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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Lenovo - IdeaPad Slim 3i 15.3" 2k Touchscreen Laptop - Core 5 Processor 320 2026 - 8GB Memory - 256GB Storage - Cosmic Blue

Lenovo
Original price $806.99 - Original price $806.99
Original price
$806.99
$806.99 - $806.99
Current price $806.99

Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.Copilot in Windows 11 - ...

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Original price $806.99 - Original price $806.99
Original price
$806.99
$806.99 - $806.99
Current price $806.99

Bose - Sport Open Earbuds Wireless Bluetooth Open-ear Running Earbuds with Secure Fit and IP54 Sweat Resistance - Eucalyptus Green

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Stable fitA secure cuff-style design that gently anchors around your ear for a stable locked-in fit through every rep run and training session. The...

View full details
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Sony - WH-CH730N Wireless Noise Cancelling Headphones - Black

Sony
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Premium noise cancellingDual Noise Sensor technology uses microphones in each earcup to help reduce outside noise so you can stay focused on your m...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Denim

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Sony - WH-1000XM4C Wireless Noise Cancelling Headphones (M4 2nd Gen) - Platinum Silver

Sony
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

1000X Series noise cancellingInspired by the premium noise cancelling performance of the 1000X Series the WH-1000XM4C helps quiet everyday distract...

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Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Amazon - Kids Tablet 8 (all-new) ages 6+ 8.7" display includes 1-year Kids+ content subscription parental controls - SpongeBob

AMAZON
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Supports new interestsA vivid display and fast processor for playing more difficult games exploring new interests and finding new ways to create.A ...

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Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Sennheiser - MOMENTUM True Wireless 5 earbuds - Graphite

Sennheiser
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

Truth In SoundThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t just hear but feel.Germa...

View full details
Original price $271.99 - Original price $271.99
Original price
$271.99
$271.99 - $271.99
Current price $271.99

HP - OmniBook 3 - 17.3" Full HD Laptop - Intel Core 3 304 (2026) - 8GB Memory - 256GB SSD - Mica Silver

HP
Original price $825.99 - Original price $825.99
Original price
$825.99
$825.99 - $825.99
Current price $825.99

Intel Core 3 304 processorTurns out you can have it all—incredible battery favorite apps ready out of the box epic streaming seamless calls and sma...

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Original price $825.99 - Original price $825.99
Original price
$825.99
$825.99 - $825.99
Current price $825.99

Sonos - Ace Ultra Wireless Over-the-Ear Headphones with Active noise Cancellation - Black

Sonos Inc
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Every note just rightA Sonos-designed driver delivers deep bass and clear detail without distortion. Tuned with the help of GRAMMY-winning audio en...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Turtle Beach - Rematch Wireless RGB Gaming Controller for XBOX Series XS XBOX One Windows - Minecraft

Turtle Beach
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Multi-Platform ConnectivityConnect your way with 2.4GHz wireless Bluetooth (BLE) and a 10-foot play-and-charge cable for gaming across XBOX PC Andr...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Razer - Wolverine V3 Pro 8K Wireless Gaming Controller with TMR Thumbsticks and Swappable Caps for Windows - Black

Razer
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Razer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed in wired ...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Epson - Home Cinema LS6000 4K Laser Projector 3400 Lumens of Color and Brightness 3LCD HDR - White

Epson
Original price $2,064.99 - Original price $2,064.99
Original price
$2,064.99
$2,064.99 - $2,064.99
Current price $2,064.99

4K Display TechnologyProduces a full 8.29-million-pixel on-screen image for exceptional picture clarity without sacrificing brightnessStunning Pict...

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Original price $2,064.99 - Original price $2,064.99
Original price
$2,064.99
$2,064.99 - $2,064.99
Current price $2,064.99

JBL - Portable Wi-Fi home speaker with Dolby Atmos and easy whole-home listening - Black

JBL
Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

Enjoy superior sound everywhereThe JBL Cove P1 speaker delivers ultra-wide sound with incredible detail that remains clear across the room. With Do...

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Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

Blink - Arc 2K+ Wired Floodlight Camera (newest model) - Hard Wired smart security 2K 180 coverage 2 cam 1 mount - White

Blink
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Our brightest floodlight yet3000 lumens light up driveways backyards and beyond for full-color video that's ready whenever you need it.See more cle...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Ninja - SLUSHi Professional Frozen Drink Maker 88 oz - Margarita

Ninja
Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

No Ice NeededRapidChill Technology is our innovative two-part system that spins an auger around a cooling cylinder to freeze liquid evenly and main...

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Original price $386.99 - Original price $386.99
Original price
$386.99
$386.99 - $386.99
Current price $386.99

Nespresso - Vertuo Pop+ Coffee and Espresso Maker by De'Longhi - Liquorice Black

Nespresso
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Signature Coffees and EspressosBrew multiple cup sizes including coffee and espresso options hot or over ice.Compact DesignSpace-saving format with...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Frigidaire - 30" Rear Control Electric Range with Air Fry - Stainless Steel

Frigidaire
Original price $1,276.99 - Original price $1,276.99
Original price
$1,276.99
$1,276.99 - $1,276.99
Current price $1,276.99

Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering cooking modes like Air Fry No Preheat Slow Cook Convection B...

