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  • Original price $254.99 - Original price $254.99
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    Logitech - G920 Driving Force Racing Wheel and pedals for Xbox Series XS Xbox One PC - Black

    Logitech

    Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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    Original price $254.99 - Original price $254.99
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  • Original price $354.99 - Original price $354.99
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    iRobot Roomba Combo i5+ Self-Emptying Robot Vacuum Mop - Woven Neutral

    iRobot

    Double the clean with one machine.The Roomba Combo i5+ robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-flo...

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    Original price $354.99 - Original price $354.99
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  • Original price $91.99 - Original price $91.99
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    Insignia - 24" Class F20 Series LED HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $91.99 - Original price $91.99
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  • Original price $704.99 - Original price $704.99
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    Samsung HW-QS730D - sound bar system - wireless

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    Original price $704.99 - Original price $704.99
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  • Original price $121.99 - Original price $121.99
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    Denon - PerL True Wireless Active Noise Cancelling In-Ear Earbuds - White

    Denon

    Personalized SoundPerL creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions to cr...

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    Original price $121.99 - Original price $121.99
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  • Original price $432.99 - Original price $432.99
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    Lenovo - IdeaPad 1 15" FHD Laptop - Ryzen 5 7520U - 16GB Memory with 256GB SSD Storage - Abyss Blue

    Lenovo

    Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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    Original price $432.99 - Original price $432.99
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  • Original price $276.99 - Original price $276.99
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    Bose - Ultra Open-Ear True Wireless Open Earbuds - Moonstone Blue

    Bose

    Open your ears to the worldHear all of what’s around you while enjoying rich private sound. The earbuds' open-ear design says “I can still hear you...

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    Original price $276.99 - Original price $276.99
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  • Original price $289.99 - Original price $289.99
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    Bose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - Lunar Blue

    Bose

    Feel your music moreBreakthrough spatial audio for more immersive listening that makes your music feel more real than ever before — no matter the c...

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    Original price $289.99 - Original price $289.99
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  • Original price $126.99 - Original price $126.99
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    Thrustmaster - Hotas One Microsoft Flight Edition Joy Stick for Xbox PC - White

    Thrustmaster

    CompatibilityCompatible and officially licensed for the Windows PC and Xbox One.Built-in buttonsBuilt-in Xbox One buttons for guide view and menu s...

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    Original price $126.99 - Original price $126.99
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  • Original price $216.99 - Original price $216.99
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    Hyper - Solo Max Light Up Electric Hoverboard Self-Balancing Scooter w/ 4Mi Range 6mph Speed - Bluetooth Speaker - LED Lights - Multi

    Hyper

    LEDLED Exterior Light Up DeckSound FeaturesBuilt-In Bluetooth(R) Speaker AppSafetySafety App for Adult and Child ModesHeadlights7-Color Replaceable...

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    Original price $216.99 - Original price $216.99
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  • Original price $165.99 - Original price $165.99
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    Sharp 1.1 cu. ft. 1000W Smart Countertop Microwave Works with Alexa - Stainless - Stainless Steel

    Sharp

    1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in Stainless Steel takes up less space on your countertop and is our smallest ...

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    Original price $165.99 - Original price $165.99
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  • Original price $688.99 - Original price $688.99
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    Arcade1Up Ms. Pac-Man/Galaga Deluxe Arcade Machine - Blue

    Arcade1Up

    12 Classic games includedMs. Pac-Man Galaga Galaga'88 Galaxian Dig Dug Dig Dug II Mappy Rally-X Rolling Thunder Rompers The Tower of Druaga King B...

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    Original price $688.99 - Original price $688.99
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  • Original price $847.99 - Original price $847.99
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    Insignia - 85" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $847.99 - Original price $847.99
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  • Original price $377.99 - Original price $377.99
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    Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.Direct LED BacklightEnjoy uniform brightness and rich con...

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    Original price $377.99 - Original price $377.99
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  • Original price $66.99 - Original price $66.99
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    SaharaCase - Woven Case for Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) Laptops - Charcoal

    SaharaCase

    Made to fit Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) laptopsEnsures top-tier protection against accidental drops keeping your valuab...

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    Original price $66.99 - Original price $66.99
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  • Original price $67.99 - Original price $67.99
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    Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Purple

    AMAZON

    Full featured tabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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    Original price $67.99 - Original price $67.99
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  • Original price $90.99 - Original price $90.99
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    Amazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Discovery

    AMAZON

    LONG LASTING BATTERYFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...

