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  • Original price $698.99 - Original price $698.99
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    Cuisinart - Wood Pellet Grill Smoker 465 sq.in. - Black

    Cuisinart

    8-in-1 cooking capabilities465 sq.in. of cooking space expands your cooking capabilities; Smoke BBQ Grill Roast Braise Sear Bake and Char-Grill.¿Po...

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    Original price $698.99 - Original price $698.99
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  • Original price $791.99 - Original price $791.99
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    Canon - EOS R50 4K Video Mirrorless Camera with RF-S18-45mm f/4.5-6.3 IS STM Lens - Black

    Canon

    RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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    Original price $791.99 - Original price $791.99
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  • Original price $1,123.99 - Original price $1,123.99
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    Canon - EOS R10 Mirrorless Camera with RF-S18-45 f/4.5-6.3 IS STM Lens - Black

    Canon

    RF-S 18-45mm f/4.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-u...

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    Original price $1,123.99 - Original price $1,123.99
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  • Original price $401.99 - Original price $401.99
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    Alienware - AW2523HF 24.5" IPS LED FHD 360Hz .5-ms FreeSync Gaming Monitor with HDR (USB HDMI) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.0.5ms res...

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    Original price $401.99 - Original price $401.99
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  • Original price $197.99 - Original price $197.99
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    CORSAIR - K70 Pro Mini Wireless 60 RGB Mechanical Cherry MX SPEED Linear Switch Gaming Keyboard with swappable MX switches - Black

    Corsair

    Make it YoursA high-performance wireless gaming keyboard in a compact 60 form-factor that’s big on customization with swappable MX switches and a 3...

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    Original price $197.99 - Original price $197.99
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  • Original price $125.99 - Original price $125.99
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    Simpli Home - Serena Round Braided Pouf - Dove Grey

    Simpli Home

    Product dimensions18" D x 18" W x 14" HProduct detailsHandcrafted with a Dove Grey Hand Braided Cotton JuteProduct descriptionSturdy and structured...

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  • Original price $418.99 - Original price $418.99
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    Marshall - Stanmore III Bluetooth Speaker - Cream

    Marshall

    Home-Filling SoundStanmore III has an even wider soundstage than its predecessor delivering home-filling Marshall signature sound that has been re-...

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    Original price $418.99 - Original price $418.99
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  • Original price $86.99 - Original price $86.99
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    GoPro - Dual Battery Charger + Battery for HERO12 Black/HERO11 Black/HERO10 Black/HERO9 Black - Black

    GoPro

    Compatible with GoPro HERO12 Black HERO11 Black HERO10 Black HERO9 Black batteriesHelps keep your GoPro charged and ready to go.1.5' cord lengthEns...

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    Original price $86.99 - Original price $86.99
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  • Original price $64.99 - Original price $64.99
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    Targus - VersaVu Slim Clear Case for 10.9" iPad (10th Gen.) - Clear/ Black

    Targus

    Designed for use with 10.9" Apple iPad 10th gen.This case provides military-grade protection for your device.Thin profileCompliments tablet while o...

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    Original price $64.99 - Original price $64.99
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  • Original price $238.99 - Original price $238.99
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    GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

    GE

    1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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    Original price $238.99 - Original price $238.99
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  • Original price $980.99 - Original price $980.99
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    Razor - MX650 Dirt Rocket eBike w/ 10 miles Max Operating Range and 17 mph Max Speed - Black/Teal

    Razor

    Ready to rumbleDesigned to conquer the great outdoors theMX650 Dirt Rocket packs a high-torque variable-speed electric motor that hits speeds up to...

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    Original price $980.99 - Original price $980.99
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  • Original price $181.99 - Original price $181.99
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    Amazon - Fire HD 8 Kids Pro ages 6-12 (2022) 8" HD tablet with Wi-Fi 32 GB

    AMAZON

    Kid-friendlyFull-feature tablet (not a toy) designed specifically for kids ages 612 and includes 1 year of age-appropriate Amazon Kids+ content and...

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    Original price $181.99 - Original price $181.99
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  • Original price $170.99 - Original price $170.99
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    GoPro - Macro Lens Mod for HERO13 Black - Black

    GoPro

    Focus on objects 4x closer than ever before with a GoPro camera for artistic slo-mos and engaging time lapsesRotating focus ring lets you manually ...

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    Original price $170.99 - Original price $170.99
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  • Original price $111.99 - Original price $111.99
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    PowerA - OPS v3 Pro Wireless Controller for PC Cloud Gaming with Lumectra - Black

    PowerA

    Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

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    Original price $111.99 - Original price $111.99
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  • Original price $190.99 - Original price $190.99
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    SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White

    Steel Series

    QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hyb...

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    Original price $190.99 - Original price $190.99
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  • Original price $180.99 - Original price $180.99
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    TP-Link - Archer BE6500 Dual-Band Wi-Fi 7 Router - Black

    TP Link

    Dual-Band Wi-Fi 7Upgrade your home to the next level of Wi-Fi. This system delivers speeds up to 6500 Mbps with next-gen Wi-Fi 7 and a powerful 5G ...

