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SteelSeries - Aerox 3 Wireless Optical Gaming Mouse with Super Mesh Detachable USB-C Connectivity - Wireless - CS2 Dragon Lore Edition
Steel SeriesCS2 Dragon Lore EditionLimited Edition gaming mouse featuring design inspired by one of the rarest and most coveted skins in all of gaming the AWP ...
View full detailsASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray
ASUSGame with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...
View full detailsInsignia - 32" Class F20 Series LED HD (720p) Smart Fire TV
Insignia720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...
View full detailsAmazfit - Active 2 Smartwatch 44mm Silicone - Black - (2025)
AmazfitUp to 10 Days of Battery LifeStay powered through your week with up to 10 days of typical use or extend to 19 days in battery saver mode. For conti...
View full detailsLG - 43" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)
LGDynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsShark - PowerPro Flex Reveal Cordless Vacuum - White
SharkHypervelocity SuctionProvides incredible suction power and cleaning performance for everyday messes.Dirt-Reveal TechnologyIlluminates hidden dust ...
View full detailsAmazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)
AmazfitUp to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...
View full detailsLenovo - Yoga Pro 9i 16" 2.8K OLED Touchscreen Laptop - Intel Core Ultra 9 2025 - NVIDIA GeForce RTX 5050 - 32GB RAM - 1TB - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Yoga Pro 9i Aura Edition 16" 3.2K OLED Laptop - Intel Core Ultra 9 285H 2025 - NVIDIA GeForce RTX 5060 - 32GB RAM - 1TB - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsHori - Piranha Plant Camera for Nintendo Switch 2
HoriCompatibilityCompatible with TV mode portable mode and tabletop modeAdjustableFlexible neck and mouth that can open and closeContentsIncludes USB-C...
View full detailsAmazfit - T-Rex 3 Smartwatch 48mm Silicone - Black - (2025)
AmazfitUp to 20 Days of Battery LifeStay charged for longer with up to 20 days of typical use or up to 45 days in battery saver mode—perfect for extended ...
View full detailsLenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsSony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Black
SonyThe Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...
View full detailsSony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Silver
SonyThe Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...
View full detailsSkytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...
View full detailsSCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray
SCUFFour Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...
View full detailsHP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black
HPQuad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...
View full detailsSharper Image - Steamer Sauna Portable Spa Includes 2.4L Steam Generator Folding Chair and Comprehensive Accessories - Black
Sharper ImageSpacious and relaxingEnjoy a relaxing sauna experience with ample room to sit back and decompress perfect for alleviating stress and enhancing well...
View full detailsSANUS Elite - Fixed Position TV Wall Mount For 65"- 140" TVs up to 300 lbs. - Designed for Extra Large TVs - Black
SANUS ElitePerfect for TVs up to 140"Features an adjustable design that expands to offer a custom fit for most TVs up to 300 lbsExtra-large VESA compatibility...
View full detailsSamsung - 32" M70F 4K UHD Smart Monitor with SamsungVision AI Built In Speakers USB-C - Black
SamsungSmart TV AppsStream content directly from your monitor or tune into Samsung TV Plus to get live TV channels and on-demand content.AI Picture Optimi...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Ocean
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsJBL - Tune 245NC True Wireless Noise Cancelling Earbuds - Black
JBLJBL Pure Bass SoundSmartly designed 6mm drivers enhanced by the stick's form factor deliver JBL's Pure Bass Sound so you'll feel every pulsing beat...
View full detailsInsignia - 5.3 Cu. Ft. Freestanding Electric Range with Dual-Size Burner and Storage Drawer - Stainless Steel
Insignia5.3 cu. ft. oven capacityA large capacity with two oven racks and six position options help you cook meals. The oven heats from 170 to 500 F (77 to...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
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Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black
Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black
DellStylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...
View full detailsLenovo - Idea Tab Pro with Tab Pen Plus - 12.7" Tablet - 256GB - Luna Grey
LenovoImmersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...
View full detailsBose - SoundLink Plus Portable Bluetooth Speaker - Blue Dusk
BoseSound that sparks the moment.Plus up the energy of any group hang thanks to the SoundLink Plus Speaker’s bold resonant audio and booming bass.Vibes...
View full detailsHyper - Ripper Kids Electric Scooter with 10mph Max Speed - 6.5 Mile Range - Pressure Throttle - 120LB Weight Limit - 90W Motor - Pink
HyperAge8 years+Max Weight120 LBSSpeed10MPHMotor90W motorBatteryComplete with 12 volt battery and charger.Battery Life40 minute battery life.ThrottlePro...
View full detailsiBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsPolaroid - Now+ Instant Camera Generation 3 - Black
PolaroidOptimized exposures to take sharper pictures in bright lighting.Thanks to ranging sensor flash and autofocus upgrades our Gen 3 cameras now take cl...
View full detailsPolaroid - Now Gen 3 Instant Camera + Color Film Bundle (8 Photos) - Pebble White
PolaroidIconic Polaroid design.The classic Polaroid look you know and love now made from more future-friendly materials.8x Polaroid Color PhotosIncludes on...
View full detailsDJI - Mic Mini Transmitter - Black
DJISmall but MightyThe DJI Mic Mini Transmitter is small and ultralight weighing only 10 g [5] making it comfortable to wear and discreet. With multip...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.