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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Speck - Presidio2 Grip ClickLock Case with MagSafe for Apple iPhone 16 Plus - Black

Speck
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Up to 13-foot drop protection with Presidio2 Armor Cloud TechnologyWhen dropped air capsules compress and suspend your phone on a protective cushio...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Insignia - Key Ring Case for Apple AirTag - Black

Insignia
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Made for Apple AirTagHolds your Apple AirTag in place preventing it from falling out. (AirTag sold separately.)Wide openingSpring-loaded metal ring...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Best Buy essentials - 6' USB-C to USB Braided Charge-and-Sync Cable - Black

Best Buy essentials
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Designed for USB-C devicesCompatible with smartphones tablets and other devices requiring a USB-C connection.6 ft. cableReaches where you need with...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

PopSockets - MagSafe PopCase for iPhone 15 Pro Max Case with Customizable Graphic Case Insert (digital code) - Clear

Popsockets
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Design your ownCreate a unique design or show off your family and pets. Use our customization tool to design a custom graphic insert for your clear...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Best Buy essentials - 4' USB-C to USB-C Braided Charge-and-Sync Cable - Black

Best Buy essentials
Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Designed for USB-C devicesCompatible with smartphones tablets and other devices requiring a USB-C connection.4 ft. cableReaches where you need with...

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Original price $22.99 - Original price $22.99
Original price
$22.99
$22.99 - $22.99
Current price $22.99

Best Buy essentials - Female USB to Male USB-C Adapter (2-Pack) - Silver

Best Buy essentials
Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

USB to USB-CConnects USB devices to USB-C ports to improve your device’s compatibility.Wide-ranging compatibilityConnect a USB flash drive external...

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Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Belkin - Convertible Stand 15W - MagSafe-Compatible Qi2 Charger iPhone Charger for Apple iPhone 16 Apple Airpods More - Black

Belkin
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Equipped with Qi2Qi2 is the latest and most up-to-date wireless charging technology available. Qi2 works with iPhone 15 and other Qi2-enabled devic...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Belkin - 3-in-1 Stand 15W Qi2 Wireless Charger Fast Charging for iPhone 17 AirPods Apple Watch More (36W Included) - White

Belkin
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

3-in-1Wirelessly charge 3 devices all at once.Magnetic functionalityPowerful magnetic connection secures iPhone to charging stand.Qi2 chargingQi2 t...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Motorola - moto g stylus 5G 2024 256GB (Unlocked) - Caramel Latte

Motorola
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

NEW built-in stylusJot notes edit photos sketch artwork and navigate effortlessly with an improved stylus and updated software.6.7" pOLED display a...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Insignia - Key Ring Case for Apple AirTag - White

Insignia
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Made for Apple AirTagHolds your Apple AirTag in place preventing it from falling out. (AirTag sold separately.)Wide openingSpring-loaded metal ring...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

kate spade new york - Magnetic Ring Stand with MagSafe for Select Apple iPhones - Set in Stone

Kate Spade New York
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

StylishSignature kate spade new york design.StrongBuilt-in magnets for MagSafe.Wireless chargingWith a snap-on snap off with a magnetic connection....

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

mophie - Snap Adapters for MagSafe Compatibility (2-Pack) - Black

Mophie
Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

Works on all phonesAdds MagSafe compatibility to any current or older Qi-enabled devices.Compatible with MagSafeThe magnetic array on the included ...

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Original price $26.99 - Original price $26.99
Original price
$26.99
$26.99 - $26.99
Current price $26.99

The Ridge Wallet - Aluminum Cash Strap - Basecamp Orange

The Ridge Wallet
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Holds 12 cardsCarry less but always have what you need.Protect your cardsBlocks RFID to prevent wireless theftScratch ResistantThe anodized aluminu...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Insignia - Anti-Reflective Glass Screen Protector for iPhone 16 Pro Max (3-Pack) - Clear

Insignia
Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Designed for iPhone 16 Pro MaxCustom design fits your phone’s screen with cutouts for your camera speaker and light sensor.Anti-reflective technolo...

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Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

OtterBox - Defender Series Pro Hard Shell for Samsung Galaxy S23 FE - Black

Otterbox
Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

Designed for the Samsung Galaxy S23 FEEngineered to protect and compliment your Galaxy S23 FE allowing easy use of all of its functions.DROP+ Prote...

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Original price $56.99 - Original price $56.99
Original price
$56.99
$56.99 - $56.99
Current price $56.99

The Ridge Wallet - Aluminum Cash Strap - Matte Olive

The Ridge Wallet
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Holds 12 cardsCarry less but always have what you need.Protect your cardsBlocks RFID to prevent wireless theftScratch ResistantThe anodized aluminu...

View full details
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

CASETiFY - Force Case with MagSafe for Apple iPhone 16 Pro - Mulberry

Casetify
Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Strong sturdyDon't let anything slow you down. CASETiFY's Force Case is built to handle everyday drops and bumps with a new rugged design that del...

