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  • Original price $321.99 - Original price $321.99
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    Current price $321.99

    WORX - WG779 40V 14" Lawn Mower with Grass Collection Bag and Mulcher (2 x 4.0 Ah Batteries and 1 x Charger) - Black

    Worx

    6 Height AdjustmentsA single lever lets you set the height you want to cut your lawn depending on the season or just your preferenceIntellicutThis ...

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    Original price $321.99 - Original price $321.99
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  • Original price $340.99 - Original price $340.99
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    Marshall - Woburn II Bluetooth Speaker - Black

    Zound Industries

    LARGER THAN LIFE SOUNDWoburn II hits high trebles cleanly handles low bass with ease and has a clear lifelike mid range. Two 1" tweeters and dual 5...

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    Original price $340.99 - Original price $340.99
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  • Original price $991.99 - Original price $991.99
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    Bose - Bass Module 700 Wireless Subwoofer - Black

    Bose

    Bose Bass Module 700 wireless home theater subwooferThis wireless compact subwoofer is designed to be paired with the Bose soundbars to bring music...

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    Original price $991.99 - Original price $991.99
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  • Original price $81.99 - Original price $81.99
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    ASUS ROG 65W Charger Dock Supports HDMI 2.0 with USB Type-A and USB Type-C for ROG

    ASUS

    Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

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    Original price $81.99 - Original price $81.99
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  • Original price $182.99 - Original price $182.99
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    Beats - Powerbeats Pro Totally Wireless Earbuds - Ivory

    Apple

    Totally wireless high-performance EarbudsUp to 9 hours of listening time (more than 24 hours with charging case)Adjustable secure-fit earhooks for ...

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    Original price $182.99 - Original price $182.99
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  • Original price $191.99 - Original price $191.99
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    Office Star Products - 5 Piece Resin Folding Set - Light Gray

    Office Star Products

    5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...

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    Original price $191.99 - Original price $191.99
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  • Original price $379.99 - Original price $379.99
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    NewAir - 90-Can Freestanding Beverage Fridge Compact with Adjustable Shelves and Lock - Black

    Newair

    Powerful and Capable CompressorThe NewAir 90 Can Compact Beverage Fridge features a powerful compressor cooling system that keeps your drinks at a ...

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    Original price $379.99 - Original price $379.99
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  • Original price $90.99 - Original price $90.99
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    NewAir - 160 Sq. Ft. Portable Ceramic Electric Heater with Adjustable Tilt Head - Gray

    Newair

    Heavy-Duty Spot Heater for GaragesDon't let winter put an end to your garage and workshop hobbies The NewAir Portable Ceramic 120v Electric Garage ...

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    Original price $90.99 - Original price $90.99
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  • Original price $154.99 - Original price $154.99
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    NewAir - 500 Sq. Ft. 2-in-1 Freestanding or Mounted Electric Garage Heater with Remote Control - Gray

    Newair

    Heavy-Duty Heater Works in Tough ConditionsDon't let winter put an end to your garage and workshop hobbies The NewAir 2-in-1 240v Electric Garage H...

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    Original price $154.99 - Original price $154.99
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  • Original price $2,889.99 - Original price $2,889.99
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    Nikon - D850 DSLR 4k Video Camera (Body Only) - Black

    Nikon

    45.7-megapixel 35.9mm x 23.9mm FX-format full-frame CMOS sensorCreate enlargements all the way up to poster-sized prints or crop aggressively to fr...

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    Original price $2,889.99 - Original price $2,889.99
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  • Original price $381.99 - Original price $381.99
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    ViewSonic PA503S - DLP projector - 3D

    ViewSonic

    Portable designWeighs 4.89 lbs. for easy transport to meetings presentations and more.DLP image technologyOffers crisp visuals.40 vertical keystone...

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    Original price $381.99 - Original price $381.99
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  • Original price $89.99 - Original price $89.99
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    Sonos Move Indoor/Outdoor Mount - Black

    Sanus Systems

    Designed in partnership with SonosThe speaker mount shape was also designed to hold the Sonos Move charging base to allow for optimal speaker perfo...

