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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

SteelSeries - Aerox 3 Wireless Optical Gaming Mouse with Super Mesh Detachable USB-C Connectivity - Wireless - CS2 Dragon Lore Edition

Steel Series

CS2 Dragon Lore EditionLimited Edition gaming mouse featuring design inspired by one of the rarest and most coveted skins in all of gaming the AWP ...

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Original price $189.99 - Original price $189.99
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$189.99 - $189.99
Current price $189.99
Original price $1,073.99 - Original price $1,073.99
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Current price $1,073.99

ASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray

ASUS

Game with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...

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Original price $1,073.99 - Original price $1,073.99
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Original price $98.99 - Original price $98.99
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$98.99
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Insignia - 32" Class F20 Series LED HD (720p) Smart Fire TV

Insignia

720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...

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Original price $98.99 - Original price $98.99
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Original price $104.99 - Original price $104.99
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$104.99
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Amazfit - Active 2 Smartwatch 44mm Silicone - Black - (2025)

Amazfit

Up to 10 Days of Battery LifeStay powered through your week with up to 10 days of typical use or extend to 19 days in battery saver mode. For conti...

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Original price $104.99 - Original price $104.99
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$104.99
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Original price $393.99 - Original price $393.99
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$393.99
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LG - 43" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $393.99 - Original price $393.99
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$393.99
$393.99 - $393.99
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Original price $303.99 - Original price $303.99
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$303.99
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Current price $303.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $303.99 - Original price $303.99
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$303.99
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Original price $331.99 - Original price $331.99
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$331.99
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Shark - PowerPro Flex Reveal Cordless Vacuum - White

Shark

Hypervelocity SuctionProvides incredible suction power and cleaning performance for everyday messes.Dirt-Reveal TechnologyIlluminates hidden dust ...

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Original price $331.99 - Original price $331.99
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Original price $215.99 - Original price $215.99
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$215.99
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Amazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)

Amazfit

Up to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...

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Original price $215.99 - Original price $215.99
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$215.99
$215.99 - $215.99
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Original price $1,707.99 - Original price $1,707.99
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Lenovo - Yoga Pro 9i 16" 2.8K OLED Touchscreen Laptop - Intel Core Ultra 9 2025 - NVIDIA GeForce RTX 5050 - 32GB RAM - 1TB - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,707.99 - Original price $1,707.99
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Original price $2,438.99 - Original price $2,438.99
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Lenovo - Yoga Pro 9i Aura Edition 16" 3.2K OLED Laptop - Intel Core Ultra 9 285H 2025 - NVIDIA GeForce RTX 5060 - 32GB RAM - 1TB - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,438.99 - Original price $2,438.99
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$2,438.99
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Original price $60.99 - Original price $60.99
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$60.99
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Hori - Piranha Plant Camera for Nintendo Switch 2

Hori

CompatibilityCompatible with TV mode portable mode and tabletop modeAdjustableFlexible neck and mouth that can open and closeContentsIncludes USB-C...

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Original price $60.99 - Original price $60.99
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$60.99
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Original price $293.99 - Original price $293.99
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$293.99
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Amazfit - T-Rex 3 Smartwatch 48mm Silicone - Black - (2025)

Amazfit

Up to 20 Days of Battery LifeStay charged for longer with up to 20 days of typical use or up to 45 days in battery saver mode—perfect for extended ...

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Original price $293.99 - Original price $293.99
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$293.99
$293.99 - $293.99
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Original price $1,485.99 - Original price $1,485.99
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Lenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,485.99 - Original price $1,485.99
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$1,485.99
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Original price $342.99 - Original price $342.99
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$342.99
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Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Black

Sony

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $342.99 - Original price $342.99
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$342.99
$342.99 - $342.99
Current price $342.99
Original price $342.99 - Original price $342.99
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$342.99
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Current price $342.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Silver

Sony

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $342.99 - Original price $342.99
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$342.99
$342.99 - $342.99
Current price $342.99
Original price $1,656.99 - Original price $1,656.99
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$1,656.99
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Current price $1,656.99

Skytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,656.99 - Original price $1,656.99
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$1,656.99
$1,656.99 - $1,656.99
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Original price $170.99 - Original price $170.99
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SCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray

SCUF

Four Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
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Original price $465.99 - Original price $465.99
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$465.99
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HP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black

HP

Quad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...

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Original price $465.99 - Original price $465.99
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$465.99
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Original price $233.99 - Original price $233.99
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$233.99
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Sharper Image - Steamer Sauna Portable Spa Includes 2.4L Steam Generator Folding Chair and Comprehensive Accessories - Black

Sharper Image

Spacious and relaxingEnjoy a relaxing sauna experience with ample room to sit back and decompress perfect for alleviating stress and enhancing well...

