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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Backbone - One (USB-C) - Mobile Gaming Controller for iPhone 15/16/17 Series and Android - 2nd Generation - Black

Backbone Entertainment

Play Virtually Any Game AnywhereChoose from free App Store and Google Play Store games like Call of Duty Mobile and Roblox stream through your clou...

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Original price $103.99 - Original price $103.99
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$103.99 - $103.99
Current price $103.99
Original price $345.99 - Original price $345.99
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Ray-Ban Meta - Wayfarer glasses with Meta AI Audio Photo Video Compatibility

Meta

Iconic style meets Meta AICapture photos and videos listen to music make hands-free calls or ask Meta AI questions on-the-go.Meta AITake on life wi...

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Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99
Original price $298.99 - Original price $298.99
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$298.99
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Ray-Ban Meta - Wayfarer glasses with Meta AI Audio Photo Video Compatibility - Polarized Gradient Graphite Lenses - Matte Black

Meta

Iconic style meets Meta AICapture photos and videos listen to music make hands-free calls or ask Meta AI questions on-the-go.Meta AITake on life wi...

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Original price $298.99 - Original price $298.99
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Original price $72.99 - Original price $72.99
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$72.99
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Arlo - Smart Wi-Fi Video Doorbell (2nd Generation) - Wired/Battery Operated with 2K Resolution - White

Arlo

2K HDR VideoSee important details like eye color license plates and labels clearly when zooming in.See More at Your Front DoorDesigned with an opti...

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Original price $72.99 - Original price $72.99
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Original price $79.99 - Original price $79.99
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$79.99
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Ninja - Blast 18 oz. Portable Blender - White

Euro-Pro

Ninja Blending AnywhereBlast through frozen ingredients with Ninja’s best portable blending power. Make perfectly smooth drinks anywhere you go.Eas...

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Original price $79.99 - Original price $79.99
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$79.99
$79.99 - $79.99
Current price $79.99
Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99

Glorious - Model I 2 Ultra Lightweight Wireless Optical Gaming Mouse with 9 Programmable Buttons - Wireless - Matte Black

Glorious

Superior comfortThe Model I 2 Wireless offers exceptional comfort with its ergonomic design dedicated thumb rest and ultra-lightweight construction...

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Original price $103.99 - Original price $103.99
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$103.99
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Original price $224.99 - Original price $224.99
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$224.99
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Crucial - X9 Pro 2TB External USB-C SSD - Space Gray

Crucial

Powerful performanceWith read and write speeds up to 1050MB/s the Crucial X9 Pro Portable SSD is powerful enough for editing directly from the driv...

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Original price $224.99 - Original price $224.99
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Original price $59.99 - Original price $59.99
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$59.99
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Amazon - Fire TV Stick 4K Max streaming device Wi-Fi 6E Ambient Experience 16 GB free live TV w/ out cable or satellite - Black

AMAZON

Our most powerful streaming stickElevate your entertainment experience with a powerful processor for lightning-fast app starts and fluid navigation...

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Original price $59.99 - Original price $59.99
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Original price $819.99 - Original price $819.99
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Bose - Smart Ultra Soundbar with Dolby Atmos and Voice Assistant - Black

Bose

Immersion no matter what you’re watching.The Bose Smart Ultra Soundbar is equipped with Dolby Atmos and Bose TrueSpace which separates music dialog...

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Original price $819.99 - Original price $819.99
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Original price $1,029.99 - Original price $1,029.99
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Samsung - 5.4 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - White

Samsung

Extra-Large 5.4 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.ActiveWave AgitatorSamsung's Acti...

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Original price $1,029.99 - Original price $1,029.99
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Original price $98.99 - Original price $98.99
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$98.99
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Wyze - Duo Cam Pan 2K Wired Dual Pan/Tilt Camera with Spotlight Indoor/Outdoor Motion-Tracking with Color Night Vision - White

Wyze

Two 2K Cameras Protect Double the SpaceOne camera can follow the action while the other keeps a steady watch on what matters most. Together they el...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $542.99 - Original price $542.99
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HP - OmniDesk Desktop - AMD Ryzen 5 - 16GB DDR5 Memory - 512GB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $542.99 - Original price $542.99
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Original price $766.99 - Original price $766.99
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HP - OmniDesk Desktop - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Dark Wood

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $766.99 - Original price $766.99
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Original price $1,126.99 - Original price $1,126.99
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Sony - 65" Class BRAVIA XR X90L LED 4K UHD Smart Google TV (2023)

Sony

Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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Original price $1,126.99 - Original price $1,126.99
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$1,126.99
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Original price $313.99 - Original price $313.99
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$313.99
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RØDE - Wireless PRO Dual-Channel Wireless Microphone System

Rode

Dual ChannelDual-channel compact wireless microphone systemCrystal Clear AudioRDE’s state-of-the-art Series IV 2.4 GHz digital transmission with 12...

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Original price $313.99 - Original price $313.99
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$313.99
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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99

Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Purple/ Pastel Green

Nintendo

Includes one Pastel Purple Joy-Con (L) one Pastel Green Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in eac...

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Original price $116.99 - Original price $116.99
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$116.99
$116.99 - $116.99
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Original price $354.99 - Original price $354.99
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$354.99
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DJI - Osmo Action 4 4K Action Camera Adventure Bundle - Gray

DJI

1/1.3-Inch Sensor Unparalleled Low-Light ImagingExperience impeccable image quality with the larger sensor of our 4K action camera. Capture stunni...

