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Original price $78.99 - Original price $78.99
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$78.99 - $78.99
Current price $78.99

bella PRO - 20-Cup Digital Rice Cooker - Stainless Steel

Bella Pro Series

650-watts of powerSteams rice and stews vegetables a variety of other foods.20-cup capacityProvides enough room to prepare large quantities.Slow c...

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Original price $78.99 - Original price $78.99
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$78.99
$78.99 - $78.99
Current price $78.99
Original price $151.99 - Original price $151.99
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Current price $151.99

Alienware - AW725H Tri Mode Wireless Over-the-Ear Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Switch and Mobile - Lunar Light

Dell

Designed for comfortFeaturing a 45mm-wide headband and an easy-to-adjust sliding suspension unlock your optimal fit.Spacious. Breathable. Soft.Boas...

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Original price $151.99 - Original price $151.99
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$151.99
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Original price $214.99 - Original price $214.99
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Microsoft - Surface Pro 12" Keyboard for Pro 12" with Slim Pen - Ocean

Microsoft

Surface Pro 12" Keyboard with Slim PenA sleek comfortable keyboard and best-in-class pen for your Surface Pro185;For comfortable typing and writing...

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Original price $214.99 - Original price $214.99
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$214.99
$214.99 - $214.99
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Original price $214.99 - Original price $214.99
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$214.99
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Microsoft - Surface Pro 12" Keyboard for Pro 12" with Slim Pen - Slate

Microsoft

Surface Pro 12" Keyboard with Slim PenA sleek comfortable keyboard and best-in-class pen for your Surface Pro185;For comfortable typing and writing...

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Original price $214.99 - Original price $214.99
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$214.99
$214.99 - $214.99
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Original price $214.99 - Original price $214.99
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$214.99
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Current price $214.99

Microsoft - Surface Pro 12" Keyboard for Pro 12" with Slim Pen - Violet

Microsoft

Surface Pro 12" Keyboard with Slim PenA sleek comfortable keyboard and best-in-class pen for your Surface Pro185;For comfortable typing and writing...

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Original price $214.99 - Original price $214.99
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$214.99
$214.99 - $214.99
Current price $214.99
Original price $2,078.99 - Original price $2,078.99
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Current price $2,078.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,078.99 - Original price $2,078.99
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$2,078.99
$2,078.99 - $2,078.99
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Original price $1,151.99 - Original price $1,151.99
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Whirlpool - 7.4 cu. ft. Smart Front Load ENERGY STAR Gas Dryer with Wrinkle Shield Option - Radiant Silver

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $1,151.99 - Original price $1,151.99
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Original price $248.99 - Original price $248.99
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$248.99
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Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black

Govee

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $248.99 - Original price $248.99
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Original price $531.99 - Original price $531.99
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De'Longhi - Magnifica Start Automatic Coffee Espresso Machine with Milk Frother for Hot Iced Lattes Coffee More ECAM22022B - Black

De'Longhi

Simplicity Meets Creativity Easily craft all your favorite drinks at home including classics like latte iced latte iced coffee iced macchiatoespres...

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Original price $531.99 - Original price $531.99
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Original price $3,598.99 - Original price $3,598.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,598.99 - Original price $3,598.99
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Original price $2,565.99 - Original price $2,565.99
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Apple - MacBook Pro 16-inch Laptop - Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $2,565.99 - Original price $2,565.99
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$2,565.99
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Original price $3,270.99 - Original price $3,270.99
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Current price $3,270.99

Apple - MacBook Pro 14-inch Laptop - Apple M4 Max chip Built for Apple Intelligence - 36GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Original price $3,270.99 - Original price $3,270.99
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$3,270.99
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Original price $115.99 - Original price $115.99
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$115.99
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Marshall - Willen II Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Black/Brass

Marshall

Marshall Signature SoundNo matter where you are you should never have to compromise on sound. That’s why we updated Willen II’s design to deliver a...

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Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99
Original price $204.99 - Original price $204.99
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$204.99
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Razer - Wolverine V3 Pro Wireless Gaming Controller with 6 Remappable Buttons Fast Triggers Designed for Xbox Series XS PC - Black

Razer

4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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Original price $204.99 - Original price $204.99
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$204.99
$204.99 - $204.99
Current price $204.99
Original price $1,634.99 - Original price $1,634.99
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Current price $1,634.99

Lenovo - Yoga Slim 7i Aura Edition - Copilot+ PC - 15.3 3K 120Hz Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB - 1TB - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,634.99 - Original price $1,634.99
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Original price $177.99 - Original price $177.99
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$177.99
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AOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 180Hz 0.5ms Freesync HDR10 - Black

AOC

180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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Original price $177.99 - Original price $177.99
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$177.99
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Current price $177.99
Original price $1,047.99 - Original price $1,047.99
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Current price $1,047.99

Whirlpool - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Wrinkle Shield Option - Silver - Radiant Silver

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $1,047.99 - Original price $1,047.99
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$1,047.99
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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

Govee

Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $186.99 - Original price $186.99
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$186.99
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Insta360 - Flow2 Pro Gimbal Stabilizer for Smartphones with Built-in Selfie Stick and Tripod - Gray

Insta360

3-axis gimble360 Infinite Pan TrackingAI - TrackingAllow multiple tracking at onceLong lasting Battery10 hrs battery life

Original price $186.99 - Original price $186.99
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Original price $563.99 - Original price $563.99
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$563.99
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Current price $563.99

Thrustmaster - T598 Direct Axial Drive Force Feedback Racing Wheel and Pedal Set (PS5 PS4 PC) - Black

Thrustmaster

Next-Gen Direct Axial Drive MotorNext-Gen Direct Axial Drive Motor (5 Nm of constant torque) with overshoot capability vastly increasing the maximu...

