSP Home Furnishings

    Sophisticated mid-century styleRolled arm creates a classic charmSolid wood tapered legHigh density foam core cushion provides comfortBeautiful pip...

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    Original price $335.99 - Original price $335.99
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  • Original price $1,013.99 - Original price $1,013.99
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    $1,013.99
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    OSP Home Furnishings - Russell L-Shape Sectional Sofa - Gray

    OSP Home Furnishings

    Sectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...

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    Original price $1,013.99 - Original price $1,013.99
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    OSP Home Furnishings - Russell L-Shape Sectional Sofa - White

    Office Star Products

    Sectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...

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    Original price $1,013.99 - Original price $1,013.99
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    $1,013.99
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  • Original price $902.99 - Original price $902.99
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    $902.99
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    OSP Home Furnishings - Russel 3 Seater Fabric Sofa - Navy

    Office Star Products

    Three-seat sofaFeatures comfortable coil-spring seat cushions for a good rest.Solid wood frameCreates a durable construction.Upholstered in polyest...

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    Original price $902.99 - Original price $902.99
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    $902.99
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  • Original price $694.99 - Original price $694.99
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    $694.99
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    Greenworks - 24V (2x24V) 21-Inch Self-Propelled Lawn Mower (2 x 5.0Ah Batteries and Charger Included) - Green

    Greenworks

    CoverageCuts up to 1/2 acre on a single chargeRun timeUp to 50 minutes of runtime a single charge with 2 included 5.0 Ah USB batteriesCharge timeRe...

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    Original price $694.99 - Original price $694.99
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  • Original price $346.99 - Original price $346.99
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    OSP Home Furnishings - Maui Chair - Gray Wash

    OSP Designs

    4-leg baseTo balance your weight in comfort and style.Rattan material in gray washCreates a stylish look.Padded seat cushionYou'll love sitting bac...

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    Original price $346.99 - Original price $346.99
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  • Original price $78.99 - Original price $78.99
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    $78.99
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    UAG - Metropolis Folio Case for Apple iPad 10.2-Inch (9th/8th/7th Generations) - Black

    Urban Armor Gear

    Designed for use with Apple iPad 10.2" (7th Generation 2019)Ensures a precise fit.Impact-resistant soft coreProvides all-around protection against ...

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    Original price $78.99 - Original price $78.99
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    $78.99
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  • Original price $542.99 - Original price $542.99
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    $542.99
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    Acer Nitro XZ320QK P3bmiiphx - XZ0 Series - LED monitor - curved - 32" - HDR

    Acer

    Resolution MattersThe Nitro 31.5" Curved Display with UHD (3840 x 2160) resolution offers the sharpest picture quality and provides a perfect pictu...

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    Original price $542.99 - Original price $542.99
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  • Original price $228.99 - Original price $228.99
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    Shark - Navigator ADV Corded Bagless Multi-Surface Lift-Away Upright Vacuum Cleaner - Aeonium

    Shark

    Lift-AwayJust step on the pedal to detach the pod to easily clean furniture stairs overhead areas and more.Self-Cleaning BrushrollDelivers powerful...

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    Original price $228.99 - Original price $228.99
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  • Original price $159.99 - Original price $159.99
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    $159.99
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    WORX - Electric Pressure Washer up to 1700 PSI at 1.2 GPM - Black

    Worx

    13-Amp MotorPowerful lightweight compact design delivers 1700 PSI (MAX 1870 PSI) and 1.2 GPM (MAX 1.4 GPM)Spray-Wand W/ Quick-ConnectSpray-wand wit...

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    Original price $159.99 - Original price $159.99
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    $159.99
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  • Original price $434.99 - Original price $434.99
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    WORX - 40V 20" Cordless Snow Blower w/ Brushless Motor Power Share WG471 (2 x 4.0 Ah Batteries Fast Charger Included) - Black

    Worx

    40V of Performace PowerTwo Power Share batteries provide this snowblower with gas-like power without all the drawbacks of using gasolineSingle-Sta...

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    Original price $434.99 - Original price $434.99
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    $434.99
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  • Original price $203.99 - Original price $203.99
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    $203.99
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    OSP Home Furnishings - Ravel Tool-less Folding Desk - Grey Oak/Black

    OSP Home Furnishings

    Tool-less desk simply unfold to useQuick assemblyFolds flat for storagePerfect for small spacesSolid constructionHeavy metal frame provides excelle...

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    Original price $203.99 - Original price $203.99
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    $203.99
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    Current price $203.99
  • Original price $162.99 - Original price $162.99
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    $162.99
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    Current price $162.99

    WORX - 20V Cordless Brushless Pruning Shear (1 x 2.0 Ah Batteries and 1 x Charger) - Black

    Worx

    Power to outperformWorx NITRO tools are engineered to provide greater power performance and run timeTitanium blated bladeTitanium plating on the bl...

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    Original price $162.99 - Original price $162.99
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    $162.99
    $162.99 - $162.99
    Current price $162.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.