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Original price $137.99 - Original price $137.99
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Current price $137.99

Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

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Original price $137.99 - Original price $137.99
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Original price $544.99 - Original price $544.99
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TCL - Q75H Q Class 5.1.2 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL

5.1.2 Channel Q Class SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s ho...

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Original price $544.99 - Original price $544.99
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Original price $1,106.99 - Original price $1,106.99
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ASUS - ZenWiFi BE30000 Quad-Band Mesh Wi-Fi 7 System (3-Pack) - White

ASUS

Wireless TechnologyQuad-band AiMesh unlocks Wi-Fi 7 potential in all bands plus AI-enhanced dedicated 6 GHz backhaul helps to ensure congestion-fre...

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Original price $1,106.99 - Original price $1,106.99
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Original price $101.99 - Original price $101.99
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Samsung - Galaxy Watch Ultra Marine Band - Green

Samsung

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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Original price $101.99 - Original price $101.99
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Original price $315.99 - Original price $315.99
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eero - 7 Dual-band Mesh Wi-Fi 7 System (3-pack) - White

Eero

OUR MOST AFFORDABLE WI-FI 7 ROUTEReero 7 helps you future-proof your network and make the most of Wi-Fi 7 performance starting today.SAY GOODBYE TO...

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Original price $315.99 - Original price $315.99
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Original price $135.99 - Original price $135.99
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Acer - KA272 G0bi 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $135.99 - Original price $135.99
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Original price $117.99 - Original price $117.99
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Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

Insignia

900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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Original price $117.99 - Original price $117.99
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Original price $281.99 - Original price $281.99
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GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $281.99 - Original price $281.99
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Original price $82.99 - Original price $82.99
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Sharper Image - Ice Bath Portable Cold Plunge Revitalizing Ice Therapy Workout Recovery - Black

Sharper Image

Large capacity insulatedSpacious ice bath measures 31.5 in. x 29 in. and comfortably fits adults of various body types up to 6.5 ft. tall and a ma...

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Original price $82.99 - Original price $82.99
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Original price $1,526.99 - Original price $1,526.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,526.99 - Original price $1,526.99
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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Dune

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Original price $160.99 - Original price $160.99
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TCL - S55H 2.1 Channel S-Class Soundbar with Wireless Subwoofer Dolby Atmos - Black

TCL

2.1 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $160.99 - Original price $160.99
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$160.99
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Original price $135.99 - Original price $135.99
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Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

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Original price $934.99 - Original price $934.99
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Samsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver

Samsung

4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...

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Original price $934.99 - Original price $934.99
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Original price $1,711.99 - Original price $1,711.99
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Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Smart Oven Camera - Stainless Steel

Samsung

Smart Oven Camera InsideMonitor your cooking with Smart Oven Camera inside. It live streams video to your smartphone so you can easily check on mea...

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Original price $1,711.99 - Original price $1,711.99
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Original price $142.99 - Original price $142.99
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Amazon - Fire HD 10 Kids - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Princess

AMAZON

Fully Featured TabletA fully featured tablet (not a toy) with a wide 10.1" 1080p Full HD display for kids ages 3-7 includes comprehensive parental ...

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Original price $142.99 - Original price $142.99
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Original price $108.99 - Original price $108.99
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Nespresso - Vertuo Pop+ Coffee and Espresso Maker by Breville - Matte Black

Nespresso

SIGNATURE COFFEES AND ESPRESSOSVertuo Pop+ coffee maker offers a variety of coffee formats in 5 sizes including 5 8 12oz coffees as well as single ...

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Original price $108.99 - Original price $108.99
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Original price $171.99 - Original price $171.99
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Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $171.99 - Original price $171.99
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Original price $452.99 - Original price $452.99
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Sonos - MOVE 2 Portable Durable Smart Speaker (Each) - Olive

Sonos Inc

Powerful stereo soundThe acoustic architecture replaces Move's single tweeter with two unlocking a higher-fidelity stereo soundstage with crisp voc...

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Original price $452.99 - Original price $452.99
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Original price $248.99 - Original price $248.99
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Samsung - Galaxy Tab A9+ Kids Edition 11" 64GB with Puffy Cover - Wi-Fi - Red

Samsung

Loved by kids. Trusted by parents.Give your kids a safe place to learn and play with the Samsung Kids app5. Kids will love a wide variety of playfu...

