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Original price $1,189.99 - Original price $1,189.99
Original price
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$1,189.99 - $1,189.99
Current price $1,189.99

Lenovo - Yoga 7i 2-in-1 16" 2K Touchscreen Laptop - Intel Core Ultra 7 155U 2023 - 16GB Memory - 1TB SSD - Storm Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $1,189.99 - Original price $1,189.99
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Original price $23.99 - Original price $23.99
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Disney - Lorcana Card Sleeve (Tiana)

Lorcana

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $23.99 - Original price $23.99
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Original price $291.99 - Original price $291.99
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LG - UltraGear 27" IPS LED 180Hz 1-ms NVIDIA G-SYNC Compatible and AMD Freesync Gaming Monitor with HDR - Black

LG

Ultra-fast at up to 180Hz 1ms MBRGear up for smooth gameplay at up to 280Hz refresh rate and 1ms MBR. The faster speed and smoother action lets yo...

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Original price $291.99 - Original price $291.99
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Original price $2,429.99 - Original price $2,429.99
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Nikon - Z6III FX-format Mirrorless Camera Body - Black

Nikon

Z6III FX-format Mirrorless Camera BodyThis Z Mirrorless camera body is full frame (FX-format). NIKKOR Z lens are sold separately.Megapixels / Ima...

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Original price $2,429.99 - Original price $2,429.99
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Original price $1,449.99 - Original price $1,449.99
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Microsoft - Surface Laptop - Copilot+ PC - 15" Touch-Screen - Snapdragon X Elite - 16GB Memory - 256GB SSD (7th Ed) Latest Model - Platinum

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,449.99 - Original price $1,449.99
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Original price $99.99 - Original price $99.99
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$99.99
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Spigen - Klasden Pouch for Apple Vision Pro - Charcoal Gray

Spigen

MaterialsMade from premium nylon fabric exterior leather carrying strap and EVA shell for durabilityStoragePrecise fitting padded-interior secures ...

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Original price $99.99 - Original price $99.99
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Original price $212.99 - Original price $212.99
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Sennheiser - MOMENTUM True Wireless 4 Earbuds - Black

Sennheiser

Sennheiser’s signature soundDelivers exceptional artist-intended sound fidelity ensuring every detail and emotion is captured thanks to our proprie...

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Original price $212.99 - Original price $212.99
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Original price $1,078.99 - Original price $1,078.99
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Alienware - AW3225QF 31.6" QD-OLED Curved 4K UHD 240Hz .03-ms G-SYNC Gaming Monitor with HDR (HDMI USB-C) - Lunar Light

Alienware

OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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Original price $1,078.99 - Original price $1,078.99
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Original price $313.99 - Original price $313.99
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JBL - PartyBox On-The-Go Essential Portable Wireless Party Speaker with Wireless Microphone - 2024 - Black

JBL

Amazing JBL pro soundFind your beat with 100 watts of powerful booming JBL pro sound. Indoors or out the JBL PartyBox On-The-Go Essential delivers ...

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Original price $313.99 - Original price $313.99
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Original price $238.99 - Original price $238.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Sapphire

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $238.99 - Original price $238.99
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Original price $60.99 - Original price $60.99
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$60.99
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Digipower - DSLR/Mirrorless Camera Travel Charger with LCD battery level indicator for Nikon Batteries EL14/15/25 - Black

Digipower

Compatible with select Nikon batteries.EN-EL14 EN-EL15 EN-EL25Fast charging for Nikon camera batteriesWorks with popular Nikon DSLR/Mirrorless came...

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Original price $60.99 - Original price $60.99
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Original price $460.99 - Original price $460.99
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Shark - PowerDetect Upright Vacuum with DuoClean Detect Technology Self-Cleaning Brushroll and XL Dustcup - Eggplant

Shark

Best Overall Cleaning Of Any VacuumMost powerful suction and most advanced cleaning technology of any vacuum.Based on ASTM F558 measured at the hos...

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Original price $460.99 - Original price $460.99
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Original price $63.99 - Original price $63.99
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The Smurfs - Dreams - Nintendo Switch

Microids

Solo or with a friendPrevent Gargamel's evil plans from succeeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adve...

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Original price $63.99 - Original price $63.99
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Original price $54.99 - Original price $54.99
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Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - White

Razer

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $54.99 - Original price $54.99
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Original price $147.99 - Original price $147.99
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$147.99
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Saramonic - Blink 500 B2+ 2-Person Wireless Mic System w/ Device Mount Receiver 3.5mm USB-C Lightning Outs - Black

Saramonic

Ideal Wireless Mic SystemIncredibly Easy-to-Use 2-Person wireless clip-on mic system that is ideal for Content Creation Interviews Vlogging Mobile ...

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Original price $147.99 - Original price $147.99
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Original price $158.99 - Original price $158.99
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$158.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 Platinum

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99
Original price $158.99 - Original price $158.99
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$158.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
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Original price $1,710.99 - Original price $1,710.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 32GB Memory - 1TB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,710.99 - Original price $1,710.99
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$1,710.99
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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 16GB Memory - 512GB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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$1,135.99
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Original price $405.99 - Original price $405.99
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$405.99
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Current price $405.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - White

Apple

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $405.99 - Original price $405.99
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Original price $138.99 - Original price $138.99
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$138.99
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Apple - Pencil Pro - White

Apple

COMPATIBILITY—Apple Pencil Pro works with iPad Pro 13-inch (M4 and M5) iPad Pro 11-inch (M4 and M5) iPad Air 13-inch (M2 and M3) iPad Air 11-inch (...

