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Original price $347.99 - Original price $347.99
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Current price $347.99

Sony - GN28 Wireless Radio Control External Flash

Sony

Compact and reliable for flawless flash control with (GN28)Designed to match Sony’s mirrorless cameras for a compact manageable system the HVL-F28R...

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Original price $347.99 - Original price $347.99
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Original price $397.99 - Original price $397.99
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Quest 3S 256GB Get Batman Arkham Shadow and a 3-Month Trial of Meta Horizon+ Included — All-In-One Headset - White

Meta

BATMAN ARKHAM SHADOW INCLUDEDPurchase a Meta Quest 3S 256GB and get Batman Arkham Shadow included. Immerse yourself in the grit of Gotham and becom...

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Original price $397.99 - Original price $397.99
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Original price $241.99 - Original price $241.99
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ASUS - ROG Azoth X 75 Wireless Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS

Stellar-Themed ROG KeycapsSpecial dye-sublimated keycaps are translucent on three sides to allow RGB lighting to pass through for a striking aesthe...

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Original price $241.99 - Original price $241.99
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Original price $1,937.99 - Original price $1,937.99
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iBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9800X3D AMD Radeon RX 9070XT 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,937.99 - Original price $1,937.99
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Original price $989.99 - Original price $989.99
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Roku - 65" Class Pro Series 4K QLED Mini-LED Smart RokuTV (2025)

Roku

Dazzling pictureWatch larger-than-life colors pop off the QLED screen and dive into vivid highlights deeper darks and realistic depth with thousand...

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Original price $989.99 - Original price $989.99
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Original price $60.99 - Original price $60.99
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Gears of War Reloaded - PlayStation 5

Microsoft

The original remasteredPowered by Unreal Engine Gears of War Reloaded is a remaster of the blockbuster first Gears of War now fully optimized for P...

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Original price $60.99 - Original price $60.99
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Original price $286.99 - Original price $286.99
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Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Silver

GOOGLE

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $286.99 - Original price $286.99
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Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Obsidian

GOOGLE

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $286.99 - Original price $286.99
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Original price $238.99 - Original price $238.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $238.99 - Original price $238.99
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Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Platinum

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $238.99 - Original price $238.99
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Original price $1,322.99 - Original price $1,322.99
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Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,322.99 - Original price $1,322.99
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Original price $150.99 - Original price $150.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Black

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $150.99 - Original price $150.99
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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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Microsoft - Surface Pro - Copilot+ PC - 13 Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,135.99 - Original price $1,135.99
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$1,135.99
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Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99

Microsoft - Surface Pro - Copilot+ PC - 13 OLED Touchscreen - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,322.99 - Original price $1,322.99
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$1,322.99
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Original price $930.99 - Original price $930.99
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JBL - Partybox 520 Portable Wireless Party Speaker - 2025 - Black

JBL

Electrifying sound with AI Sound BoostPowerful sound to make your playlist shine. This sound is made to match your energy so you feel like you're h...

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Original price $930.99 - Original price $930.99
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$930.99
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Original price $318.99 - Original price $318.99
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$318.99
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Ninja - SLUSHi 5-in-1 Professional Frozen Drink Maker 88 oz. Frozen Drink Slushie Machine 5 Preset Programs - Artic Blue Gray

Ninja

No Ice NeededRapidchill Technology is our innovative two-part system that spins an auger around a cooling cylinder to freeze liquid evenly and main...

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Original price $318.99 - Original price $318.99
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$318.99
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Original price $335.99 - Original price $335.99
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Bose - SoundLink Max Portable Bluetooth Speaker - Black

Bose

Big sound that wows the party.The Bose SoundLink Max Speaker is the ultimate party starter. Whether you’re the go-to DJ in your crew or a music lov...

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Original price $335.99 - Original price $335.99
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Original price $1,406.99 - Original price $1,406.99
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Samsung - Bespoke 6.3 Cu. Ft. Slide-In Electric Induction Range with Anti-Scratch Glass Cooktop - Stainless Steel

Samsung

Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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Original price $1,406.99 - Original price $1,406.99
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Original price $158.99 - Original price $158.99
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$158.99
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Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Dune

Microsoft

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $158.99 - Original price $158.99
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$158.99
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Original price $87.99 - Original price $87.99
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$87.99
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Amazfit - Bip 6 Smartwatch 46mm Silicone - Blush - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $87.99 - Original price $87.99
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Original price $87.99 - Original price $87.99
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$87.99
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Amazfit - Bip 6 Smartwatch 46mm Silicone - Black / Blue - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $87.99 - Original price $87.99
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$87.99
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Original price $77.99 - Original price $77.99
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Nintendo - Joy-Con 2 (R) - Light Red

Nintendo

Terms and GameChat requirements applyOnly for use with the Nintendo Switch 2 system.

