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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Ring - Outdoor Cam Battery with Contact Sensor Glass Break Sensor and Panic Button - White

Ring
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Experience crisp clarity with Retinal 2K videoSee all the crucial details across your home or business with wide-angle Retinal 2K.Zoom in up to 6xB...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Lowepro - Fastpack GO BP 20L AW - Black

Lowepro
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Quick useDual side fast-access camera openingOn the goLightweight layout for simple everyday travelConvenientSide pocket for bottle or compact trip...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Insignia - 32" Class F40 Series 1080P Full HD Direct LED Smart TV with Fire TV

Insignia
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and det...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

HP - OmniBook 3 - 17.3" HD+ Laptop - Intel Core 7 350 (2026) - 8GB Memory - 512GB SSD - Mica Silver

HP
Original price $1,222.99 - Original price $1,222.99
Original price
$1,222.99
$1,222.99 - $1,222.99
Current price $1,222.99

Intel Core 7 350 processorTurns out you can have it all—incredible battery favorite apps ready out of the box epic streaming seamless calls and sma...

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Original price $1,222.99 - Original price $1,222.99
Original price
$1,222.99
$1,222.99 - $1,222.99
Current price $1,222.99

TCL - 85" S4CF Series 4K UHD HDR Smart TV with Fire TV (2026)

TCL
Original price $931.99 - Original price $931.99
Original price
$931.99
$931.99 - $931.99
Current price $931.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightHigh brightness ensures ...

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Original price $931.99 - Original price $931.99
Original price
$931.99
$931.99 - $931.99
Current price $931.99

Amazon - Alexa Tablet Pro Pen with Eraser and Pen Finder write naturally find it easily and charge magnetically - Black

AMAZON
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Precise and ResponsiveLow latency with tilt and pressure sensitivity lets your writing glide naturally across the screen ideal for drawing annotat...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Amazon - Alexa Tablet 11 (All-new) 8GB RAM 64GB 11 stunning 2.5K display All-day battery Designed for Alexa+ - Graphite

AMAZON
Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

Stunning 2.5K resolution displayWatch read and create in sharp detail and vivid color. Smooth scrolling with 90Hz. Dual speakers powered by Dolby A...

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Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

Therabody - Theragun Vibration Plus Attachment - Black

Therabody
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

When percussive therapy feels too intense vibration therapy is your go-to for gentle effective relief of joint pain and tension — perfect for sensi...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Amazon - Kids Tablet 8 (all-new) ages 3+ 8.7" display includes 1-year Kids+ content subscription parental controls - Cool Green

AMAZON
Original price $272.99 - Original price $272.99
Original price
$272.99
$272.99 - $272.99
Current price $272.99

A tablet not a toyA fast Android tablet with a vivid display. Built to last for years of play and to keep up as they grow.A 1-year Kids+ subscripti...

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Original price $272.99 - Original price $272.99
Original price
$272.99
$272.99 - $272.99
Current price $272.99

TCL - 98" Q5CF Series 4K UHD HDR QLED Smart TV with Fire TV (2026)

TCL
Original price $1,553.99 - Original price $1,553.99
Original price
$1,553.99
$1,553.99 - $1,553.99
Current price $1,553.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors coveri...

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Original price $1,553.99 - Original price $1,553.99
Original price
$1,553.99
$1,553.99 - $1,553.99
Current price $1,553.99

Sony - 55" class BRAVIA 6 OLED 4K HDR Smart Google TV with Gemini

Sony
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Pure black and stunning contrastOver 8 million self-lit pixels are precisely controlled to produce pure black and stunning contrast in every scene....

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Media Mod for GoPro MISSION 1 Series - Black

GoPro
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Enhanced Audio SupportIntegrated directional microphone helps capture clearer voice audio while reducing surrounding noise during recording.Built-I...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Amazon - Alexa Tablet 11 (All-new) 8GB RAM 64GB 11 stunning 2.5K display All-day battery Designed for Alexa+ - Matcha

AMAZON
Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

Stunning 2.5K resolution displayWatch read and create in sharp detail and vivid color. Smooth scrolling with 90Hz. Dual speakers powered by Dolby A...

