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  • Original price $3,967.99 - Original price $3,967.99
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    Current price $3,967.99

    Apple - MacBook Pro 16-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $3,967.99 - Original price $3,967.99
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  • Original price $3,628.99 - Original price $3,628.99
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    Apple - MacBook Pro 14-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $3,628.99 - Original price $3,628.99
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  • Original price $2,838.99 - Original price $2,838.99
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    Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,838.99 - Original price $2,838.99
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  • Original price $187.99 - Original price $187.99
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    Greenworks - 24 Volt Stick Vacuum with 4ah Battery Attachments Charger - Green

    Greenworks

    Powerful motor500W brushless motor with (3) power modes boasting up to 170 air watts of suction powerDigital displayEasily view run time power mode...

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    Original price $187.99 - Original price $187.99
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  • Original price $823.99 - Original price $823.99
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    GE - 4.8 Cu. Ft. Freestanding Gas Range - Stainless Steel

    GE

    13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...

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    Original price $823.99 - Original price $823.99
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  • Original price $246.99 - Original price $246.99
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    Greenworks - 24 Volt Backpack Sprayer with (1) 2 Ah Battery and Charger - Green

    Greenworks

    ConvenientNo manual pumping required the powerful motor and pump instantly deliver with constant pressure up to 70 PSISpray distanceReach hard to g...

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    Original price $246.99 - Original price $246.99
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  • Original price $1,482.99 - Original price $1,482.99
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    Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Blue

    Apple

    FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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    Original price $1,482.99 - Original price $1,482.99
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  • Original price $75.99 - Original price $75.99
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    WORX - LeafPro Universal Collection System

    Worx

    Stop Emptying The Bag Over OverHooks up to your leaf blower/vac and empties into a 32-96 gallon waste container (not included)Fits All Major Brand...

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    Original price $75.99 - Original price $75.99
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  • Original price $1,037.99 - Original price $1,037.99
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    LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dB - Black Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $1,037.99 - Original price $1,037.99
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  • Original price $169.99 - Original price $169.99
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    Elgato Facecam MK.2 - webcam

    Elgato

    Full HD 60fpsLook true-to-life on camera even in motionPro imageCapture more natural colors even in low-light spacesSet the shotIncludes Camera Hub...

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    Original price $169.99 - Original price $169.99
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  • Original price $143.99 - Original price $143.99
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    Sony - ULT WEAR Wireless Noise Canceling Headphones - White

    Sony

    ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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    Original price $143.99 - Original price $143.99
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  • Original price $236.99 - Original price $236.99
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    Fellow - Opus Conical Burr Grinder - Matte Black

    Fellow

    Cafe-grade performanceC6-40 Burly Burrs; a 6-blade 40 mm conical burr set and powerful motor with 6Nm of torque at the burr together produce outsta...

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    Original price $236.99 - Original price $236.99
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  • Original price $436.99 - Original price $436.99
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    Logitech - Mevo Start Live Streaming HD Action Camera - Black

    Logitech

    Intelligent app controlWirelessly control your Mevo streaming and recording camera to create compelling video content with features like Auto-Direc...

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    Original price $436.99 - Original price $436.99
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  • Original price $350.99 - Original price $350.99
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    Vinotemp - 4-Bottle Open Wine Cooler - Black

    Vinotemp

    All black cabinetQuiet thermoelectric technologyTouch screen digital temperature controlTemperature 42.8-64.4F

    Original price $350.99 - Original price $350.99
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  • Original price $303.99 - Original price $303.99
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    Elgato Prompter - teleprompter

    Elgato

    Built-in displayNo extra tablets or smartphone screens requiredMultipurposeRead Twitch chat or scripts while looking at your camera.Meet face to fa...

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    Original price $303.99 - Original price $303.99
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  • Original price $170.99 - Original price $170.99
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    $170.99
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    Sony - ULT FIELD 1 Wireless Speaker - Orange

    Sony

    Boost the bass with the ULT buttonPress the ULT button for enhanced bass.Enjoy music for longerUp to 12 hours of battery life pumping out music as ...

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    Original price $170.99 - Original price $170.99
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  • Original price $206.99 - Original price $206.99
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    Logitech - PRO X TKL RAPID Tenkeyless Corded Magnetic Analog Switch Gaming Keyboard with Customizable RGB Lighting - Black

    Logitech

    Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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    Original price $206.99 - Original price $206.99
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  • Original price $470.99 - Original price $470.99
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    OSP Home Furnishings - Tool Less Meridian Computer Desk - Black / Clear Glass

    OSP Home Furnishings

    ContemporaryClean contemporary design compliments most any decorSolid constructionMade of select veneers and wood solids finished in a beautiful Eb...

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    Original price $470.99 - Original price $470.99
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  • Original price $120.99 - Original price $120.99
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    Twinkly - Smart Light String 250 LED RGB Generation II - Multi

    Twinkly

    Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

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    Original price $120.99 - Original price $120.99
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    $120.99
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  • Original price $71.99 - Original price $71.99
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    Shokz - OpenMove Bone Conduction Open Ear Lifestyle/Sport Headphones - Blue

    Shokz

    Entry-Level Price PointNew to the world of open-ear listening OpenMove headphones offer a great introduction to all Shokz patented bone conduction ...

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    Original price $71.99 - Original price $71.99
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  • Original price $2,744.99 - Original price $2,744.99
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    LG - 27.7 Cu. Ft. French Door Smart Refrigerator with External Ice and Water - Stainless Steel

    LG

    Ultra-Large Capacity 27.7 cu. ft.Stock-up and store everything you need. With a cavernous 27.7 cubic feet of space this LG French Door refrigerator...