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    Original price $89.99 - Original price $89.99
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  • Original price $116.99 - Original price $116.99
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    OSP Home Furnishings - Emerson Side Chair with 4 Leg Base - White

    Office Star Products

    Rated for users up to 200 lbs.For a comfortable and sturdy seat.Polyurethane and polypropylene upholstery in whiteCreates an attractive appearance....

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    Original price $116.99 - Original price $116.99
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  • Original price $1,811.99 - Original price $1,811.99
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    Fujifilm - X-T5 Mirrorless Camera (Body Only) - Black

    Fujifilm

    Megapixels40 Megapixel X-Trans CMOS 5 HR BSI Imaging SensorBurst speed15 Frames per second in Mechanical ShutterStabilizationUp to 7 stops of Inter...

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    Original price $1,811.99 - Original price $1,811.99
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  • Original price $69.99 - Original price $69.99
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    STM - dux plus duo (iPad 9th/8th/7th gen) - Black

    STM

    Mil-Standard drop protectiontransparent back for asset tagging or user customizationintegrated storage for Apple Pencil or Logitech CrayonPatented ...

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    Original price $69.99 - Original price $69.99
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  • Original price $557.99 - Original price $557.99
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    ViewSonic VX1655-4K-OLED - OLED monitor - 16"

    ViewSonic

    4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenViewing AngleThis stylish OLED Monitor offers...

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    Original price $557.99 - Original price $557.99
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  • Original price $156.99 - Original price $156.99
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    OSP Home Furnishings - Backless 26" Stool - White

    OSP Home Furnishings

    Metal constructionProvides strength and durability.Chrome finish legsCreate an attractive appearance.Rubber foot capsProtect the floor.Modern desig...

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    Original price $156.99 - Original price $156.99
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    $156.99
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    OSP Home Furnishings - Backless 26" Stool - Black

    OSP Home Furnishings

    Metal constructionProvides strength and durability.Chrome-finished legsCreate an attractive appearance.Rubber foot capsEnsure protection of the flo...

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    Original price $156.99 - Original price $156.99
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    $156.99
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  • Original price $32.99 - Original price $32.99
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    Logitech - F310 Gaming Pad - Blue/Black

    Logitech

    Broad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...

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    Original price $32.99 - Original price $32.99
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  • Original price $86.99 - Original price $86.99
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    Peerless-AV - Paramount Retractable Tilt Articulating Display Wall Mount For Most 10" - 29" Flat Panel Displays - Black

    Peerless Industries

    Hook-and-Hang InstallationDisplay is easily installed by a single personTool-Less TiltQuickly adjust your viewing angle without toolsExtends up to ...

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    Original price $86.99 - Original price $86.99
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  • Original price $1,018.99 - Original price $1,018.99
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    Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1TB SSD - Artic Grey

    Lenovo

    Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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    Original price $1,018.99 - Original price $1,018.99
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  • Original price $60.99 - Original price $60.99
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    UAG - flip cover for tablet

    Uag

    Lightweight ConstructionOur iPad Pro 11" (5th Gen 2024 M4) case features a featherlight composite construction with a soft impact-resistant core fo...

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    Original price $60.99 - Original price $60.99
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  • Original price $271.99 - Original price $271.99
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    Technics - Premium HiFi True Wireless Earbuds with Noise Cancelling 3 Device Multipoint Connectivity Wireless Charging - Silver

    Panasonic

    Legendary Technics sound for an epic listening experiencePowerful ear buds deliver reference-quality audio with depth texture for true-to-life sou...

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    Original price $271.99 - Original price $271.99
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  • Original price $384.99 - Original price $384.99
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    $384.99
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    Night Owl - 12 Channel 4 Camera Wired 2K 1TB DVR Security System with 2-way Audio - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 2K r...