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Original price $62.99 - Original price $62.99
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Insignia - 2.0 Channel Soundbar 32" Bluetooth - Black

Insignia

Simple setup. Stunning soundWhether you’re watching movies or streaming music experience full-bodied sound with less fuss.4 Audio ModesStandard Th...

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Original price $62.99 - Original price $62.99
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$62.99
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Original price $81.99 - Original price $81.99
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$81.99
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TP-Link - Tapo DL100 Smart Wi-Fi Deadbolt Door Lock Keyless Tactile Buttons App-Controlled Custom Access Fits Standard Doors - Black

TP Link

Quick Easy InstallationTapo DL100 offers hassle-free setup with all mounting tools includedAA Battery PoweredLasts up to 200 days in Wi-Fi mode o...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $73.99 - Original price $73.99
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JBL - Tune Buds 2 True Wireless Noise Cancelling Earbuds - 2025 - Black

JBL

JBL Pure Bass Sound with Spatial SoundJBL Tune Buds 2 earbuds feature 10mm dynamic drivers that deliver powerful JBL Pure Bass sound. And whether y...

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Original price $73.99 - Original price $73.99
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Original price $158.99 - Original price $158.99
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Razer - Kraken Kitty V2 Wireless Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Hello Kitty Edition

Razer

Kitty Ears and Earcups powered by Razer Chroma RGBWith access to 16.8 million colors and countless effects customize the headset lighting to your h...

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Original price $158.99 - Original price $158.99
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Original price $357.99 - Original price $357.99
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Sony - XV500 X-Series Wireless Party Speaker - Black

Sony

Powerful Party SoundThe SRS-XV500 uses woofers and front tweeters to deliver a deep punchy bass and clear vocals. With even more sound pressure you...

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Original price $357.99 - Original price $357.99
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Original price $331.99 - Original price $331.99
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$331.99
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Shark - Matrix Self Empty Robot Vacuum with Bagless 45-Day Capacity Base Self-Cleaning Brushroll Precision Mapping - Black

Shark

Leaves No Spots MissedLeaves no spots missed.Incredible SuctionPowerful suction captures dirt and debris on carpets and hardwood floors tackling ev...

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Original price $331.99 - Original price $331.99
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$331.99
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Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99

Polaroid - Now Gen 3 Instant Camera + Color Film Bundle (8 Photos) - Black

Polaroid

Iconic Polaroid design.The classic Polaroid look you know and love now made from more future-friendly materials.8x Polaroid Color PhotosIncludes on...

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Original price $164.99 - Original price $164.99
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Original price $210.99 - Original price $210.99
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Razer - BlackWidow V4 TKL HyperSpeed Wireless Orange Switch Gaming Keyboard with Hot-swappable Design - Black

Razer

Razer HyperSpeed Wireless BluetoothGame lag-free with our ultra-fast 2.4 GHz wireless and pair a compatible Razer mouse to the same dongle via mul...

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Original price $210.99 - Original price $210.99
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Original price $492.99 - Original price $492.99
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$492.99
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Lenovo - IdeaPad 3i Chromebook Laptop - 15.6" Full HD Touch Screen - Pentium Silver N6000 2021 - 8GB Memory - 128GB eMMC - Arctic Grey

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $492.99 - Original price $492.99
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$492.99
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Original price $2,271.99 - Original price $2,271.99
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HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9-285H - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,271.99 - Original price $2,271.99
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Original price $290.99 - Original price $290.99
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$290.99
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Samsung - 50" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $290.99 - Original price $290.99
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$290.99
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Original price $289.99 - Original price $289.99
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$289.99
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Current price $289.99

Level - Lock+ Smart Lock Bluetooth Replacement Deadbolt with Apple HomeKey/App/Key - Satin Nickel

Level

Invisibly smart simple to installDesigned to fit in the footprint of a traditional lock leaving no trace of technology on the inside or outside of...

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Original price $289.99 - Original price $289.99
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$289.99
$289.99 - $289.99
Current price $289.99
Original price $91.99 - Original price $91.99
Original price
$91.99
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Current price $91.99

Razer - DeathAdder V3 HyperSpeed Lightweight Bluetooth Optical Gaming Mouse for PC with 100 Hour Battery - Wireless - Black

Razer

55 g Ultra-Lightweight Design Zero deadweight. Maximum control.Get the perfect mix of speed and control with one of our lightest esports mouse test...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.