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    Original price $2,744.99 - Original price $2,744.99
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  • Original price $379.99 - Original price $379.99
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    Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Steel

    Office Star Products

    Antimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...

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    Original price $379.99 - Original price $379.99
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  • Original price $215.99 - Original price $215.99
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    eufy Security - eufyCam 3 Outdoor Wireless 4K Solar Powered Add-On Security Camera (Base Not Included) - White

    Eufy

    See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam 3 Add-on—even at night. The Starlight phot...

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    Original price $215.99 - Original price $215.99
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  • Original price $288.99 - Original price $288.99
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    De'Longhi Nespresso VertuoPlus Deluxe ENV155BAE - coffee machine with milk frother - piano black

    Delonghi

    VERSATILE AUTOMATIC COFFEE MAKER VertuoPlus Deluxe makes both coffee and espresso in a variety of sizesnbsp. 5oz 8oz Coffee and single and double E...

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    Original price $288.99 - Original price $288.99
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  • Original price $965.99 - Original price $965.99
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    Lenovo - IdeaPad 5x - Copilot+ PC - 2-in-1 14" (WUXGA) Touchscreen Laptops- Snapdragon X Plus - 16GB - 512GB SSD - Luna Grey

    Lenovo

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $965.99 - Original price $965.99
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  • Original price $183.99 - Original price $183.99
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    $183.99
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    Cuisinart - Grill Top Pizza Oven Kit - Multi

    Cuisinart

    Powered by your grillThe Cuisinart Grill Top Pizza Oven is powered solely by the heat source of your grill. Works with gas charcoal or pellet grill...

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    Original price $183.99 - Original price $183.99
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  • Original price $744.99 - Original price $744.99
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    GE - 5.0 Cu. Ft. Freestanding Electric Range - White

    GE

    4 cooktop elementsProvide 1250-2400W of power to meet various cooking requirements.Porcelain-enamel cooktop surfaceOffers a durable design.Accommod...

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    Original price $744.99 - Original price $744.99
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  • Original price $209.99 - Original price $209.99
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    $209.99
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    Twinkly - Smart Light String 600 LED RGB Generation II - Multi

    Twinkly

    Premium home decorative lightsTwinkly Light Strings will add advanced technology to your home decor and festive year-round gatherings both inside a...

    View full details
    Original price $209.99 - Original price $209.99
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    $209.99
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    Current price $209.99
  • Original price $918.99 - Original price $918.99
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    ZLINE - 36" Gas Cooktop with 6 Gas Burners

    ZLINE

    Italian-Made Sealed Brass BurnersGas cooktop includes 4 hand-cast brass burners with cooking power ranging from 1000 - 18000 BTUs providing cooking...

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    Original price $918.99 - Original price $918.99
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  • Original price $761.99 - Original price $761.99
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    $761.99
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    Frigidaire 24" Built-In Stainless Steel Tub Dishwasher with 3rd Rack EvenDry System 49 dBA - Stainless Steel

    Frigidaire

    Unlike traditional spray arms our BladeSpray arm rotates in two directions so you get better water coverage that reaches every corner.Third Level R...

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    Original price $761.99 - Original price $761.99
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    $761.99
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  • Original price $1,327.99 - Original price $1,327.99
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    Frigidaire - 5.3 Cu. Ft. Front Control Electric Induction Range with Convection Bake - Stainless Steel

    Frigidaire

    Wipe away cleaning time with the induction cooktopUnlike traditional electric and gas cooktops induction only heats the pan and the food in it so t...

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    Original price $1,327.99 - Original price $1,327.99
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    $1,327.99
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  • Original price $395.99 - Original price $395.99
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    $395.99
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    Current price $395.99

    Samsung - 32 ViewFinity UJ590 UHD Monitor - Dark Gray/Blue

    Samsung

    4K Ultra HD 3840 x 2160 resolutionOutstanding detail that's ideal for watching high-resolution videos and playing games with settings maxed out.4 m...

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    Original price $395.99 - Original price $395.99
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    $395.99
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  • Original price $875.99 - Original price $875.99
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    $875.99
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    Segway - Ninebot F2 Pro Electric Scooter w/34 miles Max Operating Range 20 mph Max Speed - Black

    Segway

    More mileageLooking for a powerful long-range and stylish KickScooter The Segway-Ninebot F2 Pro KickScooter has it all and is the perfect fit for d...

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    Original price $875.99 - Original price $875.99
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    $875.99
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  • Original price $73.99 - Original price $73.99
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    $73.99
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    Edifier - G1000 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - White

    Edifier

    Amazing sound qualityQuality speakers with 10W peak power 2.5-inch full range drivers. Full range speakers support realistic sound and deliver pow...

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    Original price $73.99 - Original price $73.99
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    $73.99
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  • Original price $300.99 - Original price $300.99
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    $300.99
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    Breville - the Compact Wave Soft Close 0.9 Cu. Ft. Microwave - Brushed Stainless Steel

    Breville

    Electronic controlsConvenient cooking controls make heating up food fast and simple.Large 10.6" turntable keeps food rotatingBy turning food items ...

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    Original price $300.99 - Original price $300.99
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    $300.99
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  • Original price $102.99 - Original price $102.99
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    $102.99
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    Mount-It - Single Monitor Arm Desk Mount - Black

    Bower

    Compatible with most flat-panel monitorsHolds one 19" to 32" monitor with the weight of up to 20 lbs. Standard VESA mounting holes on the monitor a...

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    Original price $102.99 - Original price $102.99
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    $102.99
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    Current price $102.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.