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    Original price $384.99 - Original price $384.99
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    $384.99
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  • Original price $117.99 - Original price $117.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Sea Glass

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $117.99 - Original price $117.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Lavender

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $117.99 - Original price $117.99
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  • Original price $1,780.99 - Original price $1,780.99
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    Dell - 16" 13th Generation Gaming Laptop - Intel Core i9 - NVIDIA - GeForce RTX 4060 - 8GB - 32GB Memory - 1TB SSD - Metallic Nightshade

    Dell

    Spacious 16-inch ScreenThe 2560x1600 QHD+ resolution and 16-inch display makes your favorite games look next level - while it works harder and mult...

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    Original price $1,780.99 - Original price $1,780.99
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    $1,780.99
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  • Original price $104.99 - Original price $104.99
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    $104.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Deep Navy

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $104.99 - Original price $104.99
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    $104.99
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  • Original price $1,021.99 - Original price $1,021.99
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    $1,021.99
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    Current price $1,021.99

    GE - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Sanitize Cycle and 47 dBA - Stainless Steel

    GE

    Dry Boost TechnologyDry Boost Technology outperforms standard heated-dry dishwashers by getting hard-to-dry items like plastics up to 3 times drier...

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    Original price $1,021.99 - Original price $1,021.99
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    $1,021.99
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  • Original price $522.99 - Original price $522.99
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    $522.99
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    Panasonic - HomeCHEF .7 Cu. Ft. 7-in-1 Compact Oven with Steam and Convection - Black

    Panasonic

    7 Functions 1 OvenConvection Bake Steam Steam-Convection Bake combo Airfry Slow Cook Ferment and Sanitize2 Kinds of convection bakingConvection bak...

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    Original price $522.99 - Original price $522.99
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  • Original price $342.99 - Original price $342.99
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    $342.99
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    Tineco - Pure One X Dual Smart Cordless Stick Vacuum - White

    Tineco

    Smart Cleaning for Your HomeiLoop Smart Sensor Technology takes the guesswork out of cleaning by detecting dirt dust and other debris on your floor...

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    Original price $342.99 - Original price $342.99
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  • Original price $137.99 - Original price $137.99
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    Amazon - Kindle (16 GB) - Lightest and most compact Kindle with adjustable front light and long battery life - 2024 - Black

    AMAZON

    Effortless reading in any lightRead comfortably with a 6“ glare-free display adjustable front light—now 25 brighter at max setting—and dark mode.Es...

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    Original price $137.99 - Original price $137.99
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  • Original price $430.99 - Original price $430.99
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    Dell - Inspiron 15.6" FHD Laptop - AMD Ryzen 5 with 8GB Memory - 512GB SSD - Carbon Black

    Dell

    Plenty of PortsConnect all your devices with a variety of ports.Type with EaseWrite and calculate quickly with roomy keypads separate numeric keypa...

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    Original price $430.99 - Original price $430.99
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    $430.99
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  • Original price $87.99 - Original price $87.99
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    $87.99
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    Plant-Based Leather Folio Cover with Magnetic Attach Designed with Sustainability in Mind for New Amazon Kindle Scribe - Black

    AMAZON

    Designed exclusively for your new Kindle ScribeCompatible only with Kindle Scribe 2024 and 2022 Releases.Sleek designDevice magnetically attaches t...

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    Original price $87.99 - Original price $87.99
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    $87.99
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  • Original price $498.99 - Original price $498.99
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    Caf - Couture Smart Toaster Oven with Air Fry - Stainless Steel

    GE Cafe

    14 Cooking ModesFlawlessly prepare any recipe from kids snacks to dinner party hors d'oeuvres with 14 essential cooking modes including Air Fry Cri...

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    Original price $498.99 - Original price $498.99
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  • Original price $145.99 - Original price $145.99
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    $145.99
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    BenQ GW2490T - LED monitor - Full HD (1080p) - 24"

    BenQ

    100Hz REFRESH RATEreacts more quickly to changes resulting in a smoother user experienceERGONOMICS W/ HEIGHT ADJUSTMENThas tilt pivot swivel and he...

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    Original price $145.99 - Original price $145.99
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    Current price $145.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.