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    Original price $90.99 - Original price $90.99
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  • Original price $1,228.99 - Original price $1,228.99
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    MSI - Cyborg 14" 144Hz Gaming Laptop (FHD+) - Intel Core i7-13620H with 16GB - NVIDIA GeForce RTX 4060 with 8G - 512GB SSD - Translucent Black

    MSI

    Windows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...

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    Original price $1,228.99 - Original price $1,228.99
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  • Original price $134.99 - Original price $134.99
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    $134.99
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    Logitech - G535 Lightspeed Wireless Gaming Headset for PS5 PS4 PC - Black/Blue

    Logitech

    Pro-grade LIGHTSPEED Wireless on PS5 and PC/MacReliable wireless technology provides up to 39 ft of wireless freedom.40 mm driversWith neodymium dr...

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    Original price $134.99 - Original price $134.99
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  • Original price $110.99 - Original price $110.99
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    Sony Interactive Entertainment - DualSense Wireless Controller Chroma Indigo - Chroma Indigo

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Original price $110.99 - Original price $110.99
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  • Original price $2,624.99 - Original price $2,624.99
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    Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,624.99 - Original price $2,624.99
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  • Original price $253.99 - Original price $253.99
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    Sony - WF1000XM5 True Wireless Noise Cancelling Earbuds - Smoky Pink

    Sony

    Noise CancellationThe WF-1000XM5 reduces external noise over a wide bandwidth from low to high frequencies. Real-time noise cancelling processing c...

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    Original price $253.99 - Original price $253.99
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  • Original price $60.99 - Original price $60.99
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    The Smurfs - Dreams - Nintendo Switch

    Microids

    Solo or with a friendPrevent Gargamel's evil plans from suceeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adven...

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    Original price $60.99 - Original price $60.99
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  • Original price $527.99 - Original price $527.99
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    Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - M/L - Rose Gold - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $527.99 - Original price $527.99
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  • Original price $40.99 - Original price $40.99
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    CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

    CASEMATIX

    Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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    Original price $40.99 - Original price $40.99
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  • Original price $119.99 - Original price $119.99
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    Apple - Magic Mouse (Lightning Port) - Black

    Apple

    The incredibly long-lasting internal battery will power your Magic Mouse for about a month or more between chargesIt's ready to go right out of the...

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    Original price $119.99 - Original price $119.99
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  • Original price $173.99 - Original price $173.99
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    Apple - Magic Trackpad (Lightning Port) - Black

    Apple

    Magic Trackpad pairs automatically with your Mac so you can get to work right awayThe incredibly long-lasting internal battery will power it for ab...

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    Original price $173.99 - Original price $173.99
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  • Original price $1,835.99 - Original price $1,835.99
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    Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

    Samsung

    27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity refrigerator gives you more space with easy...

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    Original price $1,835.99 - Original price $1,835.99
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  • Original price $1,008.99 - Original price $1,008.99
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    iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $1,008.99 - Original price $1,008.99
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  • Original price $116.99 - Original price $116.99
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    Aqara G4 Smart Video Doorbell -Battery Powered HomeKit Secure Doorbell Camera Local Face Recognition Automations - Black

    Aqara

    Local AI face recognitionThe built-in local face algorithm is the biggest advantage of the Aqara doorbell. It can help people quickly know the iden...

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    Original price $116.99 - Original price $116.99
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  • Original price $814.99 - Original price $814.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $814.99 - Original price $814.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Space Gray

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $923.99 - Original price $923.99
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    Google - Pixel 9 128GB (Unlocked) - Obsidian

    GOOGLE

    Universal UnlockedCompatible with all major U.S. carriers including Verizon ATT and T-Mobile. Also compatible with prepaid carriers including Crick...

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    Original price $746.99 - Original price $746.99
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  • Original price $316.99 - Original price $316.99
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    Razor - Dirt Rocket MX350 w/ 7 miles Max Operating Range and 14 mph Max Speed - Small - Teal/Black

    Razor

    PowerHigh-torque rear-wheel chain-drive delivers increased power and tractionTop speedPowers riders at speeds of up to 14 mph with up to 30 minutes...

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    Original price $316.99 - Original price $316.99
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  • Original price $46.99 - Original price $46.99
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    Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl

    AMAZON

    Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

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    Original price $46.99 - Original price $46.99
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  • Original price $349.99 - Original price $349.99
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    Apple - Magic Keyboard for iPad Air 11" (M2) - White

    Apple

    Comfortable backlit keys and a scissor mechanism with 1 mm travel for quiet responsive typing.Designed for Multi-Touch gestures and the cursor in i...

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    Original price $349.99 - Original price $349.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.