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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

SimpliSafe - Smart Lock Series 2 - White - White

Simplisafe

Your door is always secureLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of wh...

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Original price $147.99 - Original price $147.99
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$147.99
$147.99 - $147.99
Current price $147.99
Original price $226.99 - Original price $226.99
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Current price $226.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $226.99 - Original price $226.99
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$226.99
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Original price $623.99 - Original price $623.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $623.99 - Original price $623.99
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Original price $512.99 - Original price $512.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Space Gray

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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$512.99
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Original price $512.99 - Original price $512.99
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$512.99
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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Starlight

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $512.99 - Original price $512.99
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$512.99
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Original price $791.99 - Original price $791.99
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$791.99
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Current price $791.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $791.99 - Original price $791.99
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$791.99
$791.99 - $791.99
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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Sage Green

Ninja

Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $679.99 - Original price $679.99
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$679.99
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Current price $679.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $679.99 - Original price $679.99
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$679.99
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Original price $155.99 - Original price $155.99
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$155.99
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bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

Bella Pro Series

Extra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...

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Original price $155.99 - Original price $155.99
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$155.99
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Original price $630.99 - Original price $630.99
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$630.99
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eufy - eufyCam 3 5-Outdoor Wireless 4K Solar Powered Security Cameras with HomeBase 3 - White

Eufy

See 4K Detail Day and NightSpot tiny features on any potential trespasser (human or animal) with eufyCam S330—even at night. The Starlight photosen...

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Original price $630.99 - Original price $630.99
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$630.99
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Original price $580.99 - Original price $580.99
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$580.99
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Shark - Robot Vacuum Mop PowerDetect NeverTouch Combo Self-Emptying Self-Refilling 60-Day Debris Capacity with Pad Dry - Gaia Grey

Shark

EFFORTLESS CLEANING CONVENIENCEAutomatically empties into 60-day-capacity bin refills its own water tank for up to 30 days and dries the mopping pa...

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Original price $580.99 - Original price $580.99
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$580.99
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Original price $180.99 - Original price $180.99
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$180.99
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Marshall - Emberton III Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Black/Brass

Marshall

Marshall Signature SoundEmberton III delivers rich full Marshall signature sound that'll never let you down. Featuring Dynamic Loudness each freque...

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Original price $180.99 - Original price $180.99
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$180.99
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Original price $23.99 - Original price $23.99
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$23.99
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Disney - Lorcana Ursula’s Return - Card Sleeve (Snow White)

Lorcana

Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Snow White - Well Wisher by Javi Salas. ...

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Original price $23.99 - Original price $23.99
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$23.99
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Original price $79.99 - Original price $79.99
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$79.99
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Oura Ring 4 Charger - Size 9 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $79.99 - Original price $79.99
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$79.99
$79.99 - $79.99
Current price $79.99
Original price $24.99 - Original price $24.99
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$24.99
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Current price $24.99

Insignia - Premium Mouse Pad with Wrist Rest - Black

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
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$24.99
$24.99 - $24.99
Current price $24.99
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Stone

Ninja

Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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Original price $132.99 - Original price $132.99
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$132.99
$132.99 - $132.99
Current price $132.99
Original price $255.99 - Original price $255.99
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$255.99
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Razor - MX125 Dirt Rocket eBike for Kids w/ 5.3 Miles Max Operating Range and 8 mph Max Speed - Teal/Black

Razor

Made for off-road funPneumatic knobby tires handle all types of terrain and provide maximum support and comfortBuild confidence for young ridersRea...

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Original price $255.99 - Original price $255.99
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$255.99
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Original price $699.99 - Original price $699.99
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$699.99
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Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

Apple

WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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Original price $699.99 - Original price $699.99
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$699.99
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Original price $131.99 - Original price $131.99
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$131.99
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Soundcore - by Anker Liberty 4 Pro True Wireless Noise Cancelling Headphones - Glossy Black

Soundcore

Unmatched Noise CancellationThe Liberty 4 Pro noise-canceling earbuds feature 7 sensors—6 dedicated to sound and 1 for barometric pressure—designed...

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Original price $131.99 - Original price $131.99
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$131.99
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Original price $841.99 - Original price $841.99
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$841.99
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Current price $841.99

Sonos - Sub 4 Wireless Subwoofer - Black

Sonos Inc

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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Original price $841.99 - Original price $841.99
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$841.99
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Current price $841.99
Original price $92.99 - Original price $92.99
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$92.99
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Razer - Basilisk V3 Optical Gaming Mouse with HyperScroll Tilt Wheel - Wired - Black

Razer

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $92.99 - Original price $92.99
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$92.99
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Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99

Amazon - Kindle (16 GB) - 2024 - Matcha

AMAZON

Effortless reading in any lightRead comfortably with a 6“ glare-free display adjustable front light—now 25 brighter at max setting—and dark mode.Es...

