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  • Original price $105.99 - Original price $105.99
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    Current price $105.99

    Nintendo - Joy-Con (L)/(R) - Pastel Pink

    Nintendo

    Depending on the game you might use a single Joy Con in each handGive the second one to a friendIncludesOne Pastel Pink Joy-Con (L) one Pastel Pink...

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    Original price $105.99 - Original price $105.99
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  • Original price $616.99 - Original price $616.99
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    Apple - AirPods Max (USB-C) - Starlight

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Black (2024 release) - Black

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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  • Original price $672.99 - Original price $672.99
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    Hyper - 26" Mountain Electric Bike eBike w/ 20mph Max Speed 20 Mile Operating Range - Universal Size - UL Approved Certified - Blue

    Hyper

    Motor350W Rear Hub MotorBattery36v Electric Pedal Assist BatteryFrameLightweigth Aluminum FrameSafteyUL CertifiedTireRugged Mtb TiresSuspensionFron...

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    Original price $672.99 - Original price $672.99
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  • Original price $910.99 - Original price $910.99
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    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $910.99 - Original price $910.99
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  • Original price $335.99 - Original price $335.99
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    24 VOLT 5-PIECE COM

    Greenworks

    24 VOLT 5-PIECE COMBO KIT

    Original price $335.99 - Original price $335.99
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  • Original price $504.99 - Original price $504.99
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    Jetson - Bolt Pro eBike with 30 miles Max Operating Range 15.5 mph Max Speed - Black

    Jetson

    350-watt rear wheel motorZip around town in style with the Bolt Pro's powerful yet quiet motor.BatteryComes with a concealed and rechargeable Lithi...

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    Original price $504.99 - Original price $504.99
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  • Original price $299.99 - Original price $299.99
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    Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $299.99 - Original price $299.99
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  • Original price $312.99 - Original price $312.99
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    Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $312.99 - Original price $312.99
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  • Original price $242.99 - Original price $242.99
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    Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

    Samsung

    Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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    Original price $242.99 - Original price $242.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi + Cellular - 64GB - Silver (Unlocked)

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $1,504.99 - Original price $1,504.99
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    Hisense - 65" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    Original price $1,504.99 - Original price $1,504.99
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  • Original price $2,314.99 - Original price $2,314.99
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    Nikon - Z 7 II 4k Video Mirrorless Camera (Body only) - Black

    Nikon

    45.7-megapixel CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements all the way up to poster-sized prints or crop ag...

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    Original price $2,314.99 - Original price $2,314.99
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  • Original price $589.99 - Original price $589.99
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    Microsoft - Xbox Series X 1TB Console - Cabon Black

    Microsoft

    Power your dreamsExperience Xbox Series X the fastest most powerful Xbox ever. Explore rich new worlds with 12 teraflops of raw graphic processing ...

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    Original price $589.99 - Original price $589.99
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  • Original price $77.99 - Original price $77.99
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    Hyper - 7-Port Universal USB-C Hub - USB-C Docking Station for Laptops - Space Gray

    Sanho

    CompatibilityCompatible with most Windows Chrome Mac laptops any other device with a USB Type-C port (MacBook Air 13" 2016-2023 MacBook Pro 15-16" ...

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    Original price $77.99 - Original price $77.99
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  • Original price $649.99 - Original price $649.99
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    Night Owl - 12 Channel 6 Camera Wired 4K 2TB DVR Security System - White

    Night Owl

    Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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    Original price $649.99 - Original price $649.99
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  • Original price $405.99 - Original price $405.99
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    Apple - Magic Keyboard for iPad Pro 13-inch (M4) - Black

    Apple

    Folds into a case to provide front and back protection for traveling with iPad Pro.

