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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sonos - Era 300 Smart Speaker with Spatial Audio (Each) - Black

Sonos Inc
Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

Take your spatial audio experience above and beyondFeaturing six optimally positioned drivers all around the front sides and top to support Dolby A...

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Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

Therabody - Theragun Mini (3rd Generation) - Ultra-Portable Massage For Recovery Anytime Anywhere - Black

Theragun
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Scientifically-proven percussive massage therapy Theragun Mini features circulation-boosting percussive massage therapy scientifically proven to pr...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

KitchenAid - 26.8 Cu. Ft. Standard-Depth French Door Refrigerator with Exterior Ice and Water Dispenser - Stainless Steel

Kitchenaid
Original price $2,548.99 - Original price $2,548.99
Original price
$2,548.99
$2,548.99 - $2,548.99
Current price $2,548.99

Platinum Colored Interior with Metallic AccentsAdds style inside the refrigerator to complement the quality ingredients you keep on hand. Sleek sil...

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Original price $2,548.99 - Original price $2,548.99
Original price
$2,548.99
$2,548.99 - $2,548.99
Current price $2,548.99

TP-Link - Deco X25 AX1800 Dual-Band Whole Home Mesh Wi-Fi 6 System (3-Pack) - White

TP Link
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Dual-Band Wi-Fi 6 speedsExperience speeds up to 1800 Mbps perfect for streaming online gaming large downloads video calls and more.Whole-Home cover...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Razer - DeathAdder Essential Optical Gaming Mouse - Wired - Black

Razer
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Ergonomic formSleek and distinct body of the Razer DeathAdder Essential is designed for comfort allowing you to maintain high levels of performance...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Acer - Aspire XC-1715 Desktop- Intel Processor N150 - 512GB M.2 2280 PCIe SSD-8GB DDR5 Memory - Black

Acer
Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

Vosker - V-LIT-B3 Rechargeable Lithium Battery for V300

Vosker
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Power your security cameraUse with your Vosker model V300.Port TypeFeatures a USB Type-C connector.VoltageEquipped with 3.7V to meet your charging ...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia
Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...

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Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Galactic Purple

Sony
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Soundcore - by Anker Boom Go 3i IP68 Waterproof 15W Bluetooth 6.0 Speaker 24H Playtime BassUp 2.0 Emergency Power Bank - Black

Soundcore
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Palm-Size 15W Powerful Sound with BassUp 2.0This ultra-compact portable speaker packs 15W powerful output and 92 dB peak loudness. BassUp 2.0 techn...

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Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Sony - Cyber-shot RX100 VII 20.1-Megapixel Digital Camera - Black

Sony
Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

3.0-type tiltable display monitorThe high-resolution 921k-dot 3.0-type LCD monitor tilts upward by 180 and downward by around 90 making it easy to ...

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Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

Sanus - Soundbar TV Mount Designed for the Sonos Beam Soundbar

Sanus
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Designed in collaberation with Sonos to fit the Sonos Beam SoundbarEasily and securely mount Sonos Beam Gen 1 2.Compatible with most mounted TVs fr...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

j5create - USB-C Triple Display Docking Station - Black

J5 Create
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Simultaneous DisplayPort HDMI and VGA OutputSupports Mirror and Extended modes on both Mac Windows. The easiest way to add a second or third displ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

STM - Dux Plus Case for Apple iPad Pro 11" - Red

STM
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Designed for use with Apple iPad Pro 11"For a precise fit.Polycarbonate construction with rubberized TPU bracketProtects from bumps and scratches a...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Canon - EOS Rebel T7 DSLR Video Two Lens Kit with EF-S 18-55mm and EF 75-300mm Lenses - Black

Canon
Original price $789.99 - Original price $789.99
Original price
$789.99
$789.99 - $789.99
Current price $789.99

EF-S 18-55mm f/3.5-5.6 standard zoom provides versatilityDesigned with Canon's optical image stabilizer technology. Expands picture-taking possibil...

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Original price $789.99 - Original price $789.99
Original price
$789.99
$789.99 - $789.99
Current price $789.99

Lowepro - Tahoe BP 150 Camera Backpack-Charcoal - Gray

Lowepro
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Designed for camera with zoom lens and tabletTo protect your devices and zoom lens on the go.Additional compartmentsProvide storage for cellular ph...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Sunpak- Vlogging Kit with BOYA Cardioid Microphone for Smartphones and Cameras- Black

Sunpak
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Sunpak Ultimate vlogging kitContains a 14" bicolor LED ring light mount with built-in cold shoe BOYA microphone smartphone bar with two regular sma...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

LG
Original price $1,039.99 - Original price $1,039.99
Original price
$1,039.99
$1,039.99 - $1,039.99
Current price $1,039.99

Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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Original price $1,039.99 - Original price $1,039.99
Original price
$1,039.99
$1,039.99 - $1,039.99
Current price $1,039.99

Toshiba - 50" Class C350 Series LED 4K UHD Smart Fire TV

Toshiba
Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

REGZA Engine ZRREGZA Engine ZR is Toshiba's revolutionary Engine. With the power of precise analyzing technology it drives the maximum potential of...

