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Original price $58.99 - Original price $58.99
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NIU - Electric Scooter Helmet with LED Light - Large - Black

NIU

VentilationInternal recessed channels manage airflow through the biking helmet and over the head pulling cool air in through the front and pushes i...

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Original price $58.99 - Original price $58.99
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Original price $196.99 - Original price $196.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Black

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $196.99 - Original price $196.99
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Original price $37.99 - Original price $37.99
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$37.99
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SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

SanDisk

Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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Original price $37.99 - Original price $37.99
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Original price $104.99 - Original price $104.99
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Sony - PlayStation 5 - DualSense Wireless Controller - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $1,066.99 - Original price $1,066.99
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Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

Dyson

Dyson deep cleaning power now washes hard floorsAll in one machine.60 minutes of run timeAdvanced Dyson vacuum technology provides 100 more power a...

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Original price $1,066.99 - Original price $1,066.99
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Original price $215.99 - Original price $215.99
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Microsoft - Elite Series 2 Wireless Controller for Xbox One Xbox Series X and Xbox Series S - Black

Microsoft

Xbox Elite Wireless Controller Series 2Experience the Xbox Elite Wireless Controller Series 2 featuring adjustable-tension thumbsticks wrap-around ...

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Original price $215.99 - Original price $215.99
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Original price $303.99 - Original price $303.99
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Ninja - CREAMi Deluxe 11-in-1 Ice Cream and Frozen Treat Maker - Silver

Ninja

ADDED PROGRAMSUnlock a variety of CREAMi frozen treats with 5 new programs.XL CAPACITYFamily-sized treats for everyone to enjoy. New 24 oz. CREAMi ...

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Original price $303.99 - Original price $303.99
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Original price $1,061.99 - Original price $1,061.99
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HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core i5 - 8GB Memory - 512GB SSD - Shell White

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,061.99 - Original price $1,061.99
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Original price $292.99 - Original price $292.99
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SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - White

SCUF

Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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Original price $292.99 - Original price $292.99
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Original price $303.99 - Original price $303.99
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Toshiba - 50" Class C350 Series LED 4K UHD Smart Fire TV

Toshiba

Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

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Original price $303.99 - Original price $303.99
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Original price $86.99 - Original price $86.99
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$86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Shock Blue

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Shock Blue featuring sculpted surfaces and refined geometry fo...

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Original price $86.99 - Original price $86.99
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$86.99 - $86.99
Current price $86.99
Original price $81.99 - Original price $81.99
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$81.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Robot White

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Robot White featuring sculpted surfaces and refined geometry f...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $86.99 - Original price $86.99
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$86.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Pulse Red

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Pulse Red featuring sculpted surfaces and refined geometry for...

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Original price $86.99 - Original price $86.99
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$86.99
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Original price $216.99 - Original price $216.99
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$216.99
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Astro Gaming - A30 Wireless Gaming Headset for Xbox One Xbox Series XS Nintendo Switch PC Mobile - White

Astro Gaming

Control your audioCustomize your audio and gaming experience on the go with the Logitech G mobile app on iOS and Android.Mixable and flexibleMix mu...

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Original price $216.99 - Original price $216.99
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Original price $3,694.99 - Original price $3,694.99
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Sony - Alpha 7S III Full-frame Mirrorless Camera (Body Only) - Black

Sony

12.1MP Backside-illuminated Full Frame CMOS Senor12.1MP Exmor R sensor optimized for 4K sensitivity and speedIncredible ISO Range and PerformanceLo...

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Original price $3,694.99 - Original price $3,694.99
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Original price $3,329.99 - Original price $3,329.99
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HP OMEN - MAX 16" 240Hz Gaming Laptop - Intel Core Ultra 9 275HX with 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $3,329.99 - Original price $3,329.99
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Original price $1,290.99 - Original price $1,290.99
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Dell - G15 15.6" 120Hz Gaming Laptop FHD - Intel 13th Gen Core i7 with 16GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Dark Shadow Gray

Dell

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,290.99 - Original price $1,290.99
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$1,290.99
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Original price $1,566.99 - Original price $1,566.99
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HP - Envy 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,566.99 - Original price $1,566.99
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$1,566.99
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Original price $513.99 - Original price $513.99
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$513.99
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Roborock - F25 ACE Cordless Wet Dry Vacuum Cleaner - Black

Roborock

Smart Wet-and-Dry Cleaning and Complete CleanAchieve spotless results with the F25 ACE’s smart wet-and-dry cleaning system. Its advanced technology...