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Original price $563.99 - Original price $563.99
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$563.99
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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

Peak Design - Everyday Sling 3L - Black

Peak Design

Designed for digital photo camera with lenses and droneTo protect your devices and lenses on the go.400D nylon constructionProvides durability and ...

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Original price $121.99 - Original price $121.99
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$121.99
$121.99 - $121.99
Current price $121.99
Original price $110.99 - Original price $110.99
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$110.99
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Current price $110.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Chroma Teal

Sony

Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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Original price $110.99 - Original price $110.99
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$110.99
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Original price $168.99 - Original price $168.99
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$168.99
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GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $168.99 - Original price $168.99
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$168.99
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Current price $168.99
Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $242.99 - Original price $242.99
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$242.99
$242.99 - $242.99
Current price $242.99
Original price $327.99 - Original price $327.99
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$327.99
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Current price $327.99

LG - 34" WQHD 100Hz 5ms Smart Monitor with HDR10 (HDMI USB-A) - Black

LG

Work Smart Play Smart on a 219 Smart ScreenLG Smart Monitor is designed for multitasking while you work play and watch. Connect the 34 219 curved d...

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Original price $327.99 - Original price $327.99
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$327.99
$327.99 - $327.99
Current price $327.99
Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99

Razer - Kraken V4 Pro Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile - Black

Razer

OLED Control HubCustomize and centralize the control of your battlestation with one powerful device. Check PC system metrics at a glance adjust hea...

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Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99
Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

PowerA - OPS v3 Pro Wireless Controller for PC Cloud Gaming with Lumectra - Black

PowerA

Tactile Mechanical Buttons - Enhance your gaming with quick response mechanical buttons on the ABXY D-PAD and LB/RB buttons.Quick-Twist Adjustable ...

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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99
Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99

Amazon - Fire HD 8 Kids tablet ages 3-7 3GB memory 13-hr battery 32GB (2024 release) - Disney Princess

AMAZON

Responsive With Long Battery LifeFeatures 8" HD display 3GB RAM (50 more than 2022 release) 32GB up to 1 TB of expandable storage (sold separately)...

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Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99
Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99

Amazon - Fire HD 8 Kids Pro tablet ages 6-12 3GB memory 8" HD screen 13-hr battery 32GB (2024 release) - Hello Teal

AMAZON

Long Lasting BatteryFeatures all-day up to 13-hour battery life powerful hexa-core processor 3GB RAM (50 more than 2022 release) and 32GB of intern...

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Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99
Original price $112.99 - Original price $112.99
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$112.99
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Current price $112.99

Sennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Blue

Sennheiser

50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...

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Original price $112.99 - Original price $112.99
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$112.99
$112.99 - $112.99
Current price $112.99
Original price $1,145.99 - Original price $1,145.99
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$1,145.99
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Current price $1,145.99

Whirlpool - 7.4 cu. ft. Smart Front Load ENERGY STAR Gas Dryer with Wrinkle Shield Option - White

Whirlpool

Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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Original price $1,145.99 - Original price $1,145.99
Original price
$1,145.99
$1,145.99 - $1,145.99
Current price $1,145.99
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

WORX - 20V Power Share Cordless 8" 2-in-1 Hedge Trimmer - Black

Worx

Quick Ez ShrubsThe Worx 20V Power Share Garden Shear Shrubber Is Easy To Maneuver Easy To Maintain And Makes It Easy To Cut Clean-Looking ShrubsDu...

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Original price $93.99 - Original price $93.99
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$93.99
$93.99 - $93.99
Current price $93.99
Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

NEXT - Extra Long 9' Play + Charge Cable For PlayStation 4 - Black

NEXT

Freedom and flexibility9 foot cable length gives you plenty of space to charge while you gameUSB Type A to Micro USB cable connectionUSB Type A to ...

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Original price $25.99 - Original price $25.99
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$25.99
$25.99 - $25.99
Current price $25.99
Original price $668.99 - Original price $668.99
Original price
$668.99
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Current price $668.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $668.99 - Original price $668.99
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$668.99
$668.99 - $668.99
Current price $668.99
Original price $1,595.99 - Original price $1,595.99
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$1,595.99
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Current price $1,595.99

Apple - Mac mini Desktop - Latest Model - M4 Pro chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $1,595.99 - Original price $1,595.99
Original price
$1,595.99
$1,595.99 - $1,595.99
Current price $1,595.99
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Ninja - FrostVault 30qt Hard Cooler with Dry Zone - Slate Gray

Ninja

FrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...

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Original price $242.99 - Original price $242.99
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$242.99
$242.99 - $242.99
Current price $242.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.