View full details
Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

Dyson - V16 Piston Animal + Auto-Empty Dok Cordless Vacuum - Matched Black Body / Bright Copper Manifold

Dyson
Original price $1,232.99 - Original price $1,232.99
Original price
$1,232.99
$1,232.99 - $1,232.99
Current price $1,232.99

The Most Powerful Anti-Tangle Cordless VacuumDyson’s Hyperdymium 900W digital motor delivers 315 Air Watts of continuous fade-free suction for Dyso...

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Original price $1,232.99 - Original price $1,232.99
Original price
$1,232.99
$1,232.99 - $1,232.99
Current price $1,232.99

eero - 6+ mesh wifi router - White

Eero
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

MOST AFFORDABLE GIGABIT ROUTEReero 6+ is our most affordable gigabit Wi-Fi system ever — a dual-band Wi-Fi 6 mesh router that supports internet spe...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

ASUS TUF Gaming VG34WQML5A - 5 Series - LED monitor - curved - 34" - HDR

ASUS
Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

Immersive 34" Curved Ultrawide Monitor34-inch WQHD (3440 1440) 1500R curved gaming monitor with up to 250Hz overclocked refresh rate designed for ...

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Original price $373.99 - Original price $373.99
Original price
$373.99
$373.99 - $373.99
Current price $373.99

Acer - Predator XB270U 26.5" QD-OLED 240Hz 0.03ms Gaming Monitor with FreeSync Premium and HDR10 (DisplayPort HDMI) - Black

Acer
Original price $381.99 - Original price $381.99
Original price
$381.99
$381.99 - $381.99
Current price $381.99

OLED Makes All The DifferenceEver seen an QD-OLED in action They go above and beyond colors so vivid that you might just question reality. The addi...

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Original price $381.99 - Original price $381.99
Original price
$381.99
$381.99 - $381.99
Current price $381.99

Hori - Adventure Pack (Cyberpunk 2077) for Nintendo Switch 2 - Officially Licensed by Nintendo - Yellow

Hori
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

VersatileDual purpose cross-body style bag for Nintendo Switch 2PortableTransport and store system accessoriesStylishRobust and stylish designComp...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

UAG - Scout Hand Stap with Kickstand for Samsung Galaxy Tab A11+/A9+ - Black

Uag
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Lightweight and SecureCrafted with a featherlight TPU frame and an impact-resistant soft core this rugged tablet case absorbs shocks from drops and...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

UAG - Scout LT Case for Apple iPad 11 (A16) 10.9 (10th Gen) - Black

Uag
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Featherlight TPU ConstructionDesigned for the iPad 11 A16 (11th Gen 2025). Built from premium TPU for maximum flexibility and impact resistance. Sl...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

SANDISK - 1TB Optimus GX PRO 850P PCIe 4.0 x4 M.2 NVMe SSD for PS5 and PS5 Pro consoles

SanDisk
Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Officially licensed for PS5 consoleStore and play more titles on a drive that’s officially tested and licensed for your PS5 console† so you can kee...

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Original price $366.99 - Original price $366.99
Original price
$366.99
$366.99 - $366.99
Current price $366.99

Insignia - 7.0 Cu. Ft. Electric Dryer with Sensor Dry - Metallic Grey

Insignia
Original price $680.99 - Original price $680.99
Original price
$680.99
$680.99 - $680.99
Current price $680.99

Automated sensor dryingDetects the level of dryness in your load with a sensor that extends or stops the dryer when your desired dryness level (mor...

View full details
Original price $680.99 - Original price $680.99
Original price
$680.99
$680.99 - $680.99
Current price $680.99

Midea - STRAWash 24" Top Control Built-In Dishwasher with Total Tumbler Clean SENSOR TruDry 44 dB - Stainless Steel

Midea
Original price $1,020.99 - Original price $1,020.99
Original price
$1,020.99
$1,020.99 - $1,020.99
Current price $1,020.99

Industry-First STRAWashFive powerful jets deep clean reusable straws inside and out removing tough residue from smoothies and protein shakes.Tumble...