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Original price $248.99 - Original price $248.99
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Original price $531.99 - Original price $531.99
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GoPro - HERO12 Creator Edition Action Camera - Black

GoPro

All-in-one creative solutionThe GoPro ever made with the mounts and accessories. It includes Volta Media Mod and Light Mod that seamlessly come tog...

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Original price $531.99 - Original price $531.99
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Original price $332.99 - Original price $332.99
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GE - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

GE

Cools Medium Rooms8000 BTU cooling capacity offers maximum comfort in rooms up to 350 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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Original price $332.99 - Original price $332.99
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Original price $123.99 - Original price $123.99
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Turtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - Black

Turtle Beach

Ultra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...

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Original price $123.99 - Original price $123.99
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Original price $329.99 - Original price $329.99
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Ninja - Prestige Smart XL Air Fryer Countertop Oven + Pro Cook - Stainless Steel

Ninja

Smart Surround ConvectionOur high velocity fan and rear heat source combine to completely surround food for all-around crisp.Pro Cook SystemAchieve...

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Original price $329.99 - Original price $329.99
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Original price $293.99 - Original price $293.99
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LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $293.99 - Original price $293.99
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Original price $70.99 - Original price $70.99
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JVC - In-Ear True Wireless Noise Canceling Headphones - Black

JVC

Active Noise CancellingImproved noise cancelling performance with wind noise reduction and newly designed earpiecesLow LatencyTurn on the low laten...

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Original price $70.99 - Original price $70.99
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Original price $147.99 - Original price $147.99
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Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Wired - Lunar Light

Alienware

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $147.99 - Original price $147.99
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Original price $531.99 - Original price $531.99
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HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $531.99 - Original price $531.99
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Original price $127.99 - Original price $127.99
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$127.99
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DROP - CSTM80 TKL Wired Mechanical Gaming Keyboard with RGB Backlighting - White

Corsair

Mechanical KeyboardTenkeyless (TKL) layout with 88 keys.N-key rolloverEvery single key you press is registered as a separate input.SwitchGateron Ye...

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Original price $127.99 - Original price $127.99
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$127.99
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Original price $218.99 - Original price $218.99
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$218.99
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Logitech - Combo Touch iPad Air 11-inch - Latest Model (M2 M3) iPad Air (5th gen) Keyboard Case with Detachable Keyboard - Oxford Gray

Logitech

CompatibilityiPad Air 11-inch (M2 M3) iPad Air (5th gen) - A2902 A2903 A2904 A2588 A2589 A2591Use-your-way ModesMultiple use modes and infinite p...

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Original price $218.99 - Original price $218.99
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Original price $133.99 - Original price $133.99
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$133.99
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Beats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Matte Black

Apple

The Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...

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Original price $133.99 - Original price $133.99
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$133.99
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Original price $1,709.99 - Original price $1,709.99
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LG - Standard Depth MAX 25.1 Cu. Ft. French Door Smart Refrigerator with Glide N' Serve Drawer - Stainless Steel

LG

Standard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...

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Original price $1,709.99 - Original price $1,709.99
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Original price $92.99 - Original price $92.99
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$92.99
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Swann - EVO HD Wi-Fi Video Doorbell Wired or wire-free motion detection night vision 2-way talk local/cloud storage - Black

Swann

Stunning Video ResolutionExperience stunning 1.7MP HD video resolution with a 140 x 140 viewing angle capturing clear details of faces head-to-toe ...

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Original price $92.99 - Original price $92.99
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$92.99
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Original price $1,266.99 - Original price $1,266.99
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GE Profile - 7.8 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sanitize Cycle - White

GE Profile

Steam CycleRefresh small loads and de-wrinkle larger loads with the power of steam.Washer LinkWirelessly links your washer to your dryer so you onl...

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Original price $1,266.99 - Original price $1,266.99
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Original price $335.99 - Original price $335.99
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$335.99
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Current price $335.99

Bose - QuietComfort Ultra Wireless Noise Cancelling Over-the-Ear Headphones - Lunar Blue

Bose

Personalized sound with Bose Immersive AudioGet next-level sound with the QuietComfort Ultra wireless headphones. Featuring innovative spatial audi...

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Original price $335.99 - Original price $335.99
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$335.99
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Original price $946.99 - Original price $946.99
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Bosch - 300 Series 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with PrecisionWash 48 dBA - Stainless steel

Bosch

Quiet Operation at 48 dBACreating a dishwasher so quiet you can't always tell it's running. For you that means never having to wait until going to ...

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Original price $946.99 - Original price $946.99
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$946.99
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Current price $946.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.