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Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black
Collective MindsPowerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...
View full detailsTCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black
TCL5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...
View full detailsASUS - ZenWiFi BE30000 Quad-Band Mesh Wi-Fi 7 System (3-Pack) - White
ASUSWireless TechnologyQuad-band AiMesh unlocks Wi-Fi 7 potential in all bands plus AI-enhanced dedicated 6 GHz backhaul helps to ensure congestion-fre...
View full detailsSamsung - Galaxy Watch Ultra Marine Band - Green
SamsungCustomize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...
View full detailseero - 7 Dual-band Mesh Wi-Fi 7 System (3-pack) - White
EeroOUR MOST AFFORDABLE WI-FI 7 ROUTEReero 7 helps you future-proof your network and make the most of Wi-Fi 7 performance starting today.SAY GOODBYE TO...
View full detailsAcer - KA272 G0bi 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black
AcerVibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...
View full detailsInsignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel
Insignia900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...
View full detailsGIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black
Gigabyte TechnologyProcessor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...
View full detailsSharper Image - Ice Bath Portable Cold Plunge Revitalizing Ice Therapy Workout Recovery - Black
Sharper ImageLarge capacity insulatedSpacious ice bath measures 31.5 in. x 29 in. and comfortably fits adults of various body types up to 6.5 ft. tall and a ma...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Ed) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsTCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black
TCL2.1 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsTurtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - Black
Turtle BeachMultiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...
View full detailsSamsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver
Samsung4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...
View full detailsSamsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - Stainless Steel
SamsungSmart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...
View full detailsAmazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Princess
AMAZONFully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...
View full detailsNespresso - Vertuo Pop+ Coffee and Espresso Maker by Breville - Matte Black
NespressoSIGNATURE COFFEES AND ESPRESSOSVertuo Pop+ coffee maker offers a variety of coffee formats in 5 sizes including 5 8 12oz coffees as well as single ...
View full detailsTurtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black
Turtle BeachCrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...
View full detailsSonos - MOVE 2 Portable Durable Smart Speaker (Each) - Olive
Sonos IncPowerful stereo soundThe acoustic architecture replaces Move's single tweeter with two unlocking a higher-fidelity stereo soundstage with crisp voc...
View full detailsSamsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Red
SamsungLoved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...
View full detailsGoPro - HERO12 Creator Edition Action Camera - Black
GoProAll-in-one creative solutionThe GoPro ever made with the mounts and accessories. It includes Volta Media Mod and Light Mod that seamlessly come tog...
View full detailsGE - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White
GECools Medium Rooms8000 BTU cooling capacity offers maximum comfort in rooms up to 350 square feet.Built-In WiFiUse the SmartHQ app to control and m...
View full detailsTurtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - Black
Turtle BeachUltra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...
View full detailsNinja - Prestige Smart XL Air Fryer Countertop Oven + Pro Cook - Stainless Steel
NinjaSmart Surround ConvectionOur high velocity fan and rear heat source combine to completely surround food for all-around crisp.Pro Cook SystemAchieve...
View full detailsLG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel
LGLarge CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...
View full detailsJVC - In-Ear True Wireless Noise Canceling Headphones - Black
JVCActive Noise CancellingImproved noise cancelling performance with wind noise reduction and newly designed earpiecesLow LatencyTurn on the low laten...
View full detailsAlienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Wired - Lunar Light
AlienwareNear Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...
View full detailsHP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue
HPRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...
View full detailsDROP - CSTM80 TKL Wired Mechanical Gaming Keyboard with RGB Backlighting - White
CorsairMechanical KeyboardTenkeyless (TKL) layout with 88 keys.N-key rolloverEvery single key you press is registered as a separate input.SwitchGateron Ye...
View full detailsLogitech - Combo Touch iPad Air 11-inch - Latest Model (M2 M3) iPad Air (5th gen) Keyboard Case with Detachable Keyboard - Oxford Gray
LogitechCompatibilityiPad Air 11-inch (M2 M3) iPad Air (5th gen) - A2902 A2903 A2904 A2588 A2589 A2591Use-your-way ModesMultiple use modes and infinite p...
View full detailsBeats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Matte Black
AppleThe Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...
View full detailsLG - Standard Depth MAX 25.1 Cu. Ft. French Door Smart Refrigerator with Glide N' Serve Drawer - Stainless Steel
LGStandard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...
View full detailsSwann - EVO HD Wi-Fi Video Doorbell Wired or wire-free motion detection night vision 2-way talk local/cloud storage - Black
SwannStunning Video ResolutionExperience stunning 1.7MP HD video resolution with a 140 x 140 viewing angle capturing clear details of faces head-to-toe ...
View full detailsGE Profile - 7.8 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sanitize Cycle - White
GE ProfileSteam CycleRefresh small loads and de-wrinkle larger loads with the power of steam.Washer LinkWirelessly links your washer to your dryer so you onl...
View full detailsBose - QuietComfort Ultra Wireless Noise Cancelling Over-the-Ear Headphones - Lunar Blue
BosePersonalized sound with Bose Immersive AudioGet next-level sound with the QuietComfort Ultra wireless headphones. Featuring innovative spatial audi...
View full detailsBosch - 300 Series 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with PrecisionWash 48 dBA - Stainless steel
BoschQuiet Operation at 48 dBACreating a dishwasher so quiet you can't always tell it's running. For you that means never having to wait until going to ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.