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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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GoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black

GoTrax
Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

Sony - WH-1000XM6- Best Wireless Noise Canceling Headphones - Midnight Blue

Sony
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

The Best Noise CancellationPowered by advanced processors and an adaptive microphone system the WH-1000XM6 headphones deliver real-time noise cance...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

NIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Gray

NIU
Original price $1,179.99 - Original price $1,179.99
Original price
$1,179.99
$1,179.99 - $1,179.99
Current price $1,179.99

Top Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...

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Original price $1,179.99 - Original price $1,179.99
Original price
$1,179.99
$1,179.99 - $1,179.99
Current price $1,179.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Dell - Slim Desktop - Intel Core Ultra 7 265 2025 - 16GB Memory - 1TB Storage - Black

Dell
Original price $1,653.99 - Original price $1,653.99
Original price
$1,653.99
$1,653.99 - $1,653.99
Current price $1,653.99

Stylish space-saving designOptimize your space with this elegant space-saving ECS1250 desktop.Intel Core Ultra (Series 2)With power-efficient Intel...

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Original price $1,653.99 - Original price $1,653.99
Original price
$1,653.99
$1,653.99 - $1,653.99
Current price $1,653.99

Sony - FX2 Full-frame Cinema Camera Body Only - Gray

Sony
Original price $3,119.99 - Original price $3,119.99
Original price
$3,119.99
$3,119.99 - $3,119.99
Current price $3,119.99

Full-frame Exmor R CMOS 33MP1 sensor and BIONZ XR image processor engineThe full-frame FX2 delivers stunning cinematic imagery blending high resolu...

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Original price $3,119.99 - Original price $3,119.99
Original price
$3,119.99
$3,119.99 - $3,119.99
Current price $3,119.99

JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black

JBL
Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Bring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...

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Original price $279.99 - Original price $279.99
Original price
$279.99
$279.99 - $279.99
Current price $279.99

Insignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $299.99
Original price $299.99 - Original price $299.99
Original price $299.99
Current price $229.99
$229.99 - $229.99
Current price $229.99

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $299.99
Original price $299.99 - Original price $299.99
Original price $299.99
Current price $229.99
$229.99 - $229.99
Current price $229.99

Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - Fingerprint Resistant Matte Black

Samsung
Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

Contixo - F29 Altura Max 4K GPS Drone with 3-Axis Gimbal 5" Screen Remote 3KM Range 23-Min Flight No FAA Needed - Dark Gray

Contixo
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

4K UHD Camera with 3-Axis GimbalCapture crisp 38402160 video with a wide 105 field of view and 70 adjustable lens. The 3-axis gimbal keeps your foo...

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Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

Segway - Ninebot Max G3 Electric Scooter 28 mph Max Speed w/ 50 miles Max Range - Black

Segway
Original price $1,261.99 - Original price $1,261.99
Original price
$1,261.99
$1,261.99 - $1,261.99
Current price $1,261.99

Speed and performanceExperience speeds of up to 28 mph and with our powerful 2000W motor conquer inclines of 30 . Activate Boost Mode to accelerate...

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Original price $1,261.99 - Original price $1,261.99
Original price
$1,261.99
$1,261.99 - $1,261.99
Current price $1,261.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)

Samsung
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

View full details
Original price $389.99 - Original price $389.99
Original price
$389.99
$389.99 - $389.99
Current price $389.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)

Samsung
Original price $564.99 - Original price $564.99
Original price
$564.99
$564.99 - $564.99
Current price $564.99

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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Original price $564.99 - Original price $564.99
Original price
$564.99
$564.99 - $564.99
Current price $564.99

Sony - PULSE Explore Wireless Gaming Earbuds - for PS5 - White

Sony Computer Entertainment Am
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

AMD - Ryzen 9 7900X 12-Core - 24-Thread 4.7 GHz (5.6 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

GE - 6.2 Cu. Ft. Electric Dryer with Shallow Depth Flat Back Design - White

GE
Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99

Auto DryFor clothes that come out feeling and looking great this setting monitors air temperature to set the optimal drying timeUp to 120 ft. venti...

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Original price $792.99 - Original price $792.99
Original price
$792.99
$792.99 - $792.99
Current price $792.99

Insignia - 75" Class QF Series QLED 4K UHD Smart Fire TV

Insignia
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

GE - 27.0 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

GE
Original price $1,948.99 - Original price $1,948.99
Original price
$1,948.99
$1,948.99 - $1,948.99
Current price $1,948.99

Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.27.0 cu. ft. capacityEasily...

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Original price $1,948.99 - Original price $1,948.99
Original price
$1,948.99
$1,948.99 - $1,948.99
Current price $1,948.99

Smart Choice - 6' Stainless-Steel Washing Machine Fill Hose (2-Pack) - Silver

Smart Choice
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

2-pack allows complete installation6' length allows various washer placementsBraided stainless-steel construction is much more durable than rubber ...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Sony - E 11mm F1.8 APS-C ultra-wide-angle prime lens - Black

Sony
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Ultra-wide-angle 11 mm large F1.8 aperture prime for stills and moviesWith an 11 mm focal length for dynamic images and a large F1.8 aperture for d...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Samsung - 4.5 Cu. Ft. High-Efficiency Top Load Washer with Vibration Reduction Technology+ - White

Samsung
Original price $898.99 - Original price $898.99
Original price
$898.99
$898.99 - $898.99
Current price $898.99

Fit more for fewer loadsFewer loads less time in the laundry room.Quiet washing anytime anyplaceReduces noise and vibration.Keep your washer fresh ...

