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Keychron - K4 HE Custom 96 Wireless Hall Effect Mechanical Switch Gaming Keyboard with Programmable QMK Launcher Software - Black
Keychron2.4 GHz Bluetooth ConnectionExperience peak gaming performance on the fly with the K4 HE's 2.4 GHz wireless connection boasting a rapid 1000 Hz po...
View full detailsHP - OmniDesk Desktop - AMD Ryzen 3 - 8GB DDR5 Memory - 256GB SSD - Gray Wood
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsSkylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - White
SkylightFeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...
View full detailsJBL - Tune 670NC Adaptive Noise Cancelling Wireless On-Ear Headphone -2024 - Black
JBLAdaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...
View full detailsSamsung - 43" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black
SamsungSmart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...
View full detailsASUS - TUF Gaming K3 Gen II 96 Wired Optical-Mechanical RGB Gaming Keyboard - Hatsune Miku Edition
ASUSCompact Portable Design97-key layout is highly portable and frees up more space for the mousing hand and rear cable management slot allows for neat...
View full detailsSamsung - 32" M80F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C Ergonomic Stand and SlimFit Camera - Warm White
SamsungSmart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.4K AI UpscalingUn...
View full detailsSony - CS Speaker - 2-way 3-driver Center Channel Speaker (2025) each - Black
Sony3-Way 2-Drive Center-Channel speaker systemHear natural depth and total clarity in all your audio. This 3-driver center-channel speaker includes tw...
View full detailsSony - CS Speakers - 3-way 3-driver hi-res Bookshelf speakers (2025) pair - Black
Sony3-Way 3-Drive bookshelf speaker systemHear natural depth and total clarity in all your audio. These 3-driver bookshelf speakers include a rigid 5.1...
View full detailsBose - SoundLink Flex (2nd Gen) Portable Bluetooth Speaker with Waterproof/Dustproof Design - Citrus Yellow
BoseSound that takes you places.Hit the road in hi-fi with the surprisingly powerful performance of SoundLink Flex. It’s clear balanced high-fidelity a...
View full detailsBeats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Champagne Gold
AppleThe Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...
View full detailsMSI - NVIDIA GeForce GeForce RTX 5060 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5060Ti graphics processing unit (GPU) with boost clock16GB GDDR716GB G...
View full detailsPolaroid - Flip Instant Camera + Color Film Bundle (8 Photos) - Black
PolaroidHyperfocal 4-lens system for beautifully sharp shots.The Flip uses four sharp lenses which are automatically selected depending on the distance to ...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - AMD Ryzen 9 8940HX - 32GB DDR5 Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsLG - SIGNATURE 9.0 Cu. Ft. Stackable Smart Gas Dryer with Steam and AI Sensor Dry - Brushed Platinum Steel
LG9.0 cu. ft. Mega CapacityWhen you can fit more items in every load and create more free time in the process that’s beyond big—it’s Mega. This 9.0 c...
View full detailsHiground - Basecamp 65+ 65 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - BlackIce
HigroundSpace Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...
View full detailsPowerA - Enhanced Wireless Controller for Nintendo Switch with Lumectra - Black
PowerAMulti-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...
View full detailsRing - Starter Set with Battery Doorbell and Indoor Cam - Satin Nickel and White
RingBattery Doorbell - Head to Toe VideoSee more of who stops by and check on package deliveries with Head-to-Toe Video.Battery Doorbell - Live ViewVie...
View full detailsCORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black
CorsairSpace-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...
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Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony - CS Speakers - Dolby Atmos enabled upfiring height Speakers (2025) pair - Black
Sony1 3.94 in full-range speakerRaise your home theater to new heights with premium sound quality.Perfect match with SSCS5M2 SSCS3M2 CS SpeakersDesign...
View full detailsApple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 10 Core CPU - 10 Core GPU - 16GB Memory - 512GB SSD - Blue
AppleFITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...
View full detailsNIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray
NIUTop Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...
View full detailseufy - SoloCam S220 2-Outdoor Wireless 2K Solar Powered Security Cameras with Homebase 3 - White
EufySmarter Facial RecognitionReduce false alerts with BionicMind on HomeBase S380 a self-learning AI that improves facial recognition accuracy to 99.9...
View full detailsKlipsch - The One Plus Premium Tabletop Bluetooth Speaker with Broadcast Mode - Walnut
KlipschBig SoundDon’t let its size fool you The One Plus is a powerful 2.1 stereo system biamplified for audiophile resolution and professionally tuned b...
View full detailsTCL - 55" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...
View full detailsTCL - 98" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTCL - 50" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)
TCL4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...
View full detailsTP-Link - Tapo P316M Smart Power Strip with 6 Individually Controlled Smart Outlets 3 USB Ports with Surge Protection - White
TP LinkPower Up to 9 Devices at OnceFeatures 6 smart outlets with individual control and 3 always-on USB ports for simultaneous charging providing a high-...
View full detailsVivitar - 4K Digital camcorder - Black
VivitarPerfect your anglesUnleash your creativity with the 3.0" display featuring a 270-degree rotatable design. Perfect for capturing selfies vlogging or...
View full detailsTP-Link - Deco BE65 Pro BE11000 Whole Home Tri-Band Wi-Fi 7 Mesh Router System with two 5-Gig Ports (1-pack) - White
TP LinkSupercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...
View full detailsGreenworks - 80 Volt 4.0Ah Power Tool Battery
GreenworksFade free power80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED displayOn-board LED fuel indicator provides your rema...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Elite 2024 - 16GB Memory - 512GB Storage (7th Ed) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsTurtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile - Black
Turtle BeachMultiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz Wireless and Bluetooth 5.2 on PC PlayStation or Steam De...
View full detailsPhilips Sonicare - DiamondClean Smart Electric Rechargeable Toothbrush for Complete Oral Care 9300 Series - Black
Philips SonicareComplete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...
View full detailsFujifilm - X-S20 Mirrorless Camera with XF16-50mmF2.8-4.8 R LM WR Lens - Black
FujifilmX-S20 delivers stunning 26.1 megapixel imagesIts 180 Vari-Angle LCD touchscreen makes selfie-style shots or wild angles a snap and intuitive layout...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.