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Original price $513.99 - Original price $513.99
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$513.99
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Original price $80.99 - Original price $80.99
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$80.99
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Sony PlayStation VR2 PC Adapter - adapter cable

Sega

Access to SteamVRThousands of virtual reality games on Steam available to buy and play.1Convenient connectivityConnects PlayStation VR2 to a PC.2Ge...

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Original price $80.99 - Original price $80.99
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Original price $255.99 - Original price $255.99
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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Willow Green

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $255.99 - Original price $255.99
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$255.99
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Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99

Turtle Beach - Stealth 500 Wireless Gaming Headset for Xbox Series XS Xbox One PC Mobile - Black

Turtle Beach

Step up to Wireless FreedomPlay your favorite games on Xbox Series XS Xbox One with low-latency 2.4GHz wireless as well as PC mobile with Bluetoo...

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Original price $103.99 - Original price $103.99
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$103.99
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Original price $1,221.99 - Original price $1,221.99
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ASUS - TUF Gaming A16 16" 165Hz Gaming Laptop FHD-AMD Ryzen 7 7735HS with 16GB DDR5 Memory- Radeon RX7700S 512GB PCIe SSD - Off Black

ASUS

Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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Original price $1,221.99 - Original price $1,221.99
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Original price $1,595.99 - Original price $1,595.99
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Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $1,595.99 - Original price $1,595.99
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Original price $81.99 - Original price $81.99
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$81.99
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Hori - Wireless HORIPAD for Nintendo Switch - Peach

Hori

ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelerometer and gyroscope for full m...

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Original price $81.99 - Original price $81.99
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Original price $984.99 - Original price $984.99
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Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Starlight

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $984.99 - Original price $984.99
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Original price $1,759.99 - Original price $1,759.99
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Electrolux - Laundry Tower Single Unit Front Load 4.4 Cu. Ft. Washer 8 Cu. Ft. Electric Dryer - White

Electrolux

Vertical stacked design that gives you back spaceFully integrated vertical layout takes up half the floor space of a traditional washer/dryer for g...

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Original price $1,759.99 - Original price $1,759.99
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Original price $247.99 - Original price $247.99
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$247.99
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HP - 14" Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Snowflake White

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $247.99 - Original price $247.99
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$247.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Logitech - G CLOUD Gaming Handheld Console - White

Logitech

Cloud gaming systemThe best of cloud gaming in your hands play hundreds of AAA video game titles up to 1080p 60fps with no downloads or hardware up...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $416.99 - Original price $416.99
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$416.99
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Nintendo - Switch OLED Model w/Joy-Con - White

Nintendo

Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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Original price $416.99 - Original price $416.99
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$416.99
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Original price $928.99 - Original price $928.99
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Lenovo ThinkBook 16 G7 ARP - 16" - AMD Ryzen 7 - 7735HS - 16 GB RAM - 512 GB SSD - US

Lenovo

Lenovo ThinkBook 16 G7 ARP 21MW - 180-degree hinge design - AMD Ryzen 7 - 7735HS / up to 4.75 GHz - Win 11 Pro - Radeon 680M - 16 GB RAM - 512 GB S...

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Original price $928.99 - Original price $928.99
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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Sony - PlayStation Portal Remote Player - White

Sony

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over your home Wi-Fi1 letting you j...

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Original price $254.99 - Original price $254.99
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$254.99
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Original price $2,047.99 - Original price $2,047.99
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$2,047.99
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Current price $2,047.99

Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 1TB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $2,047.99 - Original price $2,047.99
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$2,047.99
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Original price $214.99 - Original price $214.99
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$214.99
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Current price $214.99

AMD Ryzen 5 5600XT 6-Core - 12-Thread 3.7 GHz (4.7 GHz Max Boost) Socket AM4 Unlocked Desktop Processor

AMD

Productivity and Content Creation improvement. Productivity and Content creation parity. Gaming improvement

Original price $214.99 - Original price $214.99
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$214.99
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Current price $214.99
Original price $236.99 - Original price $236.99
Original price
$236.99
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Current price $236.99

Arozzi - Mugello Special Edition Gaming Chair with Footrest - Red

Arozzi

Weight capacity tested up to 250 lbs.Reliable and comfortable seating choice that fits your needs.Five-pointed star baseMakes it easy to move aroun...

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Original price $236.99 - Original price $236.99
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$236.99
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Current price $236.99
Original price $2,160.99 - Original price $2,160.99
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$2,160.99
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Current price $2,160.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 24GB Memory - 512GB SSD - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $2,160.99 - Original price $2,160.99
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$2,160.99
$2,160.99 - $2,160.99
Current price $2,160.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.