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  • Original price $1,275.99 - Original price $1,275.99
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    LG - 2.4 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - White

    LG

    Greater flexibility for more installation optionsThis 2.4 cubic foot compact washer just 24" wide and closet depth provides enough room for loads w...

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    Original price $1,275.99 - Original price $1,275.99
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  • Original price $1,566.99 - Original price $1,566.99
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    Canon - EOS 90D DSLR Camera with EF-S 18-135mm Lens - Black

    Canon

    EF-S 18-135mm f/3.5-5.6 zoom lens provides versatilityThis focal range is ideal for everyday shots including everything from beautiful landscapes t...

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    Original price $1,566.99 - Original price $1,566.99
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  • Original price $3,967.99 - Original price $3,967.99
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    Apple - MacBook Pro 16-inch Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $3,967.99 - Original price $3,967.99
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  • Original price $2,273.99 - Original price $2,273.99
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    Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $107.99 - Original price $107.99
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    Apple - Magic Mouse - Multi-Touch Surface (USB-C) - White Multi-Touch Surface

    Apple

    CompatibilityiPad ModelsiPad Pro 13-inch (M4) iPad Pro 12.9-inch (1st 2nd 3rd 4th 5th and 6th generation) iPad Pro 11-inch (M4) iPad Pro 11-inch (1...

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    Original price $107.99 - Original price $107.99
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  • Original price $258.99 - Original price $258.99
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    Greenworks - 80 Volt AC/DC 2500 LED Lumen Work Light (Battery Charger Not Included) - Green

    Greenworks

    RuntimeUp to 11 hours (on low) and up to 5.5 hours on high (when used with 2.0 Ah battery)Hybrid performanceWork light can be powered by 80V Greenw...

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    Original price $258.99 - Original price $258.99
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  • Original price $298.99 - Original price $298.99
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    Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Lake Green Sport Loop - Starlight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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    Original price $298.99 - Original price $298.99
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  • Original price $128.99 - Original price $128.99
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    Office Star Products - Single Monitor Arm with USB - Silver

    Office Star Products

    Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

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    Original price $128.99 - Original price $128.99
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  • Original price $482.99 - Original price $482.99
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    Greenworks - 80V 20 Brushless Pole Hedge Trimmer with 2.0 Ah Battery and Charger - Green

    Greenworks

    RuntimeUp to 55 minutes on a single chargeCharge timeFully recharge battery in just 55 minutesBladesDual-action 20 laser-cut steel cutting bladesCu...

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    Original price $482.99 - Original price $482.99
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  • Original price $304.99 - Original price $304.99
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    Greenworks - 80V 4 Gallon Backpack Sprayer with 2Ah Battery Charger - Green

    Greenworks

    70 PSI Max Pressure Backpack SprayerProvides up to 70 PSI (Pounds per square inch) spraying pressure and 25ft long spraying distance4 Gallon Tank ...

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    Original price $304.99 - Original price $304.99
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  • Original price $365.99 - Original price $365.99
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    WORX - Nitro 40V 20" Cordless Snow Blower (2 x 2.0 Ah Batteries and 1 x Charger) - Black

    Worx

    40V of Performace PowerTwo Power Share batteries provide this snowblower with gas-like power without all the drawbacks of using gasolineSingle-Sta...

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    Original price $365.99 - Original price $365.99
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  • Original price $746.99 - Original price $746.99
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    Whynter - 500 Sq. Ft. Portable Air Conditioner - Platinum/Black

    Whynter

    Portable air conditioner fan and dehumidifier with 222 CFM air flowMove it from room to room on 4 caster wheels. Includes easy-to-install window ve...

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    Original price $746.99 - Original price $746.99
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  • Original price $222.99 - Original price $222.99
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    $222.99
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    Logitech G G915 X - keyboard - LIGHTSPEED TKL - QWERTY - English - black Input Device

    Logitech

    TKL keyboard for gamingThe Logitech G915 X LIGHTSPEED TKL compact gaming keyboard offers the latest innovations in gaming tech; sleek design and ne...

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    Original price $222.99 - Original price $222.99
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    $222.99
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    Current price $222.99
  • Original price $384.99 - Original price $384.99
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    $384.99
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    Current price $384.99

    OSP Home Furnishings - ACE 60" Desk with Hutch Shelf - White

    OSP Home Furnishings

    Attractive Contemporary StyleAttractive perforated metal frame adds visual interestBuilt in monitor standHutch design allows more storage beneath u...