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    Original price $180.99 - Original price $180.99
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  • Original price $193.99 - Original price $193.99
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    GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

    GE

    1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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    Original price $193.99 - Original price $193.99
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  • Original price $1,111.99 - Original price $1,111.99
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    Whirlpool - 7.4 cu. ft. Smart Front Load ENERGY STAR Gas Dryer with Wrinkle Shield Option - Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,111.99 - Original price $1,111.99
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    $1,111.99
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  • Original price $69.99 - Original price $69.99
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    Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

    Govee

    Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $69.99 - Original price $69.99
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  • Original price $92.99 - Original price $92.99
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    JLab - Epic Sport ANC 3 True Wireless Earbuds - Black

    JLab

    Hybrid Dual DriversThe Epic Lab Edition boasts hybrid dual drivers a dynamic driver for rich bass and low frequencies and a Knowles balanced armat...

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    Original price $92.99 - Original price $92.99
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  • Original price $139.99 - Original price $139.99
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    Marshall - Willen II Portable Bluetooth Speaker - Black/Brass

    Marshall

    MARSHALL SIGNATURE SOUNDNo matter where you are you should never have to compromise on sound. That’s why we updated Willen II’s design to deliver a...

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    Original price $139.99 - Original price $139.99
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  • Original price $88.99 - Original price $88.99
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    Stanley - 8 Gallon Wet/Dry Vacuum - Stainless

    Legrand

    Disposable filter bagsAllow simple cleanup.6' cordLets you clean a large area before changing outlets.4-1/2 peak HPFor powerful cleaning.Stainless-...

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    Original price $88.99 - Original price $88.99
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  • Original price $125.99 - Original price $125.99
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    DJI - Osmo Action Multifunctional Charging Handle - Black

    DJI

    CompatibilityOsmo Action 5 Pro Osmo Action 4SpecificationsVoltage 3.6 V Charging Temperature 5 C (41 F) to 40 C (104 F)

    Original price $125.99 - Original price $125.99
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  • Original price $998.99 - Original price $998.99
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    Whirlpool - 4.5 Cu. Ft. High Efficiency Smart Front Load Washer with FreshFlow Vent System - Silver

    Whirlpool

    FreshFlow Vent SystemThe FreshFlow Vent System is a trio of freshness features that helps keep your clothes and washer fresh. It's the first fan-po...

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    Original price $998.99 - Original price $998.99
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  • Original price $1,001.99 - Original price $1,001.99
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    Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - Silver

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,001.99 - Original price $1,001.99
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  • Original price $230.99 - Original price $230.99
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    GoPro - HERO Action Camera

    GoPro

    Ultra compact designWith 35 less volume and 44 less mass than HERO12 Black HERO is small and light enough to follow you on any adventure. Carry it ...

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    Original price $230.99 - Original price $230.99
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  • Original price $117.99 - Original price $117.99
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    Ninja - Blast Max 22oz Portable Blender - Dusty Pink

    Ninja

    NINJA POWERBLAST TECHNOLOGYIce Crushing power of a corded blender now in a cordless blender footprint pulverizes ice and crushes through frozen ing...

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    Original price $117.99 - Original price $117.99
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  • Original price $71.99 - Original price $71.99
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    bella PRO - 8-Cup Food Processor - Stainless Steel

    Bella Pro Series

    8-cup work bowlWith stainless steel blade and reversible shredding slicing disc.Do more spend less2 food processing functions chop dough.Powerful...

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    Original price $71.99 - Original price $71.99
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  • Original price $69.99 - Original price $69.99
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    JLab - JBuds Lux ANC Headphones - Graphite

    JLab

    Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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    Original price $69.99 - Original price $69.99
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  • Original price $328.99 - Original price $328.99
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    Arlo - Pro 5S 2K Indoor/Outdoor Wire Free Spotlight Security Camera- 2 Camera - White

    Arlo

    See Picture Perfect Details2 times video resolution of HD lets you zoom in 12X to see sharper details.¿Stay ConnectedSetting up your camera is seam...

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    Original price $328.99 - Original price $328.99
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  • Original price $169.99 - Original price $169.99
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    Amazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Blue

    AMAZON

    RESPONSIVE WITH LONG BATTERY LIFEFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...

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    Original price $169.99 - Original price $169.99
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  • Original price $798.99 - Original price $798.99
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    Klipsch - Flexus CORE 210 - Black

    Klipsch

    Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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    Original price $798.99 - Original price $798.99
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  • Original price $101.99 - Original price $101.99
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    Samsung - Galaxy Tab S10+/S9+/S9 FE+ Smart Book Cover - Orange

    Samsung

    Flip. Stand. Enjoy.Flip your tablet as you wish. The Smart Book Cover provides flexibility and convenience with its innovative design featuring bot...

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    Original price $101.99 - Original price $101.99
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  • Original price $164.99 - Original price $164.99
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    reMarkable Paper Pro - Mosaic Weave Book Folio for your 11.8'' Paper Tablet - Burgundy

    reMarkable Paper Pro

    Keep your reMarkable Paper Pro safeCreated with function and style in mind Book Folio is made from fine materials and designed exclusively to fit y...

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    Original price $164.99 - Original price $164.99
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  • Original price $314.99 - Original price $314.99
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    Marshall - Monitor III A.N.C. Wireless Noise Cancelling Over-the-Ear Headphones - Black

    Marshall

    70 HOURS OF WIRELESS PLAYTIME WITH ACTIVE NOISE CANCELLATIONYou know that moment when your favourite part of a track is about to drop and then you ...

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    Original price $314.99 - Original price $314.99
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  • Original price $1,092.99 - Original price $1,092.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 512GB - Space Gray (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $1,092.99 - Original price $1,092.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.