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Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

GE - 16.6 Cu. Ft. Top-Freezer Refrigerator with LED Interior Lighting - White

GE
Original price $828.99 - Original price $828.99
Original price
$828.99
$828.99 - $828.99
Current price $828.99

No. 1 in quality and dependability among 14-18 cu. ft. refrigeratorsBased on an independent study of property maintenance personnel. Source The Ste...

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Original price $828.99 - Original price $828.99
Original price
$828.99
$828.99 - $828.99
Current price $828.99

Insignia - 48-Can Beverage Cooler - Stainless Steel

Insignia
Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

1.5 cu. ft. capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chosen ...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99

Breville - 5-Speed Blender - Silver

Breville
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Accommodates large portionsThe BPA-free 51-oz. pitcher allows you to make smoothies and drinks to share with friends and family members.5 speedsAlo...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

RØDE - RØDECASTER PRO II Integrated Audio Production Studio - Black

Rode
Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

Low NoiseUltra-low-noise high-gain Revolution Preamps (-131.5dBV EIN 76dB gainHigh Quality InputsFour high-quality Neutrik combo inputs for connect...

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Original price $745.99 - Original price $745.99
Original price
$745.99
$745.99 - $745.99
Current price $745.99

Breville - the Smooth Wave 1.2 Cu. Ft. Microwave - Stainless Steel

Breville
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Electronic controlsConvenient cooking controls make heating up food fast and simple.Large 12.4" turntable keeps food rotatingBy turning food items ...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Razer - Ornata V3 X Full-Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Low-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Silen...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

LG - 2.4 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - White

LG
Original price $1,494.99 - Original price $1,494.99
Original price
$1,494.99
$1,494.99 - $1,494.99
Current price $1,494.99

Greater flexibility for more installation optionsThis 2.4 cubic foot compact washer just 24" wide and closet depth provides enough room for loads w...

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Original price $1,494.99 - Original price $1,494.99
Original price
$1,494.99
$1,494.99 - $1,494.99
Current price $1,494.99

Roku - 75" Class Pro Series 4K QLED Mini-LED Smart RokuTV (2025)

Roku
Original price $1,430.99 - Original price $1,430.99
Original price
$1,430.99
$1,430.99 - $1,430.99
Current price $1,430.99

Dazzling pictureWatch larger-than-life colors pop off the QLED screen and dive into vivid highlights deeper darks and realistic depth with thousand...

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Original price $1,430.99 - Original price $1,430.99
Original price
$1,430.99
$1,430.99 - $1,430.99
Current price $1,430.99

Sony - ECMG1 Subcardoid Shotgun Microphone

Sony
Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Excellent for recording human voicesThe ECM-G1 is well suited to the frequency bands of human voice characteristics capturing vocal audio clearly a...

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Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $708.99 - Original price $708.99
Original price
$708.99
$708.99 - $708.99
Current price $708.99

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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Original price $708.99 - Original price $708.99
Original price
$708.99
$708.99 - $708.99
Current price $708.99

LG - 5.5 Cu. Ft. High Efficiency Smart Top Load Washer with EasyUnload - Matte Black

LG
Original price $1,147.99 - Original price $1,147.99
Original price
$1,147.99
$1,147.99 - $1,147.99
Current price $1,147.99

5.5 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer is one of the largest top loads in its class185...

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Original price $1,147.99 - Original price $1,147.99
Original price
$1,147.99
$1,147.99 - $1,147.99
Current price $1,147.99

Logitech - Pebble 2 Combo Compact Wireless Scissor Keyboard and Mouse Bundle for Windows macOS iPadOS Chrome - Rose

Logitech
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Defy boringWith a slim design multiple colors and smarter tech this keyboard and mouse from the Pebble 2 Collection lets you express your vibe and ...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

GE - 5.0 Cu. Ft. Freestanding Gas Range - Stainless Steel

GE
Original price $1,020.99 - Original price $1,020.99
Original price
$1,020.99
$1,020.99 - $1,020.99
Current price $1,020.99

Edge-to-Edge CooktopA large cooking surface gives you extra room for pots and pans of all sizes and lets cookware move easily from burner to burner...

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Original price $1,020.99 - Original price $1,020.99
Original price
$1,020.99
$1,020.99 - $1,020.99
Current price $1,020.99

Ring - Outdoor Cam (Stick Up Cam) Indoor/Outdoor Wire Free 1080p Security Camera - White

Ring
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Watch over your home in 1080p HD video and check in at anytime with Live View.Capture every moment nonstop with 24/7 Recording. Your 24/7 footage i...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Sonos - Architectural 6-1/2" Passive 2-Way In-Ceiling Speakers (Pair) - White

Sonos Inc
Original price $753.99 - Original price $753.99
Original price
$753.99
$753.99 - $753.99
Current price $753.99

All Around SoundOptimized for Sonos Amp these in-ceiling speakers offer crystal clear sound custom tuned with Trueplay for comfortable ambient list...

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Original price $753.99 - Original price $753.99
Original price
$753.99
$753.99 - $753.99
Current price $753.99

Switch 32GB Lite - Nintendo Switch Lite

Nintendo
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.