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    Original price $384.99 - Original price $384.99
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    $384.99
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    Current price $384.99
  • Original price $130.99 - Original price $130.99
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    $130.99
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    Apple - Magic Keyboard (USB-C) - White

    Apple

    CompatibilityiPhone ModelsiPhone 16 Pro Max iPhone 16 Pro iPhone 16 Plus iPhone 16 iPhone 15 Pro Max iPhone 15 Pro iPhone 15 iPhone 15 Plus iPhone ...

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    Original price $130.99 - Original price $130.99
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    $130.99
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  • Original price $196.99 - Original price $196.99
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    $196.99
    $196.99 - $196.99
    Current price $196.99

    WORX - 20V 5" Cordless Pruning Saw (1 x 2.0 Ah Battery and 1 x Charger) - Black

    Worx

    Ultra-Compact DesignPowerful compact and versatile saw for pruning trimming delimbing and buckingOffset Bar ChainFor improved line-of-sightOne-Ste...

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    Original price $196.99 - Original price $196.99
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    $196.99
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    Current price $196.99
  • Original price $276.99 - Original price $276.99
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    $276.99
    $276.99 - $276.99
    Current price $276.99

    OSP Home Furnishings - 60" Writing Desk - Gray/Brown

    OSP Home Furnishings

    Elegant Modern StyleContemporary mixed materials of metal and woodgrainAmble work spaceExpansive 60" top surface in beautiful woodgrain finishVersa...

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    Original price $276.99 - Original price $276.99
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    $276.99
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    Current price $276.99
  • Original price $500.99 - Original price $500.99
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    Profile - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $500.99 - Original price $500.99
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    $500.99
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  • Original price $679.99 - Original price $679.99
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    $679.99
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    Current price $679.99

    Greenworks - 42" Residential Riding Mower Bagging Kit - Black

    Greenworks

    CompatibillityBagger kit for all 42" CrossoverZ and CrossoverT mowers - 60V 80V and 82VDual BinDual bin with 6 bushel capacityConstructionDurable m...

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    Original price $679.99 - Original price $679.99
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  • Original price $230.99 - Original price $230.99
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    Current price $230.99

    Walker Edison - Sliding Barn Door Hanging Wall Storage - Brushed White/Rustic Oak

    Walker Edison

    Sturdy yet stylish constructionMade with warp-resistant MDF durable laminate and powder-coated steelAmple open storageStore essentials on 2 fixed s...

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    Original price $230.99 - Original price $230.99
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    $230.99
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  • Original price $661.99 - Original price $661.99
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    $661.99
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    Jetson - Bolt Pro Max eBike with 25 miles Max Operating Range 15.5 mph Max Speed - Black

    Jetson

    Swift and steadyThe 350-watt hub motor can take you up to 15.5 mph and the 36V 6.0 Ah battery will get you up to 15 miles with the throttle more i...

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    Original price $661.99 - Original price $661.99
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    $661.99
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  • Original price $298.99 - Original price $298.99
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    $298.99
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    Current price $298.99

    Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Blue Cloud Sport Loop - Silver - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $298.99 - Original price $298.99
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    $298.99
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    Current price $298.99
  • Original price $986.99 - Original price $986.99
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    $986.99
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    Razor - Indian Youth eFTR Jr w/7 miles Max Operating Range 14+ mph Max Speed - Small - Black

    Razor

    FLAT Track Racing ExperienceYoungsters can share the exciting Flat Track racing experience on this eFTR Jr that features authentic Indian Motorcycl...

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    Original price $986.99 - Original price $986.99
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    $986.99
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  • Original price $164.99 - Original price $164.99
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    $164.99
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    Greenworks - 24 Volt 1/2 Brushless Cordless Impact Wrench with 2Ah Battery and Charger - Green

    Greenworks

    EfficientHighly efficient 24V brushless motor provides more torque quiet operation and longer lifeQuick release coupler square quick release couple...

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    Original price $164.99 - Original price $164.99
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    $164.99
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  • Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99

    Apple - Magic Mouse - Multi-Touch Surface (USB-C) - Black Multi-Touch Surface

    Apple

    CompatibilityiPad ModelsiPad Pro 13-inch (M4) iPad Pro 12.9-inch (1st 2nd 3rd 4th 5th and 6th generation) iPad Pro 11-inch (M4) iPad Pro 11-inch (1...