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Original price $115.99 - Original price $115.99
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$115.99
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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99

Thrustmaster - H.E.A.R.T Controller for Xbox XS PC - White

Thrustmaster

Action buttonsThe action buttons provide super-responsive clicks with a short activation distance for optimal responsiveness.Mini sticksMini-sticks...

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Original price $121.99 - Original price $121.99
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$121.99
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Current price $121.99
Original price $917.99 - Original price $917.99
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$917.99
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Current price $917.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $917.99 - Original price $917.99
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$917.99
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Original price $161.99 - Original price $161.99
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$161.99
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HyperX - Alloy Rise 75 Wireless Mechanical Gaming Keyboard with RGB Lighting and Hot-Swappable Switches - Black

HyperX

Up to 1500 hours of battery lifeBask in up to 80 hours of electrifying gameplay with backlighting on or p ush your endurance up to 1500 hours with ...

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Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99
Original price $1,143.99 - Original price $1,143.99
Original price
$1,143.99
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Current price $1,143.99

Apple - Mac mini Desktop - Latest Model - M4 chip - Built for Apple Intelligence - 24GB Memory - 512GB SSD - Silver

Apple

LOOKS SMALL LIVES LARGE—At just 5 by 5 inches Mac mini is designed to fit perfectly under a monitor and is easy to place just about anywhere.CONVEN...

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Original price $1,143.99 - Original price $1,143.99
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$1,143.99
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Current price $1,143.99
Original price $213.99 - Original price $213.99
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$213.99
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Current price $213.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Hazel

GOOGLE

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $213.99 - Original price $213.99
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$213.99
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Current price $213.99
Original price $215.99 - Original price $215.99
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$215.99
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Current price $215.99

Google - Pixel Buds Pro 2 - Wireless Earbuds with Active Noise Cancellation Bluetooth Headphones - Porcelain

GOOGLE

Made to stay putPixel Buds 2 are small light and comfortable. Use the twist-to-adjust stabilizer to lock your earbuds in during workouts or adjust ...

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Original price $215.99 - Original price $215.99
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$215.99
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Current price $215.99
Original price $76.99 - Original price $76.99
Original price
$76.99
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Current price $76.99

eufy - Smart Wi-Fi C30 2K Wireless Video Doorbell with 32GB MicroSD Card - Black

Eufy

Detailed 2K FHD ClarityEnjoy detailed vivid visuals from 2K FHD clarity as 169 expanded views provide a wider picture of your entire front door are...

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Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99
Original price $1,785.99 - Original price $1,785.99
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Current price $1,785.99

HP - OmniBook Ultra Flip - Copilot+ PC - 14" 3K OLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Grey

HP

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall185; search across time to find the content ...

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Original price $1,785.99 - Original price $1,785.99
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$1,785.99
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Original price $223.99 - Original price $223.99
Original price
$223.99
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Current price $223.99

Fujifilm - instax mini LiPlay Hybrid Instant Camera - Misty White

Fujifilm

Hybrid instant camera and Smartphone printerBeautifully small in size and light to carry on-the-goEdit with easeIncludes a selfie mirror to capture...

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Original price $223.99 - Original price $223.99
Original price
$223.99
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Current price $223.99
Original price $224.99 - Original price $224.99
Original price
$224.99
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Current price $224.99

Ninja - Flip Toaster Oven Air Fryer - Gray

Ninja

Reclaim your counter spaceTakes up 50 less space when you flip it up and away to store against your backsplashOvenCrisp TechnologyInfrared heating ...

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Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Insignia - Premium Mouse Pad with Wrist Rest - Natural

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

TCL - 50" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99
Original price $159.99 - Original price $159.99
Original price
$159.99
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Current price $159.99

Razer - Laptop Cooling Pad with Intelligent Fan Control and Chroma RGB for Laptops 14" to 18" - Black

Razer

Razer HyperBoostTakes full advantage of the Razer Laptop Cooling Pad’s smart cooling capabilities to maximize the performance of compatible Blades ...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Insignia - Premium Mouse Pad with Wrist Rest - Pink

Insignia

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.