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Original price $122.99 - Original price $122.99
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$122.99
$122.99 - $122.99
Current price $122.99

GoPro - 1.57 Inch Neutral Density Lens Filter 4-Pack

GoPro

Comes with ND4 ND8 ND16 and ND32 filters in a protective case so you can choose the one that works best for your activity and lighting conditionsAu...

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Original price $122.99 - Original price $122.99
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Current price $122.99
Original price $37.99 - Original price $37.99
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$37.99
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The Karate Kid Street Rumble - Nintendo Switch

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $37.99 - Original price $37.99
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Original price $193.99 - Original price $193.99
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$193.99
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Sennheiser - MOMENTUM True Wireless 4 Earbuds - Blue

Sennheiser

Sennheiser’s signature soundDelivers exceptional artist-intended sound fidelity ensuring every detail and emotion is captured thanks to our proprie...

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Original price $193.99 - Original price $193.99
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Original price $568.99 - Original price $568.99
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$568.99
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JBL - Stage2 280F 2.5-Way Dual 8" Floorstanding Loudspeaker - Each - Espresso

JBL

Dual 8-inch (200mm) Polycellulose Ribbed Cone WoofersThe 280F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary mix...

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Original price $568.99 - Original price $568.99
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$568.99
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Original price $76.99 - Original price $76.99
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$76.99
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Elgato - Wave Neo Wired Cardioid Condenser USB Microphone - White

Elgato

Sound ProEliminate distortion commonly caused by built-in mics.Plug ‘n PlayIt’s ready out of the box no software setup needed.Ultra VersatileWorks ...

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Original price $76.99 - Original price $76.99
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$76.99
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Original price $132.99 - Original price $132.99
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$132.99
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Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Glacier Blue

Ninja

Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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Original price $132.99 - Original price $132.99
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$132.99
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Original price $204.99 - Original price $204.99
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$204.99
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GE - 0.9 Cu. Ft. Countertop Microwave with Scan-to-Cook Technology - Stainless Steel

GE

Scan-to-Cook TechnologyTake the guesswork out of microwaving frozen foods and prepare your favorites exactly how the manufacturer intended with jus...

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Original price $204.99 - Original price $204.99
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$204.99
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Original price $2,147.99 - Original price $2,147.99
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NETGEAR - Orbi 970 Series BE27000 Quad-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE27000 quad-band mesh Wi-Fi router and two satellitesOrbi 970 Series with Wi-Fi 7 unleashes speeds up to 27Gbps for unparalleled performance and c...

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Original price $2,147.99 - Original price $2,147.99
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Original price $497.99 - Original price $497.99
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$497.99
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Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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Original price $497.99 - Original price $497.99
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Original price $90.99 - Original price $90.99
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$90.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch - Sticker Mania

PowerA

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $90.99 - Original price $90.99
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$90.99
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Original price $72.99 - Original price $72.99
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$72.99
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JBL - PartyLight Stick bluetooth party light stick - 2024 - Black

JBL

Take your party to the next levelThe JBL PartyLight Stick syncs automatically with the sound and lights of any JBL PartyBox turning your party into...

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Original price $72.99 - Original price $72.99
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$72.99
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Original price $97.99 - Original price $97.99
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Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Deep Navy

Ninja

Blend Twist GoDetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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Original price $97.99 - Original price $97.99
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Original price $25.99 - Original price $25.99
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$25.99
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NEXT - Precision Thumbstick Multi-Pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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Original price $25.99 - Original price $25.99
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Original price $38.99 - Original price $38.99
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$38.99
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Insignia - Desk Mat - Black

Insignia

Large size15.75 H x 31.5 W in. size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work or game.Reve...

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Original price $38.99 - Original price $38.99
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Original price $559.99 - Original price $559.99
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$559.99
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HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $559.99 - Original price $559.99
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$559.99
$559.99 - $559.99
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Original price $109.99 - Original price $109.99
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$109.99
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Current price $109.99

Ultimate Ears - WONDERBOOM PLAY Portable Wireless Bluetooth Mini Speaker with Waterproof Dustproof and Floatable design - Black

Ultimate Ears

Surprisingly big soundWONDERBOOM PLAY delivers signature Ultimate Ears sound quality and big audacious audio.10 hours of PLAYGet 10 hours of boomin...

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Original price $109.99 - Original price $109.99
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$109.99
$109.99 - $109.99
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Original price $243.99 - Original price $243.99
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$243.99
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JBL - Tour One M2 True Adaptive Noise Cancelling Headphones - 2024 - Black

JBL

True Adaptive Noise Cancelling with Smart AmbientEnjoy the soundtrack of your life no matter where you are. True Adaptive Noise Cancelling technolo...

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Original price $243.99 - Original price $243.99
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$243.99
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Original price $50.99 - Original price $50.99
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$50.99
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bella PRO - 12-Cup Programmable Coffee Maker - Stainless Steel

Bella Pro Series

Wake up to fresh coffeeProgrammable up to 24 hours.Customized brewStrong brew strength selector for richer tasting coffee.Serve while brewingPause ...