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Original price $138.99 - Original price $138.99
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$138.99
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Original price $222.99 - Original price $222.99
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$222.99
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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $222.99 - Original price $222.99
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$222.99
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Original price $1,130.99 - Original price $1,130.99
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Dell - Inspiron 14 Plus Copilot+ PC - 14" 2.5K Touchscreen Laptop - Snapdragon X Plus X1P-64 2024 - 16GB Memory - 512GB Storage - Ice Blue

Dell

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,130.99 - Original price $1,130.99
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$1,130.99
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Original price $765.99 - Original price $765.99
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$765.99
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Current price $765.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $765.99 - Original price $765.99
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$765.99
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Current price $765.99
Original price $307.99 - Original price $307.99
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$307.99
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Current price $307.99

Therabody - ThermBack LED 4-in-1 Back Wrap With Heat Far infrared Vibration and LED Light Therapies For Lower Back Pain Relief - Black

Therabody

4 therapies in 1 for more effective relief from lower back pain Heat increases blood flow to ease pain and stiffness Far Infrared delivers deep-pen...

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Original price $307.99 - Original price $307.99
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$307.99
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Original price $603.99 - Original price $603.99
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$603.99
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Segway - S2 Ninebot Self- Balancing Scooter w/21.7 mi Max Operating Range 11.2 mph Max Speed - Black

Segway

Power and efficiencyNinebot S2’s larger battery capacity allows for a ride of up to 21.7 miles on a single charge.Dual motorsCapable of reaching sp...

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Original price $603.99 - Original price $603.99
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$603.99
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Original price $324.99 - Original price $324.99
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$324.99
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Logitech - Yeticaster GX Dynamic LIGHTSYNC RGB Gaming Microphone and Premium Broadcast Boom Arm - Black

Logitech

Yeti GX dynamic mic capsuleDesigned specifically for gamers the new broadcast-style dynamic microphone capsule uses a supercardioid pattern that ig...

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Original price $324.99 - Original price $324.99
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Original price $539.99 - Original price $539.99
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$539.99
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GE - 450 Sq. Ft. 10100 BTU Smart Window Air Conditioner - White

GE

Cools Medium Rooms10000 BTU cooling capacity offers maximum comfort in rooms up to 450 square feet.Built-In WiFiUse the SmartHQ app to control and ...

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Original price $539.99 - Original price $539.99
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Original price $1,619.99 - Original price $1,619.99
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Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Air Sous Vide - Matte Black Steel

Samsung

Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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Original price $1,619.99 - Original price $1,619.99
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Original price $904.99 - Original price $904.99
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$904.99
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Philips - 4400 Fully Automatic Espresso and Coffee Machine with LatteGo Milk Frother Black and Chrome - Black/Silver

Philips

Coffee In One TouchAutomatically grinds tamps brews and froths for your favorite coffee at the touch of a button.12 Hot Iced DrinksEspresso coffee...

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Original price $904.99 - Original price $904.99
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Original price $226.99 - Original price $226.99
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$226.99
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GE - 150 Sq. Ft 5000 BTU Window Air Conditioner - White

GE

Cools Small Rooms5000 BTU cooling capacity offers maximum comfort in rooms up to 150 square feet.Maximum Comfort CoolKeep home comfortable and maxi...

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Original price $226.99 - Original price $226.99
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$226.99
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Current price $226.99
Original price $349.99 - Original price $349.99
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$349.99
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Current price $349.99

Sony - NW-A306 Walkman A Series - Black

Sony

Wi-Fi compatible for direct download and music streamingSupported by Android and compatible with Wi-Fi the NW-A306 offers you even more ways to lis...

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Original price $349.99 - Original price $349.99
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$349.99
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Original price $1,105.99 - Original price $1,105.99
Original price
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Current price $1,105.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Ivory

Samsung

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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Original price $1,105.99 - Original price $1,105.99
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Current price $1,105.99
Original price $133.99 - Original price $133.99
Original price
$133.99
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Current price $133.99

Beats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Statement Red

Apple

The Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...

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Original price $133.99 - Original price $133.99
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$133.99
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Current price $133.99
Original price $467.99 - Original price $467.99
Original price
$467.99
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Current price $467.99

Tineco - Floor Washer Flashdry Cordless Mop Vacuum Cleaner - 6 Series - Black

Tineco

Cordless 4-in-1 Mop + Vacuum + Self Clean + Self DryThe Tineco FLOORWASHER 6 Series integrates a powerful cordless floor washer wet/dry vacuum clea...

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Original price $467.99 - Original price $467.99
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$467.99
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Current price $467.99
Original price $692.99 - Original price $692.99
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$692.99
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Current price $692.99

Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum

Skylight

Skylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...

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Original price $692.99 - Original price $692.99
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$692.99
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Current price $692.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.