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    Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99
  • Original price $476.99 - Original price $476.99
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    $476.99
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    Current price $476.99

    Profile - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $476.99 - Original price $476.99
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    $476.99
    $476.99 - $476.99
    Current price $476.99
  • Original price $160.99 - Original price $160.99
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    $160.99
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    Current price $160.99

    Rexing - P2 1080p FHD Body Video Camera with Type-C Port - Black

    Rexing

    1080P FHD infrared night visionEnjoy Full HD recording capabilities and rest assured during the nighttime with high-intensity infrared LEDs that y...

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    Original price $160.99 - Original price $160.99
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    $160.99
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    Current price $160.99
  • Original price $320.99 - Original price $320.99
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    $320.99
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    Current price $320.99

    Lenovo - IdeaPad 1 15.6" (FHD) Laptop - AMD Ryzen 3 - AMD Radeon - 4GB - 128GB SSD - Abyss Blue

    Lenovo

    Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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    Original price $320.99 - Original price $320.99
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    $320.99
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    Current price $320.99
  • Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99

    Oura Ring 4 Charger - Size 11 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

    Oura

    Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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    Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99
  • Original price $151.99 - Original price $151.99
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    $151.99
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    Current price $151.99

    WORX - WG545.1 20V AIR 120 MPH Cordless Handheld Blower (1 x 2.0 Ah Battery and 1 x Charger) - Black

    Worx

    8 Cleaning AttachmentsIndoors or out the Worx Air and attachments are great for cleaning everything from lawn furniture to keyboardsHigh SpeedBlows...

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    Original price $151.99 - Original price $151.99
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    $151.99
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    Current price $151.99
  • Original price $165.99 - Original price $165.99
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    $165.99
    $165.99 - $165.99
    Current price $165.99

    Apple - Magic Trackpad - Multi-Touch Surface (USB-C) - White Multi-Touch Surface

    Apple

    CompatibilityiPad ModelsiPad Pro 13-inch (M4) iPad Pro 12.9-inch (1st 2nd 3rd 4th 5th and 6th generation) iPad Pro 11-inch (M4) iPad Pro 11-inch (1...

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    Original price $165.99 - Original price $165.99
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    $165.99
    $165.99 - $165.99
    Current price $165.99
  • Original price $118.99 - Original price $118.99
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    $118.99
    $118.99 - $118.99
    Current price $118.99

    OSP Home Furnishings - Writing Desk 48" - Brown

    OSP Home Furnishings

    Attractive Contemporary StyleAppealing light woodgrain finish with sturdy hairpin-style black metal legsAmble work space48" x 22" desktop workspace...

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    Original price $118.99 - Original price $118.99
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    $118.99
    $118.99 - $118.99
    Current price $118.99
  • Original price $188.99 - Original price $188.99
    Original price
    $188.99
    $188.99 - $188.99
    Current price $188.99

    Apple - Magic Trackpad - Multi-Touch Surface (USB-C) - Black Multi-Touch Surface

    Apple

    CompatibilityiPad ModelsiPad Pro 13-inch (M4) iPad Pro 12.9-inch (1st 2nd 3rd 4th 5th and 6th generation) iPad Pro 11-inch (M4) iPad Pro 11-inch (1...

    View full details
    Original price $188.99 - Original price $188.99
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    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $276.99 - Original price $276.99
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    $276.99
    $276.99 - $276.99
    Current price $276.99

    OSP Home Furnishings - 60" Writing Desk - Taupe/Brown

    OSP Home Furnishings

    Elegant Modern StyleContemporary mixed materials of metal and woodgrainAmble work spaceExpansive 60" top surface in beautiful woodgrain finishVersa...

    View full details
    Original price $276.99 - Original price $276.99
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    $276.99
    $276.99 - $276.99
    Current price $276.99
  • Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99

    Cuisinart - 80 Qt. Outdoor Cooler Cart - Silver

    Cuisinart

    80qt capacityCooler fits up to 100 cans or 50 bottles at a time with ice and keeps drinks cold for up to 48 hours.Dual-sided lidAllows for quick an...

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    Original price $233.99 - Original price $233.99
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    $233.99
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    Current price $233.99
  • Original price $83.99 - Original price $83.99
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    $83.99
    $83.99 - $83.99
    Current price $83.99

    Greenworks - 24 Volt Buffer (Battery Charger Not Included) - Green

    Greenworks

    CordlessCordless convenience allows different places to operate buffer its soft grip and ergonomic design for comfort operationMax 2800 RPMFull-siz...

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    Original price $83.99 - Original price $83.99
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    $83.99
    $83.99 - $83.99
    Current price $83.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.