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Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Graphite
AMAZONMeet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...
View full detailsbella PRO - Perfect Grind Programmable Single-Serve Coffee Maker with Integrated Burr Grinder - Stainless Steel
Bella ProUse beans or pre-ground coffeeIntegrated grinder can be turned off to simply brew ground coffee.Mess-free integrated burr grinderFlat burr grinder ...
View full detailsbella PRO - Perfect Grind Programmable Single-Serve Coffee Maker with Integrated Burr Grinder - Oatmilk
Bella ProUse beans or pre-ground coffeeIntegrated grinder can be turned off to simply brew ground coffee.Mess-free integrated burr grinderFlat burr grinder ...
View full detailseufy - FamiLock S3 Max WiFi Replacement Deadbolt with 2K Video Doorbell and Palm Scanner - Gray
EufyEasier and Faster Unlock with Just Your PalmExperience secure forgery-proof palm vein recognition with 99.99999 accuracy in just 0.1 seconds - base...
View full detailsCamp Snap - Screen Free Digital Camera - Green
HomedicsMegapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...
View full detailsAmazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Mickey Mouse
AMAZONFully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...
View full detailsBelkin - USB-C Hub 4-in-1 Multi-Port Laptop Dock with 4K HDMI Adapter with 100W Power Delivery - for Mac PC and More - Dark Gray
BelkinExpand your workstationConnect your MacBook Pro MacBook Air Chromebook or other USB C laptop to multiple displays storage or other devices through ...
View full detailsMicrosoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Sapphire
MicrosoftInstant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...
View full detailsNinja - Luxe Caf Premier Series 3-in-1 Espresso Coffee and Cold Brew Machine with Grinder and Scale and Hands-Free Frother - Stainless Steel
Ninja3 Machines In 1Brew without limits with no guesswork espresso well-balanced drip coffee and rapid cold brew. 2 Espresso Styles — double shot or qua...
View full detailsPowerA - Wired Controller for Xbox Series XS - Red
PowerAFeaturing a vibrant deep red designDual Rumble Motors - Take your gaming experience to the next level providing tactile feedback and sensations th...
View full detailsSamsung - Galaxy Book5 Pro 360 - Copilot+ PC - 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsJBL - Live 670NC Wireless On-Ear Headphones with True Adaptive Noise Cancelling - 2024 - Black
JBLJBL Signature Sound And Surround SoundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...
View full detailsInsignia - 1.1 Cu. Ft. Countertop Microwave - Black
Insignia1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...
View full detailsRazer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black
RazerRazer TriForce 40 mm Drivers for powerful lifelike audioOur patented 3-part driver design pushes out exceptional highs mids and lows that doesn’t m...
View full detailsRazer - Kraken V4 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black
Razer3 Modes of Connectivity Razer HyperSpeed Wireless Bluetooth USBFrom your PC to console to phone enjoy full audio immersion no matter the scenario...
View full detailsLenovo - Yoga Slim 7x - Copilot+ PC - 14.5" 3K 90Hz OLED Touch-Screen Laptop - Snapdragon X Elite X1E-78-100 2024 - 16GB - 512GB - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsSamsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsSoundcore - by Anker P40i Noise Canceling True Wireless Earbud Headphones - Black
SoundcoreSmart Noise Cancellingsoundcore P40i noise cancelling earbuds feature adaptive ANC that automatically detects ambient noise and utilizes advanced a...
View full detailsWORX - 20V 12" Brushless Cordless String Trimmer (1 x 4.0Ah and 1 x Charger) - Black
Worx3-Tools-In-1Easily transforms from a precision string trimmer into a powerful in-line wheeled edger into a nimble mini-mowerAutomatic Fresh LinePro...
View full detailsNight Owl - 8-Channel 4-Camera Indoor/Outdoor Wire Free 2K 64GB Security System - White
Night OwlCapture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...
View full detailsBISSELL - Cleanview XR 200W Stick Vacuum - Black with silver accents
Bissell40 More Powerful MotorThan competitor Shark WANDVACCordless Cleaning.Get up to 10 minutes of powerful cleaning in turbo mode or up to 35 minutes in...
View full detailsGE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel
GE2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.C...
View full detailsApple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - Black
AppleDESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...
View full details8BitDo - Retro Mechanical Keyboard - N Edition
8BitDoUltra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its PBT dye-sublimation keycaps and a consistent feel from a top-mount struct...
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JBL - Tune 770NC Adaptive Noise Cancelling Wireless Over-Ear Headphone - 2024 - Black
JBL - Tune 770NC Adaptive Noise Cancelling Wireless Over-Ear Headphone - 2024 - Black
JBLAdaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...
View full detailsRazer - Kishi Ultra Wireless Gaming Controller for Android iPhone and iPad Mini - Black
RazerPC Remote PlayThe power of a gaming rig now fits the size of a pocket; stream games using a PC and launch them directly from mobile devices with sh...
View full detailsApple - Magic Keyboard for iPad Pro 11-inch (M4 and M5) - White
AppleDESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...
View full detailsSamsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz FreeSync Prem Pro and G-Sync Compatible Smart Glare Free Gaming Monitor - Silver
SamsungQD-OLED In Ultra-WQHDWith QD-OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to...
View full detailsAiper - Scuba L1 Cordless Robotic Pool Cleaner for Above-Ground Pools up to 1100sq.ft Bumper Protection Automatic Pool Vacuum - White
AiperTri-motor SystemFiltering up to 66 GPM (250 LPM) of your pool’s water the Scuba L1 is among the most efficient most robust cordless robotic pool cl...
View full detailsASUS - ROG Strix 27" 2K VA 180Hz 1ms Curved Gaming Monitor with FreeSync and HDR (DisplayPort HDMI) - Black
ASUS180Hz Rapid Refresh RateFeatures 180Hz refresh rate for ultra fast and smooth gameplayWQHD Fast VA2560x1440 crystal image quality with DSC and HDR ...
View full detailsAOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR 400 - Black/Silver/Red
AOC180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...
View full detailsArlo - Home Security System Bundle - White
ArloEasy DIY InstallPlug-in Keypad Sensor Hub and wire-free Sensors make installation a breeze. Place the Wire-free Keypad accessory in any room for an...
View full detailsSamsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Refrigerator with Beverage Center - Stainless Steel
SamsungColor CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...
View full detailsCASETiFY - Bounce Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Black
CasetifyDesigned for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Durable breathab...
View full detailsLG - 4.3 Cu. Ft. High-Efficiency Top Load Washer with SlamProof Glass Lid - White
LG4.3 cu. ft. Ultra Large CapacityBring on your big loads of towels or jeans—this ultra large washer fits more in every load to save time.TurboDrum T...
View full detailsSamsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Yellow
SamsungLoved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.