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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99

Keychron - K4 HE Custom 96 Wireless Hall Effect Mechanical Switch Gaming Keyboard with Programmable QMK Launcher Software - Black

Keychron

2.4 GHz Bluetooth ConnectionExperience peak gaming performance on the fly with the K4 HE's 2.4 GHz wireless connection boasting a rapid 1000 Hz po...

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Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99
Original price $464.99 - Original price $464.99
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Current price $464.99

HP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $464.99 - Original price $464.99
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Original price $382.99 - Original price $382.99
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$382.99
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Skylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - White

Skylight

FeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...

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Original price $382.99 - Original price $382.99
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Original price $77.99 - Original price $77.99
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$77.99
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JBL - Tune 670NC Adaptive Noise Cancelling Wireless On-Ear Headphone -2024 - Black

JBL

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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Original price $77.99 - Original price $77.99
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Original price $359.99 - Original price $359.99
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$359.99
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Samsung - 43" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $115.99 - Original price $115.99
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$115.99
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ASUS - TUF Gaming K3 Gen II 96 Wired Optical-Mechanical RGB Gaming Keyboard - Hatsune Miku Edition

ASUS

Compact Portable Design97-key layout is highly portable and frees up more space for the mousing hand and rear cable management slot allows for neat...

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Original price $115.99 - Original price $115.99
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$115.99
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Original price $474.99 - Original price $474.99
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Samsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...

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Original price $474.99 - Original price $474.99
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$474.99
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Original price $230.99 - Original price $230.99
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$230.99
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Sony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black

Sony

3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...

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Original price $230.99 - Original price $230.99
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$230.99
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Original price $266.99 - Original price $266.99
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Sony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black

Sony

3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...

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Original price $266.99 - Original price $266.99
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Original price $157.99 - Original price $157.99
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$157.99
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Bose - SoundLink Flex (2nd Gen) Portable Bluetooth Speaker with Waterproof/Dustproof Design - Citrus Yellow

Bose

Sound that takes you places.Hit the road in hi-fi with the surprisingly powerful performance of SoundLink Flex. It’s clear balanced high-fidelity a...

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Original price $157.99 - Original price $157.99
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Original price $133.99 - Original price $133.99
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$133.99
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Beats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Champagne Gold

Apple

The Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...

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Original price $133.99 - Original price $133.99
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$133.99
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Original price $634.99 - Original price $634.99
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$634.99
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MSI - NVIDIA GeForce GeForce RTX 5060 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060Ti graphics processing unit (GPU) with boost clock16GB GDDR716GB G...

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Original price $634.99 - Original price $634.99
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$634.99
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Original price $254.99 - Original price $254.99
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$254.99
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Polaroid - Flip Instant Camera + Color Film Bundle (8 Photos) - Black

Polaroid

Hyperfocal 4-lens system for beautifully sharp shots.The Flip uses four sharp lenses which are automatically selected depending on the distance to ...

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Original price $254.99 - Original price $254.99
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$254.99
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Original price $1,760.99 - Original price $1,760.99
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$1,760.99
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HP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,760.99 - Original price $1,760.99
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$1,760.99
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Original price $2,366.99 - Original price $2,366.99
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$2,366.99
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LG - SIGNATURE 9.0 Cu. Ft. Stackable Smart Gas Dryer with Steam and AI Sensor Dry - Brushed Platinum Steel

LG

9.0 cu. ft. Mega CapacityWhen you can fit more items in every load and create more free time in the process that’s beyond big—it’s Mega. This 9.0 c...

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Original price $2,366.99 - Original price $2,366.99
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$2,366.99
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Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99

Higround - Basecamp 65+ 65 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - BlackIce

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $127.99 - Original price $127.99
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$127.99
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Original price $90.99 - Original price $90.99
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$90.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...

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Original price $90.99 - Original price $90.99
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$90.99
$90.99 - $90.99
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Original price $95.99 - Original price $95.99
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$95.99
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Ring - Starter Set with Battery Doorbell and Indoor Cam - Satin Nickel and White

Ring

Battery Doorbell - Head to Toe VideoSee more of who stops by and check on package deliveries with Head-to-Toe Video.Battery Doorbell - Live ViewVie...