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Original price $1,276.99 - Original price $1,276.99
Original price
$1,276.99
$1,276.99 - $1,276.99
Current price $1,276.99

Acer - Aspire XC-1715_CZN-UB13 Desktop - AMD Ryzen 3 5400U 2021 - 8GB LPDDR5 Memory - 512GB Storage - USB Keyboard and Mouse - Black

Acer
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Insignia - Wireless Party Speaker with LED lighting and Auracast broadcasting - Black

Insignia
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Sound qualityFeatures crisp sound and dynamic lighting to enhance your family gatherings or weekend BBQs.Auracast technologySyncs numerous speakers...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Nothing - Phone (4a) Pro 256GB (Unlocked) - Pink

Nothing
Original price $683.99 - Original price $683.99
Original price
$683.99
$683.99 - $683.99
Current price $683.99

Pro-grade camera with AI-powered imagingCapture stunning detail at any distance with a triple camera system featuring a 50MP Sony main sensor with ...

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Original price $683.99 - Original price $683.99
Original price
$683.99
$683.99 - $683.99
Current price $683.99

Nothing - Phone (4a) Pro 128GB (Unlocked) - Silver

Nothing
Original price $572.99 - Original price $572.99
Original price
$572.99
$572.99 - $572.99
Current price $572.99

Pro-grade camera with AI-powered imagingCapture stunning detail at any distance with a triple camera system featuring a 50MP Sony main sensor with ...

View full details
Original price $572.99 - Original price $572.99
Original price
$572.99
$572.99 - $572.99
Current price $572.99

eufy - eufyCam E40 - White

Eufy
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Day-Like Clarity at NightPowered by 2K QHD and MaxColor Vision the camera delivers vivid full-color surveillance footage. Enjoy a day-like view eve...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Insignia - Wireless Microphone Pair - Black

Insignia
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Plug-and-play designConnect without any additional software. Simply plug the receiver into your speaker and sync the microphones to use.Long-lastin...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

DJI - Mic 3 (2 TX + 1 mobile RX) - Black

DJI
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Small Lightweight VersatileThe DJI Mic 3 Transmitter is compact lightweight and discreet. It supports both magnetic and clip-on attachment methods....

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand Black

Beats
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

ASUS ROG Swift PG27AQWP-G - Edition 20 - OLED monitor - QHD - 27" - HDR

ASUS
Original price $1,320.99 - Original price $1,320.99
Original price
$1,320.99
$1,320.99 - $1,320.99
Current price $1,320.99

27-inch QHD OLED Gaming MonitorVersatile dual mode (QHD at 540Hz or HD at 720Hz) and 0.02ms response timeNew Tandem OLED Technology15 higher peak b...

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Original price $1,320.99 - Original price $1,320.99
Original price
$1,320.99
$1,320.99 - $1,320.99
Current price $1,320.99

Alienware - 27" QHD 280Hz 1ms FreeSync Premium Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

The speed you need in QHDWith a 280 Hz refresh rate and 1 ms response time the AW2726DL delivers smooth motion and minimal blur in detailed QHD (25...

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Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

Belkin Lilypad - protective cover for tablet

Belkin
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Official Disney-licensedExperience the magic of Pixar at home with this with this special edition iPad case. The perfect case for imaginative play ...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Ring - Battery Doorbell 2K Retinal 2K with wide-angle video up to 6x Enhanced Zoom Two-Way Talk and Built-In Battery (2 pk) - Gray

Ring
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Cover More EntriesGet all the security essentials you need for your front door and a second entrance with Battery Doorbell 2K 2-Pack.Capture it all...

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Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Sony Interactive Entertainment - PlayStation 27" Gaming Monitor with DualSense Charging Hook QHD - Black

Sony Computer Entertainment Am
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Up to 240 Hz Refresh RatesExperience smooth seamless gameplay for compatible games with up to 120 Hz refresh rate on PS5 consoles and up to 240 Hz ...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

JLab - Daybreak Wireless Gaming Mouse - Wireless - Black

JLab
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

FULL-SIZEDErgonomic 9-button design with D-PADPERFECT PRECISIONPixArt PAW3395 sensor with true 11 tracking up to 26000 DPIULTRA-QUICK650 IPS max sp...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Bose - Sport Open Earbuds Wireless Bluetooth Open-ear Running Earbuds with Secure Fit and IP54 Sweat Resistance - White Smoke

Bose
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Stable fitA secure cuff-style design that gently anchors around your ear for a stable locked-in fit through every rep run and training session. The...

View full details
Original price $223.99 - Original price $223.99
Original price
$223.99
$223.99 - $223.99
Current price $223.99

Hisense - 50" Class M7 MiniLED Series Hi-QLED 4K UHD Smart Roku TV (2026)

HISENSE
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Hi - QLED MiniLEDStep up to MiniLED and instantly see more than standard LED. Whether you're streaming your favorite shows catching weekend sports ...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Skylight - Calendar 2 15 Inch Touchscreen Smart Calendar and Chore Chart - Wood Walnut

Skylight
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Skylight All-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organize the whole family with the touchscreen display for all your c...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Shark - TurboBlade Cool + Heat Bladeless Tower Fan Heater - White

Shark
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Shark TurboBlade Cool + HeatUltra-customizable widespread cooling plus intelligent personalized heating. Transform to cool or heat in vertical or h...

View full details
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Bose - TV Speaker (2nd Gen) Compact Bluetooth Soundbar with HDMI ARC Clear Dialogue and Remote Control - Black

Bose
Original price $358.99 - Original price $358.99
Original price
$358.99
$358.99 - $358.99
Current price $358.99

Better TV soundA single compact Bose soundbar is all you need for crisp clear TV audio. Angled left and right speakers help create a wide natural s...

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Original price $358.99 - Original price $358.99
Original price
$358.99
$358.99 - $358.99
Current price $358.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.