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Original price $898.99 - Original price $898.99
Original price
$898.99
$898.99 - $898.99
Current price $898.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One Windows Devices - Deep Pink

Microsoft
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Blink - Mini 4K+ (newest model) plug-in indoor camera 4K video resolution HDR Night Vision motion detection - Black

Blink
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Crisp 4K resolutionBring even the smallest features into sharp focus with 4K video and 10x enhanced zoom.Easy plug-in setupPlace or mount indoors o...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

HP - Omnibook 5 - 14 2K OLED Touchscreen Laptop - Intel Core 5 Series 3 (2026) - 8GB Memory - 256GB SSD - Starlit Blue

HP
Original price $875.99 - Original price $875.99
Original price
$875.99
$875.99 - $875.99
Current price $875.99

Intel Core 5 Series 3 processor with Intel AI Boost (15 NPU TOPS)Turns out you can have it all—incredible battery favorite apps ready out of the bo...

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Original price $875.99 - Original price $875.99
Original price
$875.99
$875.99 - $875.99
Current price $875.99

Rocketfish - Slim Fixed TV Wall Mount - Black

Rocketfish
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Compatible with most 50"-116" flat-panel TVsUp to 225 lbs with a VESA compatibility of 200x200 to 800x600Post Install LevelingAbility for post-inst...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Yamaha - R200A 2-Ch.100W Stereo Receiver with Bluetooth Phono Input Subwoofer Output - Black

Yamaha
Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

Power behind every detailDesigned to bring out the best in your speakers this receiver delivers 100W x 2 channel (8¿) of clean dynamic power for a ...

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Original price $331.99 - Original price $331.99
Original price
$331.99
$331.99 - $331.99
Current price $331.99

Cozyla - 15.6" Digital Calendar+2 AIO Family Hub Planner - White

Cozyla
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Family CalendarAuto sync your Apple Google Outlook and other calendars.Chores RoutinesCreate chores and routines with points repetition and remind...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

LG - SIGNATURE 36-in 21.7 Cu. Ft. 4-Door French Door Zero Clearance Smart Refrigerator with Full Convert Drawer and Craft Ice - Stainless Steel

LG
Original price $4,734.99 - Original price $4,734.99
Original price
$4,734.99
$4,734.99 - $4,734.99
Current price $4,734.99

Zero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...

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Original price $4,734.99 - Original price $4,734.99
Original price
$4,734.99
$4,734.99 - $4,734.99
Current price $4,734.99

Sony - INZONE E9 Wired In-Ear Monitor for Gaming - Glass Purple

Sony
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Superior sound for FPS accuracyThe custom acoustic design combined with 5mm drivers sharpens spatial detail. Hear footsteps shots and movement with...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Canon - EOS R8 Mark II 4K Video Mirrorless Camera with RF24-50mm F4.5-6.3 IS STM Lens - Black

Canon
Original price $2,367.99 - Original price $2,367.99
Original price
$2,367.99
$2,367.99 - $2,367.99
Current price $2,367.99

24.2 Megapixel Image SensorA full-frame sensor delivers fine detail rich tones and pronounced natural bokeh.Full-frame bokehThe large sensor area a...

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Original price $2,367.99 - Original price $2,367.99
Original price
$2,367.99
$2,367.99 - $2,367.99
Current price $2,367.99

Logitech Alto Keys K98M - keyboard - QWERTY - US English - lilac Input Device

Logitech
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Immersive typing with UniCushionEnjoy a mechanical typewriter keyboard feel—gasket mount absorbs vibrations for smoother keystrokes delivering comf...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Samsung Galaxy Tab S12+ - tablet - Android 17 - 512 GB - 12.6"

Samsung
Original price $1,552.99 - Original price $1,552.99
Original price
$1,552.99
$1,552.99 - $1,552.99
Current price $1,552.99

Performance that keeps up with youWhether you’re gaming streaming multitasking or using AI the MediaTek Dimensity 9500 processor on Galaxy Tab S12+...

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Original price $1,552.99 - Original price $1,552.99
Original price
$1,552.99
$1,552.99 - $1,552.99
Current price $1,552.99

Lenovo - Legion 5i 15.3" 3K Gaming Laptop - Intel Core Ultra 7 245HX 2025 - 16GB RAM - NVIDIA GeForce RTX 5060 - 512GB Storage - Glacier White

Lenovo
Original price $2,086.99 - Original price $2,086.99
Original price
$2,086.99
$2,086.99 - $2,086.99
Current price $2,086.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,086.99 - Original price $2,086.99
Original price
$2,086.99
$2,086.99 - $2,086.99
Current price $2,086.99

Nothing - Headphone (1) Pro Wireless Over-Ear Bluetooth Headphones - White

Nothing
Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Hi-Res Audio certified with LDACThe 40 mm dynamic driver precision dynamic driver and treble xMEMs driver work together to boost bass vocals and in...

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Original price $413.99 - Original price $413.99
Original price
$413.99
$413.99 - $413.99
Current price $413.99

Amazon - Kids Tablet 11 (all-new) ages 6+ 11" 2.5K display 8GB includes 1-year Kids+ subscription parental controls - Sunshine Barbie

AMAZON
Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

Built for whatever is nextWith a brilliant display fast processor and active stylus support kids get gamer-worthy performance that can handle ever...

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Original price $380.99 - Original price $380.99
Original price
$380.99
$380.99 - $380.99
Current price $380.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.