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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Insignia - 23.8" IPS FHD 144Hz Monitor with AMD FreeSync (HDMI VGA) - Black

Insignia
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Form and functionEnjoy crisp vibrant visuals on this 24-inch class LED-backlit display featuring a slim bezel design that maximizes screen space an...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Razer - Viper V3 Pro Ultra Lightweight Optical Gaming Mouse with 95 Hour Battery Life - 8k Polling Rate - Wireless - Wireless - Sentinels Edition

Razer
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Seamless handling. Maximum control.55 G Ultra-Lightweight design for seamless handling and maximum control.Razer Focus Pro Optical Sensor Gen-2Best...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds with Customizable Fit - Dewdrop Mint

Bose
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Sony - ULT TOWER 5 Wireless Party Speaker with XLR/RCA Inputs - Black

Sony
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

DEEP BASS AND POWERFUL SOUNDPowerful body-shaking sound with deep bass and impressive sound pressure helps bring energy to parties gatherings and e...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

ASUS - ROG Swift 27" 2K OLED 500Hz 0.03ms Gaming Monitor with FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS
Original price $1,102.99 - Original price $1,102.99
Original price
$1,102.99
$1,102.99 - $1,102.99
Current price $1,102.99

500Hz QD-OLED Gaming Performance27-inch QHD (2560 1440) QD-OLED gaming monitor with an ultra-fast 500Hz refresh rate and 0.03ms GTG response time ...

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Original price $1,102.99 - Original price $1,102.99
Original price
$1,102.99
$1,102.99 - $1,102.99
Current price $1,102.99

Shark - PowerDetect Transformer Upright Vacuum With DuoClean Detect Reveal Technology and Self-Cleaning Brushroll - Chimera

Shark
Original price $732.99 - Original price $732.99
Original price
$732.99
$732.99 - $732.99
Current price $732.99

Best Overall CleaningWith ultra-powerful suction gives you the power to pick up more dirt debris and hair for a whole-home clean. Based on a geomea...

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Original price $732.99 - Original price $732.99
Original price
$732.99
$732.99 - $732.99
Current price $732.99

Marshall - Emberton III Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Brown

Marshall
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

Marshall Signature SoundEmberton III delivers rich full Marshall signature sound that'll never let you down. Featuring Dynamic Loudness each freque...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

Toshiba - 85" Class M450 QLED Series 4K UHD Smart Fire TV

Toshiba
Original price $1,011.99 - Original price $1,011.99
Original price
$1,011.99
$1,011.99 - $1,011.99
Current price $1,011.99

REGZA QLED ColorExperience rich lifelike color with QLED technology that brings every scene to life. From subtle tones to bold highlights enjoy stu...

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Original price $1,011.99 - Original price $1,011.99
Original price
$1,011.99
$1,011.99 - $1,011.99
Current price $1,011.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - White

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Shokz - OpenRun Air 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Classic bone conduction open-ear design.Powered by Shokz Bone Conduction Technology OpenRun Air 2 delivers open-ear listening that helps you stay a...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Sonos - Beam Ultra 7.1.2 Channel Smart Soundbar with Dolby Atmos - Black

Sonos Inc
Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Surround sound in one soundbar7.1.2 Dolby Atmos surround sound with upward-firing drivers. Car chases move across the room. Rain falls from overhea...

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Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - Blue

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Sony - ULT TOWER 7 Wireless Party Speaker with XLR/RCA Inputs - Black

Sony
Original price $644.99 - Original price $644.99
Original price
$644.99
$644.99 - $644.99
Current price $644.99

DEEP BASS AND POWERFUL SOUNDPowerful floor-shaking bass and venue-filling sound help bring energy to large parties and events. Developed in collabo...

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Original price $644.99 - Original price $644.99
Original price
$644.99
$644.99 - $644.99
Current price $644.99

Sony - 77" class BRAVIA 6 OLED 4K HDR Smart Google TV with Gemini

Sony
Original price $2,219.99 - Original price $2,219.99
Original price
$2,219.99
$2,219.99 - $2,219.99
Current price $2,219.99

Pure black and stunning contrastOver 8 million self-lit pixels are precisely controlled to produce pure black and stunning contrast in every scene....

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Original price $2,219.99 - Original price $2,219.99
Original price
$2,219.99
$2,219.99 - $2,219.99
Current price $2,219.99

Bose - SoundLink Max SE Portable Bluetooth Speaker with Powerful Stereo Sound Deep Bass - Black

Bose
Original price $335.99 - Original price $335.99
Original price
$335.99
$335.99 - $335.99
Current price $335.99

Big sound that wows the party.The Bose SoundLink Max SE Speaker is the ultimate party starter. When you got the playlist and the swag it’s your tim...

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Original price $335.99 - Original price $335.99
Original price
$335.99
$335.99 - $335.99
Current price $335.99

HP - 15.6" Laptop - Intel N100 Processor - 4GB Memory - 128GB Storage - Natural Silver

HP
Original price $425.99 - Original price $425.99
Original price
$425.99
$425.99 - $425.99
Current price $425.99

Intel Processor N100 processorGet the performance and graphics you need with an Intel processor at the affordability you want to connect learn and ...

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Original price $425.99 - Original price $425.99
Original price
$425.99
$425.99 - $425.99
Current price $425.99

Lenovo - Chromebook M 15.3" 2K Laptop - MediaTek Kompanio 540 2026 - 4GB Memory - 64GB Storage - Luna Grey

Lenovo
Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

Sony - 48" class BRAVIA 6 OLED 4K HDR Smart Google TV with Gemini

Sony
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Pure black and stunning contrastOver 8 million self-lit pixels are precisely controlled to produce pure black and stunning contrast in every scene....