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Original price $95.99 - Original price $95.99
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$95.99
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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

CORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black

Corsair

Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $266.99 - Original price $266.99
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$266.99
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Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black

Sony

1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...

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Original price $266.99 - Original price $266.99
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$266.99
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Original price $1,934.99 - Original price $1,934.99
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Current price $1,934.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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$1,934.99
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Original price $1,034.99 - Original price $1,034.99
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$1,034.99
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Current price $1,034.99

NIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray

NIU

Top Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...

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Original price $1,034.99 - Original price $1,034.99
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$1,034.99
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Original price $264.99 - Original price $264.99
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$264.99
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eufy - SoloCam S220 2-Outdoor Wireless 2K Solar Powered Security Cameras with Homebase 3 - White

Eufy

Smarter Facial RecognitionReduce false alerts with BionicMind on HomeBase S380 a self-learning AI that improves facial recognition accuracy to 99.9...

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Original price $264.99 - Original price $264.99
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$264.99
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Original price $269.99 - Original price $269.99
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$269.99
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Klipsch - The One Plus Premium Tabletop Bluetooth Speaker with Broadcast Mode - Walnut

Klipsch

Big SoundDon’t let its size fool you The One Plus is a powerful 2.1 stereo system biamplified for audiophile resolution and professionally tuned b...

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Original price $269.99 - Original price $269.99
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$269.99
$269.99 - $269.99
Current price $269.99
Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99

TCL - 55" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $448.99 - Original price $448.99
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$448.99
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Original price $1,644.99 - Original price $1,644.99
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$1,644.99
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TCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $1,644.99 - Original price $1,644.99
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$1,644.99
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Original price $278.99 - Original price $278.99
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$278.99
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TCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $278.99 - Original price $278.99
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$278.99
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Original price $313.99 - Original price $313.99
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$313.99
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Current price $313.99

TCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $313.99 - Original price $313.99
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$313.99
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Original price $58.99 - Original price $58.99
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$58.99
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Current price $58.99

TP-Link - Tapo P316M Smart Power Strip with 6 Individually Controlled Smart Outlets 3 USB Ports with Surge Protection - White

TP Link

Power Up to 9 Devices at OnceFeatures 6 smart outlets with individual control and 3 always-on USB ports for simultaneous charging providing a high-...

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Original price $58.99 - Original price $58.99
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$58.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Vivitar - 4K Digital camcorder - Black

Vivitar

Perfect your anglesUnleash your creativity with the 3.0" display featuring a 270-degree rotatable design. Perfect for capturing selfies vlogging or...

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Original price $104.99 - Original price $104.99
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$104.99
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Original price $228.99 - Original price $228.99
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$228.99
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TP-Link - Deco BE65 Pro BE11000 Whole Home Tri-Band Wi-Fi 7 Mesh Router System with two 5-Gig Ports (1-pack) - White

TP Link

Supercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...

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Original price $228.99 - Original price $228.99
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$228.99
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Original price $255.99 - Original price $255.99
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$255.99
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Greenworks - 80 Volt 4.0Ah Power Tool Battery

Greenworks

Fade free power80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED displayOn-board LED fuel indicator provides your rema...

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Original price $255.99 - Original price $255.99
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$255.99
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Original price $1,221.99 - Original price $1,221.99
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Current price $1,221.99

Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,221.99 - Original price $1,221.99
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$1,221.99
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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile - Black

Turtle Beach

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz Wireless and Bluetooth 5.2 on PC PlayStation or Steam De...

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Original price $126.99 - Original price $126.99
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$126.99
$126.99 - $126.99
Current price $126.99
Original price $238.99 - Original price $238.99
Original price
$238.99
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Current price $238.99

Philips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care 9300 Series - Black

Philips Sonicare

Complete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...

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Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99
Original price $2,005.99 - Original price $2,005.99
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$2,005.99
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Current price $2,005.99

Fujifilm - X-S20 Mirrorless Camera with XF16-50mmF2.8-4.8 R LM WR Lens - Black

Fujifilm

X-S20 delivers stunning 26.1 megapixel imagesIts 180 Vari-Angle LCD touchscreen makes selfie-style shots or wild angles a snap and intuitive layout...

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Original price $2,005.99 - Original price $2,005.99
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Current price $2,005.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.