    Original price $405.99 - Original price $405.99
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  • Original price $229.99 - Original price $229.99
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    HP - 14" Laptop - Intel Celeron - 4GB Memory - 128GB eMMC - Rose Gold

    HP

    Windows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $229.99 - Original price $229.99
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  • Original price $1,449.99 - Original price $1,449.99
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    Skytech Gaming - Archangel 4 Gaming Desktop PC AMD Ryzen 5 7600X 32GB Memory AMD Radeon 7600 1TB NVMe SSD - White

    Skytech Gaming

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,449.99 - Original price $1,449.99
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    $1,449.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $190.99 - Original price $190.99
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    Samsung Galaxy Tab A9+ - tablet - Android 14 - 64 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $190.99 - Original price $190.99
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  • Original price $156.99 - Original price $156.99
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    Crucial - T500 1TB Internal SSD PCIe Gen 4x4 NVMe M.2 with Heatsink for PS5

    Crucial

    Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsPS5 readyHe...

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    Original price $156.99 - Original price $156.99
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  • Original price $91.99 - Original price $91.99
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    Twelve South - HoverBar Duo with Quickswitch Tab for Apple iPad or iPhone - Black

    Twelve South

    2nd generation has arrivedThe new HoverBar Duo 2nd gen combines everything you love about this flexible stand with a new QuickSwitch Tab that lets ...

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    Original price $91.99 - Original price $91.99
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    $91.99
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  • Original price $819.99 - Original price $819.99
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    MSI Claw A1M-051US - handheld game console - 512 GB SSD - black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $819.99 - Original price $819.99
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    $819.99
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  • Original price $654.99 - Original price $654.99
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    HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $654.99 - Original price $654.99
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  • Original price $449.99 - Original price $449.99
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    Sauder - River Ranch 6 Drawer Dresser - Grand Walnut

    Sauder

    Construction MaterialsEngineered WoodNumber of Drawers0Design StyleBohemian TransitionalFinishGrand WalnutAssemblyMinimal assembly required. Save ...

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    Original price $449.99 - Original price $449.99
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  • Original price $194.99 - Original price $194.99
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    Motorola - moto g 5G 2024 128GB (Unlocked) - Sage Green

    Motorola

    Immersive 120Hz display and Dolby AtmosWatch movies and play games on a fast fluid 6.6" display backed by multidimensional stereo sound.50MP Quad P...

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    Original price $194.99 - Original price $194.99
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  • Original price $218.99 - Original price $218.99
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    Beats Studio Pro - headphones with mic

    Apple

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $218.99 - Original price $218.99
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  • Original price $207.99 - Original price $207.99
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    Insignia - 43" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $207.99 - Original price $207.99
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  • Original price $56.99 - Original price $56.99
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    Crash Team Racing Nitro-Fueled Standard Edition - Nintendo Switch

    Activision Publishing

    - Start your engines with the original game modes characters tracks power-ups weapons and controls- Power slide to glory in additional karts tracks...

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    Original price $56.99 - Original price $56.99
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  • Original price $416.99 - Original price $416.99
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    Nintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi

    Nintendo

    Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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    Original price $416.99 - Original price $416.99
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  • Original price $390.99 - Original price $390.99
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    STARLINK - Standard Kit AX Tri Band Wi-Fi System - White

    STARLINK

    Stream movies make video calls play online games and moreWith Starlink users can engage in activities that historically have not been possible with...

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    Original price $390.99 - Original price $390.99
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  • Original price $294.99 - Original price $294.99
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    $294.99
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    Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Glacier White

    AMAZON

    Alexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...

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    Original price $294.99 - Original price $294.99
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  • Original price $36.99 - Original price $36.99
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    PDP - Travel Case Plus GLOW For Nintendo Switch Nintendo Switch Lite Nintendo Switch - OLED Model - 1-Up Mushroom

    PDP

    Switch compatibilityCompatible with Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED ModelGlow-In-The-DarkUnique design glows in the...

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    Original price $36.99 - Original price $36.99
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  • Original price $663.99 - Original price $663.99
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    $663.99
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    Current price $663.99

    X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black

    X Rocker

    4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...

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    Original price $663.99 - Original price $663.99
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  • Original price $134.99 - Original price $134.99
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    $134.99
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    Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black

    Apple

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $134.99 - Original price $134.99
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    $134.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.