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Original price $51.99 - Original price $51.99
Original price
$51.99
$51.99 - $51.99
Current price $51.99

Case-Mate - Crossbody Strap for Most Cell Phones - Taupe Rope

Case Mate
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

StylishMinimal cord design with gold accents.CompatibleTo fit with all phone cases.AdjustableComfortable and lightweight 54 chain.Chic crossbody de...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

Apple - 6.6' (2M) USB Type C-to-Lightning Charging Cable - White

Apple
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

This 6.6' (2M) USB-C 2.0 cable connects your iPhone iPad or iPod with Lightning connector to your computer's USB-C port for syncing and chargingOr ...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Clicks - Keyboard for Apple iPhone 16 Pro Max - Surf

Clicks
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Ergonomically designed keyboardAll new key shape increases key size and ergonomic spacing for the best typing experience yet.Immersive contentClick...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Speck - Presidio Perfect-Clear ClickLock Case with MagSafe for Apple iPhone 15 Pro Max - Clear/Chrome

Speck
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Compatible with all MagSafe accessoriesPresidio Perfect-Clear is compatible with MagSafe has built-in magnets that reliably work with all Apple Mag...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

ZAGG - InvisibleShield Glass Fusion Defense Screen Protector for Samsung Galaxy S24+ - Clear

Zagg Incorporated
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Fusion Defense is made with a flexible hybrid polymer that prevents your screen protector from chipping or shattering and keeps your screen looking...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Insignia - 2x Reinforced HD Glass Screen Protector for Samsung Galaxy S24 Ultra (2-pack) - Clear

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Designed for Samsung Galaxy S24 UltraCustom design fits your phone’s screen with cutouts for your camera speaker and light sensor.3x shatter protec...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Apple - USB-C to Lightning Adapter - White

Apple
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Plug the USB-C end of the adapter into the USB-C connector on your iPhone or iPad then connect your Lightning accessory.This adapter supports conne...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Speck - ClickLock Car Vent Mount for Apple iPhones with MagSafe - Black

Speck
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

New ClickLock technologyNew innovative ClickLock Interlock technology secures Speck MagSafe accessories to your phone with the sound of a click wit...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

The Ridge Wallet - Leather Cash Strap - Tobacco Brown

The Ridge Wallet
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Holds 12 cardsCarry less but always have what you need.Protect your cardsBlocks RFID to prevent wireless theftProtective FinishEvery leather Ridge ...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Samsung - 45W Power Adapter - Black

Samsung
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Power down with standby powerThe 45W Power Adapter boasts low standby power consumption below 5mw when not in use reducing unnecessary standby powe...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

OtterBox - Defender Series Pro Hard Shell for Samsung Galaxy S24 - Black

Otterbox
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Designed For Use With Apple Iphone 15 Plus And Apple Iphone 14 PlusProtects and complements your phone.Built-In MagnetsSnap to magsafe chargers ac...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Apple - 3.3' (1M) USB-C to Lightning Cable - White

Apple
Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

You can also use this cable with your Apple 18W 20W 29W 30W 61W 87W or 96W USB-C Power Adapter to charge your iOS device and even take advantage of...

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Original price $36.99 - Original price $36.99
Original price
$36.99
$36.99 - $36.99
Current price $36.99

kate spade new york - Keychain Holder for Apple Airtag - City Leopard

Kate Spade New York
Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

Signaturekate spade new york design.Quick and EasyEasily insert and remove your airtagEasily track yourBags luggage keys and more.Luxe Gold ClipFor...

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Original price $33.99 - Original price $33.99
Original price
$33.99
$33.99 - $33.99
Current price $33.99

OtterBox - Defender Series Pro Hard Shell for Apple iPhone 15 Pro Max - Black

Otterbox
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Designed For Use With Apple Iphone 15 Pro MaxProtects and complements your phone.Drop+5X as many drops as military standard (MIL-STD-810G 516.6).L...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Apple - 3.3' (1M) Lightning to USB Cable - White

Apple
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

This USB 2.0 cable connects your iPhone iPad or iPod with Lightning connector to your computer’s USB port for syncing and charging. Or you can conn...

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Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Insignia - Hard-Shell Case for Samsung Galaxy S24 Ultra - Glitter Gradient (Clear)

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Designed for Samsung Galaxy S24 UltraHolds your device securely with a precise fit that permits easy insertion and removal.Magnetic charging compat...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

ZAGG - Glass+ Defense Screen Protector for Apple iPhone 15 Pro - Clear

Zagg Incorporated
Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

Shatter protectionGlass+ Defense is made from aluminosilicate glass and is 95 stronger than the average screen protectorScratch preventionA precisi...

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Original price $38.99 - Original price $38.99
Original price
$38.99
$38.99 - $38.99
Current price $38.99

OtterBox - Defender Series Pro Hard Shell for Samsung Galaxy S25 Ultra - Green

Otterbox
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Designed for Use with Samsung Galaxy S25 UltraProtects and complements your phone.DROP+7X as many drops as Military Standard (MIL-STD-810G 516.6).T...

View full details
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

The Ridge Wallet - Titanium Cash Strap - Burnt

The Ridge Wallet
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Holds 12 cardsCarry less but always have what you need.Protect your cardsBlocks RFID to prevent wireless theftScratch ResistantThe anodized aluminu...

View full details
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.