View full details
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Cream

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

bella PRO - 6-qt. 2-qt. Slow Cooker Duo - Stainless Steel

Bella Pro
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Two Sizes Twice the VersatilityA 6-qt. cooker for big family meals (7+ servings) and a 2-qt. cooker for smaller portions sides or dips — this duo c...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Lavender

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

TCL - 40" Class Q3L Series 1080P FHD QLED Smart TV with Fire TV (2026)

TCL
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

1080P FHD ResolutionExperience your favorite movies and TV shows in stunning 1080P high-definition picture quality for enhanced clarity and detail....

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Copper

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Bose - Sport Open Earbuds Wireless Bluetooth Open-ear Running Earbuds with Secure Fit and IP54 Sweat Resistance - Black

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Stable fitA secure cuff-style design that gently anchors around your ear for a stable locked-in fit through every rep run and training session. The...

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Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Lexar - THOR RGB 2nd Gen DDR5 6000MT/s C38 2x16GB - Black

Lexar
Original price $554.99 - Original price $554.99
Original price
$554.99
$554.99 - $554.99
Current price $554.99

Sleek Minimalist DesignTHOR RGB 2nd Gen DDR5 Desktop Memory features an updated streamlined design that includes a solid aluminum heatsink and cust...

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Original price $554.99 - Original price $554.99
Original price
$554.99
$554.99 - $554.99
Current price $554.99

Blink - Solaris 2K+ — Solar-powered wireless smart security camera runs in as little as 45 minutes of direct sun Add on - Black

Blink
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Effortless security powered by the sunFree yourself from battery changes with Blink Solaris. Our solar security solution combines a compact weather...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Microsoft - XBOX Elite Series 2 Core Wireless Controller for XBOX Series X XBOX Series S XBOX One PCs and Cloud-Enabled Devices - Astral Purple

Microsoft
Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

Play like a proDesigned to meet the needs of today’s competitive gamers the XBOX Elite Wireless Controller Series 2 Core features adjustable-tensi...

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Original price $183.99 - Original price $183.99
Original price
$183.99
$183.99 - $183.99
Current price $183.99

JBL - Compact Wi-Fi home speaker for easy whole-home listening - Black

JBL
Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

Enjoy superior sound simplyThe JBL Cove M1 speaker delivers ultra-wide sound with incredible detail that remains clear across the room at any volum...

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Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

TP-Link - Deco 7 BE5000 Dual-Band Wi-Fi 7 Whole Home Mesh Router System Deco BE5000 (1-Pack) - White

TP Link
Original price $144.99 - Original price $144.99
Original price
$144.99
$144.99 - $144.99
Current price $144.99

Supercharged with Wi-Fi 7Wi-Fi 7 delivers incredible performance - offering accelerated throughput lower latency stronger anti-jamming and higher e...

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Original price $144.99 - Original price $144.99
Original price
$144.99
$144.99 - $144.99
Current price $144.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - Pink

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

View full details
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Nothing - Phone (3) 256GB (Unlocked) - White

Nothing
Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Flagship performance with Snapdragon 8s Gen 4Built on advanced 4nm architecture with powerful CPU speeds and next-gen AI capabilities for smooth mu...

View full details
Original price $795.99 - Original price $795.99
Original price
$795.99
$795.99 - $795.99
Current price $795.99

Bose - SoundLink Max SE Portable Bluetooth Speaker with Powerful Stereo Sound Deep Bass - Blue Dusk

Bose
Original price $335.99 - Original price $335.99
Original price
$335.99
$335.99 - $335.99
Current price $335.99

Big sound that wows the party.The Bose SoundLink Max SE Speaker is the ultimate party starter. When you got the playlist and the swag it’s your tim...

View full details
Original price $335.99 - Original price $335.99
Original price
$335.99
$335.99 - $335.99
Current price $335.99

Sonos - Beam Ultra 7.1.2 Channel Smart Soundbar with Dolby Atmos - White

Sonos Inc
Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Surround sound in one soundbar7.1.2 Dolby Atmos surround sound with upward-firing drivers. Car chases move across the room. Rain falls from overhea...

View full details
Original price $770.99 - Original price $770.99
Original price
$770.99
$770.99 - $770.99
Current price $770.99

Amazon - Kids Tablet 8 (all-new) ages 3+ 8.7" display includes 1-year Kids+ content subscription parental controls - PAW Patrol

AMAZON
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

A tablet not a toyA fast Android tablet with a vivid display. Built to last for years of play and to keep up as they grow.A 1-year Kids+ subscripti...

View full details
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

HP - OmniDesk Mini PC with Quad Display Support - Intel Core Ultra 5 325 - 16GB Memory - 512GB SSD - Smoke Silver

HP
Original price $1,203.99 - Original price $1,203.99
Original price
$1,203.99
$1,203.99 - $1,203.99
Current price $1,203.99

Intel Core Ultra 5 Series 3 processorReady right out of the box for your favorite apps with enhanced graphics for epic streaming and behind-the-sce...

View full details
Original price $1,203.99 - Original price $1,203.99
Original price
$1,203.99
$1,203.99 - $1,203.99
Current price $1,203.99

Aiwa - Exos Home Bluetooth Speaker with CD Player - Black

Aiwa
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Bluetooth StreamingBluetooth 5.0 wireless connectivity allows for seamless streaming from any compatible device.Front-Loading CD PlayerEnjoy your p...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.