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Original price $1,020.99 - Original price $1,020.99
Original price
$1,020.99
$1,020.99 - $1,020.99
Current price $1,020.99

Govee - Table Lamp Classic S - Black

Govee
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

RGBICWW TechnologyEnjoy both tunable white and vivid color lighting in this small table lamp perfect for any mood any moment.Classic Design with 48...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Lenovo - Yoga Pro 7a 15.3" 3K OLED Touchscreen Laptop - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 1TB Storage - Thunder Grey

Lenovo
Original price $2,561.99 - Original price $2,561.99
Original price
$2,561.99
$2,561.99 - $2,561.99
Current price $2,561.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,561.99 - Original price $2,561.99
Original price
$2,561.99
$2,561.99 - $2,561.99
Current price $2,561.99

Hisense - Portable Bluetooth Speaker with rechargable battery ambient lighting Auracast FM radio IP67 - Black

HISENSE
Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

2-level bass boostUnlock deeper sound with 2-level bass boost. Feel powerful punchy lows instantly powered by a built-in subwoofer and 180W of AC p...

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Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

eero - 6+ mesh wifi system 3 pk - White

Eero
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

COVERS UP TO 4500 SQ. FT.This 3-pack system (one eero 6+ router and two eero 6+ extenders) blankets up to 4500 sq. ft. in fast reliable Wi-Fi — cov...

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Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Whirlpool - 30-inch Gas Range with Crispy Mode and Dishwasher Safe Grates - Stainless Steel

Whirlpool
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Crispy ModeDial up the crunch for an effortlessly easy crispy finish with Crispy Mode. Using high heat from both the top and bottom elements add a ...

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Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

SteelSeries - Arctis Nova Pro Wireless Over-the-Ear Gaming Headset with 2.4Ghz/Bluetooth for PC PS5 PS4 Switch and Switch 2 - Black

Steel Series
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Multi-System ConnectConnect two systems at once and toggle between PC PlayStation Switch or Mac.Active Noise CancellationAutomatically detects and ...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Amazfit - Bip Max Smartwatch 50mm Silicone - Silver - (2026)

Amazfit
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

LARGE 2.07" AMOLED DISPLAYMaximize visibility with a massive bright 2.07-inch screen. This everyday smartwatch transitions effortlessly from daily ...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Hori - Wireless HORIPAD Turbo (Pokemon Pixel for Nintendo Switch 2 - Green

Hori
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

WirelessWireless controller with 33 ft range for Nintendo Switch 2RechargeableRechargeable battery with 10 hours of playtime per chargeTMR SticksAc...

View full details
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

Insignia - 7.0 Cu. Ft. Gas Dryer with Sensor Dry - Metallic Grey

Insignia
Original price $789.99 - Original price $789.99
Original price
$789.99
$789.99 - $789.99
Current price $789.99

Automated sensor dryingDetects the level of dryness in your load with a sensor that extends or stops the dryer when your desired dryness level (mor...

View full details
Original price $789.99 - Original price $789.99
Original price
$789.99
$789.99 - $789.99
Current price $789.99

Blink - Arc 2K+ Wired Floodlight Camera (newest model) - Hard Wired smart security 2K 180 coverage 2 cam 1 mount - Black

Blink
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Our brightest floodlight yet3000 lumens light up driveways backyards and beyond for full-color video that's ready whenever you need it.See more cle...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Hisense - 75" Class M7 MiniLED Series Hi-QLED 4K UHD Smart Roku TV (2026)

HISENSE
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Hi - QLED MiniLEDStep up to MiniLED and instantly see more than standard LED. Whether you're streaming your favorite shows catching weekend sports ...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

eufy - Smart Wi-Fi C31 Video Doorbell - Black

Eufy
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

See Visitors in Crisp 2K ClarityExperience enhanced detailed 2K FHD footage of visitors and delivery people even at night. Its 43 aspect ratio prov...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

LG - 24" Class LB70 Series Full HD Smart webOS TV (2026)

LG
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Full HDEnjoy your favorite shows movies and streaming content in sharp HD clarity.¿5 AI Processor Gen9Get quick access to your streaming apps with ...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.