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Original price $354.99 - Original price $354.99
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$354.99
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Original price $49.99 - Original price $49.99
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$49.99
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Current price $49.99

Amazon - Fire TV Stick 4K streaming device includes support for Wi-Fi 6 Dolby Vision/Atmos 8 GB free live TV - Black

AMAZON

Cinematic experienceWatch in vibrant 4K Ultra HD with support for Dolby Vision HDR10+ and immersive Dolby Atmos audio.Play Xbox games with no conso...

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Original price $49.99 - Original price $49.99
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$49.99
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Original price $53.99 - Original price $53.99
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$53.99
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Blink - Add On Outdoor 4 Wireless 1080p Security Camera with Up to Two-year Battery Life (Sync Module Required) - Black

Blink

See and speak from the Blink appExperience 1080p HD live view infrared night vision and crisp two-way audio.Two-year battery lifeSet up yourself in...

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Original price $53.99 - Original price $53.99
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$53.99
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Original price $584.99 - Original price $584.99
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HP - 15.6" Full HD Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $584.99 - Original price $584.99
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Original price $201.99 - Original price $201.99
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Razer - BlackWidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - White

Razer

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $201.99 - Original price $201.99
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Original price $156.99 - Original price $156.99
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SimpliSafe - Smart Alarm Wireless Indoor Security Camera - white

Simplisafe

Helps Stop Crime In Real TimeWith intruder intervention powered by Fast Protect Technology our highly trained security agents can actively see and ...

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Original price $156.99 - Original price $156.99
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$156.99
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Original price $441.99 - Original price $441.99
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$441.99
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Current price $441.99

Arlo - Essential XL 3-Camera Outdoor Wireless 2K Security Camera (2nd Generation) with 4x Longer Battery Life - White

Arlo

Exclusive bundle -- a 450 value if purchased separately185;Includes (3) Essential XL Outdoor Camera 2K - 2nd Generation2K HDR VideoClearly see deta...

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Original price $441.99 - Original price $441.99
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$441.99
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Original price $55.99 - Original price $55.99
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Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

Nomad

Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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Original price $55.99 - Original price $55.99
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$55.99
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Original price $179.99 - Original price $179.99
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$179.99
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Ninja - Detect Power Blender Pro + Personal Single-Serve BlendSense Technology 1800PW 72 oz. Pitcher To-Go Cups - Black

Ninja

Ninja Total Crushing Power1800 peak watt motor base that powers through the toughest of ingredients.BlendSense TechnologyBlendSense Technology acti...

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Original price $179.99 - Original price $179.99
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$179.99
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Original price $282.99 - Original price $282.99
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$282.99
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Current price $282.99

Segway - C2 Pro Kids Electric Scooter w/7.5 mi Max operating Range 12.4mph Max Speed - Black

Segway

Adjustable handlebarsNo need to worry about your kids growing up too fast. Thanks to the adjustable handlebar design the new C2 Pro can be used for...

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Original price $282.99 - Original price $282.99
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$282.99
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Original price $2,415.99 - Original price $2,415.99
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LG - Standard-Depth MAX 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG

Capacity 28.6 Cubic Feet Standard-Depth MAXTake advantage of all the space 28.6 cubic feet to be exact. This LG French Door refrigerator’s wide-op...

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Original price $2,415.99 - Original price $2,415.99
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Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99

Razer - Cobra Pro Optical Gaming Mouse with Chroma RGB Lighting - Wireless - Black

Razer

10 Customizable ControlsFrom essential commands to complex macros enjoy a greater degree of control at your fingertips and be ready to game anywher...

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Original price $129.99 - Original price $129.99
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$129.99
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Original price $266.99 - Original price $266.99
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$266.99
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Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Magenta

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $266.99 - Original price $266.99
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$266.99
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Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Alienware - AW620M Wireless Optical Gaming Mouse for PC - Wired - Lunar Light

Alienware

Fit for a Gamer's GripMaintain the upper hand in any adventure with a full sized sculpted design. The right-handed asymmetrical shape offers slip r...

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Original price $97.99 - Original price $97.99
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$97.99
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Original price $1,628.99 - Original price $1,628.99
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Current price $1,628.99

Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Stainless Steel

Samsung

27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $1,628.99 - Original price $1,628.99
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Original price $61.99 - Original price $61.99
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$61.99
$61.99 - $61.99
Current price $61.99

Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

Nomad

Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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Original price $61.99 - Original price $61.99
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$61.99
$61.99 - $61.99
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Original price $359.99 - Original price $359.99
Original price
$359.99
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Current price $359.99

GoPro - HERO12 Black Action Camera - Black

GoPro

360 horizon lockThe HERO12 Black Creator Edition’s Linear with Horizon Lock digital lens keeps your footage steady even if your camera rotates a fu...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $125.99 - Original price $125.99
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$125.99
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Glorious - Model O 2 Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Wireless - Matte Black

Glorious

Cutting edge-optical sensorThe Model O 2 Wireless is equipped with the BAMF 2.0 Optical Sensor boasting an impressive 26K DPI for pixel-perfect tra...

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Original price $125.99 - Original price $125.99
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$125.99
$125.99 - $125.99
Current price $125.99
Original price $49.99 - Original price $49.99
Original price
$49.99
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Current price $49.99

Razer - Cobra Lightweight Optical Gaming Mouse with Chroma RGB Lighting - Wired - Black

Razer

58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

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Original price $49.99 - Original price $49.99
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$49.99
$49.99 - $49.99
Current price $49.99
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Touchscreen Keypad Fingerprint Access - Satin Nickel

Yale

Your entryway. ElevatedWith multiple ways to lock and unlock your door including biometric touch home access is smarter sleeker and more convenient...

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Original price $265.99 - Original price $265.99
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$265.99
$265.99 - $265.99
Current price $265.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.