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Original price $50.99 - Original price $50.99
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$50.99
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Original price $279.99 - Original price $279.99
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$279.99
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Bose - Ultra Open-Ear True Wireless Open Earbuds - Moonstone Blue

Bose

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $279.99 - Original price $279.99
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$279.99
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Original price $255.99 - Original price $255.99
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$255.99
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Greenworks - Pro Electric Pressure Washer up to 2300 PSI at 1.2 GPM - Green

Greenworks

MotorInnovative Greenworks TruBrushless Motor Technology Automatically adapts motor power for maximum cleaning power with any nozzle; Up to 2x the...

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Original price $255.99 - Original price $255.99
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Original price $146.99 - Original price $146.99
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$146.99
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Nintendo Sound Clock Alarmo - Red

Nintendo

Select a title pick a scene set a time and wake up to a soundscape of Nintendo music and game elementsChoose from 35 scenes inspired by Nintendo ti...

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Original price $146.99 - Original price $146.99
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Original price $79.99 - Original price $79.99
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$79.99
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SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Aqua

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $79.99 - Original price $79.99
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$79.99
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Original price $363.99 - Original price $363.99
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$363.99
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Current price $363.99

HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey

HP

Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Serious ...

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Original price $363.99 - Original price $363.99
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$363.99
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Original price $3,499.99 - Original price $3,499.99
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ASUS - ROG Zephyrus G14 14" 3K OLED 120Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 5080 - 2TB - Platinum White

ASUS

Make Gaming and Creating Easier With Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,499.99 - Original price $3,499.99
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Original price $2,368.99 - Original price $2,368.99
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ASUS - ROG Zephyrus G16 16" 2.5K OLED 240Hz Gaming Laptop - Intel Core Ultra 9 285H - 16GB RAM - NVIDIA RTX 5070 - 1TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,368.99 - Original price $2,368.99
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$2,368.99
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Original price $2,196.99 - Original price $2,196.99
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Current price $2,196.99

ASUS - ROG Strix G16 16" FHD 165Hz Gaming Laptop - AMD Ryzen 9 HX - 16GB RAM - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Eclipse Gray

ASUS

Intuitive Windows 11 HomeGame create and connect with family and friends - Windows 11 Home is the place for it all. With a fresh new feel and tools...

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Original price $2,196.99 - Original price $2,196.99
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$2,196.99
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Original price $3,272.99 - Original price $3,272.99
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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5080 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $3,272.99 - Original price $3,272.99
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$3,272.99
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Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - FaZe Clan Limited Edition

Steel Series

FaZe Clan EditionDominate the battlefield just like FaZe with their favorite gaming mouse while repping their colors. With gear endorsed by them be...

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Original price $134.99 - Original price $134.99
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$134.99
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Original price $1,093.99 - Original price $1,093.99
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$1,093.99
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Current price $1,093.99

Segway - ZT3 Pro Kick Scooter w/43.5 Max Operating Range 24.9mph Max Speed - Black

Segway

Sturdy dual suspension systemDiscover a new era of suspension-riding. Built with a dual front telescopic suspension and rear spring suspension ever...

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Original price $1,093.99 - Original price $1,093.99
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$1,093.99
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Original price $1,693.99 - Original price $1,693.99
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$1,693.99
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Current price $1,693.99

HP - OmniStudio X - Copilot+ PC - 27" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,693.99 - Original price $1,693.99
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$1,693.99
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Current price $1,693.99
Original price $654.99 - Original price $654.99
Original price
$654.99
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Current price $654.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - White

Insignia

14.2 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors recessed...

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Original price $654.99 - Original price $654.99
Original price
$654.99
$654.99 - $654.99
Current price $654.99
Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99

JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Latte

JBL

5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...

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Original price $311.99 - Original price $311.99
Original price
$311.99
$311.99 - $311.99
Current price $311.99
Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99

JBL - Stage 200P 10-Inch Powered Subwoofer - Latte

JBL

10-inch (250mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...

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Original price $361.99 - Original price $361.99
Original price
$361.99
$361.99 - $361.99
Current price $361.99
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

JBL - Stage2 250B 2-Way 5.25-inch (130mm) Bookshelf Loudspeaker - Pair - Espresso

JBL

5.25-inch (130mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp con...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

JBL - Stage2 245C 2.5-Way Quad 4.5-inch (114mm) Center Channel Loudspeaker - Each - Espresso

JBL

Quad 4.5-inch (114mm) Polycellulose Ribbed Cone WoofersEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pul...

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Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Logitech - Combo Touch Keyboard and Trackpad Case for Apple iPad - Latest Model A16 chip and iPad 10th Gen with Detachable Keyboard - Sand

Logitech

Compatibility iPad (10th gen A16)Models A2696 A2757 A2777 A3162Trackpad precision and controlEdit documents navigate apps and build presentations ...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.