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Samsung - 5.3 cu. ft. Bespoke AI Ultra Capacity Front Load Washer with AI Home - Dark Steel
SamsungAI Home 7" LCD DisplayThe intuitive 7" AI Home LCD touchscreen gives you complete control over your front load washer plus quick and easy access to...
View full detailsGovee - Gaming Pixel Light - Multi
GoveeDynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...
View full detailsYale - Smart Lock with Matter Designed for Google Home; Electronic Deadbolt with Pushbutton Keypad - Snow
YaleBuilt with Matter onboardA unified technology that makes smart devices work seamlessly together across brands giving you the freedom to use your fa...
View full detailsSwann - EVO Solar 2K Outdoor Wi-Fi Security Camera Motion Detect Night Vision 2-Way Talk Local Storage 16GB Card - White
Swann2K Quad HD Video ResolutionWhether it's bright daylight or the middle of the night this camera delivers sharp images thanks to advanced image senso...
View full detailsHP - OmniBook X Flip - Copilot+ PC - 16" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Eclipse Gray
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsMSI - MAG 275QPF X30 27" QHD 300Hz 1ms Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black
MSIRapid VA PanelMake sure the intensity and purity of colors when gaming.300Hz high refresh rateExperience smooth gaming with a blazing fast refresh ...
View full detailsLogitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black
LogitechDual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...
View full detailsLenovo - Yoga Book 9i 2-in-1 14" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB RAM - 1TB SSD - Tidal Teal
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsbella PRO - 7-qt. Programmable Slow Cooker with Searing Function - Oatmilk
Bella Pro7-qt. capacityServes up to 7 people.Stovetop-safe potSear and saute before slow cooking.Programmable timerFrom 30 minutes to 20 hours.3 heat settin...
View full detailsPowerA - Advantage Wired Controller for Nintendo Switch 2 - Mushroom Kingdom
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...
View full detailsNintendo - Joy-Con 2 (L)/(R) Light Blue/Light Red - Multi
NintendoMeet the Joy-Con 2 controllersThe updated Joy-Con 2 controllers have easy-to-use motion controls and HD rumble along with the new C Button for easy...
View full detailsNintendo - Switch 2 Camera
NintendoThis accessory is designed specifically for use with Nintendo Switch 2Internet Nintendo Switch Online membership (sold separately) and Nintendo Acc...
View full detailsAmazfit - Bip 6 Smartwatch 46mm Silicone - Stone - (2025)
AmazfitUp to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...
View full detailsBackbone - Pro - (USB-C) - Mobile and Wireless Controller for Cloud Gaming Remote Play and Mobile Games on Any Screen - Black
BackbonePlay Anywhere On Any ScreenBluetooth Low Energy supports seamless wireless gaming across phones tablets PCs smart TVs and more.Pro-Level PrecisionE...
View full detailsNEXT - Ultimate Starter Kit for Nintendo Switch 2 Switch - Gray/Black
NEXTTravel CaseCustom-fit to work seamlessly with both Switch and Switch 2 keeping your console and games safe wherever you goThumbsticksBoost control ...
View full detailsNEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue
NEXTEnhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...
View full detailsAcer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5060 16GB 1TB - Obsidian Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsYale - Smart Lock with Matter Designed for Google Home; Electronic Deadbolt with Pushbutton Keypad - Matte Black
YaleBuilt with Matter onboardA unified technology that makes smart devices work seamlessly together across brands giving you the freedom to use your fa...
View full detailsBird Buddy - Smart Bird Feeder w/ Solar Roof (Pro Camera Version w/ Extended Perch) - Blue
Bird BuddyBird Species RecognitionPowered by advanced AI technology Bird Buddy can recognize over 1000 bird species eliminating guesswork and enriching your ...
View full detailsDell - Plus - Copilot+ PC - 16" 2K Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 32GB Memory - 1TB Storage - Ice Blue
DellIntuitive working capabilitiesCreate and edit on an expansive 1610 screen as you tackle complex data sheets or work with multiple windows side by ...
View full detailsFirst Alert - Smoke and Carbon Monoxide Detector Battery Powered - White
First AlertSC5 Battery Smart Smoke Carbon Monoxide AlarmThe fire safety you trust is now connected and compatible. Add smart fire safety alerts to your home ...
View full detailsLenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey
LenovoCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsMicrosoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Violet
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsWHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity
WhoopBUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...
View full detailsNEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color
NEXTEnhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...
View full detailsSegway - Ninebot E2 Plus II Electric Scooter 15 mph Max Speed w/ 16 miles Max Range - Black
SegwaySee and Be SeenRide confidently day or night with the bright 2W headlight and tail light.Dual Brake SystemHosted in a single brake lever you'll hav...
View full detailsBose - SoundLink Plus Portable Bluetooth Speaker - Black
BoseSound that sparks the moment.Plus up the energy of any group hang thanks to the SoundLink Plus Speaker’s bold resonant audio and booming bass.Vibes...
View full detailsLG - SIGNATURE 9.0 Cu. Ft. Stackable Smart Electric Dryer with Steam and AI Sensor Dry - Brushed Platinum Steel
LG9.0 cu. ft. Mega CapacityWhen you can fit more items in every load and create more free time in the process that’s beyond big—it’s Mega. This 9.0 c...
View full detailsSamsung - 5.3 cu. ft. Bespoke AI Ultra Capacity Front Load Washer with AI Home - Ivory
SamsungAI Home 7" LCD DisplayThe intuitive 7" AI Home LCD touchscreen gives you complete control over your front load washer plus quick and easy access to...
View full detailsInsignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV
InsigniaFull HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...
View full detailsLenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Seashell
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsInsignia - 5.1.2 Channel Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX Bluetooth - Black
InsigniaNo Cords Just PowerDitch the clutter of audio cables. With wireless satalite surround speakers and wireless subwoofer connections just plug into po...
View full detailsSteelSeries - Aerox 3 Wireless Optical Gaming Mouse with Super Mesh Detachable USB-C Connectivity - Wireless - CS2 Dragon Lore Edition
Steel SeriesCS2 Dragon Lore EditionLimited Edition gaming mouse featuring design inspired by one of the rarest and most coveted skins in all of gaming the AWP ...
View full detailsASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray
ASUSGame with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...
View full detailsInsignia - 32" Class F20 Series LED HD (720p) Smart Fire TV
Insignia720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...
View full detailsAmazfit - Active 2 Smartwatch 44mm Silicone - Black - (2025)
AmazfitUp to 10 Days of Battery LifeStay powered through your week with up to 10 days of typical use or extend to 19 days in battery saver mode. For conti...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.