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Original price $233.99 - Original price $233.99
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$233.99
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Original price $129.99 - Original price $129.99
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$129.99
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SANUS Elite - Fixed Position TV Wall Mount For 65"- 140" TVs up to 300 lbs. - Designed for Extra Large TVs - Black

SANUS Elite

Perfect for TVs up to 140"Features an adjustable design that expands to offer a custom fit for most TVs up to 300 lbsExtra-large VESA compatibility...

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Original price $129.99 - Original price $129.99
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$129.99
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Original price $290.99 - Original price $290.99
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$290.99
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Samsung - 32" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black

Samsung

Smart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...

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Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
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Original price $1,070.99 - Original price $1,070.99
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Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Ocean

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,070.99 - Original price $1,070.99
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$1,070.99
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Original price $1,070.99 - Original price $1,070.99
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Microsoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $1,070.99 - Original price $1,070.99
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$1,070.99
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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99

JBL - Tune 245NC True Wireless Noise Cancelling Earbuds - Black

JBL

JBL Pure Bass SoundSmartly designed 6mm drivers enhanced by the stick's form factor deliver JBL's Pure Bass Sound so you'll feel every pulsing beat...

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Original price $62.99 - Original price $62.99
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$62.99
$62.99 - $62.99
Current price $62.99
Original price $717.99 - Original price $717.99
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$717.99
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Insignia - 5.3 Cu. Ft. Freestanding Electric Range with Dual-Size Burner and Storage Drawer - Stainless Steel

Insignia

5.3 cu. ft. oven capacityA large capacity with two oven racks and six position options help you cook meals. The oven heats from 170 to 500 F (77 to...

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Original price $717.99 - Original price $717.99
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$717.99
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Original price $458.99 - Original price $458.99
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$458.99
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Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $458.99 - Original price $458.99
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$458.99
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Original price $324.99 - Original price $324.99
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$324.99
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Current price $324.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99
Original price $303.99 - Original price $303.99
Original price
$303.99
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Current price $303.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99
Original price $796.99 - Original price $796.99
Original price
$796.99
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Current price $796.99

Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

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Original price $796.99 - Original price $796.99
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$796.99
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Current price $796.99
Original price $430.99 - Original price $430.99
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$430.99
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Current price $430.99

Lenovo - Idea Tab Pro with Tab Pen Plus - 12.7" Tablet - 256GB - Luna Grey

Lenovo

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $430.99 - Original price $430.99
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$430.99
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Current price $430.99
Original price $253.99 - Original price $253.99
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$253.99
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Current price $253.99

Bose - SoundLink Plus Portable Bluetooth Speaker - Blue Dusk

Bose

Sound that sparks the moment.Plus up the energy of any group hang thanks to the SoundLink Plus Speaker’s bold resonant audio and booming bass.Vibes...

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Original price $253.99 - Original price $253.99
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$253.99
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Current price $253.99
Original price $118.99 - Original price $118.99
Original price
$118.99
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Current price $118.99

Hyper - Ripper Kids Electric Scooter with 10mph Max Speed - 6.5 Mile Range - Pressure Throttle - 120LB Weight Limit - 90W Motor - Pink

Hyper

Age8 years+Max Weight120 LBSSpeed10MPHMotor90W motorBatteryComplete with 12 volt battery and charger.Battery Life40 minute battery life.ThrottlePro...

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Original price $118.99 - Original price $118.99
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$118.99
$118.99 - $118.99
Current price $118.99
Original price $1,242.99 - Original price $1,242.99
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$1,242.99
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Current price $1,242.99

iBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,242.99 - Original price $1,242.99
Original price
$1,242.99
$1,242.99 - $1,242.99
Current price $1,242.99
Original price $170.99 - Original price $170.99
Original price
$170.99
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Current price $170.99

Polaroid - Now+ Instant Camera Generation 3 - Black

Polaroid

Optimized exposures to take sharper pictures in bright lighting.Thanks to ranging sensor flash and autofocus upgrades our Gen 3 cameras now take cl...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $164.99 - Original price $164.99
Original price
$164.99
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Current price $164.99

Polaroid - Now Gen 3 Instant Camera + Color Film Bundle (8 Photos) - Pebble White

Polaroid

Iconic Polaroid design.The classic Polaroid look you know and love now made from more future-friendly materials.8x Polaroid Color PhotosIncludes on...

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Original price $164.99 - Original price $164.99
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$164.99
$164.99 - $164.99
Current price $164.99
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

DJI - Mic Mini Transmitter - Black

DJI

Small but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g [5] making it comfortable to wear and discreet. With multip...

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Original price $42.99 - Original price $42.99
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$42.99
$42.99 - $42.99
Current price $42.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.